How much profit has Creditshelf made this year?
Creditshelf has made 288,400 EUR this year.
Creditshelf Net Income 2024
Creditshelf Net Income
288,400 EUR
Ticker
CSQ.F
ISIN
DE000A2LQUA5
WKN
A2LQUA
In 2024, Creditshelf's profit amounted to 288,400 EUR, a -116.95% increase from the -1.7 M EUR profit recorded in the previous year.
The Creditshelf Net Income history
| YEAR | NET INCOME (undefined EUR) |
|---|---|
| 2025e | 1.24 |
| 2024e | 0.29 |
| 2023e | -1.7 |
| 2022 | -0.78 |
| 2021 | -2.29 |
| 2020 | -5.33 |
| 2019 | -4.97 |
| 2018 | -6.31 |
| 2017 | -0.76 |
Creditshelf Revenue, EBIT, Net Income DE000A2LQUA5 · A2LQUA
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Revenue
EBIT
Net Income
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Revenue, EBIT and Profit
ⓘUnderstanding Revenue, EBIT, and Income
Gain insights into Creditshelf, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Creditshelf from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Creditshelf’s net earnings, an ultimate measure of its financial health and profitability.
Yearly Analysis and Comparisons
Observe the yearly bars to understand the annual performance and growth of Creditshelf. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.
Utilizing Expectations for Investment
The expected values for the forthcoming years offer investors a glimpse into Creditshelf’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.
Investment Insights
Leveraging the comparison between Revenue and EBIT helps in assessing Creditshelf’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Creditshelf’s growth potential.
Creditshelf Revenue, EBIT and net profit per share
| Date | Creditshelf Revenue | Creditshelf EBIT | Creditshelf Net Income |
|---|---|---|---|
| 2025e | 8.24 M undefined | 3.09 M undefined | 1.24 M undefined |
| 2024e | 7.21 M undefined | 1.03 M undefined | 288,400 undefined |
| 2023e | 6.18 M undefined | 0 undefined | -1.7 M undefined |
| 2022 | 6.18 M undefined | -605,200 undefined | -783,700 undefined |
| 2021 | 7.25 M undefined | -2.19 M undefined | -2.29 M undefined |
| 2020 | 4.9 M undefined | -5.35 M undefined | -5.33 M undefined |
| 2019 | 4.56 M undefined | -4.95 M undefined | -4.97 M undefined |
| 2018 | 2.38 M undefined | -5.37 M undefined | -6.31 M undefined |
| 2017 | 1.2 M undefined | -1.09 M undefined | -756,700 undefined |
| Revenue | EBIT | Net Income | |
|---|---|---|---|
| 2017 | 1.2 M EUR | -1.09 M EUR | -756,700 EUR |
| 2018 | 2.38 M EUR | -5.37 M EUR | -6.31 M EUR |
| 2019 | 4.56 M EUR | -4.95 M EUR | -4.97 M EUR |
| 2020 | 4.9 M EUR | -5.35 M EUR | -5.33 M EUR |
| 2021 | 7.25 M EUR | -2.19 M EUR | -2.29 M EUR |
| 2022 | 6.18 M EUR | -605,200 EUR | -783,700 EUR |
| 2023e | 6.18 M EUR | 0 EUR | -1.7 M EUR |
| 2024e | 7.21 M EUR | 1.03 M EUR | 288,400 EUR |
| 2025e | 8.24 M EUR | 3.09 M EUR | 1.24 M EUR |
Creditshelf stock margins DE000A2LQUA5 · A2LQUA
The Creditshelf margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Creditshelf. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Creditshelf.
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Margin
ⓘUnderstanding Gross Margin
The gross margin, expressed as a percentage, delineates the gross profit made from the Creditshelf's sales revenue. A higher gross margin percentage indicates that the Creditshelf retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.
EBIT Margin Analysis
EBIT margin represents the Creditshelf's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.
Revenue Margin Insights
The revenue margin demonstrates the Creditshelf's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Creditshelf's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.
Interpreting Expectations
The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Creditshelf. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.
Comparative Analysis
Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Creditshelf's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.
Creditshelf Margin History
| Creditshelf Gross margin | Creditshelf Profit margin | Creditshelf EBIT margin | Creditshelf Profit margin |
|---|---|---|---|
| 2025e | 0 % | 37.5 % | 15.05 % |
| 2024e | 0 % | 14.29 % | 4 % |
| 2023e | 0 % | 0 % | -27.53 % |
| 2022 | 0 % | -9.79 % | -12.68 % |
| 2021 | 0 % | -30.19 % | -31.63 % |
| 2020 | 0 % | -109.11 % | -108.72 % |
| 2019 | 0 % | -108.54 % | -108.83 % |
| 2018 | 0 % | -225.77 % | -265.44 % |
| 2017 | 0 % | -90.33 % | -62.96 % |
| Gross margin | EBIT margin | Profit margin | |
|---|---|---|---|
| 2017 | 0 % | -90.33 % | -62.96 % |
| 2018 | 0 % | -225.77 % | -265.44 % |
| 2019 | 0 % | -108.54 % | -108.83 % |
| 2020 | 0 % | -109.11 % | -108.72 % |
| 2021 | 0 % | -30.19 % | -31.63 % |
| 2022 | 0 % | -9.79 % | -12.68 % |
| 2023e | 0 % | 0 % | -27.53 % |
| 2024e | 0 % | 14.29 % | 4 % |
| 2025e | 0 % | 37.5 % | 15.05 % |
Creditshelf Aktienanalyse
What does Creditshelf do?
