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Yiren Digital stock price, quote, forecast and news

YRD
US98585L1008
A2AC13

Price

32.01
Today +/-
-0.00
Today %
-0.09 %
P

Yiren Digital stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Yiren Digital stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Yiren Digital stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Yiren Digital stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Yiren Digital's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Yiren Digital Stock Price History

DateYiren Digital Price
9/6/202432.01 undefined
9/5/202432.04 undefined
9/4/202431.44 undefined
9/3/202431.05 undefined
8/30/202432.05 undefined
8/29/202432.08 undefined
8/28/202433.07 undefined
8/27/202434.55 undefined
8/26/202434.75 undefined
8/23/202434.61 undefined
8/22/202434.01 undefined
8/21/202433.01 undefined
8/20/202434.29 undefined
8/19/202435.15 undefined
8/16/202434.65 undefined
8/15/202433.79 undefined
8/14/202431.78 undefined
8/13/202433.27 undefined
8/12/202431.54 undefined

Yiren Digital Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Yiren Digital, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Yiren Digital from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Yiren Digital’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Yiren Digital. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Yiren Digital’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Yiren Digital’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Yiren Digital’s growth potential.

Yiren Digital Revenue, EBIT and net profit per share

DateYiren Digital RevenueYiren Digital EBITYiren Digital Net Income
2025e3.5 B undefined137.74 M undefined140.87 M undefined
2024e3.77 B undefined242.82 M undefined272.24 M undefined
20234.9 B undefined2.59 B undefined2.08 B undefined
20223.44 B undefined1.47 B undefined1.2 B undefined
20214.48 B undefined1.29 B undefined1.03 B undefined
20203.96 B undefined-50 M undefined-693 M undefined
20198.78 B undefined1.29 B undefined1.16 B undefined
201811.91 B undefined1.44 B undefined1.58 B undefined
20175.54 B undefined1.68 B undefined1.37 B undefined
20163.24 B undefined1.09 B undefined1.12 B undefined
20151.31 B undefined399 M undefined275 M undefined
2014196 M undefined-28 M undefined-28 M undefined
201319 M undefined-51 M undefined-51 M undefined

Yiren Digital Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
201320142015201620172018201920202021202220232024e2025e
0.020.21.313.245.5411.918.783.964.483.444.93.773.5
-931.58570.41146.4271.19114.83-26.30-54.8513.02-23.2942.50-22.94-7.16
63.1689.2992.5494.4492.4691.0992.4272.1183.0177.3880.06--
0.010.181.223.065.1310.858.112.863.722.663.9200
-0.05-0.030.41.091.681.441.29-0.051.291.472.590.240.14
-268.42-14.2930.3733.5130.2512.0914.66-1.2628.7442.8552.996.423.91
-0.05-0.030.281.121.371.581.16-0.691.031.22.080.270.14
--45.10-1,082.14305.8222.9415.16-26.84-159.95-249.0615.6874.06-86.92-48.53
117117117120122186187180171175178.6900
-------------
Details

Keystats

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Revenue and Growth

The Yiren Digital Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Yiren Digital is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (B)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (B)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
20132014201520162017201820192020202120222023
                     
000.850.971.862.613.22.472.874.275.79
1916183021403123305221499.03
0.010.220.0900.121.361.611.030.961.320.88
00000000000
00.010.2501.072.550.20.110.260.230.35
0.030.391.270.973.076.565.013.734.396.057.52
1316082266530253183111102.54
00.010.031.260.971.380.470.180.180.980.52
000.220.370.795.283.362.22.881.21.77
00000000000
00000000000
000.661.222.610.610.120.250.090.170.34
00.010.932.854.457.554.482.883.332.452.74
0.030.42.193.817.5214.119.496.617.728.510.26
                     
