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United Overseas Bank stock price, quote, forecast and news

U11.SI
SG1M31001969
878618

Price

32.44
Today +/-
+0.10
Today %
+0.46 %
P

United Overseas Bank stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the United Overseas Bank stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the United Overseas Bank stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the United Overseas Bank stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze United Overseas Bank's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

United Overseas Bank Stock Price History

DateUnited Overseas Bank Price
9/13/202432.44 undefined
9/12/202432.29 undefined
9/11/202432.06 undefined
9/10/202431.96 undefined
9/9/202431.89 undefined
9/6/202431.46 undefined
9/5/202431.73 undefined
9/4/202431.63 undefined
9/3/202431.94 undefined
9/2/202431.58 undefined
8/30/202431.39 undefined
8/29/202431.05 undefined
8/28/202430.86 undefined
8/27/202431.03 undefined
8/26/202430.96 undefined
8/23/202430.78 undefined
8/22/202430.56 undefined
8/21/202430.68 undefined
8/20/202430.79 undefined
8/19/202430.67 undefined

United Overseas Bank Revenue, EBIT, Net Income

  • 3 years

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into United Overseas Bank, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by United Overseas Bank from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects United Overseas Bank’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of United Overseas Bank. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into United Overseas Bank’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing United Overseas Bank’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on United Overseas Bank’s growth potential.

United Overseas Bank Revenue, EBIT and net profit per share

DateUnited Overseas Bank RevenueUnited Overseas Bank Net Income
2028e16.95 B undefined7.43 B undefined
2027e16.14 B undefined7.08 B undefined
2026e15.03 B undefined6.37 B undefined
2025e14.57 B undefined6.11 B undefined
2024e14.31 B undefined5.96 B undefined
202327.19 B undefined5.6 B undefined
202216.19 B undefined4.5 B undefined
202112.07 B undefined4 B undefined
202013.18 B undefined2.82 B undefined
201916.46 B undefined4.25 B undefined
201814.48 B undefined3.9 B undefined
201712.51 B undefined3.29 B undefined
201611.37 B undefined3 B undefined
201511.04 B undefined3.1 B undefined
201410.24 B undefined3.15 B undefined
20139.3 B undefined2.91 B undefined
20128.65 B undefined2.7 B undefined
20117.56 B undefined2.22 B undefined
20107.09 B undefined2.59 B undefined
20096.62 B undefined1.79 B undefined
20088.6 B undefined1.88 B undefined
20079.36 B undefined2.07 B undefined
20069.08 B undefined2.52 B undefined
20056.3 B undefined1.71 B undefined
20044.77 B undefined1.45 B undefined

United Overseas Bank Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
1994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e
2.422.662.973.333.553.113.764.214.624.384.776.39.089.368.66.627.097.568.659.310.2411.0411.3712.5114.4816.4613.1812.0716.1927.1914.3114.5715.0316.1416.95
-9.9111.4512.236.42-12.1620.6512.009.72-5.078.7232.1344.233.04-8.10-23.037.106.5914.437.5510.107.802.9910.0615.7413.65-19.92-8.3934.1267.95-47.361.813.127.405.01
-----------------------------------
00000000000000000000000000000000000
0000000000000000000000000000007.797.968.249.5210
-----------------------------------
0.60.630.720.50.330.760.910.931.011.21.451.712.522.071.881.792.592.222.72.913.153.133.293.94.252.8244.55.65.966.116.377.087.43
-5.3213.11-29.89-33.86128.9220.131.318.7619.4820.8017.7047.69-18.07-9.28-4.4244.45-14.1321.407.598.33-1.37-3.229.4518.528.96-33.4941.7512.3424.466.432.624.1211.195.00
-----------------------------------
-----------------------------------
0.790.960.991.031.051.051.051.21.571.571.571.541.531.521.511.511.531.561.581.581.61.611.621.661.671.671.681.681.681.6800000
-----------------------------------
Details

