mBank (MBK.WA) Aktsia Kursus

mBank Kursus

GPW·SULETUD
1385,50PLN-0,50 (-0,04 %)
Turg suletud

Revenue has compounded at 10,9% per year over the past 19 years to 14,11 B PLN. Earnings per share have grown at 10,4% per year over the last 19 years. mBank's net margin stands at 25,1%, up from −16,6% several years earlier. mBank currently offers a dividend yield of about 0,37%. The payout ratio is around 17% of earnings. Analysts set a median price target of 890,46 PLN, implying 35,7% below the current price. Of 12 analysts, 1 rate the stock a buy — an overall Sell consensus. The stock trades about 61% above its 52-week low.

mBank aktsiahinnad

Maht
Dividendi eraldamiskuupÀev
Detailid

Kurs

ⓘ

Ülevaade

Aktsiahinna diagramm pakub detailseid ja dĂŒnaamilisi ĂŒlevaateid mBank-aktsia sooritusest, kuvades igapĂ€evaselt, nĂ€dalaselt vĂ”i kuuselt kokkuvĂ”etud kursid. Kasutajad saavad erinevate ajarahmade vahel liikudes aktsia ajalugu pĂ”hjalikult analĂŒĂŒsida ja teha teadlikke investeerimisotsuseid.

Intraday-funktsioon

Intraday-funktsioon pakub reaalajas andmeid ja vÔimaldab investoritel jÀlgida mBank-aktsia kursikÔikumisi kauplemispÀeva jooksul, et teha Ôigeaegseid ja strateegilisi investeerimisotsuseid.

Kogutulu ja suhteline hinnamuutus

Vaadake mBank-aktsia kogutulu, et hinnata selle kasumlikkust ajas. Suhtelise hinnamuutuse, mis pĂ”hineb valitud ajarahma esimesel saadaoleval kursil, annab ĂŒlevaate aktsia toimivusest ja aitab hinnata selle investeerimispotentsiaali.

Interpretatsioon ja investeering

Kasutage aktsiahinna diagrammis esitatud pĂ”hjalikke andmeid, et analĂŒĂŒsida mBank turutrende, hinnaliikumisi ja potentsiaalseid tulusid. Tehke teadlikke investeerimisotsuseid, vĂ”rreldes erinevaid ajarahmasid ja hinnates Intraday andmeid optimeeritud portfelli haldamiseks.

