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Overview
Profile

Cathay General Bancorp Company

CATY
US1491501045
923184

Price

44.24
Today +/-
-2.28
Today %
-5.45 %
P

Cathay General Bancorp stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Cathay General Bancorp stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Cathay General Bancorp stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Cathay General Bancorp stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Cathay General Bancorp's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Cathay General Bancorp Stock Price History

DateCathay General Bancorp Price
10/31/202444.24 undefined
10/30/202446.72 undefined
10/29/202446.31 undefined
10/28/202446.46 undefined
10/25/202444.83 undefined
10/24/202445.56 undefined
10/23/202445.63 undefined
10/22/202445.39 undefined
10/21/202444.59 undefined
10/18/202446.04 undefined
10/17/202446.61 undefined
10/16/202445.76 undefined
10/15/202445.11 undefined
10/14/202444.64 undefined
10/11/202444.06 undefined
10/10/202442.63 undefined
10/9/202442.78 undefined
10/8/202442.09 undefined
10/7/202442.31 undefined
10/4/202442.52 undefined
10/3/202441.77 undefined
10/2/202441.63 undefined

Cathay General Bancorp Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Cathay General Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Cathay General Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Cathay General Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Cathay General Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Cathay General Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Cathay General Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Cathay General Bancorp’s growth potential.

Cathay General Bancorp Revenue, EBIT and net profit per share

DateCathay General Bancorp RevenueCathay General Bancorp Net Income
2026e815.57 M undefined428.79 M undefined
2025e779.52 M undefined307.63 M undefined
2024e746.82 M undefined288.81 M undefined
20231.31 B undefined354.12 M undefined
2022908.1 M undefined360.6 M undefined
2021721.1 M undefined298.3 M undefined
2020743.4 M undefined228.9 M undefined
2019814.1 M undefined279.1 M undefined
2018719.7 M undefined271.9 M undefined
2017612.5 M undefined176 M undefined
2016532.5 M undefined175.1 M undefined
2015486.4 M undefined161.1 M undefined
2014459.1 M undefined137.8 M undefined
2013467.3 M undefined113.5 M undefined
2012476.2 M undefined101 M undefined
2011504.5 M undefined83.7 M undefined
2010521.9 M undefined-4.8 M undefined
2009607.4 M undefined-83.7 M undefined
2008608.9 M undefined49.4 M undefined
2007642.8 M undefined125.5 M undefined
2006513 M undefined117.6 M undefined
2005373.2 M undefined104.1 M undefined
2004291.3 M undefined86.8 M undefined

Cathay General Bancorp Income Statement, Balance Sheet, Cash Flow Statement

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  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.040.060.070.070.060.060.070.080.090.120.130.140.180.170.160.190.290.370.510.640.610.610.520.50.480.470.460.490.530.610.720.810.740.720.911.310.750.780.82
-31.8212.074.62-5.88-4.699.8422.3912.2028.2611.027.6325.53-1.69-8.0518.7553.1628.1837.5325.15-5.30-0.16-14.17-3.26-5.56-1.89-1.715.889.4715.0417.4813.21-8.72-2.9625.9444.27-43.054.424.62
---------------------------------------
000000000000000000000000000000000000000
000000000000000000000000000000000000360401391
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6991010791013202430384248558610411712549-83-483101113137161175176271279228298360354288307428
-50.00-11.11--30.0028.5711.1130.0053.8520.0025.0026.6710.5314.2914.5856.3620.9312.506.84-60.80-269.39-95.18-2,175.0021.6911.8821.2417.528.700.5753.982.95-18.2830.7020.81-1.67-18.646.6039.41
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25.327.22929.830.330.730.931.232.135.735.936.136.336.336.23950.550.851.85149.552.677.178.678.779.180.181.379.98181.680.279.878.674.772.86000
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Details

Keystats

Revenue and Growth

The Cathay General Bancorp Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Cathay General Bancorp is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (B)TOTAL CAPITAL (B)
19891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                     
00000000000000000000000000000000000
00000000000000000000000000000000000
00000000000000000000000000000000000
00000000000000000000000000000000000
00000000000000000000000000000000000
00000000000000000000000000000000000
11172426262727262526253029303633307377104109109106103102100109106103103138134127124123.17
00000000000000000000000000000000000
00000000000000000000000000000000000
00000000000002534742433629231712623438765564.46
000000010109111077242241240317320320316316316316316316372372372372372372372376375.7
000000000000000000000000146969171757657645810197.4
1117242626272736353536403639331321312433433453448442434425566515576552558558573575562607600.73
1117242626272736353536403639331321312433433453448442434425566515576552558558573575562607600.73
                                                                     
