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Union Bank of Taiwan stock price, quote, forecast and news

2838.TW
TW0002838000

Price

14.70
Today +/-
-0.01
Today %
-3.34 %
P

Union Bank of Taiwan stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Union Bank of Taiwan stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Union Bank of Taiwan stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Union Bank of Taiwan stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Union Bank of Taiwan's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Union Bank of Taiwan Stock Price History

DateUnion Bank of Taiwan Price
9/4/202414.70 undefined
9/3/202415.20 undefined
9/2/202415.35 undefined
8/30/202415.45 undefined
8/29/202415.25 undefined
8/28/202415.35 undefined
8/27/202415.30 undefined
8/26/202415.35 undefined
8/23/202415.00 undefined
8/22/202414.95 undefined
8/21/202415.10 undefined
8/20/202415.00 undefined
8/19/202414.85 undefined
8/16/202414.95 undefined
8/15/202414.80 undefined
8/14/202415.15 undefined
8/13/202414.75 undefined
8/12/202414.85 undefined
8/9/202414.65 undefined
8/8/202414.40 undefined

Union Bank of Taiwan Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Union Bank of Taiwan, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Union Bank of Taiwan from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Union Bank of Taiwan’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Union Bank of Taiwan. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Union Bank of Taiwan’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Union Bank of Taiwan’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Union Bank of Taiwan’s growth potential.

Union Bank of Taiwan Revenue, EBIT and net profit per share

DateUnion Bank of Taiwan RevenueUnion Bank of Taiwan Net Income
202332.39 B undefined3.84 B undefined
202224.73 B undefined3.06 B undefined
20210 undefined3.98 B undefined
20200 undefined2.96 B undefined
20190 undefined2.88 B undefined
20180 undefined2.87 B undefined
20170 undefined2.75 B undefined
20160 undefined2.64 B undefined
20150 undefined3.12 B undefined
20140 undefined3.09 B undefined
20130 undefined2.86 B undefined
20120 undefined2.45 B undefined
20110 undefined1.65 B undefined
20100 undefined1.41 B undefined
20090 undefined256 M undefined
20080 undefined-1.21 B undefined
20070 undefined-4.94 B undefined
20060 undefined306 M undefined
20050 undefined-3.46 B undefined
20040 undefined1.6 B undefined

Union Bank of Taiwan Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
000000000000000000000000024.7332.39
--------------------------30.99
-------------------------61.90-
000000000000000000000000015.310
00000000000000000000000004.550
---------------------------
1.160.81.10.420.07-1.361.321.6-3.460.31-4.94-1.210.261.411.652.452.863.093.122.642.752.872.882.963.983.063.84
--31.1738.62-61.52-83.73-2,072.46-197.0621.12-316.13-108.85-1,715.03-75.52-121.16450.7816.6749.1816.508.220.87-15.544.144.410.452.8834.50-23.2225.43
---------------------------
---------------------------
1.761.761.931.921.871.871.872.022.242.682.352.422.923.043.243.243.263.273.283.283.283.283.293.33.33.783.79
---------------------------
Details

Keystats

Revenue and Growth

The Union Bank of Taiwan Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Union Bank of Taiwan is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                     
0000000000000000000000000128.340
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
000000000000000000000000031.140
0000000000000000000000000159.490
1.682.042.313.073.012.922.762.359.078.858.78.588.328.17.977.737.647.737.728.168.088.019.419.6711.8814.1917.17
3.353.853.623.613.762.823.193.740.080.10.210.070.060.050.070.050.050.050.050.050.051.621.591.541.991.941.94
000000000000000000000000022.470
000000000000000.140.10.062.050.160.180.180.180.150.180.190.20.18
000000002.762.762.572.512.372.372.121.991.9901.991.991.991.991.991.991.991.991.99
000000000000003.793.53.022.431.911.471.20.810.870.981.110.921
5.035.895.936.686.775.745.956.0811.9211.7111.4811.1610.7510.5314.0913.3812.7712.2711.8311.8511.512.6114.0114.3517.1641.7122.27
5.035.895.936.686.775.745.956.0811.9211.7111.4811.1610.7510.5314.0913.3812.7712.2711.8311.8511.512.6114.0114.3517.16201.222.27
                                                     
