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Overview
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nCino stock price, quote, forecast and news

NCNO
US63947U1079
A2P7VE

Price

29.17
Today +/-
+0.15
Today %
+0.58 %
P

nCino stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the nCino stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the nCino stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the nCino stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze nCino's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

nCino Stock Price History

DatenCino Price
9/11/202429.17 undefined
9/10/202429.00 undefined
9/9/202429.89 undefined
9/6/202430.05 undefined
9/5/202430.23 undefined
9/4/202430.19 undefined
9/3/202430.05 undefined
8/30/202429.96 undefined
8/29/202430.20 undefined
8/28/202429.74 undefined
8/27/202434.53 undefined
8/26/202434.65 undefined
8/23/202435.00 undefined
8/22/202434.25 undefined
8/21/202434.34 undefined
8/20/202434.29 undefined
8/19/202434.37 undefined
8/16/202434.24 undefined
8/15/202434.43 undefined
8/14/202433.10 undefined

nCino Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into nCino, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by nCino from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects nCino’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of nCino. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into nCino’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing nCino’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on nCino’s growth potential.

nCino Revenue, EBIT and net profit per share

DatenCino RevenuenCino EBITnCino Net Income
2027e745.15 M undefined151.96 M undefined134.59 M undefined
2026e637.8 M undefined119.86 M undefined101.95 M undefined
2026e647.52 M undefined85.28 M undefined93.45 M undefined
2025e552.42 M undefined89.31 M undefined79.52 M undefined
2025e590.13 M undefined68.23 M undefined63.37 M undefined
2024476.54 M undefined-34.36 M undefined-42.35 M undefined
2023408.3 M undefined-83 M undefined-102.7 M undefined
2022273.9 M undefined-61.1 M undefined-49.4 M undefined
2021204.3 M undefined-42.6 M undefined-40.5 M undefined
2020138.2 M undefined-28.2 M undefined-27.6 M undefined
201991.5 M undefined-23.2 M undefined-22.3 M undefined
201858.1 M undefined-18.8 M undefined-18.6 M undefined

nCino Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
20182019202020212022202320242025e2025e2026e2026e2027e
5891138204273408476590552647637745
-56.9051.6547.8333.8249.4516.6723.95-6.4417.21-1.5516.95
46.5549.4553.6256.8659.3458.5859.87-----
27457411616223928500000
-18-23-28-42-61-83-34688985119151
-31.03-25.27-20.29-20.59-22.34-20.34-7.1411.5316.1213.1418.6820.27
-18-22-27-40-49-102-42637993101134
-22.2222.7348.1522.50108.16-58.82-250.0025.4017.728.6032.67
89.689.689.687.796.7110.6112.6700000
------------
Details

Keystats

ⓘ

Revenue and Growth

The nCino Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the nCino is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (M)OTHER EQUITY (k)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
2018201920202021202220232024
             
10.814.724.138.98882112.09
24.329.846.959.981108.1122.96
000.10.51.10.80.56
0000000
73.964.674.2342.913.416.315.17
109109.1145.3442.2183.5207.2250.77
3.810.413.529.973.89598.41
000046.59.29
00710.216.418.217.43
0026.123.1180.1152.8115.57
0055.857.1841.5839.4838.87
0.20.42.50.81.68.110.09
00.010.10.121.121.121.09
0.110.120.250.561.31.331.34
             
000010010057
0.160.170.290.591.281.331.4
-82.4-104.8-120.9-161.1-209.6-310.3-352.76
00-400200-100700996
0000000
0.080.070.170.431.071.021.05
2.33.44.7611.411.911.84
3.35.27.912.539.736.128.78
29.343.86496.9122.6156.2172.94
0000000
0000.30.611.47
34.952.476.6115.7174.3205.2215.04
00015.933.584.452.68
000.20.41.72.83.69
01.51.82.4217.316.42
01.5218.756.294.572.79
34.953.978.6134.4230.5299.7287.83
0.110.120.250.561.31.321.34
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of nCino provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand nCino's financial health and stability.