Keystats

Revenue and Growth

The United Overseas Bank Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the United Overseas Bank is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                           
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
000000000000000000000000000000
1.081.161.141.191.181.241.251.731.791.771.861.871.862.082.092.182.152.181.231.311.431.741.891.972.272.762.963.183.453.78
0.590.650.701.061.231.561.781.271.41.711.181.261.11.211.21.091.111.191.111.111.191.171.181.211.251.261.27
000000000000000000000000000000
000000000000.090.070.050.040.030.020.014.170000000000.20.22
00000003.783.673.473.884.194.224.214.184.24.194.1904.144.154.144.154.144.144.154.144.154.74.77
0000000294036726875763532442313340288232227251193284300429510560752
1.671.811.841.192.242.462.817.316.776.677.517.217.417.687.757.867.787.86.56.7477.227.47.57.868.398.749.0810.1710.78
1.671.811.841.192.242.462.817.316.776.677.517.217.417.687.757.867.787.86.56.7477.227.47.57.868.398.749.0810.1710.78
                                                           
0.750.910.94111.051.051.571.571.571.542.373.083.094.414.415.035.585.274.264.784.784.484.975.235.235.35.355.355.35
672564645798799780783786791792803821000000000000000000
2.262.753.323.534.094.365.1310.3610.2210.8911.0711.6113.0614.0414.7915.8317.4818.5619.8121.7823.7625.0926.9829.131.1332.9133.8436.2138.7141.58
000000000.030.030.030.030.05-0.02-0.79-0.7-0.82-0.8600.150.25-0.090.771.580.661.061.040.880.490.07
000000000000.090.60.46-2.47-0.190.130.0200.481.021.240.881.380.950.720.980.53-0.9-0.43
3.684.224.915.335.886.196.9712.7212.6113.2813.4414.9316.7917.5715.9319.3421.8223.2925.0826.6629.831.0133.0937.0237.9739.9241.1642.9743.6446.57
0000.380.40.310.350.470.310.350.542.542.872.822.62.5832.5901.91.973.634.183.573.462.935.44.335.544.6
000000000000.250.320.470.390.490.530.4700.640.650.720.740.941.031.121.011.111.681.91
21967703613156994074754474915235376326246117137076180489382431417550514489374563802909
000.20.030.0200000000000001.571.040.950.440.520.70.640.650.790.980.7913.69
0000000000000000000000000000082
0.220.070.270.770.741.010.750.950.760.841.063.333.823.913.63.784.243.681.574.073.955.215.865.765.655.197.586.978.821.19
0.20.200.080.070.170.384.963.926.89.7910.8810.5111.8314.7911.5512.0118.8512.818.9820.9520.2926.1425.1830.6125.3829.834.2340.8523.67
00046474545242715127215413513202534086160192232178279299436431360513
1.441.691.720.910.841.281.012.182.583.492.950.310.270.460.650.390.410.39.696.276.926.897.596.246.767.6612.36.6317.5613.83
1.641.891.721.040.961.51.437.166.5310.312.7611.2610.9312.4315.4611.9512.4419.1922.4925.3328.0427.3733.9631.5937.6533.3342.5341.358.7638.02
1.861.961.991.811.72.512.188.17.2811.1413.8214.5914.7516.3419.0515.7316.6822.8724.0629.431.9932.5839.8237.3543.2938.5250.1148.2767.5659.21
5.546.186.97.147.588.79.1520.8219.924.4327.2629.5231.5433.9134.9835.0838.4946.1649.1456.0661.7963.5972.9174.3781.2678.4491.2691.24111.2105.79
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of United Overseas Bank provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand United Overseas Bank's financial health and stability.