12.8213.6214.1914.8914.8914.8914.8915.1718.2518.2822.8623.1923.1919.4919.4920.2622.1724.5126.0526.0528.0528.930.8532.9334.9537.9439.79
0000000.040.060.060.060.030.030.030.030.030.030.030.030.030.038.038.038.048.048.058.088.13
1.911.912.442.161.940.581.93.50.040.35-4.7-5.91-5.651.183.564.575.396.137.098.6710.2511.2212.6813.3716.4915.6917.9
18171420102685821-27362520-57-756-167-279-78339416-80-765-414-605-1,091-1,637-508.76-609.27
0-0.23-0.3-0.29-0.1-0.04-0.02-0.020-0.04-0.13-0.250.020.1600.410.911.031.31.272.352.075.296.947.28-0.133.23
14.7515.3116.3416.7816.8415.516.8618.7318.3318.6818.117.0917.5320.122.912528.4232.0434.8935.9547.9249.8156.2560.1965.1461.0768.43
6.726.335.786.165.164.474.224.016.547.34.915.13.414.036.136.023.44.613.176.076.186.033.524.517.076.017.69
0000000000000000.550.740.850.770.770.750.790.980.981.231.141.34
0000000000000015331191050987741370122451660.56226.33
000000001.270.930.410.180.41.0534.5229.2726.5634.2926.9928.8730.2744.3365.3844.4351.2834.361.08
00000000000000000000000002.350
6.726.335.786.165.164.474.224.017.818.235.325.283.815.0740.835.8730.7239.7630.9835.8237.2751.270.2550.0460.0344.4670.34
000003.53.513.8847.4147.7659.0849.8545.8138.494.895.27.47.410.212.3413.1111.1813.0910.9111.018.048.11
000000000000000.380.350.580.710.880.830.941.271.621.71.681.822.28
0.670.710.350.350.740.820.710.662.261.72.031.551.511.652.393.283.253.66.357.367.627.669.0811.4914.2615.1717.22
0.670.710.350.350.744.324.2114.5449.6849.4661.1151.447.3240.147.658.8311.2311.7117.4420.5321.6720.1123.7924.0926.9525.0327.62
7.397.036.136.515.98.798.4318.5557.4857.6966.4356.6851.1345.2248.4544.741.9551.4648.4256.3458.9471.3194.0474.1386.9869.4997.96
22.1422.3422.4723.2922.7424.2825.2937.2875.8276.3884.5273.7768.6665.3171.3669.770.3783.583.3192.29106.86121.12150.29134.32152.11130.56166.4
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Union Bank of Taiwan provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Union Bank of Taiwan's financial health and stability.

Assets

Union Bank of Taiwan's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Union Bank of Taiwan must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Union Bank of Taiwan after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Union Bank of Taiwan's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (B)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (B)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
1.160.81.10.420.07-1.361.321.6-3.360.29-5.02-1.550.311.381.843.113.413.743.843.313.393.484.033.945.214.55
0.190.170.210.250.270.280.270.2510.50.790.870.870.971.271.541.661.631.711.821.941.992.482.492.642.71
27-37-2-134-161-8168-144-1,42950-1,520-58744323022200000000000
-0.840.680.2-1.744.354.29-14.62-12.28-25.0222.615.223.9615.387.861.230.87-8.356.03-6.623.28-42.5756.9-20.1512.38-0.88-1.35
0.010.15-0.030.380.140.831.341.546.640.192.43.351.381.421.04-6.08-6.75-6.31-6.66-6.89-7.21-7.34-8.27-9.94-9.67-8.97
000000000000002.8700003.693.624.185.474.63.054.75
119247231360208805697265155127142925920917114622061-168126152741412790
0.541.761.48-0.824.673.96-11.62-9.03-22.1823.641.876.0318.3811.865.59-0.56-10.025.1-7.731.53-44.4655.03-21.98.88-2.7-3.06
-525-451-432-411-161-179-232-315-4,066-729-914-767-1,094-2,065-2,666-2,374-2,286-266-230-764-267-288-346-269-423-2,215
-33.18-32.5-4.52.3-2.065.68-16.02-31.71-54.79-51.02-2.54-2.68-4.93-11.91-38.1-0.31-4.37-2.65-2.34-4.39-1.79-3.93-2.82-2.48-3.55-4.4
-32.66-32.04-4.072.71-1.95.86-15.79-31.4-50.72-50.29-1.63-1.92-3.84-9.85-35.442.07-2.08-2.38-2.11-3.63-1.53-3.64-2.47-2.21-3.13-2.18
00000000000000000000000000
000003.5084.872.01-4.51-1.72-0.53-3.71-0.10.343.20.522.973.690.87-2.190.87-1.022.28-2.83
000-0.11-0.1800.190.143040000000001000001.31
33.5333.3310.45-4.64-4.45-7.7327.8741.1767.4126.27-2.08-2.52-14.254.0131.68-0.023.170.542.442.949.74-3.330.412.815.6-8.92
33.5333.3310.45-4.53-3.97-11.2327.6833.0359.5524.26-1.57-0.8-13.727.7131.780.40.150.030.110.290.04-0.010.024.63.8-6.43
0000-2890000000000-757-181-9-637-1,042-1,172-1,133-480-768-480-974
0.882.67.43-3.16-1.841.90.230.43-9.52-1.12-2.760.82-0.753.31-0.51-1.23-10.983.5-7.54-0.49-37.3348.13-24.548.6-1.38-15.15
111,3131,047-1,2274,5113,779-11,849-9,346-26,24322,9109575,26717,2819,7922,928-2,938-12,3104,831-7,960761-44,72254,739-22,2488,610-3,126-5,271.92
00000000000000000000000000

