nCino Stock

nCino Net Income 2024

nCino Net Income

-42.35 M USD

Ticker

NCNO

ISIN

US63947U1079

WKN

A2P7VE

In 2024, nCino's profit amounted to -42.35 M USD, a -58.77% increase from the -102.7 M USD profit recorded in the previous year.

The nCino Net Income history

YEARNET INCOME (undefined USD)
2027e136
2026e104.81
2025e85.21
2024-42.35
2023-102.7
2022-49.4
2021-40.5
2020-27.6
2019-22.3
2018-18.6

nCino Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into nCino, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by nCino from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects nCino’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of nCino. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into nCino’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing nCino’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on nCino’s growth potential.

nCino Revenue, EBIT and net profit per share

DatenCino RevenuenCino EBITnCino Net Income
2027e726.63 M undefined163.85 M undefined136 M undefined
2026e633.17 M undefined120.72 M undefined104.81 M undefined
2025e550.98 M undefined90.49 M undefined85.21 M undefined
2024476.54 M undefined-34.36 M undefined-42.35 M undefined
2023408.3 M undefined-83 M undefined-102.7 M undefined
2022273.9 M undefined-61.1 M undefined-49.4 M undefined
2021204.3 M undefined-42.6 M undefined-40.5 M undefined
2020138.2 M undefined-28.2 M undefined-27.6 M undefined
201991.5 M undefined-23.2 M undefined-22.3 M undefined
201858.1 M undefined-18.8 M undefined-18.6 M undefined

nCino stock margins

The nCino margin analysis displays the gross margin, EBIT margin, as well as the profit margin of nCino. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for nCino.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the nCino's sales revenue. A higher gross margin percentage indicates that the nCino retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the nCino's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the nCino's total revenue generated. When comparing the revenue margin year over year, investors can gauge the nCino's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the nCino. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the nCino's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

nCino Margin History

nCino Gross marginnCino Profit marginnCino EBIT marginnCino Profit margin
2027e59.86 %22.55 %18.72 %
2026e59.86 %19.07 %16.55 %
2025e59.86 %16.42 %15.47 %
202459.86 %-7.21 %-8.89 %
202358.54 %-20.33 %-25.15 %
202259.33 %-22.31 %-18.04 %
202156.88 %-20.85 %-19.82 %
202053.62 %-20.41 %-19.97 %
201949.29 %-25.36 %-24.37 %
201847.68 %-32.36 %-32.01 %

nCino Aktienanalyse

What does nCino do?

The Wilmington, North Carolina-based company nCino Inc was founded in 2011. The company offers a cloud-based platform for banks and other financial institutions. The name "nCino" means "ascent in innovation". The company's goal is to make banking more effective and transparent through its software solutions. nCino's business model is focused on the needs of banks and financial institutions. The platform is designed to simplify loan origination and other financial processes. nCino uses a Software-as-a-Service (SaaS) model, where the software is provided and maintained over the internet. The platform can be customized to meet the requirements of each bank and financial institution. nCino offers three products to best serve its customers. An important part of this is the Commercial Banking Operating System (CBOS). This software is specifically designed for banks with a strong focus on commercial banking. CBOS provides all the functions related to loan origination, customer relationship management, compliance, and risk management. The software aims to make processes within the bank more efficient and resource-saving. Another product is the Community Banking Operating System (CBOS), which is designed for smaller banks and credit unions. This software solution helps banks automate their business processes and comply with compliance standards. Similar to the CBOS program, the software applications of the Community Banking Operating System can be customized to meet the needs of each bank and financial institution. The third product from nCino is the Consumer Lending Operating System (CLOS), which supports banks in lending to individual customers. The software enables the integration and automation of various lending programs. This is intended to expedite the loan origination process and reduce the workload of bank employees. In recent years, nCino Inc has pursued a strong growth trajectory. The company conducted an IPO in 2018 and is now listed on the stock market. Currently, nCino has around 1,200 employees worldwide. The company collaborates with over 1,200 financial institutions and is active globally. Overall, nCino Inc is an innovative company that focuses on the needs of banks and financial institutions. The offered software solutions contribute to making loan origination and financial processes more effective and transparent. The company's success is evident in the increasing number of customers who rely on nCino's services. nCino ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding nCino's Profit Margins

The profit margins of nCino represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of nCino's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating nCino's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

nCino's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When nCino’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about nCino stock

How much profit has nCino made this year?

nCino has made -42.35 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -58.77% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does nCino publish its earnings?

nCino publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of nCino?

The profits of nCino are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of nCino?

You can learn more about the earnings of nCino by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does nCino pay?

Over the past 12 months, nCino paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, nCino is expected to pay a dividend of 0 USD.

What is the dividend yield of nCino?

The current dividend yield of nCino is .

When does nCino pay dividends?

nCino pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of nCino?

nCino paid dividends every year for the past 0 years.

What is the dividend of nCino?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is nCino located?

nCino is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von nCino kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of nCino from 12/23/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 12/23/2024.

When did nCino pay the last dividend?

The last dividend was paid out on 12/23/2024.

What was the dividend of nCino in the year 2023?

In the year 2023, nCino distributed 0 USD as dividends.

In which currency does nCino pay out the dividend?

The dividends of nCino are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von nCino

Our stock analysis for nCino Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of nCino Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.