000000000000001111124224524825225611111111110.91
3235373940414260616365666971365397417468481509635763766769784790881895933942950965972981987.95
0.020.030.030.040.040.050.050.060.070.090.120.150.180.220.260.340.420.520.620.650.550.540.620.720.830.941.061.181.281.481.661.791.992.252.5
00000000000257-1-8-32-12-123-1-1-900-2-3-2-10-3-7-330.77
00000-11-101-10000000000000-30-3-5-2-1-186120-105-86.19
0.050.060.070.080.080.090.090.120.140.160.180.210.250.30.630.730.810.981.11.421.431.551.631.751.581.731.932.072.212.42.612.762.963.133.4
00000000000000000000000000000000000
0000000000000000000000000000003633313334.8
00000000000000000000000000000000000
00000000.010.020.020.050.070.020.030.110.110.320.451.431.661.561.561.41.250.250.050.050.050.100.030000
00000000000000002010807810000051900000
00000000.010.020.020.050.070.020.030.110.110.340.461.441.661.561.571.41.250.250.050.050.050.110.020.060.030.030.030.03
00000000000000545474124191191190190190190690539488437207188148143142142134.92
00000000000000000000000000000000000
333322344741720625657547884103605047545581144169222201217176181307306.53
33332234474172062110111128202275294250240237244745620632606429389365319323449441.45
0.010.010.01000.010.010.010.030.020.050.090.040.090.220.220.470.661.721.961.811.811.641.4910.670.680.660.530.410.430.350.350.480.48
0.060.070.070.080.080.090.10.130.160.180.230.30.30.390.850.951.281.642.813.383.253.363.273.242.582.42.622.722.752.813.043.113.313.613.88
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Cathay General Bancorp provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Cathay General Bancorp's financial health and stability.

Assets

Cathay General Bancorp's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Cathay General Bancorp must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Cathay General Bancorp after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Cathay General Bancorp's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
6991010791013202430384248558610411712651-6612100118123137161175176271279228298360354
110111111222222389101111141012111177777678108
00000000000-20-2-1-5-1-2-2-11-50-37-38134-15312153429-99-2-4
2-5-8633442038-39657-509-16-16181101961503110-13-37-38-3242849-5136-50
0000000000000017251512453443617211214494412606190776985
0000000000000000000000000847872818111618216275105484
45566577513152017517534182717672251353365560693876656145929670
942171412151735253527495010810129110122149167146168174164115150176234248336435320334467384
-1-3-3-8-4-1-1-100-10-5-1-2-2-3-5-18-9-24-12-5-2-3-6-4-3-3-3-6-7-5-3-3-3
-80-66-85-102-64-57-67-148-151-69-208-231-179-253-315-194-690-289-1,093-2,310-1,295-279596127-46-311-459-1,177-853-904-1,134-1,381-242-859-1,849-1,477
-78-63-82-94-59-56-65-147-151-68-206-230-173-252-313-192-686-283-1,075-2,300-1,271-267601129-43-305-454-1,174-850-900-1,127-1,374-236-856-1,846-1,473
000000000000000000000000000000000000
00000000000000033-20203763-871-70-50-10075-23-55-33000
2532111011111-51219-195-8726112012511-2423-50-443-39-32-13-163-137-13
0.080.070.090.080.070.040.050.130.140.090.130.190.150.210.210.290.450.20.992.151.090.15-0.78-0.27-0.090.210.3311.0900.860.940.751.550.090.76
0.070.070.090.080.080.040.060.140.140.10.130.190.160.220.220.260.470.220.972.190.860.04-0.89-0.25-0.080.510.351.11.19-01.011.130.91.820.330.87
000-3-4-4-4-4-4-5-6-7-8-9-9-10-14-18-18-20-21-22-16-16-16-12-23-45-59-69-83-99-98-99-101-98
0.010.010.01-0.010.02-0.01000.020.05-0.04-0.020.02000.1-0.110.020.02-0.01-0.030.02-0.010.030.030.010.0200.47-0.650.07-0.010.831.03-1.29-0.33
7.81.6-0.7910.610.313.515.935.124.233.626.54448.8106.48.1125.9104.8103.8139.3143.6134.2163.5171.2161.5108.9145.3173.2230.9245.7329.8427.9314.2330.6464381.34
000000000000000000000000000000000000