mBank Aktsia kursi ajalugu
KuupÀevmBank Hind
21.8.20261385,50 PLN
20.8.20261386,00 PLN
19.8.20261377,50 PLN
18.8.20261400,00 PLN
17.8.20261420,00 PLN
14.8.20261431,00 PLN
13.8.20261405,50 PLN
12.8.20261411,00 PLN
11.8.20261415,00 PLN
10.8.20261417,50 PLN
7.8.20261415,00 PLN
6.8.20261436,50 PLN
5.8.20261419,50 PLN
4.8.20261408,00 PLN
31.7.20261351,50 PLN
30.7.20261350,50 PLN
29.7.20261344,00 PLN
28.7.20261317,50 PLN
27.7.20261324,00 PLN
24.7.20261303,50 PLN
23.7.20261308,00 PLN
22.7.20261360,00 PLN
21.7.20261400,00 PLN
20.7.20261380,50 PLN
17.7.20261371,50 PLN
16.7.20261392,50 PLN
15.7.20261415,00 PLN
14.7.20261447,00 PLN
13.7.20261444,00 PLN
10.7.20261430,00 PLN
9.7.20261395,00 PLN
8.7.20261401,50 PLN
7.7.20261407,50 PLN
6.7.20261420,00 PLN
3.7.20261400,00 PLN
2.7.20261389,00 PLN
1.7.20261368,00 PLN
30.6.20261364,00 PLN
29.6.20261358,50 PLN
26.6.20261372,50 PLN
25.6.20261382,00 PLN
24.6.20261389,50 PLN
23.6.20261412,00 PLN
22.6.20261410,00 PLN
19.6.20261416,50 PLN
18.6.20261449,00 PLN
17.6.20261451,00 PLN
16.6.20261445,50 PLN
15.6.20261464,50 PLN
12.6.20261415,00 PLN
11.6.20261308,00 PLN
10.6.20261286,50 PLN
9.6.20261294,00 PLN
8.6.20261280,00 PLN
5.6.20261266,50 PLN
3.6.20261276,50 PLN
2.6.20261275,50 PLN
1.6.20261265,00 PLN
29.5.20261259,00 PLN
28.5.20261234,50 PLN
27.5.20261248,00 PLN
26.5.20261250,50 PLN
25.5.20261232,50 PLN
22.5.20261198,50 PLN
21.5.20261210,50 PLN
20.5.20261190,50 PLN
19.5.20261187,00 PLN
18.5.20261229,50 PLN
15.5.20261221,00 PLN
14.5.20261250,00 PLN
13.5.20261192,00 PLN
12.5.20261169,50 PLN
11.5.20261174,00 PLN
8.5.20261148,50 PLN
7.5.20261173,00 PLN
6.5.20261195,00 PLN
5.5.20261125,00 PLN
4.5.20261128,50 PLN
30.4.20261141,50 PLN
29.4.20261135,50 PLN
28.4.20261133,00 PLN
27.4.20261141,00 PLN
24.4.20261158,00 PLN
23.4.20261177,50 PLN
22.4.20261201,50 PLN
21.4.20261216,50 PLN
20.4.20261253,00 PLN
17.4.20261285,00 PLN
16.4.20261250,00 PLN
15.4.20261277,00 PLN
14.4.20261271,50 PLN
13.4.20261259,50 PLN
10.4.20261280,50 PLN
9.4.20261235,00 PLN
8.4.20261256,00 PLN
7.4.20261148,00 PLN
2.4.20261159,00 PLN
1.4.20261149,00 PLN
31.3.20261079,50 PLN
30.3.20261066,00 PLN
27.3.20261082,00 PLN
26.3.20261073,50 PLN
25.3.20261073,00 PLN
24.3.20261048,00 PLN
23.3.20261057,00 PLN
20.3.20261041,50 PLN
19.3.20261053,00 PLN
18.3.20261052,50 PLN
17.3.20261053,00 PLN
16.3.20261026,50 PLN
13.3.2026967,20 PLN
12.3.2026970,60 PLN
11.3.2026975,00 PLN
10.3.2026974,40 PLN
9.3.2026943,00 PLN
6.3.2026936,80 PLN
5.3.2026967,80 PLN
4.3.2026976,20 PLN
3.3.2026944,40 PLN
2.3.2026999,40 PLN
27.2.20261033,50 PLN
26.2.20261050,00 PLN
25.2.20261060,00 PLN
24.2.20261041,00 PLN
23.2.20261064,50 PLN
20.2.20261052,00 PLN
19.2.20261044,50 PLN
18.2.20261046,50 PLN
17.2.20261028,50 PLN
16.2.20261022,50 PLN
13.2.20261012,00 PLN
12.2.20261062,50 PLN
11.2.20261050,00 PLN
10.2.20261070,00 PLN
9.2.20261084,50 PLN
6.2.20261064,00 PLN
5.2.20261053,50 PLN
4.2.20261075,00 PLN
3.2.20261083,00 PLN
2.2.20261055,00 PLN
30.1.20261038,00 PLN
29.1.20261004,00 PLN
28.1.20261017,00 PLN
27.1.20261031,50 PLN
26.1.20261012,50 PLN
23.1.20261002,50 PLN
22.1.20261024,50 PLN
21.1.2026990,20 PLN
20.1.20261004,50 PLN
19.1.20261006,50 PLN
16.1.20261013,00 PLN
15.1.20261015,00 PLN
14.1.20261019,50 PLN
13.1.20261044,50 PLN
12.1.20261059,00 PLN
9.1.20261048,50 PLN
8.1.20261056,00 PLN
7.1.20261100,00 PLN
5.1.20261066,00 PLN
2.1.20261099,00 PLN
30.12.20251061,50 PLN
29.12.20251053,50 PLN
23.12.20251060,00 PLN
22.12.20251058,00 PLN
19.12.20251056,50 PLN
18.12.20251023,50 PLN
17.12.20251011,50 PLN
16.12.20251020,00 PLN
15.12.20251025,00 PLN
12.12.20251015,00 PLN
11.12.20251014,50 PLN
10.12.20251010,00 PLN
9.12.20251010,00 PLN
8.12.20251001,00 PLN
5.12.20251002,50 PLN
4.12.20251007,00 PLN
3.12.20251000,00 PLN
2.12.20251012,00 PLN
1.12.20251020,00 PLN
28.11.20251026,00 PLN
27.11.20251034,00 PLN
26.11.20251043,00 PLN
25.11.20251008,00 PLN
24.11.20251029,00 PLN
21.11.20251018,00 PLN
20.11.20251031,50 PLN
19.11.20251040,50 PLN
18.11.20251026,50 PLN
17.11.20251046,50 PLN
14.11.20251056,50 PLN
13.11.20251061,50 PLN
12.11.20251049,50 PLN
10.11.20251050,00 PLN
7.11.20251024,50 PLN
6.11.20251000,00 PLN
5.11.2025994,00 PLN
4.11.20251008,50 PLN
3.11.20251014,50 PLN
31.10.2025981,20 PLN
30.10.20251017,50 PLN
29.10.20251044,00 PLN
28.10.20251045,00 PLN
27.10.2025995,60 PLN
24.10.2025982,80 PLN
23.10.2025978,60 PLN
22.10.2025970,00 PLN
21.10.2025951,60 PLN
20.10.2025947,20 PLN
17.10.2025913,60 PLN
16.10.2025929,20 PLN
15.10.2025939,20 PLN
14.10.2025916,40 PLN
13.10.2025925,00 PLN
10.10.2025934,80 PLN
9.10.2025938,00 PLN
8.10.2025919,00 PLN
7.10.2025929,00 PLN
6.10.2025911,00 PLN
3.10.2025930,00 PLN
2.10.2025929,80 PLN
1.10.2025909,20 PLN
30.9.2025900,00 PLN
29.9.2025900,00 PLN
26.9.2025902,80 PLN
25.9.2025868,60 PLN
24.9.2025893,80 PLN
23.9.2025899,80 PLN
22.9.2025888,00 PLN
19.9.2025915,00 PLN
18.9.2025920,00 PLN
17.9.2025902,60 PLN
16.9.2025902,00 PLN
15.9.2025924,20 PLN
12.9.2025890,80 PLN
11.9.2025895,60 PLN
10.9.2025878,00 PLN
9.9.2025891,60 PLN
8.9.2025907,40 PLN
5.9.2025877,20 PLN
4.9.2025883,00 PLN
3.9.2025861,00 PLN
2.9.2025863,40 PLN
1.9.2025874,00 PLN
29.8.2025878,20 PLN
28.8.2025902,00 PLN
27.8.2025908,00 PLN
26.8.2025942,20 PLN
25.8.2025938,20 PLN
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mBank Tulu, reservkasum, puhastulu

