Access the world's leading financial data and tools

Subscribe for $2
Overview
Profile

Bank Ozk stock

OZK
US06417N1037
A2JQ1Z

Price

45.82
Today +/-
+1.96
Today %
+4.54 %

Bank Ozk stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Bank Ozk stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Bank Ozk stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Bank Ozk stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Bank Ozk's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Bank Ozk Stock Price History

DateBank Ozk Price
12/19/202445.82 undefined
12/18/202443.79 undefined
12/17/202446.42 undefined
12/16/202447.71 undefined
12/13/202446.79 undefined
12/12/202447.23 undefined
12/11/202447.56 undefined
12/10/202447.22 undefined
12/9/202447.26 undefined
12/6/202447.49 undefined
12/5/202447.35 undefined
12/4/202447.99 undefined
12/3/202448.32 undefined
12/2/202448.87 undefined
11/29/202449.97 undefined
11/27/202449.94 undefined
11/26/202449.90 undefined
11/25/202450.55 undefined
11/22/202449.33 undefined
11/21/202448.35 undefined
11/20/202447.69 undefined

Bank Ozk Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Bank Ozk, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Bank Ozk from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Bank Ozk’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Bank Ozk. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Bank Ozk’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Bank Ozk’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Bank Ozk’s growth potential.

Bank Ozk Revenue, EBIT and net profit per share

DateBank Ozk RevenueBank Ozk Net Income
2026e1.8 B undefined775.28 M undefined
2025e1.68 B undefined677.98 M undefined
2024e1.68 B undefined690.94 M undefined
20232.25 B undefined674.6 M undefined
20221.38 B undefined547.5 M undefined
20211.19 B undefined579 M undefined
20201.19 B undefined291.9 M undefined
20191.27 B undefined425.9 M undefined
20181.21 B undefined417.1 M undefined
20171.06 B undefined421.9 M undefined
2016765 M undefined270 M undefined
2015514.7 M undefined182.3 M undefined
2014376.3 M undefined118.6 M undefined
2013288.2 M undefined91.2 M undefined
2012258.8 M undefined77 M undefined
2011316.3 M undefined101.3 M undefined
2010228.3 M undefined64 M undefined
2009217 M undefined36.8 M undefined
2008202.3 M undefined34.5 M undefined
2007200 M undefined31.7 M undefined
2006178.4 M undefined31.7 M undefined
2005132.2 M undefined31.5 M undefined
2004103.4 M undefined25.9 M undefined

Bank Ozk Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.020.020.020.030.040.060.070.070.070.090.10.130.180.20.20.220.230.320.260.290.380.510.771.061.211.271.191.191.382.251.681.681.8
-6.6743.7530.4343.3330.2317.861.527.4619.4419.7728.1634.8512.361.007.435.0738.60-18.3511.6330.5636.7048.8338.0414.395.13-6.690.0816.3663.04-25.560.487.19
---------------------------------
000000000000000000000000000000000
0000000000000000000000000000001.111.051.11
---------------------------------
323456691420253131313436641017791118182270421417425291579547674690677775
--33.3350.0033.3325.0020.00-50.0055.5642.8625.0024.00--9.685.8877.7857.81-23.7618.1829.6754.2448.3555.93-0.951.92-31.5398.97-5.5323.222.37-1.8814.48
---------------------------------
---------------------------------
47.646.346.152.561.160.760.56162.865.166.567.167.267.367.567.668.26969.872.478.187.3104.7125.8128.7129129.4129.6120.7114.83000
---------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The Bank Ozk Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Bank Ozk is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                         
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
00000000000000000000000000000
67132731313339506589117130153156170187226245274296504520567712739696678676.82
00000000000000000000000000000
00000000000000000000000000000
11143313616660037714272759470241583660.79
0000002005000555555791266626626966616616616610
00000000000000000000000000000
0.010.010.010.030.030.030.040.040.060.070.10.120.140.160.160.180.20.240.260.380.451.231.231.261.41.421.371.341.34
0.010.010.010.030.030.030.040.040.060.070.10.120.140.160.160.180.20.240.260.380.451.231.231.261.41.421.371.341.34
                                                         