Cathay General Bancorp stock margins

The Cathay General Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Cathay General Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Cathay General Bancorp.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Cathay General Bancorp's sales revenue. A higher gross margin percentage indicates that the Cathay General Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Cathay General Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Cathay General Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Cathay General Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Cathay General Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Cathay General Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Cathay General Bancorp Margin History

DateCathay General Bancorp Profit margin
2026e52.58 %
2025e39.46 %
2024e38.67 %
202327.02 %
202239.71 %
202141.37 %
202030.79 %
201934.28 %
201837.78 %
201728.73 %
201632.88 %
201533.12 %
201430.02 %
201324.29 %
201221.21 %
201116.59 %
2010-0.92 %
2009-13.78 %
20088.11 %
200719.52 %
200622.92 %
200527.89 %
200429.8 %

Cathay General Bancorp Stock Sales Revenue, EBIT, Earnings per Share

The Cathay General Bancorp earnings per share therefore indicates how much revenue Cathay General Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
Earnings per Share
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Cathay General Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Cathay General Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Cathay General Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Cathay General Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Cathay General Bancorp Revenue, EBIT and net profit per share

DateCathay General Bancorp Sales per ShareCathay General Bancorp Earnings per Share
2026e11.3 undefined5.94 undefined
2025e10.8 undefined4.26 undefined
2024e10.35 undefined4 undefined
202317.99 undefined4.86 undefined
202212.16 undefined4.83 undefined
20219.17 undefined3.8 undefined
20209.32 undefined2.87 undefined
201910.15 undefined3.48 undefined
20188.82 undefined3.33 undefined
20177.56 undefined2.17 undefined
20166.66 undefined2.19 undefined
20155.98 undefined1.98 undefined
20145.73 undefined1.72 undefined
20135.91 undefined1.43 undefined
20126.05 undefined1.28 undefined
20116.42 undefined1.06 undefined
20106.77 undefined-0.06 undefined
200911.55 undefined-1.59 undefined
200812.3 undefined1 undefined
200712.6 undefined2.46 undefined
20069.9 undefined2.27 undefined
20057.35 undefined2.05 undefined
20045.77 undefined1.72 undefined

Cathay General Bancorp business model

Cathay General Bancorp is a US bank holding company that has been listed on NASDAQ since 1986. It is headquartered in Los Angeles, California and operates over 60 branches in the states of California, New York, Illinois, Texas, Washington, and Nevada. The company was founded in 1962 as Cathay Bank and has become an important financial institution for the Chinese community in Los Angeles. It expanded its business to other regions of the US in the 1970s and offers a wide range of financial products and services, catering to the needs of the Chinese and Asian-American community. The company also has diverse business activities, including real estate financing, SBA loans, online banking, and securities services. It is divided into three main segments: banking, real estate, and other. The banking segment is the company's main focus and includes Cathay Bank, General Bank, and Far East National Bank. The real estate segment specializes in acquiring, developing, and selling commercial and residential properties in California. The other segment includes investment banking, asset management, and insurance. Cathay General Bancorp has a strong focus on meeting the needs of its customers, particularly the Asian-American community, and has a successful track record in financing small and medium-sized businesses and supporting customers in international markets. The company has established itself as an important player in the US financial sector and also operates globally. Its focus on the Asian-American community has helped it position itself as a trusted partner for customers in the US and Asia, and is expected to continue to be the foundation of its success in the future. Cathay General Bancorp is one of the most popular companies on Eulerpool.com.

Cathay General Bancorp Revenue by Segment

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Details

Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Cathay General Bancorp Revenue by Segment

Segmente20192018
Other Service Fees14.39 M USD13.69 M USD
Fees and Services Charges on Deposit Account7.85 M USD8.39 M USD
Wealth Management Fees9.24 M USD5.91 M USD
Deposit Account4.76 M USD5.08 M USD

Cathay General Bancorp SWOT Analysis

Strengths

Cathay General Bancorp has a strong financial position with consistent profitability and a high credit rating, making it a trusted player in the banking industry. The bank has a diversified portfolio with a wide range of products and services, allowing it to cater to various customer needs. Additionally, Cathay General Bancorp benefits from a strong branch network and a loyal customer base, providing a competitive advantage.