Assets

United Overseas Bank's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that United Overseas Bank must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of United Overseas Bank after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into United Overseas Bank's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.830.90.990.730.50.951.191.21.381.612.032.343.12.853.23.333.543.253.753.823.263.223.113.414.024.362.934.094.585.73
47535556616375144311310125140142141134138137116121130163182222258273399454489537621
000000000000000000000000000000
0.67-0.120.31.043.12.326.63-3.452.311.63.37-0.189.714.67-1.59-3.437.07-12.972.98-15.623.51-3-17.16-0.29-8.753.066.39-7.984.134.18
3322100-125-72-123-107-96-140-439-212-148-14-34247-509-28173259512531753509-152598858237
000000000000000000000000000000
0.220.180.210.260.180.130.190.320.370.340.370.420.350.570.920.420.490.60.590.580.560.550.620.660.810.80.710.680.981.08
1.580.831.351.833.663.337.77-2.183.873.415.432.1612.527.451.60.0310.41-9.566.34-11.77.110.66-13.313.91-3.718.339.62-2.8110.110.77
00000000-184-82-63-66-97-348-130-213-106-187-221-221-259-692-383-349-516-573-563-550-704-872
-0.2-0.18-0.09-0.15-0.22-0.52-0.355.37-0.83-1.6-3.14-1.33-6.02-20.41-0.130.49-0.02-0.07-0.070.06-0.48-0.38-0.34-0.36-0.5-0.51-0.44-3.71-0.65
-0.2-0.18-0.09-0.15-0.22-0.52-0.355.37-0.64-1.51-3.08-1.26-5.92-1.650.540.080.60.170.150.150.320.2100.010.150.070.050.11-3.010.23
000000000000000000000000000000
-0.1800-0.20004.16-2.012.052.81-0.08-0.450.07-0.42-0.20.225.521.016.181.97-0.675.68-0.475.51-5.694.024.867.41-4.69
0.320.050.10.1800.040.0100.010-0.490.85-0.22-0.231.200-0.01-0.01-1.320-0.04-0.690-0.210-0.02-0.130-0.15
-0-0.23-0.03-0.15-0.14-0.1-0.483.84-2.741.491.560.03-1.71-1.44-0.28-1.22-0.184.86-0.054.971.2-2.344.72-0.352.66-7.62.063.025.74-7.69
-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0.01-0-0-0-0.02-0.05-0.03-0.01-0.01-0.01-0.011.32-0.07-0.160.660.78-0.990.17-0.11-0.10.34-0.17
-140-275-122-128-132-133-475-318-720-552-755-738-1,013-1,229-1,019-1,013-393-643-1,047-1,206-708-1,483-932-665-1,647-2,085-1,837-1,607-2,010-2,681
1.360.41.221.43.32.726.97.110.293.323.820.844.783.991.32-1.210.6-4.755.9-7.058.46-2.48-8.832.58-1.380.5711.18-0.3912.292.47
1,5778281,3491,8303,6593,3347,766-2,1803,6873,3285,3682,09112,4197,1021,467-18410,301-9,7466,119-11,9166,852-31-13,6963,560-4,2237,7609,060-3,3599,4009,894
000000000000000000000000000000

United Overseas Bank stock margins

The United Overseas Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of United Overseas Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for United Overseas Bank.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the United Overseas Bank's sales revenue. A higher gross margin percentage indicates that the United Overseas Bank retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the United Overseas Bank's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the United Overseas Bank's total revenue generated. When comparing the revenue margin year over year, investors can gauge the United Overseas Bank's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the United Overseas Bank. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the United Overseas Bank's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

United Overseas Bank Margin History

DateUnited Overseas Bank Profit margin
2028e43.85 %
2027e43.85 %
2026e42.36 %
2025e41.95 %
2024e41.63 %
202320.58 %
202227.77 %
202133.16 %
202021.43 %
201925.8 %
201826.91 %
201726.28 %
201626.43 %
201528.12 %
201430.74 %
201331.24 %
201231.23 %
201129.43 %
201036.54 %
200927.09 %
200821.82 %
200722.1 %
200627.79 %
200527.14 %
200430.47 %

United Overseas Bank Stock Sales Revenue, EBIT, Earnings per Share

The United Overseas Bank earnings per share therefore indicates how much revenue United Overseas Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue United Overseas Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Overseas Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Overseas Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Overseas Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Overseas Bank Revenue, EBIT and net profit per share