Creditshelf AG is a German fintech company based in Frankfurt. It was founded in 2014 by Dr. Tim Thabe, Dr. Daniel Bartsch, and Dr. Martin Buhl with the goal of revolutionizing lending to small and medium-sized enterprises (SMEs). Creditshelf offers an online platform where SMEs can quickly and efficiently apply for loans. The companies are vetted by experienced analysts before being approved on the platform. Investors can then invest in the companies through credit investments and receive attractive returns. The company's business model is based on overcoming barriers faced by SMEs and private investors. Banks traditionally struggle to provide loans to smaller businesses due to bureaucratic processes and high costs. At the same time, private investors often have no way to directly invest in corporate lending. Creditshelf provides a solution to these problems. Through the use of online technology, the company can process loan applications faster and more efficiently. Additionally, private investors can invest directly in corporate lending without strict regulation. Creditshelf operates in several areas. One is lending to SMEs, enabling companies to easily apply for loans ranging from €100,000 to €5 million. The company offers various types of loans, including working capital loans, overdraft loans, and investment loans. Another area of Creditshelf's business is risk management. By vetting companies before approving them on the platform and ongoing monitoring, the company minimizes the risk of loan defaults. Creditshelf also offers an investment platform for private investors. Investors can invest in SMEs through credit investments and earn attractive interest rates. They can choose which companies to invest in. Additionally, Creditshelf offers factoring services, allowing companies to sell their outstanding invoices for a fee to access liquidity faster. In recent years, Creditshelf has experienced significant growth. The company now has over 100 employees and is listed on the stock exchange. It has facilitated over €1 billion in loans and operates internationally. Creditshelf has a partnership with the Dutch NIBC Bank and is currently expanding into Poland. Overall, Creditshelf is an innovative fintech company specializing in lending to SMEs. Through the use of online technology and overcoming barriers, the company offers a solution to the challenges traditionally associated with lending to SMEs. Creditshelf ist eines der beliebtesten Unternehmen auf Eulerpool.com.Net Income Details
Understanding Creditshelf's Profit Margins
The profit margins of Creditshelf represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Creditshelf's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.
Year-to-Year Comparison
Evaluating Creditshelf's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.
Impact on Investments
Creditshelf's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.
Interpreting Profit Fluctuations
When Creditshelf’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.
Frequently Asked Questions about Creditshelf stock
How has the profit developed compared to last year?
The profit has increased by -116.95% compared to last year fallen
What impact do the earnings have on the shareholders?
An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.
How does Creditshelf publish its earnings?
Creditshelf publishes its earnings in the form of quarterly or annual reports.
Which financial indicators are included in the quarterly or annual reports?
The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.
Why is it important for investors to know the earnings of Creditshelf?
The profits of Creditshelf are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.
How can one learn more about the earnings of Creditshelf?
You can learn more about the earnings of Creditshelf by reviewing the quarterly or annual reports or following the company presentations.
How much dividend does Creditshelf pay?
Over the past 12 months, Creditshelf paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Creditshelf is expected to pay a dividend of 0 EUR.
What is the dividend yield of Creditshelf?
The current dividend yield of Creditshelf is .
When does Creditshelf pay dividends?
Creditshelf pays a quarterly dividend. This is distributed in the months of .
How secure is the dividend of Creditshelf?
Creditshelf paid dividends every year for the past 0 years.
What is the dividend of Creditshelf?
For the upcoming 12 months, dividends amounting to 0 EUR are expected. This corresponds to a dividend yield of 0 %.
In which sector is Creditshelf located?
Creditshelf is assigned to the 'Finance' sector.
Wann musste ich die Aktien von Creditshelf kaufen, um die vorherige Dividende zu erhalten?
To receive the latest dividend of Creditshelf from 9/29/2024 amounting to 0 EUR, you needed to have the stock in your portfolio before the ex-date on 9/29/2024.
When did Creditshelf pay the last dividend?
The last dividend was paid out on 9/29/2024.
What was the dividend of Creditshelf in the year 2023?
In the year 2023, Creditshelf distributed 0 EUR as dividends.
In which currency does Creditshelf pay out the dividend?
The dividends of Creditshelf are distributed in EUR.
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Andere Kennzahlen von Creditshelf
Our stock analysis for Creditshelf Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Creditshelf Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.