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Overview
Profile

United Community Banks stock

UCB
US90984P3038
A1JB5Q

Price

28.07
Today +/-
-0.91
Today %
-3.53 %
P

United Community Banks stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the United Community Banks stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the United Community Banks stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the United Community Banks stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze United Community Banks's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

United Community Banks Stock Price History

DateUnited Community Banks Price
10/1/202428.07 undefined
9/30/202429.08 undefined
9/27/202428.62 undefined
9/26/202428.62 undefined
9/25/202428.39 undefined
9/24/202428.85 undefined
9/23/202429.34 undefined
9/20/202429.54 undefined
9/19/202430.32 undefined
9/18/202429.38 undefined
9/17/202429.28 undefined
9/16/202429.19 undefined
9/13/202429.05 undefined
9/12/202428.42 undefined
9/11/202428.24 undefined
9/10/202428.62 undefined
9/9/202428.78 undefined
9/6/202428.67 undefined
9/5/202429.28 undefined
9/4/202429.61 undefined
9/3/202430.14 undefined

United Community Banks Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into United Community Banks, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by United Community Banks from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects United Community Banks’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of United Community Banks. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into United Community Banks’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing United Community Banks’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on United Community Banks’s growth potential.

United Community Banks Revenue, EBIT and net profit per share

DateUnited Community Banks RevenueUnited Community Banks Net Income
2025e1.04 B undefined290.28 M undefined
2024e990.39 M undefined273.41 M undefined
20231.31 B undefined180.85 M undefined
2022950.9 M undefined269.1 M undefined
2021736.6 M undefined261.3 M undefined
2020714.1 M undefined159.3 M undefined
2019657.4 M undefined184.3 M undefined
2018593.1 M undefined164.9 M undefined
2017478 M undefined67.3 M undefined
2016428.7 M undefined100.6 M undefined
2015351 M undefined71.5 M undefined
2014304 M undefined67.2 M undefined
2013302.4 M undefined261.1 M undefined
2012322.1 M undefined21.7 M undefined
2011347.5 M undefined-238.6 M undefined
2010389.6 M undefined-512.7 M undefined
2009465.2 M undefined-238.6 M undefined
2008510.8 M undefined-64.2 M undefined
2007611.7 M undefined58 M undefined
2006493.9 M undefined68.8 M undefined
2005368.7 M undefined56.7 M undefined
2004265.7 M undefined46.6 M undefined

United Community Banks Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e
0.180.230.230.220.250.270.370.490.610.510.470.390.350.320.30.30.350.430.480.590.660.710.740.951.310.991.04
-22.833.10-3.869.388.1638.8733.9723.94-16.53-8.82-16.34-10.80-7.20-6.210.6615.4621.9411.6824.0610.798.683.0829.0838.11-24.544.75
---------------------------
000000000000000000000000000
0000000000000000000000000419446
---------------------------
161427323846566858-64-238-512-23821261677110067164184159261269180273290
--12.5092.8618.5218.7521.0521.7421.43-14.71-210.34271.88115.13-53.52-108.821,142.86-74.335.9740.85-33.00144.7812.20-13.5964.153.07-33.0951.676.23
---------------------------
---------------------------
6.56.66.86.97.37.78.38.49.39.512.118.939.957.958.860.665.571.973.379.779.783.288.1106.8117.7500
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Details

Keystats

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Revenue and Growth

The United Community Banks Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the United Community Banks is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                               
000000000000000000000000
000000000000000000000000
000000000000000000000000
000000000000000000000000
000000000000000000000000
000000000000000000000000
57647187104113140180179182178175169164159178190209206236250275338421.23
000000000000000000000000
000000000000000000000000
013137212111916732532222511860014715624432434214202870.17
00000000000000000000368452751919.91
00000000000002592161981548864343841129113.21
0.060.080.080.160.230.230.310.510.50.410.190.180.180.420.380.520.50.540.590.610.670.791.251.52
0.060.080.080.160.230.230.310.510.50.410.190.180.180.420.380.520.50.540.590.610.670.791.251.52
                                               
