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Banca IFIS SpA Stock

Banca IFIS SpA Liabilities 2024

Banca IFIS SpA Liabilities

12.37 B EUR

Ticker

IF.MI

ISIN

IT0003188064

WKN

764940

In 2024, Banca IFIS SpA's total liabilities amounted to 12.37 B EUR, a 5.95% difference from the 11.68 B EUR total liabilities in the previous year.

Banca IFIS SpA Aktienanalyse

What does Banca IFIS SpA do?

Banca IFIS SpA is an Italian universal bank specializing in non-performing loans (NPL) and leasing financing. The company was founded in 1983 by Vittorio Ogliengo and has since experienced impressive growth. The business model of Banca IFIS SpA is focused on providing financial solutions to companies that have difficulty accessing conventional loans. These could be businesses that are in financial distress or start-ups that do not yet have access to bank credit. Banca IFIS SpA offers these companies customized financing solutions. An important factor in the success of Banca IFIS SpA is the diversification of its offerings. The company operates in various sectors, including: - Factoring: The credit seller sells their existing receivables to Banca IFIS SpA at a discounted price. In return, the credit seller obtains quick access to liquid funds. Banca IFIS SpA then handles the collection of the receivables. - Leasing: Banca IFIS SpA offers special solutions in the field of leasing financing. The company targets companies that do not yet have sufficient credit ratings, as well as those with specific requirements. The contracts can be tailored, leading to individual solutions. - Deposits: Banca IFIS SpA has products that promise to generate returns without parking the money in a savings account at the bank. Offers range from investment opportunities in Italian small and mid-cap stocks to personal loans in special cases. Banca IFIS SpA has a well-trained organizational structure that relies on professionals in the field of NPL financing and leasing financing. The company's numbers also testify to its performance. The company manages a total of approximately 26 billion euros in finances. The company expands its range of financial services year after year. An important focus is on expanding internationally. Banca IFIS SpA has established a strong position in Europe and is also present in Germany, France, Spain, Poland, and Austria. However, the company collaborates with other financial institutions in various cooperations to share offers as well as risks. Overall, Banca IFIS SpA is able to cover a wide range of financial needs, from liquidity procurement through factoring to financing auto leasing and personal consumer loans. The bank uses its expertise and special competence in the field of NPL financing to develop solutions for companies and financial institutions. Another important aspect at Banca IFIS SpA is the strong focus on sustainable finance, ranging from green financial products to environmentally friendly projects. The bank relies on continuously adapting its offerings to meet the needs of customers. Banca IFIS SpA ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Banca IFIS SpA's Liabilities

Banca IFIS SpA's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Banca IFIS SpA's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Banca IFIS SpA's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Banca IFIS SpA's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Banca IFIS SpA’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Banca IFIS SpA stock

What is the level of liabilities of Banca IFIS SpA this year?

Banca IFIS SpA has a debt balance of 12.37 B EUR this year.

What were the liabilities of Banca IFIS SpA compared to the previous year?

The liabilities of Banca IFIS SpA have increased by 5.95% increased compared to the previous year.

What are the consequences of high debt for investors of Banca IFIS SpA?

High liabilities can pose a risk for investors of Banca IFIS SpA, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Banca IFIS SpA?

Low liabilities mean that Banca IFIS SpA has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Banca IFIS SpA affect the company?

An increase in liabilities of Banca IFIS SpA can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Banca IFIS SpA affect the company?

A decrease in the liabilities of Banca IFIS SpA can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Banca IFIS SpA?

Some factors that can influence the liabilities of Banca IFIS SpA include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Banca IFIS SpA so important for investors?

The liabilities of Banca IFIS SpA are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Banca IFIS SpA take to modify the liabilities?

To change its liabilities, Banca IFIS SpA can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Banca IFIS SpA pay?

Over the past 12 months, Banca IFIS SpA paid a dividend of 1.6 EUR . This corresponds to a dividend yield of about 7.26 %. For the coming 12 months, Banca IFIS SpA is expected to pay a dividend of 1.64 EUR.

What is the dividend yield of Banca IFIS SpA?

The current dividend yield of Banca IFIS SpA is 7.26 %.

When does Banca IFIS SpA pay dividends?

Banca IFIS SpA pays a quarterly dividend. This is distributed in the months of December, June, December, June.

How secure is the dividend of Banca IFIS SpA?

Banca IFIS SpA paid dividends every year for the past 6 years.

What is the dividend of Banca IFIS SpA?

For the upcoming 12 months, dividends amounting to 1.64 EUR are expected. This corresponds to a dividend yield of 7.42 %.

In which sector is Banca IFIS SpA located?

Banca IFIS SpA is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Banca IFIS SpA kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Banca IFIS SpA from 5/23/2024 amounting to 0.9 EUR, you needed to have the stock in your portfolio before the ex-date on 5/20/2024.

When did Banca IFIS SpA pay the last dividend?

The last dividend was paid out on 5/23/2024.

What was the dividend of Banca IFIS SpA in the year 2023?

In the year 2023, Banca IFIS SpA distributed 1.95 EUR as dividends.

In which currency does Banca IFIS SpA pay out the dividend?

The dividends of Banca IFIS SpA are distributed in EUR.

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Andere Kennzahlen von Banca IFIS SpA

Our stock analysis for Banca IFIS SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banca IFIS SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.