000000000000072000011111111340340340.11
000.010.010.010.010.010.020.030.030.030.040.040.040.040.050.050.070.140.320.761.92.222.242.252.272.091.751.61
0.020.020.020.030.030.040.040.060.070.090.120.140.170.190.220.280.360.420.490.570.710.911.251.571.871.952.382.773.28
0000-2-2010-2-3-5-151660911-414800-34275824-178-97.37
000000000000000000000-26-13000000
0.020.020.040.040.040.050.060.070.10.120.150.180.190.320.270.320.420.510.630.911.472.793.463.774.154.274.844.695.14
22223345449912281818705343375273186216157179123177185.87
0000000000000000000000006573645769.9
00000000000000000000000000000
000113681116150175177341236383472387325335310536666656921118600
00000000000000000000000000000
22231398412015517918135024539550040534340536396103118138255237233260193234255.77
00.010.010.010.020.020.020.020.050.040.040.070.070.070.070.070.070.070.350.260.320.380.360.440.71.11.220.470.47
00000000000000000000000000000
00000000000000000000000008172156161.83
00.010.010.010.020.020.020.020.050.040.040.070.070.070.070.070.070.070.350.260.320.380.360.440.71.181.290.630.63
0.010.010.010.020.160.10.140.170.230.230.390.310.460.570.470.410.470.430.440.360.440.520.620.680.931.441.480.860.89
0.020.030.040.060.20.150.190.250.320.350.540.490.650.890.740.730.890.941.071.271.913.314.084.455.085.716.325.556.03
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Bank Ozk provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Bank Ozk's financial health and stability.

Assets

Bank Ozk's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Bank Ozk must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Bank Ozk after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Bank Ozk's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
323456691420253131313443631017791118182270421417425291579564690
00001111122333344781013172534353536353733
0000000000000-1-6-1811-7-10071224833-10053-6163-52
000-1-441-56782-9111631237-154148656-19924574162-6687201
-1000000000-2-4-2-2-10-47-135-75-69-77-63-61-108-11422562625
00000000000000003532221821285311420427519787113665
102222148109815121514131849494757126172901823922470213
33232129421303432224246484020-155996201241384705424551528764881
-1-2-1-7-14-5-1-4-7-12-17-27-31-18-27-9-16-21-46-10-18-16-45-38-86-98-49-33-29-29
-27-43-59-72-231-181-38-28-173-299-338-404-384-190-493476492793187-84-564-1,334-2,284-2,630-1,526120-2,972140-2,430-5,530
-25-40-58-64-217-176-36-24-166-287-320-377-353-171-465485509814233-74-546-1,317-2,239-2,591-1,439219-2,922174-2,400-5,501
000000000000000000000000000000
-23107105-60332944-3160-8914188-82-113-73-2100163-163094254-350118-149198
00013000011110075-77243221082306200150-353-158
0.010.040.050.080.230.180.020.030.150.270.320.370.360.150.44-0.49-0.56-0.8-0.020.010.421.072.821.820.670.663.32-1.010.645.77
0.020.040.050.070.220.070.0900.120.230.320.220.460.020.29-0.31-0.44-0.720.010.040.460.853.041.60.680.533.81-1.131.325.9
00000-1-1-1-2-3-4-6-6-7-8-12-10-12-17-25-36-47-62-88-102-121-139-146-168-179
-0.010-00.0100.01-00.01-0.0100.01-000-0.010.04-0.030.010.15-0.01-0.05-0.060.78-0.43-0.151.210.9-0.34-1.021.12
2.10.71.8-3.8-11.97.78.20.913.917.917.15.1-8.423.918.238.824-0.5-61.849.278.7184.4196.7345.6618.5325.9502.3494.3735852.41
000000000000000000000000000000

