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Banca IFIS SpA stock price, quote, forecast and news

IF.MI
IT0003188064
764940

Price

20.80
Today +/-
-0.30
Today %
-1.43 %
P

Banca IFIS SpA stock price

%
Weekly
Details

Price

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Overview

The Quote Chart provides detailed and dynamic insights into the Banca IFIS SpA stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Banca IFIS SpA stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Banca IFIS SpA stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Banca IFIS SpA's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Banca IFIS SpA Stock Price History

DateBanca IFIS SpA Price
9/6/202420.80 undefined
9/5/202421.10 undefined
9/4/202421.12 undefined
9/3/202420.96 undefined
9/2/202421.24 undefined
8/30/202421.26 undefined
8/29/202420.98 undefined
8/28/202421.06 undefined
8/27/202420.90 undefined
8/26/202420.96 undefined
8/23/202421.10 undefined
8/22/202420.86 undefined
8/21/202421.00 undefined
8/20/202420.66 undefined
8/19/202420.88 undefined
8/16/202420.74 undefined
8/14/202420.34 undefined
8/13/202420.04 undefined
8/12/202420.20 undefined
8/9/202420.02 undefined

Banca IFIS SpA Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Banca IFIS SpA, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Banca IFIS SpA from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Banca IFIS SpA’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Banca IFIS SpA. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Banca IFIS SpA’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Banca IFIS SpA’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Banca IFIS SpA’s growth potential.

Banca IFIS SpA Revenue, EBIT and net profit per share

DateBanca IFIS SpA RevenueBanca IFIS SpA EBITBanca IFIS SpA Net Income
2026e761.45 M undefined327.03 M undefined173.46 M undefined
2025e754.04 M undefined317.27 M undefined171.09 M undefined
2024e752.34 M undefined312.98 M undefined167.44 M undefined
2023724.59 M undefined0 undefined160.11 M undefined
2022674.14 M undefined220.44 M undefined141.09 M undefined
20210 undefined0 undefined100.6 M undefined
20200 undefined0 undefined68.8 M undefined
20190 undefined0 undefined123.1 M undefined
20180 undefined0 undefined146.8 M undefined
20170 undefined0 undefined180.8 M undefined
20160 undefined0 undefined697.7 M undefined
20150 undefined0 undefined162 M undefined
20140 undefined0 undefined95.9 M undefined
20130 undefined0 undefined84.8 M undefined
20120 undefined0 undefined78.2 M undefined
20110 undefined0 undefined26.5 M undefined
20100 undefined0 undefined18.6 M undefined
20090 undefined0 undefined17.2 M undefined
20080 undefined0 undefined22.8 M undefined
20070 undefined0 undefined19.5 M undefined
20060 undefined0 undefined15 M undefined
20050 undefined0 undefined14.9 M undefined
20040 undefined0 undefined8.7 M undefined

Banca IFIS SpA Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
000000000000000000000000674724752754761
-------------------------7.423.870.270.93
------------------------89.17----
0000000000000000000000006010000
0000000000000000000000002200312317327
------------------------32.64-41.4942.0442.97
01125681415192217182678849516269718014612368100141160167171173
---100.00150.0020.0033.3375.007.1426.6715.79-22.735.8844.44200.007.6913.1070.53330.25-74.18-18.89-15.75-44.7247.0641.0013.484.382.401.17
-----------------------------
-----------------------------
59.658.668.842.642.642.53335.652.549.749.750.953.252.453.452.752.95353.253.453.453.453.553.552.6952.46000
-----------------------------
Details

Keystats

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Revenue and Growth

The Banca IFIS SpA Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Banca IFIS SpA is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                   
000000000000000000000000649.80
00000000000000000000000000
00000000000000000000000000
00000000000000000000000000
00000000000000000000000059.040
000000000000000000000000708.840
555192117182429333435343940415152110128131106115120126.34143.26
1010900000000000000000000000.02
000000000000000000000000449.760
00010111113335566614242221222326.2438.65
00000000111111111111240393938.0238.02
000000442125103225343839493367348334307284264.26238.83
151514202118232933364044487771829698618520503501483466904.62458.78
0.020.020.010.020.020.020.020.030.030.040.040.040.050.080.070.080.10.10.620.520.50.50.480.471.610.46
                                                   