Union Bank of Taiwan stock margins

The Union Bank of Taiwan margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Union Bank of Taiwan. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Union Bank of Taiwan.
  • 3 years

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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Union Bank of Taiwan's sales revenue. A higher gross margin percentage indicates that the Union Bank of Taiwan retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Union Bank of Taiwan's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Union Bank of Taiwan's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Union Bank of Taiwan's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Union Bank of Taiwan. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Union Bank of Taiwan's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Union Bank of Taiwan Margin History

DateUnion Bank of Taiwan Profit margin
202311.85 %
202212.37 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

Union Bank of Taiwan Stock Sales Revenue, EBIT, Earnings per Share

The Union Bank of Taiwan earnings per share therefore indicates how much revenue Union Bank of Taiwan has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Union Bank of Taiwan earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Union Bank of Taiwan's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Union Bank of Taiwan’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Union Bank of Taiwan's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Union Bank of Taiwan Revenue, EBIT and net profit per share

DateUnion Bank of Taiwan Sales per ShareUnion Bank of Taiwan Earnings per Share
20238.56 undefined1.01 undefined
20226.54 undefined0.81 undefined
20210 undefined1.21 undefined
20200 undefined0.9 undefined
20190 undefined0.88 undefined
20180 undefined0.87 undefined
20170 undefined0.84 undefined
20160 undefined0.8 undefined
20150 undefined0.95 undefined
20140 undefined0.95 undefined
20130 undefined0.88 undefined
20120 undefined0.76 undefined
20110 undefined0.51 undefined
20100 undefined0.46 undefined
20090 undefined0.09 undefined
20080 undefined-0.5 undefined
20070 undefined-2.1 undefined
20060 undefined0.11 undefined
20050 undefined-1.54 undefined
20040 undefined0.79 undefined

Union Bank of Taiwan business model

The Union Bank of Taiwan (UBOT) is a financial institution based in Taipei, Taiwan. It was founded in 1954 and has since become one of the leading banks in the country. UBOT offers a wide range of financial services and products tailored to the needs of both private and business customers. As a universal bank, UBOT provides a variety of financial services including loans and credit, deposits and savings, foreign exchange and securities trading, asset management, insurance, and electronic banking services. Its clientele includes local and international companies, government agencies, and individual customers. Currently, UBOT operates over 150 branches in Taiwan and abroad, including branches in Hong Kong, Singapore, and Los Angeles. This allows the bank to offer a wide range of banking services and solutions to its global customers. Throughout its history, the bank has successfully adapted to developments in the financial market. In the 1980s, UBOT expanded its business into investment banking. In the 1990s, it formed a joint venture with a Japanese bank, increasing its presence in the Asian market. UBOT was also one of the first banks in Taiwan to focus on retail banking and expand its product range to include consumer loans and insurance. In addition to traditional banking services, UBOT has also become a pioneer in the field of digital banking services. It has introduced a range of innovative products and solutions including mobile banking services, cryptocurrencies, and blockchain technology. UBOT divides its operations into various business divisions including retail banking, corporate banking, investment banking, and overseas banking. Each division is designed to meet the specific needs and requirements of different types of customers. The retail banking division offers financial services for individual customers including debit and credit cards, online banking, electronic transfers, consumer loans, mortgages, insurance, and deposit protection. In recent years, the division has expanded its product offerings and focused on online and mobile banking platforms to facilitate easier and more efficient banking transactions. The corporate banking division offers a wide range of financial services to companies and institutional customers. These services include credit and loan services, foreign exchange and interest rate management, trade financing, export credits, and leasing services. The division also supports business development and expansion by providing consulting services. The investment banking division offers a broad range of services for customers interested in investments and capital management. These services include stock and bond issuance, asset management, securities trading, and foreign exchange trading. The bank also provides advisory services to companies looking to develop a capital market strategy. Lastly, the overseas banking division provides services to both domestic and foreign customers in need of banking services outside Taiwan. The bank has a strong presence in Asia and operates a number of branches in major cities around the globe. In summary, the Union Bank of Taiwan is one of the leading financial institutions in Taiwan and Asia. UBOT offers a wide range of financial products and services for customers in various business and personal sectors. The bank has driven innovation throughout its history and successfully adapted to developments in the financial market to provide its customers with the best possible solutions. Union Bank of Taiwan is one of the most popular companies on Eulerpool.com.