1424243738404349222269271252253181608171787979183185202207.28
0.060.060.060.10.160.190.270.460.460.620.671.061.061.081.081.291.281.451.51.51.641.722.312.7
8610813616720525130734926824-488-728-706-444-382-324-245-201-8052148342521594.33
061173-12-414554821-3-24-20-19-25-26-25-42838-26-329-239.19
000000000000000000000000
0.160.20.230.310.40.470.620.881.010.960.470.580.580.80.741.021.081.31.461.642.012.222.73.26
000000000000000000000000
24221721274543331044432363949578678104128155199211299315.48
000000000000000000000000
53772010313312366638108101101103535361755000001590
000000000000000000000000
779937124160168109671212145133139921026310383154128155199211458315.48
414875153112112113108151150150131125159135164175121267213327247325324.82
000000000000000000000000
0000000000001346322928252616292510084.81
414875153112112113108151150150131138205167193203146293229356272425409.63
118147112277272280222779363295283270230307230296286300421384555483883725.12
0.280.350.350.580.670.750.841.651.371.260.750.850.811.10.971.311.361.61.882.022.562.713.583.99
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of United Community Banks provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand United Community Banks's financial health and stability.

Assets

United Community Banks's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that United Community Banks must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of United Community Banks after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into United Community Banks's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)

United Community Banks stock margins

The United Community Banks margin analysis displays the gross margin, EBIT margin, as well as the profit margin of United Community Banks. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for United Community Banks.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the United Community Banks's sales revenue. A higher gross margin percentage indicates that the United Community Banks retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the United Community Banks's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the United Community Banks's total revenue generated. When comparing the revenue margin year over year, investors can gauge the United Community Banks's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the United Community Banks. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the United Community Banks's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

United Community Banks Margin History

DateUnited Community Banks Profit margin
2025e27.99 %
2024e27.61 %
202313.78 %
202228.3 %
202135.47 %
202022.31 %
201928.03 %
201827.8 %
201714.08 %
201623.47 %
201520.37 %
201422.11 %
201386.34 %
20126.74 %
2011-68.66 %
2010-131.6 %
2009-51.29 %
2008-12.57 %
20079.48 %
200613.93 %
200515.38 %
200417.54 %

United Community Banks Stock Sales Revenue, EBIT, Earnings per Share

The United Community Banks earnings per share therefore indicates how much revenue United Community Banks has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue United Community Banks earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Community Banks's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Community Banks’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Community Banks's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Community Banks Revenue, EBIT and net profit per share

DateUnited Community Banks Sales per ShareUnited Community Banks Earnings per Share
2025e8.7 undefined2.44 undefined
2024e8.31 undefined2.29 undefined
202311.15 undefined1.54 undefined
20228.9 undefined2.52 undefined
20218.36 undefined2.97 undefined
20208.58 undefined1.91 undefined
20198.25 undefined2.31 undefined
20187.44 undefined2.07 undefined
20176.52 undefined0.92 undefined
20165.96 undefined1.4 undefined
20155.36 undefined1.09 undefined
20145.02 undefined1.11 undefined
20135.14 undefined4.44 undefined
20125.56 undefined0.37 undefined
20118.71 undefined-5.98 undefined
201020.61 undefined-27.13 undefined
200938.45 undefined-19.72 undefined
200853.77 undefined-6.76 undefined
200765.77 undefined6.24 undefined
200658.8 undefined8.19 undefined
200544.42 undefined6.83 undefined
200434.51 undefined6.05 undefined

United Community Banks business model

United Community Banks Inc. is a Georgia-based company that offers a variety of financial services. The company's history goes back to the 1950s when the first bank was acquired by the company. Today, United Community Banks Inc. is a successful company with over 150 branches in four states in the US. The business model of United Community Banks Inc. is based on providing financial services to a wide range of customers, including individuals, small businesses, and medium-sized companies. The main activities of United Community Banks Inc. include deposits, loans, asset management, and investment. Deposits at United Community Banks Inc. include various types of accounts such as checking accounts, savings accounts, money market accounts, and certificates. Customers also have access to various online services such as online banking, bill payments, and mobile applications to manage and monitor their deposits. Another core business of United Community Banks Inc. is loans, which can be taken out by individuals and businesses. The loans include long and short-term loans, mortgages, revolving loans, and lines of credit. The loans are granted based on a thorough creditworthiness assessment. United Community Banks Inc. also offers asset management services aimed at protecting and managing customers' assets. The advisors at United Community Banks Inc. develop individual approaches to diversify and adjust customers' investment portfolios. Finally, United Community Banks Inc. offers investment and brokerage services, allowing customers to invest in stocks and bonds and diversify their assets. This includes a wide range of investment options as well as expert advice. Overall, United Community Banks Inc. is a financial services company serving a wide range of retail, commercial, and corporate customers. The company offers various types of services to ensure that customers achieve their financial goals. The business model of United Community Banks Inc. is strongly focused on customer satisfaction and continuously strives to grow in the industry. United Community Banks is one of the most popular companies on Eulerpool.com.