Assets

nCino's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that nCino must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of nCino after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into nCino's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (k)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
2018201920202021202220232024
-18-22-27-40-49-102-42
0147103445
0000-24,0001,000-2,000
-1125146-14-16
78145266116131
0000124
0000103
-15-4-99-19-1557
-2-7-5-4-5-18-3
-2-7-58-4-278-20-6
00-520-273-1-2
0000000
0000028-31
706812771689
706842741536-21
003-2000
0000000
51-616280-283030
-18.8-12.56-14.764.88-24.69-34.2853.41
0000000

nCino stock margins

The nCino margin analysis displays the gross margin, EBIT margin, as well as the profit margin of nCino. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for nCino.

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the nCino's sales revenue. A higher gross margin percentage indicates that the nCino retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the nCino's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the nCino's total revenue generated. When comparing the revenue margin year over year, investors can gauge the nCino's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the nCino. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the nCino's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

nCino Margin History

nCino Gross marginnCino Profit marginnCino EBIT marginnCino Profit margin
2027e59.86 %20.39 %18.06 %
2026e59.86 %18.79 %15.98 %
2026e59.86 %13.17 %14.43 %
2025e59.86 %16.17 %14.39 %
2025e59.86 %11.56 %10.74 %
202459.86 %-7.21 %-8.89 %
202358.54 %-20.33 %-25.15 %
202259.33 %-22.31 %-18.04 %
202156.88 %-20.85 %-19.82 %
202053.62 %-20.41 %-19.97 %
201949.29 %-25.36 %-24.37 %
201847.68 %-32.36 %-32.01 %

nCino Stock Sales Revenue, EBIT, Earnings per Share

The nCino earnings per share therefore indicates how much revenue nCino has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

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  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue nCino earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates nCino's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of nCino’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating nCino's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

nCino Revenue, EBIT and net profit per share

DatenCino Sales per SharenCino EBIT per sharenCino Earnings per Share
2027e6.45 undefined0 undefined1.16 undefined
2026e5.52 undefined0 undefined0.88 undefined
2026e5.6 undefined0 undefined0.81 undefined
2025e4.78 undefined0 undefined0.69 undefined
2025e5.11 undefined0 undefined0.55 undefined
20244.23 undefined-0.3 undefined-0.38 undefined
20233.69 undefined-0.75 undefined-0.93 undefined
20222.83 undefined-0.63 undefined-0.51 undefined
20212.33 undefined-0.49 undefined-0.46 undefined
20201.54 undefined-0.31 undefined-0.31 undefined
20191.02 undefined-0.26 undefined-0.25 undefined
20180.65 undefined-0.21 undefined-0.21 undefined

nCino business model

The Wilmington, North Carolina-based company nCino Inc was founded in 2011. The company offers a cloud-based platform for banks and other financial institutions. The name "nCino" means "ascent in innovation". The company's goal is to make banking more effective and transparent through its software solutions. nCino's business model is focused on the needs of banks and financial institutions. The platform is designed to simplify loan origination and other financial processes. nCino uses a Software-as-a-Service (SaaS) model, where the software is provided and maintained over the internet. The platform can be customized to meet the requirements of each bank and financial institution. nCino offers three products to best serve its customers. An important part of this is the Commercial Banking Operating System (CBOS). This software is specifically designed for banks with a strong focus on commercial banking. CBOS provides all the functions related to loan origination, customer relationship management, compliance, and risk management. The software aims to make processes within the bank more efficient and resource-saving. Another product is the Community Banking Operating System (CBOS), which is designed for smaller banks and credit unions. This software solution helps banks automate their business processes and comply with compliance standards. Similar to the CBOS program, the software applications of the Community Banking Operating System can be customized to meet the needs of each bank and financial institution. The third product from nCino is the Consumer Lending Operating System (CLOS), which supports banks in lending to individual customers. The software enables the integration and automation of various lending programs. This is intended to expedite the loan origination process and reduce the workload of bank employees. In recent years, nCino Inc has pursued a strong growth trajectory. The company conducted an IPO in 2018 and is now listed on the stock market. Currently, nCino has around 1,200 employees worldwide. The company collaborates with over 1,200 financial institutions and is active globally. Overall, nCino Inc is an innovative company that focuses on the needs of banks and financial institutions. The offered software solutions contribute to making loan origination and financial processes more effective and transparent. The company's success is evident in the increasing number of customers who rely on nCino's services. nCino is one of the most popular companies on Eulerpool.com.