Union Bank of Taiwan SWOT Analysis

Strengths

Union Bank of Taiwan has built a strong and recognized brand in the banking industry, which signifies trust and reliability among its customers.

The bank has a wide network of branches and ATMs, providing convenient access to its services for customers across Taiwan.

Weaknesses

Union Bank of Taiwan has a limited international presence compared to some other global banks, which restricts its ability to tap into overseas markets and diversify its revenue sources.

The bank's customer base consists of a significant number of older individuals, which poses challenges in attracting and retaining younger customers who are more tech-savvy and prefer digital banking solutions.

Opportunities

Union Bank of Taiwan can seize the opportunity to invest in digital technologies and enhance its online and mobile banking platforms. This can attract younger customers and improve overall customer satisfaction.

The bank can introduce new and innovative financial products and services to cater to the evolving needs of customers. This can help increase market share and generate additional revenue streams.

Threats

Union Bank of Taiwan faces fierce competition from both domestic and international banks operating in Taiwan. This puts pressure on market share, interest margins, and profitability.

Changes in banking regulations and compliance requirements pose a threat to the bank's operations. Adapting to new regulations and maintaining compliance can be costly and time-consuming.

Union Bank of Taiwan Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Union Bank of Taiwan historical P/E ratio, EBIT, and P/S ratio.

Union Bank of Taiwan shares outstanding

The number of shares was Union Bank of Taiwan in 2023 — This indicates how many shares 3.786 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Union Bank of Taiwan earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Union Bank of Taiwan's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Union Bank of Taiwan’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Union Bank of Taiwan's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Union Bank of Taiwan Stock splits

In Union Bank of Taiwan's history, there have been no stock splits.

Union Bank of Taiwan dividend history and estimates

In 2023, Union Bank of Taiwan paid a dividend amounting to 0.1 TWD. Dividend means that Union Bank of Taiwan distributes a portion of its profits to its owners.
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Dividend

Dividend Overview

The dividend per year chart for Union Bank of Taiwan provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Union Bank of Taiwan’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Union Bank of Taiwan's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Union Bank of Taiwan Dividend History

DateUnion Bank of Taiwan Dividend
20230.1 undefined
20220.13 undefined
20200.08 undefined
20180.29 undefined
20170.33 undefined
20160.29 undefined
20150.18 undefined

Union Bank of Taiwan dividend payout ratio

In 2023, Union Bank of Taiwan had a payout ratio of 13.37%. The payout ratio indicates the percentage of the company's profits that Union Bank of Taiwan distributes as dividends.
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Union Bank of Taiwan represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Union Bank of Taiwan could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Union Bank of Taiwan's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Union Bank of Taiwan Payout Ratio History

DateUnion Bank of Taiwan Payout ratio
202313.37 %
202216.21 %
202114.93 %
20208.97 %
201919.62 %
201833.68 %
201739.24 %
201636.63 %
201518.92 %
201419.62 %
201319.62 %
201219.62 %
201119.62 %
201019.62 %
200919.62 %
200819.62 %
200719.62 %
200619.62 %
200519.62 %
200419.62 %
Unfortunately, there are currently no price targets and forecasts available for Union Bank of Taiwan.