  • 3 aastat

  • 5 aastat

  • 10 aastat

  • 25 aastat

  • Max

Tulu
Provisjonieelne kasum
Netkasum
Details
Date
Tulu
Provisjonieelne kasum
Netkasum
1. jaan 2023
12,38 B PLN
2,05 B PLN
24,05 M PLN
1. jaan 2024
13,56 B PLN
3,56 B PLN
2,24 B PLN
1. jaan 2025
14,11 B PLN
5,77 B PLN
3,54 B PLN
1. jaan 2026 (e)
12,42 B PLN
0,00 PLN
4,17 B PLN
1. jaan 2027 (e)
13,32 B PLN
0,00 PLN
4,93 B PLN
1. jaan 2028 (e)
14,00 B PLN
0,00 PLN
5,45 B PLN
1. jaan 2029 (e)
13,24 B PLN
0,00 PLN
4,95 B PLN
1. jaan 2030 (e)
13,52 B PLN
0,00 PLN
5,03 B PLN

mBank Kasumiaruanne, Bilanss, Rahavoogude aruanne

Viimati vÀrskendatud 23. aug 2026, 08:16
 
MÜÜGITULUB PLN
KÄIBENÕUDLUS%
Puhas intressituluB PLN
Mitteintressi tuluB PLN
Laenukaotuse eraldisedB PLN
Eelprovisjoni kasum (PPOP)B PLN
PUHASTULUB PLN
KASUMINÕUDLUS%
DIV.PLN
DIVIDENDI KASV%
AKTSIADM
201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
5,816,026,066,767,377,277,4412,8018,3318,4918,6812,4213,3214,0013,2413,52
−3,103,560,7111,558,92−1,322,3872,0243,190,871,02−33,537,255,17−5,482,11
2,512,833,143,504,004,014,105,928,879,5910,02–––––
2,152,152,012,252,292,583,013,543,503,974,09–––––
0,420,370,510,530,711,230,870,821,080,590,75–––––
2,042,002,042,312,271,840,280,712,053,565,77–––––
1,301,221,091,301,010,10−1,18−0,700,022,243,544,174,935,454,955,03
1,17−6,30−10,5019,34−22,43−89,80−1243,69−40,41−103,429245,8357,9617,7018,3210,50−9,211,56
–––5,15–––––––5,155,155,15––
––––––––––––––––
42,2042,3042,3042,3042,4042,4042,4042,4042,5242,5442,5642,5642,5642,5642,5642,56
Üksikasjad

Kasumiaruande pÔhinÀitajad

ⓘ

Tulu ja tulude kasv

Tulu on iga kasumiaruande lĂ€htepunkt — see mÔÔdab kogu mĂŒĂŒki, mille mBank teenib oma pĂ”hitegevusest. Tulude kasv (vĂ€ljendatuna aasta-aasta protsentmuutusena) on ĂŒks olulisemaid Ă€ri hoogu nĂ€itajaid. JĂ€tkusuutliku kasvu ĂŒle 10% aastas peetakse tavaliselt tugevaks, samas kui kahanev tulu on tĂ”sine hoiatusmĂ€rk, mis nĂ”uab uurimist.

Brutomarginaal

Brutomarginaal = (Tulu − MĂŒĂŒdud kaupade kulu) Ă· Tulu. See nĂ€itab, kui suur protsent igast tuluallikast mBank sĂ€ilitab pĂ€rast otseseid tootmiskulusid. KĂ”rged brutomarginaalid (ĂŒle 50%) on tĂŒĂŒpilised varade kergetele ettevĂ”tetele nagu tarkvara ja kaubamĂ€rgid, samas kui kapitaliintensiivsed tööstused nagu tootmine töötavad sageli alla 30%. VĂ”rrelge mBank brutomarginaalide tööstushaarad ja jĂ€lgige neid aja jooksul, et tuvastada paremnevat vĂ”i halvenevat hinnakirja vĂ”imsust.

EBIT ja EBIT-marginaal

EBIT mÔÔdab Ă€rikasum — mis jÀÀb alles pĂ€rast kĂ”igi Ă€rikulude (sealhulgas uurimis- ja arenduskulud, mĂŒĂŒgikulud ja halduskulud) lahutamist brutokasum. EBIT-marginaal nĂ€itab seda tulude protsendina. Kuna see vĂ€listab intressid ja maksud, vĂ”imaldab EBIT Ă”iglast vĂ”rdlust erinevate vĂ”lastruktuuride ja maksujurisdiktsioonidega ettevĂ”tete vahel. Kasvav EBIT-marginaal nĂ€itab paranevat operatiivset tĂ”husust.

Puhaskasum ja kasum aktsia kohta (EPS)

Puhaskasum on ettevĂ”tte lĂ”plik kasum pĂ€rast kĂ”iki kulusid, intresse ja makse. Puhaskasumi jagamine vĂ€ljaantud aktsiate arvuga annab teile EPS — kĂ”ige mĂ”jukaim aktsia hindamise nĂ€itaja. JĂ€rjepidev EPS kasv on pikaajalise aktsiahinna kalliduse peamine juhtnöörid. Kontrollige alati, kas EPS kasv pĂ€rineb tegeliku kasumi parandamisest vĂ”i aktsiate tagasiostust, mis vĂ€hendab aktsiate arvu.

VĂ€ljastatud aktsiad

Koguarv aktsiate mBank on vÀljastanud. Kahanev aktsiate arv (tagasiostude kaudu) suurendab EPS-i ja signaliseerib juhtimise enesekindlust. Kasvav aktsiate arv (aktsiate emissiooni kaudu) lahjendab olemasolevate aktsionÀride osa. JÀlgige alati seda numbrit koos EPS-ga, et saada tÀielik pilt aktsia kohta juhitud vÀÀrtusest.