15151821212121292931343454545454545454545454545453.8153.81
00117151313343645615079727376575910210210210210210383.7784.11
00000.010.010.020.040.040.060.070.090.10.120.180.250.330.461.081.221.321.381.391.471.531.6
00000000000000000000-6-6-9-9-9.09-5.86
0000000330-5-4-9-4411106-5-3-93-11-16-50.63-33.36
0.020.020.020.040.040.050.050.10.110.140.160.170.220.20.310.390.450.581.231.371.461.541.531.61.611.7
000000000000006810125960451049994122.83133.14
00000000000000111591040242531243338.8954.01
000000010001116104011328121721.9626.03
000000000000004.040.262.082.660.32000.15000.781.06
00000000000000000000000000
000000000000004.060.292.12.690.420.090.080.310.140.140.971.27
0000000000000000001.491.641.982.232.092.522.813.78
0000001122334101316142124393941363230.3431.69
122651954536371119633647877496186319336362320398391319.88292.14
0000.010.010.020.060.050.070.070.120.070.040.060.10.090.110.211.842.022.382.592.522.943.164.1
0000.010.010.020.060.060.070.070.120.070.040.064.170.382.222.92.262.12.472.912.663.094.135.38
0.020.020.020.050.050.070.110.160.180.210.290.240.260.264.480.772.663.483.493.483.924.444.184.695.747.08
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Banca IFIS SpA provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Banca IFIS SpA's financial health and stability.

Assets

Banca IFIS SpA's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Banca IFIS SpA must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Banca IFIS SpA after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Banca IFIS SpA's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
1145681415192217182678849516269718014612369102141
000000011222333336111215181816
000000000000000000000000
-0.01-0.03-0.05-0.010-0.01-0.04-0.01-0.04-0.03-0-0.0602.71.87-1.1-0.340.03-0.18-0.16-0.060.09-0.210.17
0000046811964-15-53122208-5666677653016567
000000000000000000000000
000000000000000000000000
-0-0.02-0.0500.010-0.020.02-00.010.02-0.030.012.731.96-0.980.040.170.080.080.140.210.070.4
00-2-1-1-5-6-8-5-5-3-2-10-3-4-14-6-24-38-14-14-47-20-17
00-0-0-0-0-0.01-0.01-0.01-0.01-0-0-0.01-2.72-1.941-0.01-0.13-0.04-0.03-0.090.010.07-0.02
0000000000000-2.71-1.931.020-0.110-0.01-0.070.060.090
000000000000000000000000
000000000000000000000000
0000000-22-8-5063-422800000-19
00-2-2-2-128-79-3-1532-2-10-23-27-32-31-43-52-550-83-134
000000322131904910000000000-12
00-2-1-2-2-3-6-6-14-9-17-10-13-19-30-35-40-43-53-560-83-102
-4-21-53-36000004-400000000021563247
-4.1-23-51-19.4-1.7-297-9.63.519.6-36.92.42,722.21,956.3-991.432.1140.843.263.9126.2158.352.8382.38
000000000000000000000000

Banca IFIS SpA stock margins

The Banca IFIS SpA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Banca IFIS SpA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Banca IFIS SpA.

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Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Banca IFIS SpA's sales revenue. A higher gross margin percentage indicates that the Banca IFIS SpA retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Banca IFIS SpA's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Banca IFIS SpA's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Banca IFIS SpA's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Banca IFIS SpA. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Banca IFIS SpA's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Banca IFIS SpA Margin History

Banca IFIS SpA Gross marginBanca IFIS SpA Profit marginBanca IFIS SpA EBIT marginBanca IFIS SpA Profit margin
2026e89.27 %42.95 %22.78 %
2025e89.27 %42.08 %22.69 %
2024e89.27 %41.6 %22.26 %
202389.27 %0 %22.1 %
202289.27 %32.7 %20.93 %
202189.27 %0 %0 %
202089.27 %0 %0 %
201989.27 %0 %0 %
201889.27 %0 %0 %
201789.27 %0 %0 %
201689.27 %0 %0 %
201589.27 %0 %0 %
201489.27 %0 %0 %
201389.27 %0 %0 %
201289.27 %0 %0 %
201189.27 %0 %0 %
201089.27 %0 %0 %
200989.27 %0 %0 %
200889.27 %0 %0 %
200789.27 %0 %0 %
200689.27 %0 %0 %
200589.27 %0 %0 %
200489.27 %0 %0 %