Union Bank of Taiwan list of shareholders

%
Name
Stocks
Change
Date
6.91 % Chung Li Investment Co., Ltd.299,087,000-2508/31/2023
4.40 % Pai Sheng Investment190,541,0006508/31/2023
4.29 % Tieh Sheng Investment Company Ltd.185,665,000-2008/31/2023
4.14 % Chuan Cheng Investment Ltd.179,147,0002008/31/2023
3.99 % Chien-Yuan Investment Co., Ltd.172,739,0003508/31/2023
3.82 % Wei Chi Investment165,375,00008/31/2023
3.60 % Chu-Pao Investment Co., Ltd.155,607,0001508/31/2023
3.46 % Kun Cho Investment Company Ltd.149,727,0001508/31/2023
3.21 % Chi-Shun Investment Co., Ltd.139,070,000-4008/31/2023
3.19 % Cheng Pang Construction Company Ltd.138,056,000-1008/31/2023
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Most common questions regarding Union Bank of Taiwan

What values and corporate philosophy does Union Bank of Taiwan represent?

Union Bank of Taiwan represents a strong commitment to its core values and corporate philosophy. The bank prioritizes integrity, professionalism, innovation, and service excellence. With a customer-centric approach, Union Bank of Taiwan aims to provide reliable, efficient, and personalized financial services to individuals and businesses alike. By embracing a culture of trust, accountability, and continuous improvement, the bank strives to foster long-term relationships and sustainable growth. Union Bank of Taiwan's dedication to meeting the diverse needs of its clients has solidified its position as a trusted financial institution in Taiwan.

In which countries and regions is Union Bank of Taiwan primarily present?

Union Bank of Taiwan is primarily present in Taiwan, as it is a Taiwanese bank.

What significant milestones has the company Union Bank of Taiwan achieved?

Union Bank of Taiwan has achieved several significant milestones throughout its history. Established in 1958, the bank has continually expanded its business operations, offering a wide range of financial services to both individual and corporate customers. Over the years, Union Bank of Taiwan has successfully established itself as a leading player in the Taiwanese banking industry. Leveraging its strong expertise and commitment to customer satisfaction, the bank has consistently achieved steady growth and profitability. With its extensive branch network and innovative product offerings, Union Bank of Taiwan continues to contribute to the development and stability of Taiwan's financial sector.

What is the history and background of the company Union Bank of Taiwan?

Union Bank of Taiwan, also known as UBOT, is a prestigious financial institution with a rich history and solid background. Established in 1989, UBOT has been serving the Taiwanese market with utmost dedication. As a major player in the banking sector, UBOT offers a wide range of financial services including commercial banking, retail banking, and wealth management. The bank has grown steadily over the years, priding itself on its strong financial performance and commitment to customer satisfaction. With its extensive network and expertise, Union Bank of Taiwan continues to play a vital role in contributing to the economic growth and development of Taiwan.

Who are the main competitors of Union Bank of Taiwan in the market?

The main competitors of Union Bank of Taiwan in the market are other major banking institutions in Taiwan, including Mega International Commercial Bank, Taipei Fubon Bank, CTBC Bank, and Cathay United Bank. These banks also have a strong presence and offer comprehensive financial services to both retail and corporate customers in Taiwan. Union Bank of Taiwan faces competition in areas such as loan offerings, deposit rates, customer service, and overall market share. Nonetheless, Union Bank of Taiwan remains a prominent player in the Taiwanese banking sector, leveraging its brand reputation and extensive network to serve its customers efficiently.

In which industries is Union Bank of Taiwan primarily active?

Union Bank of Taiwan is primarily active in the banking and financial services industry.

What is the business model of Union Bank of Taiwan?

The business model of Union Bank of Taiwan revolves around providing comprehensive financial services to its customers. As a leading bank in Taiwan, Union Bank offers a wide range of banking products and solutions, including personal banking, corporate banking, and wealth management services. With its extensive network and innovative technologies, the bank focuses on fostering long-term relationships with customers, delivering value-added financial solutions, and promoting sustainable growth. Union Bank of Taiwan aims to support the financial needs of individuals, businesses, and communities, while also striving to maintain a strong presence in the market and contribute to the overall development of the Taiwanese economy.

What is the P/E ratio of Union Bank of Taiwan 2024?

The P/E ratio cannot be calculated for Union Bank of Taiwan at the moment.

