Alerus Financial Equity 2025

Alerus Financial Aktienanalyse

What does Alerus Financial do?

Alerus Financial Corp is an American bank holding company based in Grand Forks, North Dakota. The company was founded in 1879 and has undergone many changes over the decades, but its mission has never changed: it strives to help its customers achieve their financial goals. Alerus Financial Corp's business model is very diverse. It offers a wide range of banking services, including deposits, loans, mortgages, asset management, insurance, and financial planning, for both retail customers and small and medium-sized businesses. The company is divided into three divisions: Alerus Retirement and Benefits, Alerus Mortgage, and Alerus Wealth Management. The Alerus Retirement and Benefits division specializes in helping employers develop and manage customized retirement plans for their employees. These retirement plans include 401k plans, employee stock plans, pension plans, and more. They also offer individual retirement solutions for employees and self-employed individuals. The Alerus Mortgage division specializes in residential mortgages and offers various options for home purchase, refinancing, and construction to retail customers. They also offer mortgages for second homes and investment properties. In the Alerus Wealth Management department, they offer financial planning, investment management, trust administration, and asset management. Their experts help customers define their financial goals and develop strategies to achieve them. The products offered by Alerus Financial Corp are diverse and range from credit cards to construction loans. They also offer online banking services, mobile banking, and an online payment system. Throughout the history of Alerus Financial Corp, they have overcome many challenges. In the 1980s, the bank experienced strong growth when it opened dozens of new branches in North Dakota and Minnesota. However, in the late 1990s, the bank faced serious financial difficulties and had to close some branches. In 2000, Alerus Financial Corp became a holding company for its banking operations. Since then, the company has experienced consistent growth in terms of opening new branches and expanding its services. Overall, Alerus Financial Corp is a company with an impressive history and a wide range of services for its customers. The various divisions of the company bring a broad spectrum of expertise and experience to the company, allowing them to support their customers on an individual level. Alerus Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing Alerus Financial's Equity

Alerus Financial's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding Alerus Financial's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating Alerus Financial's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

Alerus Financial's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in Alerus Financial’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about Alerus Financial stock

What is the equity of Alerus Financial this year?

Alerus Financial has equity of 369.13 M USD this year.

What was the equity of Alerus Financial compared to the previous year?

The equity of Alerus Financial has increased/decreased by 3.43% increased compared to the previous year.

What impact does a high equity have on investors of Alerus Financial?

A high equity is advantageous for investors of Alerus Financial as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of Alerus Financial?

A low equity can be a risk for investors of Alerus Financial, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of Alerus Financial affect the company?

An increase in equity of Alerus Financial can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of Alerus Financial affect the company?

A reduction in equity of Alerus Financial can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of Alerus Financial?

Some factors that can affect the equity of Alerus Financial include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of Alerus Financial so important for investors?

The equity of Alerus Financial is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can Alerus Financial take to change the equity?

To change equity, Alerus Financial can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does Alerus Financial pay?

Over the past 12 months, Alerus Financial paid a dividend of 0.75 USD . This corresponds to a dividend yield of about 3.57 %. For the coming 12 months, Alerus Financial is expected to pay a dividend of 0.81 USD.

What is the dividend yield of Alerus Financial?

The current dividend yield of Alerus Financial is 3.57 %.

When does Alerus Financial pay dividends?

Alerus Financial pays a quarterly dividend. This is distributed in the months of May, July, October, January.

How secure is the dividend of Alerus Financial?

Alerus Financial paid dividends every year for the past 11 years.

What is the dividend of Alerus Financial?

For the upcoming 12 months, dividends amounting to 0.81 USD are expected. This corresponds to a dividend yield of 3.86 %.

In which sector is Alerus Financial located?

Alerus Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Alerus Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Alerus Financial from 1/17/2025 amounting to 0.2 USD, you needed to have the stock in your portfolio before the ex-date on 12/27/2024.

When did Alerus Financial pay the last dividend?

The last dividend was paid out on 1/17/2025.

What was the dividend of Alerus Financial in the year 2024?

In the year 2024, Alerus Financial distributed 0.75 USD as dividends.

In which currency does Alerus Financial pay out the dividend?

The dividends of Alerus Financial are distributed in USD.