DateUnited Overseas Bank Sales per ShareUnited Overseas Bank Earnings per Share
2028e10.13 undefined4.44 undefined
2027e9.64 undefined4.23 undefined
2026e8.98 undefined3.8 undefined
2025e8.71 undefined3.65 undefined
2024e8.55 undefined3.56 undefined
202316.18 undefined3.33 undefined
20229.63 undefined2.68 undefined
20217.18 undefined2.38 undefined
20207.86 undefined1.68 undefined
20199.84 undefined2.54 undefined
20188.66 undefined2.33 undefined
20177.55 undefined1.98 undefined
20167 undefined1.85 undefined
20156.87 undefined1.93 undefined
20146.41 undefined1.97 undefined
20135.89 undefined1.84 undefined
20125.48 undefined1.71 undefined
20114.83 undefined1.42 undefined
20104.64 undefined1.7 undefined
20094.38 undefined1.19 undefined
20085.7 undefined1.24 undefined
20076.15 undefined1.36 undefined
20065.94 undefined1.65 undefined
20054.1 undefined1.11 undefined
20043.04 undefined0.93 undefined

United Overseas Bank business model

United Overseas Bank (UOB) Ltd is one of the leading banks in Asia and was founded in Singapore in 1935. The bank is a subsidiary of the United Overseas Bank Group, which has experienced impressive growth in recent years. Business model: UOB is a universal bank that offers various financial services, including deposits, loans, wealth management, investment banking, fund management, insurance, and payment and transaction services. The bank follows a diversified business model to minimize risk and increase its earnings. The customer is at the center of all activities. Segments: UOB operates in three main business segments: Global Consumer Financial Services, Global Corporate and Investment Banking, and Global Markets. The retail banking segment offers a wide range of financial products and services to individuals and small businesses, including mortgages, credit cards, deposits, and loans. The corporate banking segment targets medium-sized and large companies that require comprehensive financial and advisory services to run and expand their businesses. Products: UOB offers a variety of products and services, including: - Personal loans: including personal loans, car loans, student loans, and mortgages. - Deposits: savings accounts, fixed deposit accounts. - Credit cards: a wide range of credit cards with various benefits and rewards. - Wealth management: wealth advisory, portfolio management, and trust services. - Fund management: fund investment and asset management for institutional investors and individuals. - Investment banking: supporting companies in capital raising and carrying out mergers and acquisitions. - Insurance: life, health, property, motor, and travel insurance. - Payment and transaction services: bank guarantees, trade finance solutions, cash management services, and money transfers. History: UOB has a long history in Singapore and was one of the first banks to operate in the region. The bank was founded in 1935 by a group of Chinese businessmen to meet the need for credit for small businesses. In the 1950s, UOB expanded its business and began to expand into other Asian countries. In the 1970s, the bank started acquiring other banks and entered the deposits and credit card markets in the 1980s. Conclusion: United Overseas Bank (UOB) is a leading universal bank in Asia with a diversified business model and a wide range of financial products and services for retail and corporate customers. The bank has a long history in Singapore and is also present in other Asian countries. UOB is committed to providing its customers with the best experience and helping them manage their finances and grow their businesses. United Overseas Bank is one of the most popular companies on Eulerpool.com.

United Overseas Bank SWOT Analysis

Strengths

Weaknesses

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Threats

United Overseas Bank Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

United Overseas Bank historical P/E ratio, EBIT, and P/S ratio.

United Overseas Bank shares outstanding

The number of shares was United Overseas Bank in 2023 — This indicates how many shares 1.681 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue United Overseas Bank earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Overseas Bank's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Overseas Bank’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Overseas Bank's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Overseas Bank Stock splits

In United Overseas Bank's history, there have been no stock splits.

United Overseas Bank dividend history and estimates

In 2023, United Overseas Bank paid a dividend amounting to 1.6 SGD. Dividend means that United Overseas Bank distributes a portion of its profits to its owners.
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Dividend

Dividend Overview

The dividend per year chart for United Overseas Bank provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify United Overseas Bank’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating United Overseas Bank's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

United Overseas Bank Dividend History

DateUnited Overseas Bank Dividend
2028e1.69 undefined
2027e1.69 undefined
2026e1.69 undefined
2025e1.69 undefined
2024e1.69 undefined
20231.6 undefined
20221.2 undefined
20210.99 undefined
20200.94 undefined
20190.75 undefined
20180.7 undefined
20170.7 undefined
20160.7 undefined
20151.05 undefined
20140.7 undefined
20130.6 undefined
20120.6 undefined
20110.6 undefined
20100.6 undefined
20090.6 undefined
20080.65 undefined
20070.65 undefined
20060.6 undefined
20050.6 undefined
20040.6 undefined