Bank Ozk stock margins

The Bank Ozk margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bank Ozk. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bank Ozk.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Bank Ozk's sales revenue. A higher gross margin percentage indicates that the Bank Ozk retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Bank Ozk's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Bank Ozk's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Bank Ozk's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Bank Ozk. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Bank Ozk's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Bank Ozk Margin History

DateBank Ozk Profit margin
2026e42.95 %
2025e40.28 %
2024e41.25 %
202329.97 %
202239.66 %
202148.79 %
202024.62 %
201933.54 %
201834.51 %
201739.93 %
201635.29 %
201535.42 %
201431.52 %
201331.64 %
201229.75 %
201132.03 %
201028.03 %
200916.96 %
200817.05 %
200715.85 %
200617.77 %
200523.83 %
200425.05 %

Bank Ozk Stock Sales Revenue, EBIT, Earnings per Share

The Bank Ozk earnings per share therefore indicates how much revenue Bank Ozk has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Bank Ozk earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bank Ozk's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bank Ozk’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bank Ozk's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bank Ozk Revenue, EBIT and net profit per share

DateBank Ozk Sales per ShareBank Ozk Earnings per Share
2026e15.91 undefined6.83 undefined
2025e14.83 undefined5.98 undefined
2024e14.76 undefined6.09 undefined
202319.6 undefined5.87 undefined
202211.44 undefined4.54 undefined
20219.16 undefined4.47 undefined
20209.16 undefined2.26 undefined
20199.84 undefined3.3 undefined
20189.39 undefined3.24 undefined
20178.4 undefined3.35 undefined
20167.31 undefined2.58 undefined
20155.9 undefined2.09 undefined
20144.82 undefined1.52 undefined
20133.98 undefined1.26 undefined
20123.71 undefined1.1 undefined
20114.58 undefined1.47 undefined
20103.35 undefined0.94 undefined
20093.21 undefined0.54 undefined
20083 undefined0.51 undefined
20072.97 undefined0.47 undefined
20062.65 undefined0.47 undefined
20051.97 undefined0.47 undefined
20041.55 undefined0.39 undefined

Bank Ozk business model

Bank Ozk, formerly known as Bank of the Ozarks, is a US bank that was founded in Jasper, Arkansas in 1903. Over the years, it has become one of the leading financial institutions in the US, with over 250 branches in eleven states. The bank's business model focuses on providing customized financial products and services for various industries. Bank Ozk is divided into different divisions, with Commercial Banking being the largest area. Here, the bank offers a wide range of credit and deposit products for small and medium-sized businesses. The bank is experienced in accommodating the specific needs of customers and offering individual credit solutions. The Retail Banking division, which serves individual customers, offers simple and convenient financial products such as deposit accounts, loans, credit cards, savings plans, and other financial services. The bank also has a specialized real estate business, specializing in commercial and residential property financing. It works closely with customers to provide secure and flexible financing options for their real estate projects. As one of the leading lenders for commercial real estate, the bank has comprehensive experience in financing residential complexes, shopping centers, residential and commercial buildings, hotel and leisure facilities, and other real estate projects. Another important division of Bank Ozk is Wealth Management and trust services. Here, the bank offers extensive wealth and investment advisory services to its customers, as well as trust and foundation administration services. The bank leverages its expertise and experience to help customers develop investment strategies based on their individual needs. The bank also works closely with lawyers, financial advisors, and tax experts to ensure that its customers receive comprehensive and holistic advice. In recent years, Bank Ozk has strengthened its digital presence and developed innovative digital products and services. These include mobile applications and online banking platforms that allow customers to manage their accounts from anywhere, perform various financial transactions, and manage their finances. Additionally, the bank has partnered with fintech companies to offer additional digital services to its customers. Overall, Bank Ozk has become one of the leading financial institutions in the US, offering a wide range of financial products and services to its customers. The bank stands out for its customer-centric approach, flexible credit solutions, and comprehensive advisory services. With its strong presence in various industries and its well-established network of branches and digital platforms, the bank is well positioned to continue its success in the future. Bank Ozk is one of the most popular companies on Eulerpool.com.