United Community Banks SWOT Analysis

Strengths

United Community Banks Inc, being a financial institution, has several strengths that contribute to its success and competitiveness in the market.

1. Strong Financial Position: United Community Banks Inc possesses a strong financial position with ample liquidity, allowing it to weather economic downturns and seize growth opportunities.

2. Diversified Product Portfolio: The company offers a wide range of banking products and services, including consumer and business banking, mortgage lending, wealth management, and more. This diversification minimizes risk and increases revenue potential.

3. Solid Customer Base: United Community Banks Inc has built a large and loyal customer base, supported by its focus on personalized customer service and strong relationships with individuals, businesses, and communities.

4. Experienced Management Team: The company is led by a highly experienced management team that possesses deep knowledge of the banking industry, allowing for effective decision-making and strategic planning.

Weaknesses

While United Community Banks Inc maintains a strong position in the market, it also faces certain weaknesses that could hinder its performance and growth potential.

1. Regional Concentration: The majority of United Community Banks Inc's operations are concentrated in specific regions, making it vulnerable to regional economic downturns or fluctuations.

2. Limited Market Presence: Despite its strong customer base, United Community Banks Inc has yet to establish a nationwide presence, limiting its market reach and potential expansion opportunities.

3. Regulatory Compliance: Like any financial institution, United Community Banks Inc must comply with numerous regulatory requirements. Failure to meet these requirements can lead to fines, reputational damage, and legal issues.

Opportunities

United Community Banks Inc can leverage various opportunities to drive growth and further strengthen its position in the market.

1. Mergers and Acquisitions: The company can pursue strategic mergers and acquisitions to expand its geographic footprint, access new markets, and acquire advanced technologies or capabilities.

2. Digital Banking and Innovation: By investing in digital banking solutions and embracing emerging technologies, United Community Banks Inc can enhance its offerings, improve customer experience, and attract tech-savvy customers.

3. Growing Loan Demand: As the economy strengthens, there may be increasing demand for loans from both businesses and individuals. United Community Banks Inc can capitalize on this opportunity to meet customer needs and boost its loan portfolio.

Threats

United Community Banks Inc faces certain threats that could impact its operations and profitability if not properly addressed.

1. Intense Competition: The banking industry is highly competitive, with traditional banks, online banks, and fintech companies vying for market share. United Community Banks Inc must continuously innovate and differentiate its offerings to stay ahead.

2. Economic Volatility: Fluctuations in interest rates, inflation, unemployment, and other economic factors can significantly impact the profitability of United Community Banks Inc and its customers' ability to repay loans.

3. Cybersecurity Risks: With the increasing reliance on technology, the banking industry faces heightened cybersecurity risks, including the threat of data breaches or hacking attempts. United Community Banks Inc must invest in robust security measures to protect customer information.

United Community Banks Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

United Community Banks historical P/E ratio, EBIT multiple, and P/S ratio

United Community Banks shares outstanding

The number of shares was United Community Banks in 2023 — This indicates how many shares 117.745 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue United Community Banks earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates United Community Banks's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of United Community Banks’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating United Community Banks's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

United Community Banks dividend history and estimates

In 2023, United Community Banks paid a dividend amounting to 0.92 USD. Dividend means that United Community Banks distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for United Community Banks provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify United Community Banks’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating United Community Banks's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

United Community Banks Dividend History

DateUnited Community Banks Dividend
2025e0.98 undefined
2024e0.98 undefined
20230.92 undefined
20220.86 undefined
20210.78 undefined
20200.72 undefined
20190.68 undefined
20180.58 undefined
20170.38 undefined
20160.3 undefined
20150.22 undefined
20140.11 undefined
20080.87 undefined
20071.73 undefined
20061.54 undefined
20051.35 undefined
20041.15 undefined

United Community Banks dividend payout ratio

In 2023, United Community Banks had a payout ratio of 32.7%. The payout ratio indicates the percentage of the company's profits that United Community Banks distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for United Community Banks represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for United Community Banks could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate United Community Banks's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

United Community Banks Payout Ratio History

DateUnited Community Banks Payout ratio
2025e32.62 %
2024e31.03 %
202332.7 %
202234.13 %
202126.26 %
202037.7 %
201929.44 %
201828.02 %
201741.76 %
201621.43 %
201520.18 %
20149.91 %
201332.7 %
201232.7 %
201132.7 %
201032.7 %
200932.7 %
2008-12.83 %
200727.85 %
200618.8 %
200519.73 %
200419.09 %
Unfortunately, there are currently no price targets and forecasts available for United Community Banks.