AnalĂŒĂŒtikute hinnangud

Prognoositud arvud esindavad professionaalse analĂŒĂŒtikute konsensuselamisi. VĂ”rrelge neid prognoose mBank ajalooliste kasvumÀÀrade vastu, et hinnata, kas ootused on realistlikud. EttevĂ”te, kes korrapĂ€raselt ĂŒletab konsensuselameid, kipub nĂ€gema oma aktsiahind ajas taunitud, samas kui korduvad jÀÀmid kahjustavad investorite usaldust.

mBank aktsia marginaalid

mBank marginaalanalĂŒĂŒs nĂ€itab brutomajanduste, EBIT-marginaali ja mBank kasumi marginaali. EBIT marginaal (EBIT/mĂŒĂŒk) nĂ€itab mĂŒĂŒgi protsenti, mis jÀÀb operatiivseks kasumiks. Kasumi marginaal nĂ€itab mĂŒĂŒgi protsenti, mis jÀÀb mBank.
  • 3 aastat

  • 5 aastat

  • 10 aastat

  • 25 aastat

  • Max

Kulude ja tulude suhe
Kasumi marginaal
Details
Date
Kulude ja tulude suhe
Kasumi marginaal
1. jaan 2021
96,03 %
−16,57 %
1. jaan 2022
92,50 %
−7,43 %
1. jaan 2023
83,46 %
0,19 %
1. jaan 2024
73,74 %
16,55 %
1. jaan 2025
59,10 %
25,12 %
1. jaan 2026 (e)
0,00 %
33,59 %
1. jaan 2027 (e)
0,00 %
37,06 %
1. jaan 2028 (e)
0,00 %
38,93 %

mBank Tulu aktsia kohta, Kasum aktsia kohta

mBank mĂŒĂŒk aktsia kohta nĂ€itab seega, kui palju tulu mBank on antud perioodil aktsia kohta tekitanud. Kasum enne intresse ja makse aktsia kohta nĂ€itab, kuidas palju operatiivse kasumi vastab igale aktsiale. Kasum aktsia kohta nĂ€itab, kui palju kasumist vastab igale aktsiale.
  • 3 aastat

  • 5 aastat

  • 10 aastat

  • 25 aastat

  • Max

Tulu aktsia kohta
Kasum aktsia kohta
Details
Date
Tulu aktsia kohta
Kasum aktsia kohta
1. jaan 2021
167,79 PLN
−27,80 PLN
1. jaan 2022
223,10 PLN
−16,57 PLN
1. jaan 2023
291,11 PLN
0,57 PLN
1. jaan 2024
318,67 PLN
52,73 PLN
1. jaan 2025
331,51 PLN
83,26 PLN
1. jaan 2026 (e)
291,75 PLN
98,00 PLN
1. jaan 2027 (e)
312,90 PLN
115,95 PLN
1. jaan 2028 (e)
329,06 PLN
128,10 PLN

mBank Ă€rimudel ja aktsia analĂŒĂŒs

mBank SA is a Polish bank that was founded in 2000. It is a subsidiary of Commerzbank and belongs to the Polish BRE Bank Group. The goal of mBank is to serve its customers individually on the online platform. The bank has specially tailored its business model to digital services and offers its customers innovative products and services. In recent years, mBank has established itself as a leading digital bank in Poland and has more than 6 million customers. The history of mBank began in 2000 with the founding of the bank with the aim of creating a new concept for banks in Poland. In 2007, the bank was acquired by BRE Bank. In 2013, BRE Bank sold its properties and real estate and decided to focus further on digital service. The bank has already won several awards, such as the Banking & Technology Award 2019 or the Gold Stevie Award in 2018 "Customer Service Department of the Year". mBank specializes in five business areas: retail customers, small and medium-sized enterprises, corporate customers, private banking, and corporate & investment banking. All business areas offer a wide range of innovative products and services. The retail customer department is the largest business area of the bank. Here, mBank offers an account that can be opened online, a credit card, and online banking services for financial management. In addition, customers can also use loans, mortgages, savings, and investment products. A special feature is the so-called financial coaching. The customer can manage their finances based on one of the four profiles that are based on automated analysis. Each customer is advised based on an individual profile and optimizes their finances. The small and medium-sized enterprise department offers a variety of services that are specifically tailored to the needs of this target group. Small businesses can use loans, factoring, leasing, or the mPOS device for accepting online payments. Medium-sized businesses can access comprehensive financial and advisory services, investment banking, or foreign currency hedging. Each relationship begins with a brief consultation in the branch or on a special onboarding portal. Here, the customer's needs are analyzed and an individual package is tailored to meet those needs. The corporate customer department is intended for larger companies that want to use comprehensive financial and advisory services, as well as access to global capital markets and complete solutions for cash management tailored to the customer. The private banking department offers comprehensive services for wealthy clients. A dedicated advisor makes it easy to get started with investments and offers individual retirement plans for the future. The account opening can be done online or by phone. Based on an in-depth conversation, a risk profile is created based on the customer's desires and needs. Then, an individual investment package is put together, consisting of various investment products. Last but not least, mBank also offers services in the field of corporate & investment banking. When it comes to larger transactions, the customer can access the network and global capital market. There is a special area, the trading desk, that trades a wide range of assets such as foreign exchange, securities, and commodities. Corporate customers can also access a broad portfolio of structured products. Overall, mBank is an innovative bank that focuses on digital services. Over the years, it has successfully developed its strategy and various products and has established itself as a leading bank in Poland.

mBank hindamine Ôiglase vÀÀrtuse alusel

Üksikasjad

Õiglase vÀÀrtuse hinnang

ⓘ

Mis on Ôiglane vÀÀrtus?