Bank Ozk SWOT Analysis

Strengths

Bank Ozk, formerly known as Bank of the Ozarks, has several key strengths that contribute to its success in the banking industry. These strengths include:

  • Strong Financial Position: Bank Ozk has a solid financial foundation with healthy capital reserves, enabling it to withstand economic downturns and uncertainties.
  • Wide Range of Products and Services: The bank offers a diverse portfolio of financial products and services, including personal and commercial banking, wealth management, and lending solutions.
  • Excellent Customer Service: Bank Ozk is renowned for its exceptional customer service, ensuring prompt assistance, personalized solutions, and maintaining long-term relationships with customers.
  • Technology-driven Approach: The bank embraces technological advancements to enhance efficiency, security, and convenience for customers, providing an exceptional digital banking experience.

Weaknesses

Despite its strengths, Bank Ozk also faces certain weaknesses that pose challenges for the organization. These weaknesses include:

  • Geographic Concentration: Bank Ozk has a significant portion of its operations concentrated in specific geographic regions, making it vulnerable to localized economic fluctuations and risks.
  • Limited Global Presence: The bank's international presence is limited compared to larger multinational banks, which may hinder its ability to tap into global opportunities.
  • Dependence on Interest Income: Bank Ozk heavily relies on interest income as a primary revenue stream, making it susceptible to interest rate fluctuations and economic cycles.

Opportunities

Bank Ozk can leverage several opportunities to further expand its market presence and capitalize on emerging trends. These opportunities include:

  • Expansion into New Markets: The bank can explore entering new geographic regions or demographics, offering its comprehensive range of financial services to untapped markets.
  • Growing Demand for Digital Banking: As technology continues to evolve, Bank Ozk can invest in enhancing its digital banking capabilities to cater to the increasing demand for convenient and secure online banking services.
  • Acquisitions and Partnerships: Strategic acquisitions or partnerships with fintech companies can provide Bank Ozk with opportunities to enhance its product offerings, improve efficiency, and access new customer segments.

Threats

Bank Ozk should also be mindful of potential threats that could impact its operations and market position. These threats include:

  • Intense Competition: The banking industry is highly competitive, with both traditional banks and fintech startups vying for market share. Bank Ozk must continuously innovate and differentiate itself to stay ahead.
  • Regulatory and Compliance Risks: The evolving regulatory landscape poses challenges for banks, and non-compliance can result in financial penalties and reputational damage. Bank Ozk should stay updated with regulations and invest in compliance measures.
  • Economic Volatility: Fluctuations in the economy, interest rates, and market conditions can impact the bank's profitability, credit quality, and customer demand for financial products. Bank Ozk needs to have strategies in place to mitigate these risks.
LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2

Bank Ozk Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Bank Ozk historical P/E ratio, EBIT multiple, and P/S ratio

LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2

Bank Ozk shares outstanding

The number of shares was Bank Ozk in 2023 — This indicates how many shares 114.833 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Bank Ozk earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Bank Ozk's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Bank Ozk’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Bank Ozk's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Bank Ozk stock splits

In Bank Ozk's history, there have been no stock splits.