United Community Banks latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.52 0.58  (12.62 %)2024 Q2
3/31/20240.5 0.52  (4.12 %)2024 Q1
12/31/20230.53 0.53  (0.26 %)2023 Q4
9/30/20230.46 0.45  (-1.1 %)2023 Q3
6/30/20230.62 0.55  (-11.02 %)2023 Q2
3/31/20230.69 0.58  (-16.44 %)2023 Q1
12/31/20220.84 0.75  (-10.27 %)2022 Q4
9/30/20220.75 0.75  (-0.6 %)2022 Q3
6/30/20220.69 0.66  (-4.28 %)2022 Q2
3/31/20220.55 0.5  (-8.54 %)2022 Q1
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Eulerpool ESG Scorecard© for the United Community Banks stock

Eulerpool World ESG Rating (EESG©)

41/ 100

🌱 Environment

8

👫 Social

47

🏛️ Governance

67

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety❌
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

United Community Banks shareholders

%
Name
Stocks
Change
Date
5.74753 % Fidelity Management & Research Company LLC6,851,056388,97312/31/2023
4.99885 % State Street Global Advisors (US)5,958,625797,68912/31/2023
3.82031 % Dimensional Fund Advisors, L.P.4,553,813556,93912/31/2023
3.20755 % Neuberger Berman, LLC3,823,397-42,54412/31/2023
3.04763 % EARNEST Partners, LLC3,632,779434,15012/31/2023
2.18262 % Geode Capital Management, L.L.C.2,601,688112,19212/31/2023
13.45344 % BlackRock Institutional Trust Company, N.A.16,036,500-321,90312/31/2023
11.34143 % The Vanguard Group, Inc.13,518,984274,27512/31/2023
1.83103 % Principal Global Investors (Equity)2,182,584-2,56912/31/2023
1.82230 % Fidelity Institutional Asset Management2,172,176115,38912/31/2023
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Most common questions regarding United Community Banks

What values and corporate philosophy does United Community Banks represent?

United Community Banks Inc represents a strong commitment to integrity, teamwork, and exceptional customer service. As an organization, they strive to build long-lasting relationships with their customers and communities by delivering personalized financial solutions. United Community Banks Inc believes in fostering a positive company culture, where employee development and diversity are valued. Their corporate philosophy centers around putting customers first, providing innovative financial products and services, and maintaining a focus on sound risk management practices. By consistently demonstrating these values, United Community Banks Inc maintains their position as a trusted and reliable financial institution in the industry.

In which countries and regions is United Community Banks primarily present?

United Community Banks Inc is primarily present in the United States. As a leading regional bank, it operates across various states including Georgia, North Carolina, South Carolina, and Tennessee. With its headquarters located in Georgia, United Community Banks Inc has established a strong presence in these regions, providing a wide range of banking services to individuals, businesses, and communities. Through its extensive branch network and online platforms, the company caters to the financial needs of customers in these specific areas, offering personalized solutions and contributing to their financial success.

What significant milestones has the company United Community Banks achieved?

United Community Banks Inc. has achieved several significant milestones throughout its history. In 1987, the company was founded as a small community bank in Blairsville, Georgia. Over the years, United Community Banks Inc. has grown and expanded its operations, becoming a leading regional bank in the Southeastern United States. In 1994, it became a publicly traded company, further strengthening its position in the market. The company's commitment to providing exceptional customer service and innovative financial solutions has contributed to its success. With a growing presence and a strong track record, United Community Banks Inc. has continued to enhance shareholder value and establish itself as a trusted financial institution.

What is the history and background of the company United Community Banks?

United Community Banks Inc is a renowned financial institution with a rich history and a strong presence in the banking industry. Established in 1950, the company has grown to become one of the leading community banks in the United States. With headquarters in Blairsville, Georgia, United Community Banks Inc operates through its various subsidiaries, offering a wide range of banking and financial services to individual and commercial customers. Throughout its history, the company has built a solid reputation for its commitment to personalized customer service, community involvement, and sound financial management. United Community Banks Inc continues to thrive and expand its services, providing trusted banking solutions to its valued customers.

Who are the main competitors of United Community Banks in the market?

The main competitors of United Community Banks Inc in the market are Bank of America Corporation, Wells Fargo & Company, and SunTrust Banks, Inc.

In which industries is United Community Banks primarily active?

United Community Banks Inc is primarily active in the financial services industry.