Weaknesses

One of the potential weaknesses for Cathay General Bancorp is its relatively limited geographic presence, mainly focused on the West Coast of the United States. This concentration exposes the bank to regional economic fluctuations and limits its growth opportunities in other areas. Moreover, the bank may face challenges in adapting to changing technological advancements, which could impact its ability to efficiently serve tech-savvy customers.

Opportunities

Cathay General Bancorp has several opportunities for growth and expansion. The bank can leverage its strong financial position to explore acquisition or merger opportunities with smaller banks, enabling it to enter new markets and widen its customer base. Additionally, the increasing demand for digital banking services presents an opportunity for Cathay General Bancorp to invest in technology and enhance its online and mobile banking capabilities, attracting tech-oriented customers and improving overall customer experience.

Threats

Cathay General Bancorp faces various threats in the banking industry. Intense competition from both traditional banks and emerging fintech companies poses a challenge to maintain market share and profitability. Rapidly changing regulatory requirements and compliance standards may also increase operational costs for the bank. Moreover, economic uncertainties and potential recessions can impact loan quality and impair the bank's asset quality.

Cathay General Bancorp Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Cathay General Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

Cathay General Bancorp shares outstanding

The number of shares was Cathay General Bancorp in 2023 — This indicates how many shares 72.863 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Cathay General Bancorp earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Cathay General Bancorp's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Cathay General Bancorp’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Cathay General Bancorp's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Cathay General Bancorp stock splits

In Cathay General Bancorp's history, there have been no stock splits.

Cathay General Bancorp dividend history and estimates

In 2023, Cathay General Bancorp paid a dividend amounting to 1.36 USD. Dividend means that Cathay General Bancorp distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
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Dividend

Dividend Overview

The dividend per year chart for Cathay General Bancorp provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Cathay General Bancorp’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Cathay General Bancorp's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Cathay General Bancorp Dividend History

DateCathay General Bancorp Dividend
2026e1.49 undefined
2025e1.5 undefined
2024e1.49 undefined
20231.36 undefined
20221.36 undefined
20211.27 undefined
20201.24 undefined
20191.24 undefined
20181.03 undefined
20170.87 undefined
20160.75 undefined
20150.56 undefined
20140.36 undefined
20130.08 undefined
20120.04 undefined
20110.04 undefined
20100.04 undefined
20090.21 undefined
20080.42 undefined
20070.4 undefined
20060.36 undefined
20050.36 undefined
20040.3 undefined

Cathay General Bancorp dividend payout ratio

In 2023, Cathay General Bancorp had a payout ratio of 34.93%. The payout ratio indicates the percentage of the company's profits that Cathay General Bancorp distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Cathay General Bancorp represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Cathay General Bancorp could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Cathay General Bancorp's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Cathay General Bancorp Payout Ratio History

DateCathay General Bancorp Payout ratio
2026e32.95 %
2025e31.75 %
2024e32.17 %
202334.93 %
202228.16 %
202133.42 %
202043.21 %
201935.63 %
201830.93 %
201740.09 %
201634.25 %
201528.28 %
201420.93 %
20135.59 %
20123.13 %
20113.77 %
2010-66.67 %
2009-12.89 %
200842 %
200716.46 %
200615.86 %
200517.56 %
200417.44 %
Unfortunately, there are currently no price targets and forecasts available for Cathay General Bancorp.

Cathay General Bancorp latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.97 0.94  (-2.99 %)2024 Q3
6/30/20240.96 0.92  (-3.73 %)2024 Q2
3/31/20240.98  (-2.01 %)2024 Q1
12/31/20231.08 1.13  (4.19 %)2023 Q4
9/30/20231.12 1.13  (1.11 %)2023 Q3
6/30/20231.15 1.28  (11.08 %)2023 Q2
3/31/20231.28 1.32  (3.32 %)2023 Q1
12/31/20221.4 1.33  (-5.07 %)2022 Q4
9/30/20221.32 1.35  (2.61 %)2022 Q3
6/30/20221.19 1.18  (-0.84 %)2022 Q2
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Eulerpool ESG Scorecard© for the Cathay General Bancorp stock

Eulerpool World ESG Rating (EESG©)

59/ 100

🌱 Environment

63

👫 Social

75

🏛️ Governance

38

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees64
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Cathay General Bancorp shareholders