Bank Ozk dividend history and estimates

In 2023, Bank Ozk paid a dividend amounting to 1.42 USD. Dividend means that Bank Ozk distributes a portion of its profits to its owners.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Bank Ozk provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Bank Ozk’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Bank Ozk's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Bank Ozk Dividend History

DateBank Ozk Dividend
2026e1.53 undefined
2025e1.54 undefined
2024e1.54 undefined
20231.42 undefined
20221.26 undefined
20211.13 undefined
20201.08 undefined
20190.94 undefined
20180.79 undefined
20170.71 undefined
20160.63 undefined
20150.55 undefined
20140.47 undefined
20130.36 undefined
20120.25 undefined
20110.19 undefined
20100.15 undefined
20090.13 undefined
20080.13 undefined
20070.11 undefined
20060.1 undefined
20050.09 undefined
20040.08 undefined

Bank Ozk dividend payout ratio

In 2023, Bank Ozk had a payout ratio of 33.59%. The payout ratio indicates the percentage of the company's profits that Bank Ozk distributes as dividends.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Bank Ozk represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Bank Ozk could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Bank Ozk's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Bank Ozk Payout Ratio History

DateBank Ozk Payout ratio
2026e30.85 %
2025e30.08 %
2024e28.89 %
202333.59 %
202227.75 %
202125.34 %
202047.68 %
201928.48 %
201824.54 %
201721.19 %
201624.42 %
201526.32 %
201430.92 %
201328.57 %
201222.73 %
201112.59 %
201015.96 %
200924.07 %
200824.51 %
200722.87 %
200621.28 %
200519.68 %
200419.23 %
LIMITED TIME OFFER

The World’s Best Investors Are On Eulerpool

Subscribe for $2
Unfortunately, there are currently no price targets and forecasts available for Bank Ozk.

Bank Ozk latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20241.55 1.54  (-0.82 %)2024 Q3
6/30/20241.54 1.53  (-0.36 %)2024 Q2
3/31/20241.47 1.51  (2.48 %)2024 Q1
12/31/20231.5 1.5  (0.03 %)2023 Q4
9/30/20231.44 1.49  (3.8 %)2023 Q3
6/30/20231.44 1.47  (2.35 %)2023 Q2
3/31/20231.4 1.41  (1.02 %)2023 Q1
12/31/20221.34 1.34  (0.16 %)2022 Q4
9/30/20221.18 1.08  (-8.47 %)2022 Q3
6/30/20221.04 1.1  (5.71 %)2022 Q2
1
2
3
4
5
...
11

Eulerpool ESG Scorecard© for the Bank Ozk stock

Eulerpool World ESG Rating (EESG©)

59/ 100

🌱 Environment

34

👫 Social

78

🏛️ Governance

64

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees47
Percentage of women in management
Percentage of Asian employees4
Share of Asian management
Percentage of Hispanic/Latino employees8
Hispano/Latino Management share
Percentage of Black employees10
Black Management Share
Percentage of white employees75
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Bank Ozk shareholders

%
Name
Stocks
Change
Date
10.39469 % The Vanguard Group, Inc.11,792,781-82,0416/30/2024
8.02790 % BlackRock Institutional Trust Company, N.A.9,107,65266,2416/30/2024
5.87943 % Dimensional Fund Advisors, L.P.6,670,219-106,6036/30/2024
5.83670 % State Street Global Advisors (US)6,621,735-358,7646/30/2024
5.52753 % Wasatch Global Investors Inc6,270,985-212,0446/30/2024
5.40601 % Gleason (George G II)6,133,11836,2303/10/2024
3.37486 % Charles Schwab Investment Management, Inc.3,828,78352,5086/30/2024
2.80498 % Wellington Management Company, LLP3,182,254926,1316/30/2024
2.09069 % AQR Capital Management, LLC2,371,8921,765,9746/30/2024
1.78416 % Van Berkom & Associates Inc.2,024,13040,3566/30/2024
1
2
3
4
5
...
10

Bank Ozk Executives and Management Board

Mr. George Gleason

(69)
Bank Ozk Chairman of the Board, Chief Executive Officer (since 1979)
Compensation 6.09 M

Mr. Brannon Hamblen

(57)
Bank Ozk President
Compensation 2.72 M

Mr. Tim Hicks

(50)
Bank Ozk Chief Financial Officer (since 2012)
Compensation 2.17 M

Ms. Cindy Wolfe

(57)
Bank Ozk Chief Operating Officer
Compensation 1.2 M

Mr. Scott Trapani

(60)
Bank Ozk Chief Risk Officer
Compensation 972,172
1
2
3
4
...
5

Most common questions regarding Bank Ozk

What values and corporate philosophy does Bank Ozk represent?