Õiglane vÀÀrtus on hinnang selle kohta, millega aktsia on tegelikult "vÀÀrt" selle finantsalusel, sĂ”ltumata praegusest turuhinnast. Kui arvutatud Ă”iglane vÀÀrtus ĂŒletab praegust aktsia hinda, vĂ”ib aktsia olla alahinnatud — ja vastupidi. See diagramm nĂ€itab kolme erinevat Ă”iglase vÀÀrtuse lĂ€henemist, et saaksite neid omavahel kontrollida.

Tulul pÔhinev Ôiglane vÀÀrtus

Arvutatakse korrutades praeguse kasum aktsia kohta (EPS) valitud mitmeaastase perioodi keskmise ajaloolise P/E suhtega. Mitme aasta jooksul silumamine filtreerib vĂ€lja ajutised tĂ”usud vĂ”i langused. Kui see Ă”iglane vÀÀrtus ĂŒletab turuhinda, viitab see sellele, et aktsia on odav vĂ”rreldes selle kasumitegemise vĂ”imega.

NĂ€ide: Õiglane vÀÀrtus (kasum) 2022 = EPS 2022 × Keskmine P/E 2019–2021

Tulul pÔhinev Ôiglane vÀÀrtus

Tuletatud tulupooluse korrutamisel keskmise ajaloolise hinna ja mĂŒĂŒgi suhtega. See meetod on eriti kasulik ettevĂ”tete puhul, millel on volatiilne vĂ”i ajutiselt langev kasum, kuna mĂŒĂŒk kipub olema stabiilsem kui kasumid. See vastab kĂŒsimusele: "Millise hinnaga on turg ajalooliselt hinnanud selle ettevĂ”tte mĂŒĂŒgi dollarit?"

NĂ€ide: Õiglane vÀÀrtus (kasum) 2022 = MĂŒĂŒk aktsia kohta 2022 × Keskmine P/S 2019–2021

Dividendil pÔhinev Ôiglane vÀÀrtus

Arvutatakse jagades dividendi aktsia kohta keskmise ajaloolise dividendi tootlusega. See lĂ€henemisviis on kĂ”ige asjakohane kĂŒpsete, jĂ€rjepidevalt dividende maksvate ettevĂ”tete jaoks. Kui saadud Ă”iglane vÀÀrtus on praegusest hinnast kĂ”rgem, tĂ€hendab see, et aktsia pakub paremat tootlust kui selle ajaloo keskmine.

NĂ€ide: Õiglane vÀÀrtus (dividend) 2022 = Dividend aktsia kohta 2022 Ă· Keskmine tootlus 2019–2021

Kuidas seda diagrammi kasutada

Kui kĂ”ik kolm Ă”iglase vÀÀrtuse joont koonduvad praeguse hinna kohal, tugevdab see veenvust, et aktsia on alahinnatud. Kui nad hajuvad, uurige, miks — see vĂ”ib nĂ€idata struktuurimuutust marginaalidel, vĂ€ljamakse poliitikale vĂ”i kasvumÀÀrale. Paremalt poolel olevad edasiulatusvad hinnangud laiendavad analĂŒĂŒsi, kasutades prognoositavaid pĂ”hifaktoreid, aidates teil hinnata, kas praegune hind juba kajastab tuleviku kasvuootusi.

mBank hindamine ajalooline P/E-suhtarv, EBIT-multiple ja P/S-suhtarv

mBank aktsia aastane tootlus

Üksikasjad

Aastane tootlus

ⓘ

Mida see diagramm nÀitab

See diagramm jagab aastase kogu tootluse kaheks komponendiks: hinna tootluseks (kasumid vÔi kahjumid aktsia hinna liikumisest) ja dividendi tootluseks (tulu, mis saadud dividendi maksest). Koos esindavad need kogu tootlust, mida investor oleks iga kalendriaasta jooksul teeninud.

Hinna tootlus

Hinna tootlus mÔÔdab protsendi muutust aktsia hinnas 1. jaanuaari ja 31. detsembri vahel igal aastal. Positiivsed tulpd nĂ€itavad, et aktsia tĂ”usis; negatiivsed tulbad nĂ€itavad langust. See on komponent, mille peale enamik investoreid keskendub, kuid see rÀÀgivad ainult osale lugu — eriti dividende maksavate aktsiate puhul.

Dividendi tootlus

Dividendi tootlus esindab aasta jooksul makstud dividendist saadud tulu, vĂ€ljendatuna alusaktsiate hinnaprotsendina. Kuigi see vĂ”ib nĂ€ida vĂ€ike igal aastal (tavaliselt 1–4% tuntud ettevĂ”tete jaoks), kumuleeruvad dividendid mĂ€rkimisvÀÀrselt kĂŒmnendite jooksul ja on ajalooliselt osutanud ligikaudu 40% kogu aktsiaturuil tootlusele.