nCino SWOT Analysis

Strengths

  • nCino Inc is a leading software company specializing in cloud-based banking solutions.
  • Their innovative technology and comprehensive platform have enabled them to establish a strong presence in the banking industry.
  • nCino's solutions offer improved efficiency, enhanced customer experience, and streamlined operations for financial institutions.

Weaknesses

  • As a relatively young company, nCino faced limited brand recognition compared to some of its more established competitors.
  • They may have less diverse product offerings compared to larger software companies in the market.
  • nCino's growth may be limited by its focus on the banking sector and lack of expansion into other industries.

Opportunities

  • The banking industry is undergoing digital transformation, creating a significant market opportunity for nCino's cloud-based solutions.
  • Expansion into international markets where the adoption of digital banking solutions is increasing rapidly.
  • Strategic partnerships with financial institutions can provide new avenues for growth and market penetration.

Threats

  • Intense competition from established players in the software industry poses a threat to nCino's market share.
  • Economic downturns and financial crises may lead to reduced investment in software solutions, affecting nCino's sales and revenue.
  • Rapid technological advancements may require constant innovation to stay ahead of competitors and meet evolving customer needs.

nCino Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

nCino historical P/E ratio, EBIT, and P/S ratio.

nCino shares outstanding

The number of shares was nCino in 2023 — This indicates how many shares 110.6 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue nCino earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates nCino's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of nCino’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating nCino's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

nCino Stock splits

In nCino's history, there have been no stock splits.
Unfortunately, there are currently no price targets and forecasts available for nCino.

nCino latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/20240.13 0.14  (7.36 %)2025 Q2
6/30/20240.14 0.19  (37.88 %)2025 Q1
3/31/20240.12 0.21  (73.84 %)2024 Q4
1/31/20240 0.21  (0 %)2024 Q4
12/31/20230.11 0.14  (24.22 %)2024 Q3
9/30/20230.07 0.09  (29.68 %)2024 Q2
6/30/20230.05 0.07  (28.21 %)2024 Q1
3/31/2023-0.05 -0.09  (-88.68 %)2023 Q4
1/31/20230 0.04  (0 %)2023 Q4
12/31/2022-0.02 -0.01  (56.9 %)2023 Q3
1
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Eulerpool ESG Scorecard© for the nCino stock

Eulerpool World ESG Rating (EESG©)

26/ 100

🌱 Environment

3

👫 Social

53

🏛️ Governance

23

Environment

Scope 1 - Direct Emissions
1,928.75
Scope 2 - Indirect emissions from purchased energy
857.8
Scope 3 - Indirect emissions within the value chain
21,900
Total CO₂ emissions
2,786.55
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety❌
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

nCino list of shareholders

%
Name
Stocks
Change
Date
5.06747 % HMI Capital LLC5,855,965550,0009/30/2021
4.35162 % The Vanguard Group, Inc.5,028,727817,9479/30/2021
4.08162 % Kayne Anderson Rudnick Investment Management, LLC4,716,71616,1429/30/2021
27.00839 % Insight Venture Partners31,210,89609/30/2021
2.76517 % Wellington Management Company, LLP3,195,436-901,8129/30/2021
11.51226 % T. Rowe Price Associates, Inc.13,303,562100,9529/30/2021
1.81135 % Salesforce Com, Inc.2,093,199-1,500,0009/30/2021
1.74670 % BlackRock Institutional Trust Company, N.A.2,018,4841,013,8629/30/2021
1.15273 % BlackRock Financial Management, Inc.1,332,091-63,1619/30/2021
0.92582 % Brown Capital Management, LLC1,069,8811,046,2889/30/2021
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4
5
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10

