Capital Trust (CAPTRUST.NS) Action Cours

Capital Trust Ltd. provides non-banking financial services focused on small and micro enterprises, offering retail financing for two wheelers, consumer durables, and office equipment. The company delivers microfinance loans and enterprise loans, including unsecured business and personal loans, using automated credit analysis and physical cash flow assessment. Its services include QR code credit checks, client scoring, automated risk assessment, and digital receipt collection through 350 branches. The firm targets small and micro enterprises as its primary customer segment, leveraging digital tools to streamline rural financing. It utilizes alternative data analysis and cloud backup to enhance its credit engine, focusing on unsecured loan products. Capital Trust Ltd. operates exclusively within the financing activities segment, emphasizing digitalization to support its loan offerings. Capital Trust Ltd. generates revenue through loan disbursements to small businesses and individuals, with a focus on unsecured business and personal loans. The company’s digital infrastructure, including automated income analysis and credit engine, supports its service delivery. Its branch network of 350 locations enables widespread access to financing solutions across rural and urban areas.