United Overseas Bank dividend payout ratio

In 2023, United Overseas Bank had a payout ratio of 47.46%. The payout ratio indicates the percentage of the company's profits that United Overseas Bank distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for United Overseas Bank represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for United Overseas Bank could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate United Overseas Bank's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

United Overseas Bank Payout Ratio History

DateUnited Overseas Bank Payout ratio
2028e45.66 %
2027e45.4 %
2026e45.92 %
2025e45.65 %
2024e44.64 %
202347.46 %
202244.85 %
202141.6 %
202055.95 %
201929.53 %
201830.04 %
201735.35 %
201637.84 %
201554.4 %
201435.53 %
201332.61 %
201235.09 %
201142.25 %
201035.5 %
200950.42 %
200852.42 %
200747.79 %
200636.36 %
200554.05 %
200464.52 %
Unfortunately, there are currently no price targets and forecasts available for United Overseas Bank.

United Overseas Bank latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.84 0.85  (1.41 %)2024 Q2
3/31/20240.84 0.87  (3.91 %)2024 Q1
12/31/20230.87 0.79  (-8.86 %)2023 Q4
9/30/20230.89 0.81  (-8.56 %)2023 Q3
6/30/20230.88 0.85  (-3.43 %)2023 Q2
3/31/20230.9 0.88  (-2.43 %)2023 Q1
12/31/20220.73 0.74  (1.31 %)2022 Q4
9/30/20220.84 0.83  (-1.35 %)2022 Q3
6/30/20220.65 0.59  (-9.8 %)2022 Q2
3/31/20220.61 0.53  (-13.68 %)2022 Q1
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Eulerpool ESG Scorecard© for the United Overseas Bank stock

Eulerpool World ESG Rating (EESG©)

81/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

46

Environment

Scope 1 - Direct Emissions
4,800
Scope 2 - Indirect emissions from purchased energy
70,200
Scope 3 - Indirect emissions within the value chain
4,000
Total CO₂ emissions
75,000
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees62.2
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

United Overseas Bank list of shareholders

%
Name
Stocks
Change
Date
7.97461 % Wee Investments Pte. Ltd.133,472,32402/26/2024
5.17928 % Wah Hin & Co Pte Ltd86,686,45302/26/2024
4.11062 % Tai Tak Estates Sdn. Bhd.68,800,00002/26/2024
2.25736 % C.Y. Wee & Company Pte. Ltd.37,781,75002/26/2024
2.22281 % BlackRock Institutional Trust Company, N.A.37,203,454-2,9003/31/2024
2.18034 % The Vanguard Group, Inc.36,492,70636,5003/31/2024
1.36415 % Haw Par Investment Holdings Pte Ltd22,832,05902/26/2024
1.29053 % Wee (Cho Yaw)21,599,79802/26/2024
1.19009 % Wee (Ee Cheong)19,918,6865,8812/26/2024
0.99756 % Straits Maritime Leasing Private Limited16,696,29802/26/2024
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United Overseas Bank Executives and Management Board

Mr. Ee Cheong Wee70
United Overseas Bank Executive Non-Independent Deputy Chairman of the Board and Chief Executive Officer (since 1990)
Compensation 14.24 M
Mr. Kan Seng Wong76
United Overseas Bank Independent Non-Executive Chairman of the Board
Compensation 1.37 M
Dr. Cho Yaw Wee94
United Overseas Bank Chairman Emeritus (since 1958)
Compensation 617,000
Mr. Swee Kim Phan64
United Overseas Bank Non-Executive Independent Director
Compensation 375,562
Mr. Kim Hong Woon66
United Overseas Bank Non-Executive Independent Director
Compensation 315,000
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United Overseas Bank Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer--0,90-0,84-0,550,420,51
SupplierCustomer---0,15-0,020,750,87
SupplierCustomer0,990,390,180,350,030,33
SupplierCustomer0,800,390,12-0,35-0,750,02
SupplierCustomer0,800,350,30-0,51-0,58-
SupplierCustomer0,79-0,40-0,100,340,74-
SupplierCustomer0,770,440,030,190,060,63
SupplierCustomer0,720,71-0,400,650,840,89
SupplierCustomer0,670,200,61-0,36-0,720,08
SupplierCustomer0,650,420,10-0,14-0,660,45
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Most common questions regarding United Overseas Bank

What values and corporate philosophy does United Overseas Bank represent?