nCino Executives and Management Board

Mr. Pierre Naude62
nCino President, Chief Executive Officer, Director
Compensation 3.48 M
Mr. David Rudow52
nCino Chief Financial Officer, Treasurer (since 2019)
Compensation 2.41 M
Mr. Gregory Orenstein51
nCino Chief Corporate Development & Legal Officer and Secretary (since 2019)
Compensation 1.86 M
Mr. Joshua Glover42
nCino Chief Revenue Officer (since 2019)
Compensation 1.59 M
Mr. Steven Collins56
nCino Independent Director (since 2019)
Compensation 554,000
1
2
3
4

nCino Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Ameris Bancorp Stock
Ameris Bancorp
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Most common questions regarding nCino

What values and corporate philosophy does nCino represent?

nCino Inc represents a strong commitment to innovation, collaboration, and customer success. With a focus on financial services, this company embodies a corporate philosophy centered around providing a scalable and secure cloud-based platform. By combining the power of automation and artificial intelligence, nCino Inc enables financial institutions to streamline their processes, improve efficiency, and deliver exceptional experiences to their customers. By incorporating cutting-edge technology and prioritizing customer-centricity, nCino Inc sets itself apart as a leader in the financial services industry.

In which countries and regions is nCino primarily present?

nCino Inc is primarily present in the United States, serving as a leading cloud banking provider. The company's headquarters are located in Wilmington, North Carolina. However, nCino has expanded its reach beyond the United States and has a global presence. With offices in London and Sydney, nCino serves customers not only in North America but also in Europe and the Asia-Pacific region. Through its innovative technology solutions, nCino empowers financial institutions to streamline their operations, enhance customer experiences, and drive digital transformation in the banking sector.

What significant milestones has the company nCino achieved?

nCino Inc has achieved several significant milestones since its inception. The company successfully completed its initial public offering (IPO) in July 2020, marking a major milestone in its journey. Additionally, nCino has consistently expanded its global footprint and established strategic partnerships with leading financial institutions worldwide. The company's innovative cloud-based platform has received recognition and accolades, including being named a leader in the Gartner Magic Quadrant for Global Retail Core Banking. nCino's commitment to driving digital transformation in the banking industry has propelled its growth and positioned it as a prominent player in the market.

What is the history and background of the company nCino?

nCino Inc is a leading cloud-based platform company that provides financial institutions with the technology solutions they need to streamline and automate their banking processes. Established in 2012, nCino Inc has emerged as a prominent player in the digital banking industry, serving hundreds of financial institutions worldwide. Co-founded by Pierre Naudé and Aaron Passman, the company quickly gained recognition for its innovative suite of cloud-based software solutions, primarily tailored for banks and credit unions. nCino's technology enables financial institutions to enhance their efficiency, improve customer experience, and drive business growth. With its dedication to digital transformation in the financial sector, nCino Inc continues to revolutionize the way banks operate.

Who are the main competitors of nCino in the market?

The main competitors of nCino Inc in the market include companies like Salesforce, Temenos, Finastra, and nCino's partner and investor, Bank of America. These competitors also offer cloud-based banking and financial services solutions for various organizations. However, nCino Inc has distinct features and advantages that make it stand out in the market, such as its user-friendly interface, scalability, and strong integration capabilities. Overall, nCino Inc competes with other prominent players in the industry while continuously striving to provide innovative financial technology solutions to its clients.

In which industries is nCino primarily active?

nCino Inc is primarily active in the financial services industry.

What is the business model of nCino?