Banca IFIS SpA Stock Sales Revenue, EBIT, Earnings per Share

The Banca IFIS SpA earnings per share therefore indicates how much revenue Banca IFIS SpA has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Banca IFIS SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Banca IFIS SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Banca IFIS SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Banca IFIS SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Banca IFIS SpA Revenue, EBIT and net profit per share

DateBanca IFIS SpA Sales per ShareBanca IFIS SpA EBIT per shareBanca IFIS SpA Earnings per Share
2026e14.48 undefined0 undefined3.3 undefined
2025e14.34 undefined0 undefined3.25 undefined
2024e14.31 undefined0 undefined3.19 undefined
202313.81 undefined0 undefined3.05 undefined
202212.8 undefined4.18 undefined2.68 undefined
20210 undefined0 undefined1.88 undefined
20200 undefined0 undefined1.29 undefined
20190 undefined0 undefined2.31 undefined
20180 undefined0 undefined2.75 undefined
20170 undefined0 undefined3.39 undefined
20160 undefined0 undefined13.11 undefined
20150 undefined0 undefined3.06 undefined
20140 undefined0 undefined1.81 undefined
20130 undefined0 undefined1.61 undefined
20120 undefined0 undefined1.46 undefined
20110 undefined0 undefined0.51 undefined
20100 undefined0 undefined0.35 undefined
20090 undefined0 undefined0.34 undefined
20080 undefined0 undefined0.46 undefined
20070 undefined0 undefined0.39 undefined
20060 undefined0 undefined0.29 undefined
20050 undefined0 undefined0.42 undefined
20040 undefined0 undefined0.26 undefined

Banca IFIS SpA business model

Banca IFIS SpA is an Italian universal bank specializing in non-performing loans (NPL) and leasing financing. The company was founded in 1983 by Vittorio Ogliengo and has since experienced impressive growth. The business model of Banca IFIS SpA is focused on providing financial solutions to companies that have difficulty accessing conventional loans. These could be businesses that are in financial distress or start-ups that do not yet have access to bank credit. Banca IFIS SpA offers these companies customized financing solutions. An important factor in the success of Banca IFIS SpA is the diversification of its offerings. The company operates in various sectors, including: - Factoring: The credit seller sells their existing receivables to Banca IFIS SpA at a discounted price. In return, the credit seller obtains quick access to liquid funds. Banca IFIS SpA then handles the collection of the receivables. - Leasing: Banca IFIS SpA offers special solutions in the field of leasing financing. The company targets companies that do not yet have sufficient credit ratings, as well as those with specific requirements. The contracts can be tailored, leading to individual solutions. - Deposits: Banca IFIS SpA has products that promise to generate returns without parking the money in a savings account at the bank. Offers range from investment opportunities in Italian small and mid-cap stocks to personal loans in special cases. Banca IFIS SpA has a well-trained organizational structure that relies on professionals in the field of NPL financing and leasing financing. The company's numbers also testify to its performance. The company manages a total of approximately 26 billion euros in finances. The company expands its range of financial services year after year. An important focus is on expanding internationally. Banca IFIS SpA has established a strong position in Europe and is also present in Germany, France, Spain, Poland, and Austria. However, the company collaborates with other financial institutions in various cooperations to share offers as well as risks. Overall, Banca IFIS SpA is able to cover a wide range of financial needs, from liquidity procurement through factoring to financing auto leasing and personal consumer loans. The bank uses its expertise and special competence in the field of NPL financing to develop solutions for companies and financial institutions. Another important aspect at Banca IFIS SpA is the strong focus on sustainable finance, ranging from green financial products to environmentally friendly projects. The bank relies on continuously adapting its offerings to meet the needs of customers. Banca IFIS SpA is one of the most popular companies on Eulerpool.com.

Banca IFIS SpA SWOT Analysis

Strengths

1. Established presence in the financial market.

2. Strong brand reputation and customer trust.

3. Extensive portfolio of financial products and services.

4. Robust risk management practices.

5. Well-diversified customer base.

Weaknesses

1. Relatively small market share compared to larger competitors.

2. Limited geographic reach, predominantly focused on Italy.

3. Dependency on macroeconomic factors affecting the financial industry.

4. High competition within the banking sector.

5. Limited digital presence and online banking capabilities.

Opportunities

1. Expansion into emerging markets and diversification of geographical presence.

2. Growth potential in specialized financial services, such as factoring and non-performing loan management.

3. Increasing demand for sustainable banking and ethical investment solutions.

4. Technological advancements enabling development of innovative banking products and services.

5. Strategic partnerships and acquisitions to enhance market position.

Threats

1. Regulatory changes impacting the banking industry.

2. Economic downturns and financial crises affecting customer confidence.

3. Increasing competition from fintech companies disrupting traditional banking models.

4. Negative public perception towards banking institutions.

5. Volatile interest rates and foreign exchange markets.

Banca IFIS SpA Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Banca IFIS SpA historical P/E ratio, EBIT, and P/S ratio.