Bank Ozk values include integrity, teamwork, customer focus, and growth-driven initiatives. With a strong corporate philosophy, Bank Ozk is committed to serving its customers, shareholders, and employees with excellence. The company believes in maintaining strong relationships with its customers, providing them with personalized solutions and outstanding service. Bank Ozk also focuses on fostering a collaborative and inclusive work environment, ensuring that its employees thrive and contribute to the company's success. As a growth-oriented financial institution, Bank Ozk is dedicated to continuously improving its offerings, technology, and market presence to meet the changing needs of its stakeholders.

In which countries and regions is Bank Ozk primarily present?

Bank Ozk, also known as Bank of the Ozarks, primarily operates in the United States. Although headquartered in Little Rock, Arkansas, the bank has a significant presence across several states, including Alabama, Florida, Georgia, North Carolina, South Carolina, and Texas. With numerous branch locations, Bank Ozk provides a wide range of financial services to individuals, businesses, and institutions throughout these regions.

What significant milestones has the company Bank Ozk achieved?

Some significant milestones that Bank Ozk has achieved include its establishment in 1903 as the Bank of Ozark, its successful transition to a publicly-traded company in 1979, and its consistent growth and expansion over the years. Additionally, the company has been recognized as a top-performing bank by prestigious publications like Forbes and Bank Director. Bank Ozk has also achieved various accolades, including being ranked as a top bank in terms of Return on Assets and Return on Equity. Overall, Bank Ozk's strong history, financial performance, and industry recognition make it a significant player in the banking sector.

What is the history and background of the company Bank Ozk?

Bank Ozk, formerly known as Bank of the Ozarks, is a reputable financial institution based in the United States. With a rich history dating back to 1903, Bank Ozk has evolved into a leading regional bank, offering a comprehensive range of banking services. Initially established as a community bank in Arkansas, it has grown steadily over the years, expanding its operations across multiple states. Bank Ozk focuses on providing tailored financial solutions, including commercial and consumer banking, trust and wealth management, and specialized lending services. The company's commitment to customer satisfaction, coupled with its strong financial performance, has solidified Bank Ozk's reputation as a reliable and trusted banking partner.

Who are the main competitors of Bank Ozk in the market?

The main competitors of Bank Ozk in the market are: Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup.

In which industries is Bank Ozk primarily active?

Bank Ozk is primarily active in the banking and financial services industry.

What is the business model of Bank Ozk?

Bank Ozk operates as a financial institution with a robust business model. The company provides a wide range of banking services, including commercial and consumer banking, mortgage lending, and treasury management. Bank Ozk focuses on delivering personalized financial solutions to individuals, small businesses, and large corporations. With its commitment to exceptional customer service and innovative products, Bank Ozk aims to assist clients in achieving their financial goals. This dedication has earned Bank Ozk a strong reputation in the industry, making it a trusted choice for individuals and businesses alike seeking reliable and comprehensive banking services.

What is the P/E ratio of Bank Ozk 2024?

The Bank Ozk P/E ratio is 7.62.

What is the P/S ratio of Bank Ozk 2024?

The Bank Ozk P/S ratio is 3.14.

What is the Quality Investing of Bank Ozk?

The Quality Investing for Bank Ozk is 5/10.

What is the revenue of Bank Ozk 2024?

The expected Bank Ozk revenue is 1.68 B USD.

How high is the profit of Bank Ozk 2024?

The expected Bank Ozk profit is 690.94 M USD.