The business model of nCino Inc revolves around offering cloud-based software solutions for financial institutions. nCino provides a comprehensive platform that helps streamline and automate various banking operations, including loan origination, customer relationship management, and digital onboarding. By utilizing their innovative technology, financial institutions can enhance operational efficiency, improve customer experience, and accelerate growth. nCino's software integrates seamlessly with existing banking systems, allowing for a more streamlined and efficient workflow. Through their tailored solutions, nCino enables financial institutions to digitally transform their processes, optimize performance, and drive sustainable success in the ever-evolving banking industry.

What is the P/E ratio of nCino 2024?

The nCino P/E ratio is -77.61.

What is the P/S ratio of nCino 2024?

The nCino P/S ratio is 6.9.

What is the AlleAktien quality score of nCino?

The AlleAktien quality score for nCino is 3/10.

What is the revenue of nCino 2024?

The nCino revenue is 476.54 M USD.

How high is the profit of nCino 2024?

The nCino profit is -42.35 M USD.

What is the business model of nCino

nCino Inc is an American company specializing in the development of banking operating systems that optimize and/or automate bank business processes. The main product of nCino is the nCino banking operating system, which is built on a cloud-based architecture and supports a wide range of in-bank business processes. nCino is a Software-as-a-Service (SaaS) company that provides its customers with a platform that offers extensive industry knowledge, customer-specific technologies, and flexible industry know-how. nCino describes its secure, scalable, and scalable banking operating system platform as adaptable to the size and growth of the financial institution to facilitate smooth and efficient business processes. The platform consists of a Client Relationship Management (CRM) system, a Loan Origination system, a DocuSign e-signature system, a banking collaboration system, and a data analytics system. The platform is capable of covering everything from lending to wealth management to investment banking. As a SaaS company, nCino is able to handle the implementation, maintenance, and upgrading of the platform for the customer. In addition to the main platform, nCino also offers specialized applications for different business areas such as the nCino Capital Call Management System, a system that automatically manages capital calls for institutional investors. The respective applications are tailored to the needs of small businesses, medium-sized businesses, and large enterprises. Another offering from nCino is software extensions and integrations that make the platform both functional and powerful. With these extensions and integrations, connected systems such as CRM, core banking systems, risk management systems, and accounting systems can be seamlessly integrated into the platform. In addition to its products, the company also offers a variety of services to its customers, such as training and technical support. nCino's goal is to support customers in scaling their operations and optimizing their business processes in an increasingly complex regulatory environment. Overall, the company offers a range of tools to help support customers in a fast, secure, and cost-effective manner. nCino has established itself as a leading provider of cloud-based banking operating systems and operates in over 1,100 financial institutions and companies worldwide. The company is based in the United States but has offices in Europe, the Middle East, Africa, and Asia. nCino's business model is based on the sale of products and services that enable easier, more efficient, and cost-effective automation of banking operations. The company is committed to helping its customers scale their businesses and optimize their business processes. nCino aims to continue developing its technology to continuously provide customers with an innovative, secure, and adaptable banking operating system.

What is the nCino dividend?

nCino pays a dividend of 0 USD distributed over payouts per year.

How often does nCino pay dividends?

The dividend cannot currently be calculated for nCino or the company does not pay out a dividend.

What is the nCino ISIN?

The ISIN of nCino is US63947U1079.

What is the nCino WKN?

The WKN of nCino is A2P7VE.

What is the nCino ticker?

The ticker of nCino is NCNO.

How much dividend does nCino pay?

Over the past 12 months, nCino paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, nCino is expected to pay a dividend of 0 USD.

What is the dividend yield of nCino?

The current dividend yield of nCino is .

When does nCino pay dividends?

nCino pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of nCino?

nCino paid dividends every year for the past 0 years.

What is the dividend of nCino?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is nCino located?

nCino is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von nCino kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of nCino from 9/12/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 9/12/2024.

When did nCino pay the last dividend?

The last dividend was paid out on 9/12/2024.

What was the dividend of nCino in the year 2023?

In the year 2023, nCino distributed 0 USD as dividends.

In which currency does nCino pay out the dividend?

The dividends of nCino are distributed in USD.

All fundamentals about nCino

Our stock analysis for nCino Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of nCino Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.