Banca IFIS SpA shares outstanding

The number of shares was Banca IFIS SpA in 2023 — This indicates how many shares 52.456 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Banca IFIS SpA earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Banca IFIS SpA's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Banca IFIS SpA’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Banca IFIS SpA's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Banca IFIS SpA Stock splits

In Banca IFIS SpA's history, there have been no stock splits.

Banca IFIS SpA dividend history and estimates

In 2023, Banca IFIS SpA paid a dividend amounting to 1.6 EUR. Dividend means that Banca IFIS SpA distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Banca IFIS SpA provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Banca IFIS SpA’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Banca IFIS SpA's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Banca IFIS SpA Dividend History

DateBanca IFIS SpA Dividend
2026e1.63 undefined
2025e1.64 undefined
2024e1.63 undefined
20231.6 undefined
20221.95 undefined
20211.57 undefined
20191.05 undefined
20181 undefined
20170.82 undefined
20160.76 undefined
20150.66 undefined
20140.57 undefined
20130.37 undefined
20120.25 undefined
20110.06 undefined
20100.09 undefined
20090.22 undefined
20080.22 undefined
20070.18 undefined
20060.18 undefined
20050.08 undefined
20040.06 undefined

Banca IFIS SpA dividend payout ratio

In 2023, Banca IFIS SpA had a payout ratio of 74.55%. The payout ratio indicates the percentage of the company's profits that Banca IFIS SpA distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Banca IFIS SpA represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Banca IFIS SpA could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Banca IFIS SpA's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Banca IFIS SpA Payout Ratio History

DateBanca IFIS SpA Payout ratio
2026e75.43 %
2025e74.78 %
2024e76.96 %
202374.55 %
202272.82 %
202183.51 %
202067.33 %
201945.65 %
201836.36 %
201724.26 %
20165.79 %
201521.64 %
201431.49 %
201322.98 %
201217.12 %
201111.76 %
201025.33 %
200965.2 %
200848.19 %
200745.47 %
200661.15 %
200519.08 %
200422.02 %
Unfortunately, there are currently no price targets and forecasts available for Banca IFIS SpA.

Eulerpool ESG Scorecard© for the Banca IFIS SpA stock

Eulerpool World ESG Rating (EESG©)

91/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

75

Environment

Scope 1 - Direct Emissions
1,578
Scope 2 - Indirect emissions from purchased energy
761
Scope 3 - Indirect emissions within the value chain
202
Total CO₂ emissions
2,339
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
✅
Environmentally friendly packaging
❌
Hazardous substances
✅
Fuel consumption and efficiency
❌
Water consumption and efficiency
✅

Social

Percentage of female employees54
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Banca IFIS SpA list of shareholders

%
Name
Stocks
Change
Date
51.69 % Furstenberg (Sebastien Egon)27,174,6032569/19/2023
3.16 % Preve (Riccardo)1,662,7631,7639/19/2023
1.64 % Dimensional Fund Advisors, L.P.862,9065,3113/31/2024
1.43 % The Vanguard Group, Inc.752,145-70,3593/31/2024
0.97 % ARCA Fondi SGR S.p.A508,78801/31/2024
0.84 % Odey Asset Management LLP443,465283,3716/30/2023
0.74 % Avantis Investors387,1332,6463/31/2024
0.66 % Alken Asset Management Ltd347,13302/29/2024
0.61 % BlackRock Institutional Trust Company, N.A.322,785-7593/31/2024
0.58 % Eurizon Capital SGR S.p.A.304,01810,0002/29/2024
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Banca IFIS SpA Executives and Management Board