%
Name
Stocks
Change
Date
13.52135 % BlackRock Institutional Trust Company, N.A.9,758,3591,088,01612/31/2023
11.39764 % The Vanguard Group, Inc.8,225,678194,26412/31/2023
5.33512 % Dimensional Fund Advisors, L.P.3,850,356150,33112/31/2023
5.10925 % State Street Global Advisors (US)3,687,347525,06412/31/2023
2.84523 % Charles Schwab Investment Management, Inc.2,053,40525,42112/31/2023
2.19973 % Geode Capital Management, L.L.C.1,587,54568,90412/31/2023
2.15690 % MFS Investment Management1,556,633-97,71712/31/2023
2.06390 % Principal Global Investors (Equity)1,489,514-50,88812/31/2023
1.67174 % T. Rowe Price Investment Management, Inc.1,206,49691,46512/31/2023
1.45953 % LSV Asset Management1,053,340-90,50012/31/2023
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Cathay General Bancorp Executives and Management Board

Mr. Chang Liu56
Cathay General Bancorp President, Chief Executive Officer, Director of the Company and the Bank (since 2016)
Compensation 3.62 M
Mr. Dunson Cheng78
Cathay General Bancorp Executive Chairman of the Board of the Company and the Bank (since 1990)
Compensation 3.28 M
Mr. Heng Chen70
Cathay General Bancorp Chief Financial Officer, Executive Vice President, Treasurer of the Company and Executive Vice President, Chief Financial Officer of the Bank
Compensation 1.61 M
Mr. Kim Bingham66
Cathay General Bancorp Executive Vice President, Chief Risk Officer of the Bank
Compensation 1.09 M
Mr. Mark Lee60
Cathay General Bancorp Executive Vice President, Chief Credit Officer of Cathay Bank
Compensation 1 M
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Most common questions regarding Cathay General Bancorp

What values and corporate philosophy does Cathay General Bancorp represent?

Cathay General Bancorp is committed to upholding strong values and a clear corporate philosophy. As a financial institution, Cathay General Bancorp believes in providing exceptional service to its customers, supporting the communities it serves, and maintaining strong relationships with its stakeholders. The company focuses on integrity, reliability, and innovation to ensure sustainable growth and success. By prioritizing customer satisfaction, community development, and responsible banking practices, Cathay General Bancorp strives to be a trusted and influential presence in the banking industry.

In which countries and regions is Cathay General Bancorp primarily present?

Cathay General Bancorp is primarily present in the United States, with a strong presence in California, where it was founded. Through its subsidiary, Cathay Bank, the company operates across various states, including California, New York, Illinois, Texas, Washington, and Massachusetts. Cathay General Bancorp focuses on serving diverse communities, particularly those with significant Asian populations. With its extensive branch network and digital banking capabilities, Cathay General Bancorp provides a wide range of financial services to individuals, businesses, and organizations in its key markets.

What significant milestones has the company Cathay General Bancorp achieved?

Cathay General Bancorp has achieved significant milestones throughout its history. The company has successfully grown its asset base, expanded its branch network, and established a strong presence in the banking industry. Additionally, Cathay General Bancorp has consistently delivered strong financial performance, providing consistent returns to its shareholders. The company has received numerous accolades and awards for its exceptional service and commitment to its customers. Cathay General Bancorp has also demonstrated its ability to adapt to changing market conditions, innovate its products and services, and maintain a solid reputation as a leading financial institution.

What is the history and background of the company Cathay General Bancorp?

Cathay General Bancorp is a leading bank holding company founded in 1962. Based in Los Angeles, California, it primarily serves the Chinese-American community and offers a comprehensive range of banking products and services. With over 60 branches across nine states, Cathay General Bancorp focuses on commercial banking, international banking, and treasury services. Throughout its history, the company has demonstrated consistent growth, expansion, and excellence in meeting customer needs. Cathay General Bancorp is committed to delivering innovative financial solutions while maintaining strong relationships with its customers, employees, and communities.

Who are the main competitors of Cathay General Bancorp in the market?

Some main competitors of Cathay General Bancorp in the market include East West Bancorp, SVB Financial Group, and Bank of Hope.

In which industries is Cathay General Bancorp primarily active?

Cathay General Bancorp is primarily active in the banking and financial services industry.

What is the business model of Cathay General Bancorp?

The business model of Cathay General Bancorp is focused on providing financial services to individuals, small to medium-sized businesses, and other professionals. As a bank holding company, Cathay General Bancorp operates through its subsidiary Cathay Bank, offering a wide range of banking products and services, including savings and checking accounts, loans, credit cards, and wealth management solutions. With its strong commitment to customer satisfaction and community banking, Cathay General Bancorp aims to foster and maintain long-term relationships while supporting the growth and prosperity of its clients.