Mida otsida

Uurige, kui palju aastaid nĂ€itas positiivseid ja negatiivseid tootlusi, et hinnata jĂ€rjepidevust. Aktsia, millel on enamasti positiivsed aastad ja vĂ€ikesed langused, viitab madalamale riskile. Samuti vĂ”rrelge aastast tootlust kohalike indeksitega — pidevalt turu ĂŒletamine on tugeva investeeringu tunnusjoon. Pööra tĂ€helepanu halvaimaele aastale: allapoole riski mĂ”istmine on sama tĂ€htis kui ĂŒlespoolse potentsiaali Ă€raaita.

mBank vÀljaolevad aktsiad

Aktsiate arv ettevÔttes mBank oli 2025. aastal 42,56 M. See nÀitab, mitmeks aktsiaks on mBank jagatud. Kuna aktsionÀÀrid on ettevÔtte omanikud, esindab iga aktsia vÀike osa ettevÔtte omandiÔiguse.
  • 3 aastat

  • 5 aastat

  • 10 aastat

  • 25 aastat

  • Max

Aktsiate arv
Details
Date
Aktsiate arv
1. jaan 2021
42,40 M Aktsiad
1. jaan 2022
42,40 M Aktsiad
1. jaan 2023
42,52 M Aktsiad
1. jaan 2024
42,54 M Aktsiad
1. jaan 2025
42,56 M Aktsiad
1. jaan 2026 (e)
42,56 M Aktsiad
1. jaan 2027 (e)
42,56 M Aktsiad
1. jaan 2028 (e)
42,56 M Aktsiad

mBank aktsiasplitsid

mBank ajaloos ei ole veel toimunud aktsiasplitte.

mBank dividendi ajalugu

13 aasta dividendimakseid

AastaAastane dividendMuutus eelmise aastaga vÔrreldesMaksed
20185,15PLN↓ 69,7%1×
201417,00PLN↑ 70,0%1×
201310,00PLN 0,0%1×
200210,00PLN↑ 100,0%1×
20015,00PLN↓ 37,5%1×
20008,00PLN↑ 166,7%1×
19993,00PLN 0,0%1×
19983,00PLN 0,0%1×
19973,00PLN↑ 200,0%1×
19961,00PLN 0,0%1×

mBank aktsia dividendi vÀljamakse suhe

Aastal 2025 oli mBank vÀljamaksekordaja 24,39%. VÀljamaksekordaja nÀitab, kui suur osa ettevÔtte kasumist mBank jagab dividendidena vÀlja.
  • 3 aastat

  • 5 aastat

  • 10 aastat

  • 25 aastat

  • Max

VĂ€ljamaksekordaja
Details
Date
VĂ€ljamaksekordaja
1. jaan 2021
22,92 %
1. jaan 2022
24,99 %
1. jaan 2023
24,16 %
1. jaan 2024
24,02 %
1. jaan 2025
24,39 %
1. jaan 2026 (e)
5,25 %
1. jaan 2027 (e)
4,44 %
1. jaan 2028 (e)
4,02 %

Aktuaalsed mBank prognoosid ja kursieelistused August 2026

AnalĂŒĂŒtikute kurssizihtpunktid 2026
Δ Hinnasiht eelmise kuuga vĂ”rreldes
2,11 %
Osta
8,33 % (1)
Hoida
33,33 % (4)
MĂŒĂŒa
58,33 % (7)
12M Hinnasiht
890,46
Viimane hind
1385,50
Valuuta
PLN
12K Rendite-potentsiaal
−35,73 %
LTM Tootlus
0 %

mBank Kasumiprognoosid ja kasumiĂŒllatused

KuupÀevEPS hinnangEPS tegelikTulu hinnangAktsia reaktsioonAruande kvartal
29.10.2020-PLN-1,23 BPLN-2020 Q3
30.4.2020-PLN-1,47 BPLN-2020 Q1
6.2.2020-PLN-1,30 BPLN-2019 Q4
30.10.2018-PLN-1,23 BPLN-2018 Q3
4.2.20167,63PLN-1,07 BPLN-2015 Q4
29.10.20156,64PLN-971,81 MPLN-2015 Q3
30.7.20157,94PLN-952,54 MPLN-2015 Q2
5.2.20157,74PLN-970,49 MPLN-2014 Q4
6.2.20146,38PLN-943,81 MPLN-2013 Q4
30.4.20136,73PLN-846,15 MPLN-2013 Q1

EESG©

Eulerpool ESG Scorecard© aktsialle mBank

93/100
99
Environment
98
Social
82
Governance
E

Keskkond

20
Otsesed emissioonid2632,35
Ostetud energia pÔhjustatud kaudsed heitmed17 833,58
VÀÀrtusahela sees olevad kaudsed heitkogused16 780 203,4
CO₂-heited20 465,93
CO₂ vĂ€hendamise strateegia
Söeenergia
Tuumaenergia
Loomkatsed
Nahk & Karusnahk
Pestitsiidid
PalmiÔli
Tubakas
Geneetiline tehnoloogia
Kliimakava
JĂ€tkusuutlik metsamajandus
RinglussevÔtu mÀÀrused
KeskkonnasÔbralikus pakkimine
Ohtlikud ained
KĂŒtusekulu ja tĂ”husus
Veekulutus ja tÔhusus
S

Ühiskond

20
Naiste töötajate osakaal58,8
Naiste osakaal juhtkonnast
Aasia töötajate osakaal
Aasia juhtimise osakaal
Hispaania/Latino töötajate osakaal
Hispaania/Latino juhtimise osakaal
Mustade töötajate osakaal
Must juhtimise osakaal
Valget töötajate osakaal
Valge juhtimise osakaal
TĂ€iskasvanute sisu
Alkohol
Relvastus
Relvad
HasartmÀng
SÔjalised lepingud
InimÔiguste kava
Andmekaitse kava
Tööohutus ja tervishoid
Katoliku
G

Juhtimus

4
JĂ€tkusuutlikkuse aruanne
SidusrĂŒhmade kaasamine
Tagasikutsumise poliitika
Kartelliseadus

Eulerpool ESG Scorecard© on Eulerpool Research Systemsi rangelt autoriĂ”igustega kaitstud intellektuaalomand. Iga volitamata kasutamine, jĂ€ljendamine vĂ”i rikkumine nĂ”utakse aktiivselt ja vĂ”ib kaasa tuua mĂ€rkimisvÀÀrseid Ă”iguslikke tagajĂ€rgi. Litsentside, koostöö vĂ”i kasutamisĂ”iguste saamiseks palume vĂ”tta meiega otse ĂŒhendust meie kontaktvormi kaudu. Kontaktivorm .