Mr. Frederik Geertman53
Banca IFIS SpA Chief Executive Officer, Executive Director (since 2021)
Compensation 14.34 M
Mr. Sebastien Fuerstenberg73
Banca IFIS SpA Non-Executive Chairman of the Board
Compensation 7 M
Mr. Ernesto Furstenberg Fassio42
Banca IFIS SpA Non-Executive Deputy Chairman of the Board
Compensation 6.33 M
Ms. Simona Arduini53
Banca IFIS SpA Non-Executive Lead Independent Director
Compensation 1.43 M
Dr. Antonella Malinconico37
Banca IFIS SpA Non-Executive Independent Director
Compensation 1.24 M
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Banca IFIS SpA Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
TXT e-solutions Stock
TXT e-solutions
SupplierCustomer0,43-0,23-0,02-0,310,510,78
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Most common questions regarding Banca IFIS SpA

What values and corporate philosophy does Banca IFIS SpA represent?

Banca IFIS SpA represents a strong set of values and a unique corporate philosophy. The company values transparency, integrity, and professionalism in its operations. It aims to build long-lasting relationships with customers, providing innovative and customized financial solutions. Banca IFIS SpA emphasizes the importance of responsible banking practices and sustainable growth. With over 30 years of experience, the company has established itself as a reliable and trusted financial institution. Banca IFIS SpA focuses on delivering superior value to its stakeholders through ethical business practices and a strong commitment to customer satisfaction.

In which countries and regions is Banca IFIS SpA primarily present?

Banca IFIS SpA, an Italian financial institution, primarily operates within Italy. With its headquarters in Venice, the bank has a strong presence across various regions of Italy, including Lombardy, Veneto, Tuscany, Emilia-Romagna, and Sardinia. It serves a wide range of customers, including individuals, SMEs, and large corporations. Banca IFIS SpA offers a diverse portfolio of banking services, focusing on factoring, credit management, and lending. As a reputed player in the Italian financial landscape, Banca IFIS SpA continues to strengthen its position and expand its reach within Italy, catering to the financial needs of its customers across the country.

What significant milestones has the company Banca IFIS SpA achieved?

Banca IFIS SpA has achieved several significant milestones in its operation. Over the years, the company has expanded its range of financial services, becoming a highly respected institution in the banking sector. Banca IFIS SpA has successfully established itself as a leading provider of asset-based lending, factoring, and leasing solutions. The company has also made notable acquisitions, further enhancing its market position. Banca IFIS SpA's dedication to innovation and customer satisfaction has earned it numerous accolades and industry awards. As a result, it has garnered a strong reputation among investors and stands as a trusted name in the financial industry.

What is the history and background of the company Banca IFIS SpA?

Banca IFIS SpA, established in 1983, is an Italian banking group specializing in the management of non-performing loans (NPLs). With headquarters in Venice, the company has grown to become a major player in the NPL market, offering debt collection services, factoring, and specialized banking to businesses and individuals. Over the years, Banca IFIS SpA has diversified its operations, acquiring companies and expanding its services to include credit management, leasing, and asset management. The company's strong presence in the Italian market has been bolstered by its commitment to innovation and customer-centric solutions. Banca IFIS SpA continues to evolve and adapt to the evolving financial landscape, striving to provide efficient and effective financial solutions to its clients.

Who are the main competitors of Banca IFIS SpA in the market?

The main competitors of Banca IFIS SpA in the market include UniCredit SpA, Intesa Sanpaolo SpA, and Mediobanca SpA. These banking institutions are strong players in the Italian financial industry and offer similar services as Banca IFIS. However, Banca IFIS differentiates itself through its specialty in non-performing loan management and factoring. With its unique focus on distressed assets and small-medium enterprises, Banca IFIS has carved a niche for itself in the market, providing specialized solutions and standing out among its competitors.

In which industries is Banca IFIS SpA primarily active?

Banca IFIS SpA is primarily active in the financial industry.

What is the business model of Banca IFIS SpA?

Banca IFIS SpA operates under a business model focused on specialty finance. The company provides financial services such as factoring, non-performing loans (NPLs) management, and leasing to small and medium-sized enterprises (SMEs) in Italy. Banca IFIS specializes in distressed debt, acquiring NPL portfolios from banks and offering debt restructuring solutions. The company also serves as a platform for SME financing, offering factoring services that enable businesses to convert their accounts receivable into immediate cash. With its expertise in specialty finance, Banca IFIS aims to support the growth and stability of SMEs, contributing to the economic development of Italy.

What is the P/E ratio of Banca IFIS SpA 2024?

The Banca IFIS SpA P/E ratio is 6.52.