What is the P/E ratio of Cathay General Bancorp 2024?

The Cathay General Bancorp P/E ratio is 11.16.

What is the P/S ratio of Cathay General Bancorp 2024?

The Cathay General Bancorp P/S ratio is 4.32.

What is the Quality Investing of Cathay General Bancorp?

The Quality Investing for Cathay General Bancorp is 5/10.

What is the revenue of Cathay General Bancorp 2024?

The expected Cathay General Bancorp revenue is 746.82 M USD.

How high is the profit of Cathay General Bancorp 2024?

The expected Cathay General Bancorp profit is 288.81 M USD.

What is the business model of Cathay General Bancorp

Cathay General Bancorp is a US-based holding company that offers banking and financial services through its subsidiaries. The bank division of Cathay General Bancorp includes various banks such as Cathay Bank, Personal Online Banking, Wholesale Banking, and SinoPac Bancorp. Cathay Bank is an established and well-known bank that has been offering a wide range of financial services for over 50 years. The bank specializes in providing high-quality banking services for Chinese customers in the US, but also serves the American market. Cathay Bank offers a variety of banking products, including savings accounts, credit and debit cards, online services, and personal loans. Personal Online Banking is another emerging area within Cathay General Bancorp's business model. The company provides its customers with the ability to access online banking services from home or on the go. Cathay customers can conveniently access their accounts, make transfers, and view their account balances while on the move. The company is committed to ensuring the security of its online banking services to protect customers from fraud and identity theft. Wholesale Banking is another important element of Cathay General Bancorp's business model. The division offers a wide range of products and services, including treasury management, business loans, and various middle-market solutions. Cathay General Bancorp aims to meet the needs of businesses that require these services while providing innovative solutions tailored to customers' needs. SinoPac Bancorp is another key component of Cathay General Bancorp's business model. With its branch in Taiwan and a focus on Asian customers, the company offers a wide range of banking services and financial products. Overall, Cathay General Bancorp aims to meet the needs of its customers through innovative solutions tailored to their needs, while maintaining a secure and stable banking and financial system. The company strives to build long-term customer relationships while offering a comprehensive range of financial products. With its wide range of services and deep understanding of customer needs, Cathay General Bancorp is well positioned to continue taking a leadership role in the banking and financial sector in the future.

What is the Cathay General Bancorp dividend?

Cathay General Bancorp pays a dividend of 1.36 USD distributed over payouts per year.

How often does Cathay General Bancorp pay dividends?

The dividend cannot currently be calculated for Cathay General Bancorp or the company does not pay out a dividend.

What is the Cathay General Bancorp ISIN?

The ISIN of Cathay General Bancorp is US1491501045.

What is the Cathay General Bancorp WKN?

The WKN of Cathay General Bancorp is 923184.

What is the Cathay General Bancorp ticker?

The ticker of Cathay General Bancorp is CATY.

How much dividend does Cathay General Bancorp pay?

Over the past 12 months, Cathay General Bancorp paid a dividend of 1.36 USD . This corresponds to a dividend yield of about 3.07 %. For the coming 12 months, Cathay General Bancorp is expected to pay a dividend of 1.5 USD.

What is the dividend yield of Cathay General Bancorp?

The current dividend yield of Cathay General Bancorp is 3.07 %.

When does Cathay General Bancorp pay dividends?

Cathay General Bancorp pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of Cathay General Bancorp?

Cathay General Bancorp paid dividends every year for the past 23 years.

What is the dividend of Cathay General Bancorp?

For the upcoming 12 months, dividends amounting to 1.5 USD are expected. This corresponds to a dividend yield of 3.2 %.

In which sector is Cathay General Bancorp located?

Cathay General Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Cathay General Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Cathay General Bancorp from 9/9/2024 amounting to 0.34 USD, you needed to have the stock in your portfolio before the ex-date on 8/29/2024.

When did Cathay General Bancorp pay the last dividend?

The last dividend was paid out on 9/9/2024.

What was the dividend of Cathay General Bancorp in the year 2023?

In the year 2023, Cathay General Bancorp distributed 1.36 USD as dividends.

In which currency does Cathay General Bancorp pay out the dividend?

The dividends of Cathay General Bancorp are distributed in USD.

All fundamentals about Cathay General Bancorp

Our stock analysis for Cathay General Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Cathay General Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.