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Independent Bank Group Stock

Independent Bank Group Debt 2024

Independent Bank Group Debt

326.44 USD

Ticker

IBTX

ISIN

US45384B1061

WKN

A1T8G1

In 2024, Independent Bank Group's total debt was 326.44 USD, a 1.69% change from the 321 USD total debt recorded in the previous year.

Independent Bank Group Aktienanalyse

What does Independent Bank Group do?

Independent Bank Group Inc is an American bank holding company based in McKinney, Texas. The bank was founded in 2002 and has been listed on the NASDAQ (NASDAQ: IBTX) since 2013. Independent Bank Group aims to improve the lives of its customers through outstanding service. The bank's business model is based on a customer-oriented strategy to provide effective solutions for all banking needs. With a high level of customer relationships, a culture of integrity and transparency, and a strong financial foundation, Independent Bank Group has established a position in the Texas banking sector. The company offers a comprehensive portfolio of products and services tailored to customer needs. These include accounts and loans, treasury management, wealth management, mobile banking, and online banking. The bank works closely with customers to develop customized solutions that meet their specific requirements. In its accounts and loans business division, Independent Bank Group Inc offers a wide range of banking products, including personal accounts, business accounts, savings accounts, student loans, mortgage financing, auto loans, credit lines, and many more. The company offers a wide range of credit options that can be tailored to the customer's needs. Treasury management is another important business area for Independent Bank Group. The company assists its customers in managing their cash flow, including cash management services such as sending and receiving payments, commercial money transfers, direct deposits, and real-time balance and activity information. The company also offers numerous treasury management products, including remote deposit capture, liquidity management, and many more. Independent Bank Group also provides wealth management services. The company has a team of experts specializing in asset management, tax, and legal advice. The company helps its customers optimize and maintain their wealth with an individual approach. Mobile banking and online banking are also offered by Independent Bank Group Inc. The company provides its customers with the ability to manage their accounts and transactions using their smartphone apps or web browsers. The app is easy to use and includes all essential features such as account access, online account opening, mobile payment, and more. Independent Bank Group Inc has various subsidiaries operating in specific sectors. This includes Live Oak Capital Ltd., one of the largest investment banks in Texas specializing in middle-market companies. Another subsidiary is Independent Bank, which holds a full banking license and offers services in the field of construction financing. In summary, Independent Bank Group Inc has experienced continuous growth since its founding in 2002. Through innovative products, customer-oriented strategies, and a transparent corporate culture, the company has earned a place in the financial industry of Texas. In short, Independent Bank Group Inc has expanded its position as a significant bank in Texas and continues to strive to provide excellent service to its customers. Independent Bank Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Independent Bank Group's Debt Structure

Independent Bank Group's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Independent Bank Group's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Independent Bank Group’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Independent Bank Group’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Independent Bank Group stock

What is the debt of Independent Bank Group this year?

Independent Bank Group has a debt level of 326.44 USD this year.

What was the debt of Independent Bank Group compared to the previous year?

The debt of Independent Bank Group has increased by 1.69% compared to the previous year increased.

What are the consequences of high debt for investors in Independent Bank Group?

High debt can pose a risk for investors of Independent Bank Group, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Independent Bank Group?

Low debt means that Independent Bank Group has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Independent Bank Group affect the company?

An increase in debt of Independent Bank Group can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Independent Bank Group affect the company?

A reduction in debt of Independent Bank Group can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Independent Bank Group?

Some factors that can influence the debt of Independent Bank Group include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Independent Bank Group so important for investors?

The debts of Independent Bank Group are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Independent Bank Group take to change the debt?

To change the debt, Independent Bank Group can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Independent Bank Group pay?

Over the past 12 months, Independent Bank Group paid a dividend of 1.52 USD . This corresponds to a dividend yield of about 2.33 %. For the coming 12 months, Independent Bank Group is expected to pay a dividend of 1.61 USD.

What is the dividend yield of Independent Bank Group?

The current dividend yield of Independent Bank Group is 2.33 %.

When does Independent Bank Group pay dividends?

Independent Bank Group pays a quarterly dividend. This is distributed in the months of February, June, September, November.

How secure is the dividend of Independent Bank Group?

Independent Bank Group paid dividends every year for the past 14 years.

What is the dividend of Independent Bank Group?

For the upcoming 12 months, dividends amounting to 1.61 USD are expected. This corresponds to a dividend yield of 2.46 %.

In which sector is Independent Bank Group located?

Independent Bank Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Independent Bank Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Independent Bank Group from 11/14/2024 amounting to 0.38 USD, you needed to have the stock in your portfolio before the ex-date on 10/31/2024.

When did Independent Bank Group pay the last dividend?

The last dividend was paid out on 11/14/2024.

What was the dividend of Independent Bank Group in the year 2023?

In the year 2023, Independent Bank Group distributed 1.52 USD as dividends.

In which currency does Independent Bank Group pay out the dividend?

The dividends of Independent Bank Group are distributed in USD.

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Andere Kennzahlen von Independent Bank Group

Our stock analysis for Independent Bank Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Independent Bank Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.