What is the P/S ratio of Banca IFIS SpA 2024?

The Banca IFIS SpA P/S ratio is 1.45.

What is the AlleAktien quality score of Banca IFIS SpA?

The AlleAktien quality score for Banca IFIS SpA is 4/10.

What is the revenue of Banca IFIS SpA 2024?

The expected Banca IFIS SpA revenue is 752.34 M EUR.

How high is the profit of Banca IFIS SpA 2024?

The expected Banca IFIS SpA profit is 167.44 M EUR.

What is the business model of Banca IFIS SpA

The Banca IFIS SpA is an Italian bank that offers a wide range of financial services. The company's business model is based on three main areas: factoring, non-performing loans (NPLs), and leasing. Factoring is a type of financial service in which a company sells its receivables to a factoring company in order to access liquidity more quickly. The Banca IFIS SpA is particularly successful in this area and serves both small and large companies. The company offers its customers various products in the factoring area, including factoring on individual receivables and factoring on entire receivables portfolios. NPLs are loans that have not been repaid by borrowers and are therefore classified as "non-performing." The Banca IFIS SpA specializes in the purchase and sale of NPLs. This is an important business area for the bank, as NPLs pose a major challenge to the Italian banking sector. By acquiring and managing NPLs, the bank helps its customers, companies, and banks with high debt burdens, minimize their financial risk while also extracting value from their loans. Leasing is another important area for the Banca IFIS SpA. The company offers its customers a wide range of leasing services, including operational leases, finance leases, and sale-and-lease-back transactions. In addition to these core areas, Banca IFIS SpA also offers other financial services such as accounts receivable financing, interest-bearing investments, and structured financial products. The company is known for its innovative financial solutions and has established itself as a pioneer and market leader in the industry. Banca IFIS SpA serves customers in various industries, including transportation, construction, pharmaceuticals, and energy. The company also has a strong commitment to the sustainability sector and offers its customers financing options for renewable energy and social projects. In summary, Banca IFIS SpA operates a diversified business model focusing on three main areas: factoring, NPLs, and leasing. The company also offers other financial services and serves customers in various industries. With its innovative approach to financial services and commitment to sustainability, Banca IFIS SpA has positioned itself as a market leader in the industry.

What is the Banca IFIS SpA dividend?

Banca IFIS SpA pays a dividend of 1.95 EUR distributed over payouts per year.

How often does Banca IFIS SpA pay dividends?

The dividend cannot currently be calculated for Banca IFIS SpA or the company does not pay out a dividend.

What is the Banca IFIS SpA ISIN?

The ISIN of Banca IFIS SpA is IT0003188064.

What is the Banca IFIS SpA WKN?

The WKN of Banca IFIS SpA is 764940.

What is the Banca IFIS SpA ticker?

The ticker of Banca IFIS SpA is IF.MI.

How much dividend does Banca IFIS SpA pay?

Over the past 12 months, Banca IFIS SpA paid a dividend of 1.6 EUR . This corresponds to a dividend yield of about 7.69 %. For the coming 12 months, Banca IFIS SpA is expected to pay a dividend of 1.64 EUR.

What is the dividend yield of Banca IFIS SpA?

The current dividend yield of Banca IFIS SpA is 7.69 %.

When does Banca IFIS SpA pay dividends?

Banca IFIS SpA pays a quarterly dividend. This is distributed in the months of December, June, December, June.

How secure is the dividend of Banca IFIS SpA?

Banca IFIS SpA paid dividends every year for the past 6 years.

What is the dividend of Banca IFIS SpA?

For the upcoming 12 months, dividends amounting to 1.64 EUR are expected. This corresponds to a dividend yield of 7.86 %.

In which sector is Banca IFIS SpA located?

Banca IFIS SpA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Banca IFIS SpA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Banca IFIS SpA from 5/23/2024 amounting to 0.9 EUR, you needed to have the stock in your portfolio before the ex-date on 5/20/2024.

When did Banca IFIS SpA pay the last dividend?

The last dividend was paid out on 5/23/2024.

What was the dividend of Banca IFIS SpA in the year 2023?

In the year 2023, Banca IFIS SpA distributed 1.95 EUR as dividends.

In which currency does Banca IFIS SpA pay out the dividend?

The dividends of Banca IFIS SpA are distributed in EUR.

All fundamentals about Banca IFIS SpA

Our stock analysis for Banca IFIS SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banca IFIS SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.