What is the business model of United Community Banks?

The business model of United Community Banks Inc is to provide comprehensive banking services to individuals, businesses, and communities. As a regional bank headquartered in the United States, United Community Banks Inc focuses on offering a wide range of financial products and services including deposits, loans, mortgages, wealth management, and insurance services. By leveraging its community-oriented approach, United Community Banks Inc aims to build strong relationships and support the financial needs of its customers. Through its network of branches and technology-driven platforms, the company strives to deliver personalized solutions and exceptional customer service, contributing to its growth and success in the banking industry.

What is the P/E ratio of United Community Banks 2024?

The United Community Banks P/E ratio is 12.09.

What is the P/S ratio of United Community Banks 2024?

The United Community Banks P/S ratio is 3.34.

What is the AlleAktien quality score of United Community Banks?

The AlleAktien quality score for United Community Banks is 5/10.

What is the revenue of United Community Banks 2024?

The expected United Community Banks revenue is 990.39 M USD.

How high is the profit of United Community Banks 2024?

The expected United Community Banks profit is 273.41 M USD.

What is the business model of United Community Banks

United Community Banks Inc is a financial institution operating in the United States. The company's business model focuses on four main pillars: Commercial Banking, Retail Banking, Corporate Services, and Mortgage Lending. The company operates 154 branches in Georgia, North Carolina, South Carolina, and Tennessee, and has more than 2,400 employees. The Commercial Banking division offers financial services to small and medium-sized businesses, including loans, credit lines, leasing, investment services, and treasury services. The aim of this division is to help businesses finance and grow their operations. United Community Banks' Retail Banking is geared towards the needs of individual customers. The division offers a wide range of financial products and services, including accounts, loans, credit cards, online and mobile banking, and insurance services. The company places great importance on strengthening customer relationships and working closely with them to better understand their goals and needs. Corporate Services is the division of United Community Banks Inc that focuses on larger companies and organizations. Here, the company provides financial services such as lending, cash management, foreign exchange, derivative transactions, and other customized services tailored to the specific needs of customers. The Mortgage Lending division of United Community Banks focuses on the needs of customers looking to purchase or refinance a home. The company offers various types of mortgage financing, including traditional mortgages, FHA-insured mortgages, VA-insured mortgages, and other programs. Overall, United Community Banks Inc offers a wide range of financial products and services to help customers finance their dreams. The company is committed to providing high-quality customer care and working closely with customers to understand their goals and needs. As one of the largest regional banks in the US, United Community Banks is an attractive option for both customers and investors. The main business areas of United Community Banks Inc are Commercial Banking, Retail Banking, Corporate Services, and Mortgage Lending.

What is the United Community Banks dividend?

United Community Banks pays a dividend of 0.86 USD distributed over payouts per year.

How often does United Community Banks pay dividends?

The dividend cannot currently be calculated for United Community Banks or the company does not pay out a dividend.

What is the United Community Banks ISIN?

The ISIN of United Community Banks is US90984P3038.

What is the United Community Banks WKN?

The WKN of United Community Banks is A1JB5Q.

What is the United Community Banks ticker?

The ticker of United Community Banks is UCB.

How much dividend does United Community Banks pay?

Over the past 12 months, United Community Banks paid a dividend of 0.92 USD . This corresponds to a dividend yield of about 3.28 %. For the coming 12 months, United Community Banks is expected to pay a dividend of 0.98 USD.

What is the dividend yield of United Community Banks?

The current dividend yield of United Community Banks is 3.28 %.

When does United Community Banks pay dividends?

United Community Banks pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of United Community Banks?

United Community Banks paid dividends every year for the past 12 years.

What is the dividend of United Community Banks?

For the upcoming 12 months, dividends amounting to 0.98 USD are expected. This corresponds to a dividend yield of 3.5 %.

In which sector is United Community Banks located?

United Community Banks is assigned to the 'Finance' sector.

Wann musste ich die Aktien von United Community Banks kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of United Community Banks from 10/4/2024 amounting to 0.24 USD, you needed to have the stock in your portfolio before the ex-date on 9/16/2024.

When did United Community Banks pay the last dividend?

The last dividend was paid out on 10/4/2024.

What was the dividend of United Community Banks in the year 2023?

In the year 2023, United Community Banks distributed 0.86 USD as dividends.

In which currency does United Community Banks pay out the dividend?

The dividends of United Community Banks are distributed in USD.

All fundamentals about United Community Banks

Our stock analysis for United Community Banks Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of United Community Banks Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.