United Overseas Bank Ltd is a leading financial institution that upholds strong values and a robust corporate philosophy. The company is committed to delivering sustainable growth, guided by its strategic priorities and core principles. United Overseas Bank Ltd focuses on fostering trusted relationships with its stakeholders, including customers, employees, and shareholders. With a customer-centric approach, the company aims to provide innovative and personalized solutions to meet diverse financial needs. United Overseas Bank Ltd also strives for integrity, professionalism, and operational excellence, ensuring transparency and accountability in all its endeavors. Through its comprehensive range of financial services, the company remains dedicated to driving economic progress and contributing to the communities it serves.

In which countries and regions is United Overseas Bank primarily present?

United Overseas Bank Ltd (UOB) is primarily present in several countries and regions. As one of the largest banks in Singapore, UOB operates extensively in its home country. Additionally, UOB has a strong presence and significant operations in other key markets such as Malaysia, Thailand, and Indonesia. With a focus on the Asia-Pacific region, UOB has strategically expanded its footprint to serve customers in China and Hong Kong as well. This regional approach allows UOB to leverage its expertise and capabilities to cater to the diverse financial needs of individuals and businesses across Asia.

What significant milestones has the company United Overseas Bank achieved?

United Overseas Bank Ltd has achieved several significant milestones throughout its history. Notably, the company was established in 1935 and has grown into one of the largest banks in Singapore. In 1970, UOB became the first Singapore bank to issue credit cards. Furthermore, it expanded its presence regionally by establishing a subsidiary in Malaysia in 1951 and in Thailand in 1973. In recent years, UOB has made strides in digital innovation, launching its mobile banking app in 2010 and introducing digital banking services. With a strong track record and continuous growth, United Overseas Bank Ltd remains a prominent player in the financial industry.

What is the history and background of the company United Overseas Bank?

United Overseas Bank Ltd, also known as UOB, is one of the leading banks in Singapore and a prominent player in the Southeast Asian region. Established in 1935, UOB has a rich history spanning over eight decades. The bank has continually evolved and expanded its presence across Asia, offering a comprehensive range of financial services to individuals, small businesses, and large corporations. UOB has successfully cultivated a strong customer base, providing innovative and reliable solutions. With its commitment to customer satisfaction and global recognition for excellence, United Overseas Bank Ltd has become a trusted name in the financial industry.

Who are the main competitors of United Overseas Bank in the market?

Some of the main competitors of United Overseas Bank Ltd in the market include DBS Group Holdings Ltd, Oversea-Chinese Banking Corporation Limited (OCBC), and Standard Chartered PLC.

In which industries is United Overseas Bank primarily active?

United Overseas Bank Ltd is primarily active in the financial industry. As one of the leading banks in Singapore and a strong player in the Southeast Asian region, United Overseas Bank Ltd provides a wide range of banking and financial services. It offers services such as corporate banking, personal banking, wealth management, investment banking, and insurance. With a strong focus on customer satisfaction and innovation, United Overseas Bank Ltd has established itself as a trusted financial institution, serving both individuals and businesses across various sectors within the financial industry.

What is the business model of United Overseas Bank?

The business model of United Overseas Bank Ltd (UOB) is focused on providing a comprehensive range of financial services to individuals, small and medium-sized enterprises (SMEs), and large corporations. UOB operates as a commercial bank, offering various banking products and services such as deposits, loans, credit cards, wealth management, investment banking, and treasury services. UOB aims to cater to the diverse needs of its customers, leveraging its strong regional presence, industry expertise, and innovative digital platforms. By delivering customized solutions and fostering long-term relationships, UOB strives to become the preferred banking partner for individuals and businesses in Asia.

