Creditshelf Liabilities 2024

Creditshelf Aktienanalyse

What does Creditshelf do?

Creditshelf AG is a German fintech company based in Frankfurt. It was founded in 2014 by Dr. Tim Thabe, Dr. Daniel Bartsch, and Dr. Martin Buhl with the goal of revolutionizing lending to small and medium-sized enterprises (SMEs). Creditshelf offers an online platform where SMEs can quickly and efficiently apply for loans. The companies are vetted by experienced analysts before being approved on the platform. Investors can then invest in the companies through credit investments and receive attractive returns. The company's business model is based on overcoming barriers faced by SMEs and private investors. Banks traditionally struggle to provide loans to smaller businesses due to bureaucratic processes and high costs. At the same time, private investors often have no way to directly invest in corporate lending. Creditshelf provides a solution to these problems. Through the use of online technology, the company can process loan applications faster and more efficiently. Additionally, private investors can invest directly in corporate lending without strict regulation. Creditshelf operates in several areas. One is lending to SMEs, enabling companies to easily apply for loans ranging from €100,000 to €5 million. The company offers various types of loans, including working capital loans, overdraft loans, and investment loans. Another area of Creditshelf's business is risk management. By vetting companies before approving them on the platform and ongoing monitoring, the company minimizes the risk of loan defaults. Creditshelf also offers an investment platform for private investors. Investors can invest in SMEs through credit investments and earn attractive interest rates. They can choose which companies to invest in. Additionally, Creditshelf offers factoring services, allowing companies to sell their outstanding invoices for a fee to access liquidity faster. In recent years, Creditshelf has experienced significant growth. The company now has over 100 employees and is listed on the stock exchange. It has facilitated over €1 billion in loans and operates internationally. Creditshelf has a partnership with the Dutch NIBC Bank and is currently expanding into Poland. Overall, Creditshelf is an innovative fintech company specializing in lending to SMEs. Through the use of online technology and overcoming barriers, the company offers a solution to the challenges traditionally associated with lending to SMEs. Creditshelf ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Creditshelf's Liabilities

Creditshelf's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Creditshelf's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Creditshelf's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Creditshelf's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Creditshelf’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Creditshelf Stock

What is the level of liabilities of Creditshelf this year?

Creditshelf has a debt balance of 8.14 M EUR this year.

What were the liabilities of Creditshelf compared to the previous year?

The liabilities of Creditshelf have increased by -1.84% dropped compared to the previous year.

What are the consequences of high debt for investors of Creditshelf?

High liabilities can pose a risk for investors of Creditshelf, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Creditshelf?

Low liabilities mean that Creditshelf has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Creditshelf affect the company?

An increase in liabilities of Creditshelf can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Creditshelf affect the company?

A decrease in the liabilities of Creditshelf can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Creditshelf?

Some factors that can influence the liabilities of Creditshelf include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Creditshelf so important for investors?

The liabilities of Creditshelf are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Creditshelf take to modify the liabilities?

To change its liabilities, Creditshelf can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Creditshelf pay?

Over the past 12 months, Creditshelf paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Creditshelf is expected to pay a dividend of 0 EUR.

What is the dividend yield of Creditshelf?

The current dividend yield of Creditshelf is .

When does Creditshelf pay dividends?

Creditshelf pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Creditshelf?

Creditshelf paid dividends every year for the past 0 years.

What is the dividend of Creditshelf?

For the upcoming 12 months, dividends amounting to 0 EUR are expected. This corresponds to a dividend yield of 0 %.

In which sector is Creditshelf located?

Creditshelf is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Creditshelf kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Creditshelf from 5/3/2024 amounting to 0 EUR, you needed to have the stock in your portfolio before the ex-date on 5/3/2024.

When did Creditshelf pay the last dividend?

The last dividend was paid out on 5/3/2024.

What was the dividend of Creditshelf in the year 2023?

In the year 2023, Creditshelf distributed 0 EUR as dividends.

In which currency does Creditshelf pay out the dividend?

The dividends of Creditshelf are distributed in EUR.