mBank aktsia aktsionÀride struktuur

% Nimi
68,96844%
Commerzbank AG
Commerzbank AG
5,28197%
Goldman Sachs Towarzystwo Funduszy Inwestycyjnych SA
Goldman Sachs Towarzystwo Funduszy Inwestycyjnych SA
1,03873%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0,73869%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
0,41251%
BlackRock Advisors (UK) Limited
BlackRock Advisors (UK) Limited
0,19450%
Schroder Investment Management Ltd. (SIM)
Schroder Investment Management Ltd. (SIM)
...

mBank Beneficial Ownership Filings (SEC 13D/G)

Free Float
31,0%
Float Shares
-
Shares Outstanding
-

mBank Juhtkond ja nÔukogu

20 members · avg. age 53 · 40 % women

CK

Mr. Cezary Kocik (53)

President of the Management Board, Chief Executive Officer

3,86 M PLN

Management

JN

Ms. Julia Nusser

Vice Chairman of the Management Board, Chief People and Regulatory Officer

2,74 M PLN
PR

Mr. Pascal Ruhland

Vice Chairman of the Management Board, Chief Financial Officer

2,71 M PLN
KD

Mr. Krzysztof Dabrowski

Vice President of the Management Board, Head of Operations and Information Technology

2,68 M PLN
AP

Mr. Adam Pers

Vice President of the Management Board, Head of Corporate and Investment Banking

2,66 M PLN
ML

Mr. Marek Lusztyn

Vice President of the Management Board, Chief Risk Officer

2,58 M PLN
KB

Mr. Krzysztof Bratos

Vice-President of the Management Board - Retail Banking

853 495,00 PLN

Board of Directors

AS

Dr. Agnieszka Slomka-Golebiowska

Independent Chairwoman of the Supervisory Board · alates 2014

531 671,00 PLN
TB

Mr. Tomasz Bieske

Independent Member of the Supervisory Board

435 500,00 PLN
MG

Mr. Miroslaw Godlewski

Independent Member of the Supervisory Board

280 114,00 PLN
AG

Ms. Aleksandra Gren

Independent Member of the Supervisory Board

280 114,00 PLN
HB

Dr. Hans-Georg Beyer

Member of the Supervisory Board

236 250,00 PLN
BS

Mr. Bernhard Spalt (57)

Deputy Chairman of the Supervisory Board · alates 2024

–

Korduma kippuvad kĂŒsimused mBank aktsia kohta

The business model of mBank SA revolves around providing a comprehensive range of financial services to its customers. As a leading commercial bank in Poland, mBank SA aims to meet the diverse needs of individuals, small and medium-sized enterprises, as well as corporate clients. The bank functions through a combination of traditional brick-and-mortar branches and innovative digital channels, ensuring a convenient and accessible banking experience. mBank SA focuses on delivering tailored solutions, including banking products, loans, investment services, insurance, and asset management. With a strong emphasis on technology and customer-centric approach, mBank SA strives to maintain its position as a reliable and client-oriented financial institution.

mBank SA is primarily active in the banking and financial services industry.

The main competitors of mBank SA in the market include major players such as PKO Bank Polski, Alior Bank, and ING Bank ƚląski. These banks operate in the same market and offer similar financial products and services, posing competition for mBank SA. However, mBank SA strives to differentiate itself through its innovative digital banking solutions, customer-centric approach, and focus on providing a seamless and convenient banking experience. By continuously adapting to market trends and investing in advanced technologies, mBank SA effectively competes against its rivals to maintain its position in the financial sector.

mBank SA, also known as just mBank, is a prominent Polish commercial bank. Established in 1986 as BRE Bank, it was rebranded as mBank in 2013. The bank has a rich history and is recognized for its innovative banking solutions and customer-centric approach. mBank focuses on retail and corporate banking services, offering a wide range of financial products including loans, savings accounts, insurance, and investment services. With its strong presence in the Polish market, mBank has expanded internationally and is regarded as one of the leading banks in Central and Eastern Europe. mBank SA has built a reputation for its technological advancements and commitment to providing reliable and efficient banking services.

mBank SA, a leading financial institution, has achieved several significant milestones throughout its history. One such milestone was its successful initial public offering (IPO) in 2011, which marked a new chapter of growth and expansion for the company. The acquisition of Bank Rozwoju Eksportu SA (BRE Bank) in 2013 further solidified mBank SA's position in the market and allowed it to strengthen its portfolio of services and enhance customer satisfaction. In recent years, mBank SA has been recognized for its digital transformation efforts, pioneering innovative solutions, and receiving prestigious industry awards. These milestones reflect mBank SA's commitment to excellence and continuous progress in the financial sector.

mBank SA, a renowned financial institution based in Poland, primarily operates within the country itself. As a leading bank, mBank SA serves customers from various regions of Poland, including major cities like Warsaw, Kraków, and WrocƂaw. With its extensive branch network and technological advancement, mBank SA offers a wide range of financial products and services to cater to the diverse needs of its customers across the nation.

mBank SA represents a strong commitment to customer-centric values and transparent corporate philosophy. With a focus on providing innovative and tailored financial solutions, mBank SA strives to meet the diverse needs of its clients. The company values excellence, integrity, and accountability, which are reflected in its efficient and reliable services. By employing a combination of cutting-edge technology and personalized approach, mBank SA aims to foster long-term partnerships with its customers, while consistently driving innovation in the banking industry.

