nCino Liabilities 2024

nCino Aktienanalyse

What does nCino do?

The Wilmington, North Carolina-based company nCino Inc was founded in 2011. The company offers a cloud-based platform for banks and other financial institutions. The name "nCino" means "ascent in innovation". The company's goal is to make banking more effective and transparent through its software solutions. nCino's business model is focused on the needs of banks and financial institutions. The platform is designed to simplify loan origination and other financial processes. nCino uses a Software-as-a-Service (SaaS) model, where the software is provided and maintained over the internet. The platform can be customized to meet the requirements of each bank and financial institution. nCino offers three products to best serve its customers. An important part of this is the Commercial Banking Operating System (CBOS). This software is specifically designed for banks with a strong focus on commercial banking. CBOS provides all the functions related to loan origination, customer relationship management, compliance, and risk management. The software aims to make processes within the bank more efficient and resource-saving. Another product is the Community Banking Operating System (CBOS), which is designed for smaller banks and credit unions. This software solution helps banks automate their business processes and comply with compliance standards. Similar to the CBOS program, the software applications of the Community Banking Operating System can be customized to meet the needs of each bank and financial institution. The third product from nCino is the Consumer Lending Operating System (CLOS), which supports banks in lending to individual customers. The software enables the integration and automation of various lending programs. This is intended to expedite the loan origination process and reduce the workload of bank employees. In recent years, nCino Inc has pursued a strong growth trajectory. The company conducted an IPO in 2018 and is now listed on the stock market. Currently, nCino has around 1,200 employees worldwide. The company collaborates with over 1,200 financial institutions and is active globally. Overall, nCino Inc is an innovative company that focuses on the needs of banks and financial institutions. The offered software solutions contribute to making loan origination and financial processes more effective and transparent. The company's success is evident in the increasing number of customers who rely on nCino's services. nCino ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing nCino's Liabilities

nCino's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating nCino's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing nCino's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

nCino's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in nCino’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about nCino stock

What is the level of liabilities of nCino this year?

nCino has a debt balance of 291.25 M USD this year.

What were the liabilities of nCino compared to the previous year?

The liabilities of nCino have increased by 24.79% increased compared to the previous year.

What are the consequences of high debt for investors of nCino?

High liabilities can pose a risk for investors of nCino, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in nCino?

Low liabilities mean that nCino has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of nCino affect the company?

An increase in liabilities of nCino can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of nCino affect the company?

A decrease in the liabilities of nCino can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of nCino?

Some factors that can influence the liabilities of nCino include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of nCino so important for investors?

The liabilities of nCino are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can nCino take to modify the liabilities?

To change its liabilities, nCino can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does nCino pay?

Over the past 12 months, nCino paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, nCino is expected to pay a dividend of 0 USD.

What is the dividend yield of nCino?

The current dividend yield of nCino is .

When does nCino pay dividends?

nCino pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of nCino?

nCino paid dividends every year for the past 0 years.

What is the dividend of nCino?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is nCino located?

nCino is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von nCino kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of nCino from 12/19/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 12/19/2024.

When did nCino pay the last dividend?

The last dividend was paid out on 12/19/2024.

What was the dividend of nCino in the year 2023?

In the year 2023, nCino distributed 0 USD as dividends.

In which currency does nCino pay out the dividend?

The dividends of nCino are distributed in USD.