What is the P/S ratio of Union Bank of Taiwan 2024?

The P/S cannot be calculated for Union Bank of Taiwan currently.

What is the AlleAktien quality score of Union Bank of Taiwan?

The AlleAktien quality score for Union Bank of Taiwan is 3/10.

What is the revenue of Union Bank of Taiwan 2024?

The revenue cannot currently be calculated for Union Bank of Taiwan.

How high is the profit of Union Bank of Taiwan 2024?

The profit cannot currently be calculated for Union Bank of Taiwan.

What is the business model of Union Bank of Taiwan

The Union Bank of Taiwan (UBOT) is a leading bank in Taiwan that offers a wide range of financial products and services to its customers. The UBOT operates different divisions that all contribute to fulfilling the financial needs of customers. The first division of the UBOT is deposits and lending. The bank offers various types of deposit products such as savings accounts, fixed deposits, and checking accounts. On the lending side, the UBOT provides different types of loans including mortgage loans, consumer loans, and business loans. The UBOT is also willing to lend to small and medium-sized enterprises to support their business activities. Another important division of the UBOT is payment services. The bank offers various payment services such as transfers, checks, and credit card payments. The UBOT also has a wide range of debit and credit cards, including co-branded cards issued in collaboration with other companies. The UBOT also operates a trading business where it offers various types of securities such as stocks, bonds, and investment funds. The bank also has an international finance business where it assists customers with international payments and currency transactions. Another important component of the UBOT's business model is wealth management. The bank offers a wide range of investment products such as investment funds, structured products, capital investment products, and insurance products. The UBOT is also willing to support its customers with asset management and retirement planning. The UBOT also offers a range of digital services to meet the changing needs of customers. The bank provides a comprehensive online banking platform, mobile banking apps, and electronic wallets to enhance the availability and convenience of its services. Overall, the Union Bank of Taiwan's business model is focused on offering a comprehensive range of financial products and services to meet all customer requirements. The bank has a strong local presence as well as a wide range of digital services to ensure that its customers have access to its services anytime and anywhere. With its extensive range of products and services, comprehensive expertise, and strong local and global presence, the Union Bank of Taiwan is a leading provider of financial services in Taiwan.

What is the Union Bank of Taiwan dividend?

Union Bank of Taiwan pays a dividend of 0.13 TWD distributed over payouts per year.

How often does Union Bank of Taiwan pay dividends?

The dividend cannot currently be calculated for Union Bank of Taiwan or the company does not pay out a dividend.

What is the Union Bank of Taiwan ISIN?

The ISIN of Union Bank of Taiwan is TW0002838000.

What is the Union Bank of Taiwan ticker?

The ticker of Union Bank of Taiwan is 2838.TW.

How much dividend does Union Bank of Taiwan pay?

Over the past 12 months, Union Bank of Taiwan paid a dividend of 0.1 TWD . This corresponds to a dividend yield of about 0.65 %. For the coming 12 months, Union Bank of Taiwan is expected to pay a dividend of 0.1 TWD.

What is the dividend yield of Union Bank of Taiwan?

The current dividend yield of Union Bank of Taiwan is 0.65 %.

When does Union Bank of Taiwan pay dividends?

Union Bank of Taiwan pays a quarterly dividend. This is distributed in the months of August, August, August, August.

How secure is the dividend of Union Bank of Taiwan?

Union Bank of Taiwan paid dividends every year for the past 2 years.

What is the dividend of Union Bank of Taiwan?

For the upcoming 12 months, dividends amounting to 0.1 TWD are expected. This corresponds to a dividend yield of 0.65 %.

In which sector is Union Bank of Taiwan located?

Union Bank of Taiwan is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Union Bank of Taiwan kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Union Bank of Taiwan from 8/27/2024 amounting to 0.187 TWD, you needed to have the stock in your portfolio before the ex-date on 7/26/2024.

When did Union Bank of Taiwan pay the last dividend?

The last dividend was paid out on 8/27/2024.

What was the dividend of Union Bank of Taiwan in the year 2023?

In the year 2023, Union Bank of Taiwan distributed 0.131 TWD as dividends.

In which currency does Union Bank of Taiwan pay out the dividend?

The dividends of Union Bank of Taiwan are distributed in TWD.

All fundamentals about Union Bank of Taiwan

Our stock analysis for Union Bank of Taiwan Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Union Bank of Taiwan Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.