Analysts currently set an average price target of 920,91 PLN for the mBank stock (median: 890,46 PLN), implying −33,5 % versus the latest price. The consensus is based on 12 analyst ratings.

12 analysts currently rate the mBank stock: 1 recommend buying, 4 holding and 7 selling. For 2026, analysts expect mBank to generate revenue of 12,42 B PLN and earnings per share of 98,00 PLN.

Converted at the current exchange rate, the mBank share trades at 321,32 EUR (1385,50 PLN).

The mBank share (MBK.WA) is listed on 7 stock exchanges, including: Frankfurt (BRU.F), MĂŒnchen (BRU.MU), London (0DU3.L), SIX (ZĂŒrich) (BRU.SW).

The mBank SA is a Polish bank focused on digital solutions and customer satisfaction. Its business model is based on various areas such as private and business customers, wealth management, and investments. In the area of private customers, mBank offers various products and services. One core product is the free and online opening of a current account. Customers have the possibility to easily and conveniently manage their accounts. Another product is the mKonto app, which allows customers to keep track of their finances at any time and from anywhere. In addition, the bank offers credit cards, savings and investment products, as well as insurance. mBank relies on transparent and fair products to gain customers' trust. For business customers, mBank SA offers tailored solutions. This includes the mBiz portal, which provides a variety of functions to simplify payment transactions and accounting. Additionally, the bank offers loans, leasing, factoring, and trade finance. mBank focuses on personal and individual advice to best meet customer needs. In the area of wealth management, mBank SA offers a wide range of funds based on strategic and tactical asset allocation. The bank applies risk management with a long-term perspective on customers' capital. In the area of investments, there are various offerings such as structured products and certificates tailored to customer needs. mBank also offers investors access to international markets or trading instruments such as forex and CFDs. Another business model of the bank is the digitalization of financial products. mBank aims to provide customers with a seamless and intuitive experience that is also accessible on mobile devices. To achieve this, the bank has developed a range of products, such as the mPay wallet, which allows customers to pay anytime and anywhere. In the area of sustainability, mBank focuses on a clear CSR strategy that takes into account social, environmental, and economic aspects in decision-making. The bank offers products and services that contribute to reducing environmental impact or promoting energy efficiency. Overall, mBank SA's business model is based on digital transformation to enhance the customer experience. The bank offers a variety of products and services tailored to the needs of private and business customers. mBank focuses on a clear CSR strategy and strives to integrate sustainability into its core business.

oodatav mBank kÀive on 12,42 B PLN. See nÀitaja pÔhineb praegusel finantsandmetel ja peegeldab ettevÔtte Àritulemuseid.

oodatav mBank kasum on 4,17 B PLN. Netokasum peegeldab ettevÔtte kasumlikkust pÀrast kÔigi kulude mahaarvamist.

VÔrdlusarvud hinna ja kasumiga (P/E) mBank jaoks on praegu 14,14. P/E-suhtarv vÔrdleb praegust aktsiahinnad kasumiga aktsia kohta ja aitab investoritel hinnata mBank aktsia vÀÀrtust.

Kursuse ja mĂŒĂŒgimahu suhe (P/S) mBank jaoks on praegu 4,75. P/S-suhtarv vĂ”rdleb börsikapitalisatsooni aastase tuluga ja teenib hindamismÔÔdikuna mBank aktsia jaoks.

Eulpooli kvaliteedinÀitaja mBank jaoks on 3/10.

mBank ISIN on PLBRE0000012. ISIN (rahvusvaheline vÀÀrtpaberi identifitseerimise number) on vÀÀrtpaberite globaalne unikaalne tuvastaja.

mBank WKN on 884537. WKN (Wertpapierkennnummer) on kuuekohaline saksa vÀÀrtpaberi identifitseerimise number.

mBank ticker on MBK.WA. Ticker-sĂŒmbol kasutatakse mBank aktsiate kauplemiseks börsil.

Viimase 12 kuu jooksul maksis mBank dividendi summas 5,15 PLN . See vastab dividendisisestusele umbes 0,37 %. JĂ€rgmise 12 kuu jooksul eeldatakse, et mBank maksab dividendi 5,15 PLN.

mBank dividendide tootlus on praegu 0,37 %.

mBank maksab dividendi, mis jagatakse vÀlja kuudel , , , .

mBank maksis dividende igal aastal viimase 0 aasta jooksul.

JĂ€rgmistel 12 kuul eeldatakse dividende summas 5,15 PLN. See vastab dividendisisestusele 0,37 %.

mBank kuulub sektorisse 'Rahandus'.

Viimase dividendi saamiseks mBank poolt kuupÀevast summas 5,15 PLN pidi sul aktsia portfellis olema enne ex-kuupÀeva .

Viimane dividend maksti vÀlja .

mBank dividendid jagatakse vÀlja valuutas PLN.

KĂ”ik teised nĂ€itajad ja analĂŒĂŒsid mBank kohta sĂŒgavamalt

Meie mBank-aktsia analĂŒĂŒs sisaldab olulisi finantsnĂ€itajaid, nagu kĂ€ive, kasum, P/E suhe, P/S suhe, EBIT, samuti teavet dividendi kohta. Lisaks kĂ€sitleme aspekte nagu aktsiad, turukapitalisatsioon, vĂ”lad, omakapital ja kohustused ettevĂ”ttes mBank. Kui otsite nende teemade kohta pĂ”hjalikumat teavet, pakume teile meie alamlehtedel ĂŒksikasjalikke analĂŒĂŒse: