International Bancshares Stock

International Bancshares ROA 2025

International Bancshares ROA

0.03

Ticker

IBOC

ISIN

US4590441030

WKN

923114

In 2025, International Bancshares's return on assets (ROA) was 0.03, a -4.88% increase from the 0.03 ROA in the previous year.

International Bancshares Aktienanalyse

What does International Bancshares do?

International Bancshares Corp (IBC) is a Texas-based holding company specializing in banking services. Founded in 1966 by Dennis E. Nixon, IBC is now one of the largest independent banks in Texas and a leading player in the national banking industry. IBC's business model is to offer a wide range of services to individuals, businesses, and institutional clients. This includes traditional banking services such as deposits, lending, and transfers, as well as specialized services such as trade finance, asset management, and investment banking. As an independent banking group, IBC has several divisions. The main division is IBC Bank, which operates in the United States and Mexico and offers a variety of banking services. This bank employs a multi-channel strategy to provide customers with a wide range of access options, including online banking, mobile banking, and credit cards. Another important division of IBC is Bankers Bancorp, a subsidiary that focuses on providing banking services to clients in the banking sector. Bankers Bancorp offers a wide range of services for banks, including deposit, lending, treasury, and asset management services. In terms of its product portfolio, IBC offers a variety of services, including deposits, loans, transfers, debit and credit cards, and asset management services. IBC also specializes in trade finance, including export and import financing, documentary collection, and letter of credit. Another important business area of IBC is investment banking, which offers a wide range of financial services to companies and private clients. IBC provides institutions with advice and support in securities placement, mergers and acquisitions, capital increases, and restructuring. In conclusion, International Bancshares Corp is one of the largest independent banks in Texas and a leading player in the national banking industry. The company offers a wide range of banking services, including deposits, loans, transfers, debit and credit cards, as well as specialized services such as trade finance, asset management, and investment banking. With a diverse portfolio of financial services, IBC is well positioned to meet the needs of its customers and achieve future growth. International Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding International Bancshares's Return on Assets (ROA)

International Bancshares's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing International Bancshares's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider International Bancshares's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in International Bancshares’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about International Bancshares stock

What is the Return on Assets (ROA) of International Bancshares this year?

The Return on Assets (ROA) of International Bancshares is 0.03 undefined this year.

What was the ROA of International Bancshares compared to the previous year?

The ROA of International Bancshares has increased by -4.88% compared to the previous year.

What consequences do high ROA have for investors of International Bancshares?

A high ROA is advantageous for investors of International Bancshares, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in International Bancshares?

A low ROA can be unfavorable for investors of International Bancshares as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of International Bancshares affect the company?

An increase in ROA of International Bancshares can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of International Bancshares impact the company?

A reduction in the ROA of International Bancshares can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of International Bancshares?

Some factors that can influence the ROA of International Bancshares include revenue, operating costs, asset structure, and industry average.

Why is the ROA of International Bancshares important for investors?

The ROA of International Bancshares is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can International Bancshares take to improve ROA?

To improve ROA, International Bancshares can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does International Bancshares pay?

Over the past 12 months, International Bancshares paid a dividend of 1.98 USD . This corresponds to a dividend yield of about 3.21 %. For the coming 12 months, International Bancshares is expected to pay a dividend of 1.98 USD.

What is the dividend yield of International Bancshares?

The current dividend yield of International Bancshares is 3.21 %.

When does International Bancshares pay dividends?

International Bancshares pays a quarterly dividend. This is distributed in the months of March, March, September, March.

How secure is the dividend of International Bancshares?

International Bancshares paid dividends every year for the past 20 years.

What is the dividend of International Bancshares?

For the upcoming 12 months, dividends amounting to 1.98 USD are expected. This corresponds to a dividend yield of 3.21 %.

In which sector is International Bancshares located?

International Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von International Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of International Bancshares from 2/28/2025 amounting to 0.7 USD, you needed to have the stock in your portfolio before the ex-date on 2/14/2025.

When did International Bancshares pay the last dividend?

The last dividend was paid out on 2/28/2025.

What was the dividend of International Bancshares in the year 2024?

In the year 2024, International Bancshares distributed 1.26 USD as dividends.

In which currency does International Bancshares pay out the dividend?

The dividends of International Bancshares are distributed in USD.

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Andere Kennzahlen von International Bancshares

Our stock analysis for International Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of International Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.