What is the business model of Bank Ozk

Bank Ozk (formerly Bank of the Ozarks) is a US bank headquartered in Little Rock, Arkansas. The company was founded in 1903 and has evolved over the years into a leading financial institution with a focus on commercial loans and real estate loans. Bank Ozk is listed on NASDAQ and operates more than 250 branches in 10 states. The business model of Bank Ozk is that of a traditional bank, primarily focused on offering a wide range of financial products and services to its customers. This includes deposit products such as savings accounts, checking accounts, and CDs. Bank Ozk also offers various types of loans, including business loans, commercial mortgages, residential mortgages, and consumer loans. One of the notable features of Bank Ozk is its focus on commercial loans. The bank has invested heavily in this area in recent years and has established itself as one of the leading lenders to mid-sized businesses. Bank Ozk works closely with companies in the real estate development, retail, hospitality, and healthcare industries to develop financing solutions that meet their unique needs. Bank Ozk also provides a wide range of wealth management services, including investment management, trust, and asset management. Through a dedicated team of wealth management experts, the bank offers personalized financial planning tailored to the specific needs and goals of its clients. Other business areas of Bank Ozk include a comprehensive range of cash management and electronic banking services. The bank has numerous innovative technologies and solutions to enable seamless and efficient banking for its customers. Additionally, Bank Ozk has a specialized team of commercial construction and development financing experts who specialize in financing real estate projects throughout North America. Whether it's an apartment complex, a shopping center, or an office building, Bank Ozk offers customized financing solutions to support every phase of real estate development. Overall, Bank Ozk has built a strong and broad market position that enables it to offer a variety of financial and banking services. While lending and wealth management are the bank's primary focus, cash management services and electronic banking are also important business areas. The business model of Bank Ozk is supported by a focus on customer service. The bank has a dedicated team of professionals who work closely with customers to develop financing and asset management solutions that meet their specific needs. With its diverse business areas and strong market position, Bank Ozk is a leading bank in the US and is expected to continue to grow and expand in the coming years.

What is the Bank Ozk dividend?

Bank Ozk pays a dividend of 1.26 USD distributed over 4 payouts per year.

How often does Bank Ozk pay dividends?

Bank Ozk pays out a dividend 4 times a year.

What is the Bank Ozk ISIN?

The ISIN of Bank Ozk is US06417N1037.

What is the Bank Ozk WKN?

The WKN of Bank Ozk is A2JQ1Z.

What is the Bank Ozk ticker?

The ticker of Bank Ozk is OZK.

How much dividend does Bank Ozk pay?

Over the past 12 months, Bank Ozk paid a dividend of 1.42 USD . This corresponds to a dividend yield of about 3.1 %. For the coming 12 months, Bank Ozk is expected to pay a dividend of 1.54 USD.

What is the dividend yield of Bank Ozk?

The current dividend yield of Bank Ozk is 3.1 %.

When does Bank Ozk pay dividends?

Bank Ozk pays a quarterly dividend. This is distributed in the months of February, May, August, November.

How secure is the dividend of Bank Ozk?

Bank Ozk paid dividends every year for the past 23 years.

What is the dividend of Bank Ozk?

For the upcoming 12 months, dividends amounting to 1.54 USD are expected. This corresponds to a dividend yield of 3.51 %.

In which sector is Bank Ozk located?

Bank Ozk is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Bank Ozk kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Bank Ozk from 10/18/2024 amounting to 0.41 USD, you needed to have the stock in your portfolio before the ex-date on 10/11/2024.

When did Bank Ozk pay the last dividend?

The last dividend was paid out on 10/18/2024.

What was the dividend of Bank Ozk in the year 2023?

In the year 2023, Bank Ozk distributed 1.26 USD as dividends.

In which currency does Bank Ozk pay out the dividend?

The dividends of Bank Ozk are distributed in USD.

All fundamentals about Bank Ozk

Our stock analysis for Bank Ozk Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bank Ozk Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.