RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Alerus Financial Stock

Alerus Financial ROA 2024

Alerus Financial ROA

0

Ticker

ALRS

ISIN

US01446U1034

WKN

A0YG96

In 2024, Alerus Financial's return on assets (ROA) was 0, a -71.42% increase from the 0.01 ROA in the previous year.

Alerus Financial Aktienanalyse

What does Alerus Financial do?

Alerus Financial Corp is an American bank holding company based in Grand Forks, North Dakota. The company was founded in 1879 and has undergone many changes over the decades, but its mission has never changed: it strives to help its customers achieve their financial goals. Alerus Financial Corp's business model is very diverse. It offers a wide range of banking services, including deposits, loans, mortgages, asset management, insurance, and financial planning, for both retail customers and small and medium-sized businesses. The company is divided into three divisions: Alerus Retirement and Benefits, Alerus Mortgage, and Alerus Wealth Management. The Alerus Retirement and Benefits division specializes in helping employers develop and manage customized retirement plans for their employees. These retirement plans include 401k plans, employee stock plans, pension plans, and more. They also offer individual retirement solutions for employees and self-employed individuals. The Alerus Mortgage division specializes in residential mortgages and offers various options for home purchase, refinancing, and construction to retail customers. They also offer mortgages for second homes and investment properties. In the Alerus Wealth Management department, they offer financial planning, investment management, trust administration, and asset management. Their experts help customers define their financial goals and develop strategies to achieve them. The products offered by Alerus Financial Corp are diverse and range from credit cards to construction loans. They also offer online banking services, mobile banking, and an online payment system. Throughout the history of Alerus Financial Corp, they have overcome many challenges. In the 1980s, the bank experienced strong growth when it opened dozens of new branches in North Dakota and Minnesota. However, in the late 1990s, the bank faced serious financial difficulties and had to close some branches. In 2000, Alerus Financial Corp became a holding company for its banking operations. Since then, the company has experienced consistent growth in terms of opening new branches and expanding its services. Overall, Alerus Financial Corp is a company with an impressive history and a wide range of services for its customers. The various divisions of the company bring a broad spectrum of expertise and experience to the company, allowing them to support their customers on an individual level. Alerus Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Alerus Financial's Return on Assets (ROA)

Alerus Financial's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Alerus Financial's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Alerus Financial's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Alerus Financial’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Alerus Financial stock

What is the Return on Assets (ROA) of Alerus Financial this year?

The Return on Assets (ROA) of Alerus Financial is 0 undefined this year.

What was the ROA of Alerus Financial compared to the previous year?

The ROA of Alerus Financial has increased by -71.42% compared to the previous year.

What consequences do high ROA have for investors of Alerus Financial?

A high ROA is advantageous for investors of Alerus Financial, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Alerus Financial?

A low ROA can be unfavorable for investors of Alerus Financial as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Alerus Financial affect the company?

An increase in ROA of Alerus Financial can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Alerus Financial impact the company?

A reduction in the ROA of Alerus Financial can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Alerus Financial?

Some factors that can influence the ROA of Alerus Financial include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Alerus Financial important for investors?

The ROA of Alerus Financial is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Alerus Financial take to improve ROA?

To improve ROA, Alerus Financial can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Alerus Financial pay?

Over the past 12 months, Alerus Financial paid a dividend of 0.75 USD . This corresponds to a dividend yield of about 3.4 %. For the coming 12 months, Alerus Financial is expected to pay a dividend of 0.81 USD.

What is the dividend yield of Alerus Financial?

The current dividend yield of Alerus Financial is 3.4 %.

When does Alerus Financial pay dividends?

Alerus Financial pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Alerus Financial?

Alerus Financial paid dividends every year for the past 11 years.

What is the dividend of Alerus Financial?

For the upcoming 12 months, dividends amounting to 0.81 USD are expected. This corresponds to a dividend yield of 3.66 %.

In which sector is Alerus Financial located?

Alerus Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Alerus Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Alerus Financial from 10/11/2024 amounting to 0.2 USD, you needed to have the stock in your portfolio before the ex-date on 9/13/2024.

When did Alerus Financial pay the last dividend?

The last dividend was paid out on 10/11/2024.

What was the dividend of Alerus Financial in the year 2023?

In the year 2023, Alerus Financial distributed 0.7 USD as dividends.

In which currency does Alerus Financial pay out the dividend?

The dividends of Alerus Financial are distributed in USD.

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Andere Kennzahlen von Alerus Financial

Our stock analysis for Alerus Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Alerus Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.