What is the P/E ratio of United Overseas Bank 2024?

The United Overseas Bank P/E ratio is 9.15.

What is the P/S ratio of United Overseas Bank 2024?

The United Overseas Bank P/S ratio is 3.81.

What is the AlleAktien quality score of United Overseas Bank?

The AlleAktien quality score for United Overseas Bank is 5/10.

What is the revenue of United Overseas Bank 2024?

The expected United Overseas Bank revenue is 14.31 B SGD.

How high is the profit of United Overseas Bank 2024?

The expected United Overseas Bank profit is 5.96 B SGD.

What is the business model of United Overseas Bank

United Overseas Bank (UOB) is a leading Asian bank operating in more than 19 countries. The company offers a wide range of financial services, from traditional banking products such as deposits, loans, and payments to wealth management products and insurance. UOB also provides services to individual customers, businesses, and institutions. UOB's business areas include retail banking, corporate banking, investment banking, and private banking. The retail banking division offers services for individual customers such as accounts, loans, credit cards, online banking, insurance, and investment products. The corporate banking division encompasses all products and services for medium-sized businesses and large corporations, such as loans, credit lines, payments, and trade finance. The investment banking division provides financial services for corporate mergers, acquisitions, and capital market transactions. UOB's private banking division focuses on asset management for high-net-worth individuals, including wealth management, estate planning, trust, and estate services. UOB specializes in various geographic markets, particularly in Asia, known for its growth potential and dynamic business environment. The bank is a leader in its core markets of Singapore, Malaysia, Thailand, and Indonesia, and also has a strong presence in China, Hong Kong, Taiwan, and the Philippines. The company is committed to digital innovations and has invested in disruptive technologies in recent years, including blockchain, machine learning, and data analytics, to enhance its services. It has also formed partnerships with fintech startups to drive innovation and increase efficiency, especially in the area of digital payments. In summary, UOB's business model is based on providing comprehensive, top-notch financial services to customers in the Asian region. Its wide range of products and geographic diversification provide the company with steady sources of income, while investments in digital innovations make its operations more efficient, agile, and future-proof.

What is the United Overseas Bank dividend?

United Overseas Bank pays a dividend of 1.2 SGD distributed over 2 payouts per year.

How often does United Overseas Bank pay dividends?

United Overseas Bank pays out a dividend 2 times a year.

What is the United Overseas Bank ISIN?

The ISIN of United Overseas Bank is SG1M31001969.

What is the United Overseas Bank WKN?

The WKN of United Overseas Bank is 878618.

What is the United Overseas Bank ticker?

The ticker of United Overseas Bank is U11.SI.

How much dividend does United Overseas Bank pay?

Over the past 12 months, United Overseas Bank paid a dividend of 1.6 SGD . This corresponds to a dividend yield of about 4.93 %. For the coming 12 months, United Overseas Bank is expected to pay a dividend of 1.69 SGD.

What is the dividend yield of United Overseas Bank?

The current dividend yield of United Overseas Bank is 4.93 %.

When does United Overseas Bank pay dividends?

United Overseas Bank pays a quarterly dividend. This is distributed in the months of May, September, May, September.

How secure is the dividend of United Overseas Bank?

United Overseas Bank paid dividends every year for the past 25 years.

What is the dividend of United Overseas Bank?

For the upcoming 12 months, dividends amounting to 1.69 SGD are expected. This corresponds to a dividend yield of 5.21 %.

In which sector is United Overseas Bank located?

United Overseas Bank is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Overseas Bank kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Overseas Bank from 8/23/2024 amounting to 0.88 SGD, you needed to have the stock in your portfolio before the ex-date on 8/12/2024.

When did United Overseas Bank pay the last dividend?

The last dividend was paid out on 8/23/2024.

What was the dividend of United Overseas Bank in the year 2023?

In the year 2023, United Overseas Bank distributed 1.2 SGD as dividends.

In which currency does United Overseas Bank pay out the dividend?

The dividends of United Overseas Bank are distributed in SGD.

All fundamentals about United Overseas Bank

Our stock analysis for United Overseas Bank Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of United Overseas Bank Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.