0000000000130
0.080.320.8101.121.295.045.065.15.165.17
-0.06-0.090.1901.84-1.67-0.53-1.26-0.250.912.99
0-0-0.022.140.010.020.020.020.010.010.02
00000000000
0.020.220.982.142.97-0.364.533.824.866.088.18
0050343074410191430.9
00.010.2901.32.191.730.990.880.640.45
0.010.170.260.420.198.90.981.330.860.941.54
00000000000
00000000000
0.010.180.550.421.5211.42.752.321.761.592.02
0000000.020.51.030.770
0000114872193911380122.08
000.672.233.022.732.160.060.020.070.05
000.672.233.033.212.40.61.160.910.18
0.010.181.222.644.5514.625.162.932.922.512.19
0.030.42.24.787.5214.259.686.747.788.5810.37
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Yiren Digital provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Yiren Digital's financial health and stability.

Assets

Yiren Digital's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Yiren Digital must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Yiren Digital after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Yiren Digital's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20132014201520162017201820192020202120222023
-0.05-0.030.2801.371.581.16-0.691.031.190
0130231481259143260
00-1750-353669-131-15184-1090
-0.02-0.20.2601.55-6.95-2.66-0.4-1.530.512.17
000.012.130.250.721.831.450.540.250
000001501851210
000003341110363780
-0.07-0.230.382.112.72-3.960.270.280.161.852.17
0-3-160-70-140-52-28-900
0-0-0.28-1.42-0.373.31.11-1.8-0.350.050.1
00-0.27-1.42-0.33.441.16-1.77-0.340.050.1
00000000000
00000.056.540.540.840.53-0.220
000000-36-3-2-30
70232735135-849-788-1,149955427-489-569
70232735135-294-7,217-1,656115-100-267-569
0000-605-10600000
000.820.861.48-1.450.23-0.560.241.421.7
-70.1-230.6361.72,113.42,645.9-4,099.8221.3253.1148.81,848.52,171.01
00000000000

Yiren Digital stock margins

The Yiren Digital margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Yiren Digital. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Yiren Digital.

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Gross margin
EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Yiren Digital's sales revenue. A higher gross margin percentage indicates that the Yiren Digital retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Yiren Digital's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Yiren Digital's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Yiren Digital's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Yiren Digital. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Yiren Digital's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Yiren Digital Margin History

Yiren Digital Gross marginYiren Digital Profit marginYiren Digital EBIT marginYiren Digital Profit margin
2025e80.06 %3.93 %4.02 %
2024e80.06 %6.44 %7.22 %
202380.06 %53 %42.49 %
202277.38 %42.85 %34.79 %
202183.01 %28.74 %23.07 %
202072.11 %-1.26 %-17.49 %
201992.42 %14.66 %13.17 %
201891.09 %12.09 %13.27 %
201792.46 %30.25 %24.75 %
201694.44 %33.51 %34.47 %
201592.54 %30.37 %20.93 %
201489.29 %-14.29 %-14.29 %
201363.16 %-268.42 %-268.42 %

Yiren Digital Stock Sales Revenue, EBIT, Earnings per Share

The Yiren Digital earnings per share therefore indicates how much revenue Yiren Digital has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Yiren Digital earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Yiren Digital's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Yiren Digital’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Yiren Digital's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Yiren Digital Revenue, EBIT and net profit per share

DateYiren Digital Sales per ShareYiren Digital EBIT per shareYiren Digital Earnings per Share
2025e20.15 undefined0 undefined0.81 undefined
2024e21.7 undefined0 undefined1.57 undefined
202327.4 undefined14.52 undefined11.64 undefined
202219.63 undefined8.41 undefined6.83 undefined
202126.19 undefined7.53 undefined6.04 undefined
202022.01 undefined-0.28 undefined-3.85 undefined
201946.93 undefined6.88 undefined6.18 undefined
201864.02 undefined7.74 undefined8.49 undefined
201745.43 undefined13.75 undefined11.25 undefined
201626.98 undefined9.04 undefined9.3 undefined
201511.23 undefined3.41 undefined2.35 undefined
20141.68 undefined-0.24 undefined-0.24 undefined
20130.16 undefined-0.44 undefined-0.44 undefined

Yiren Digital business model

Yiren Digital Ltd. is a Chinese company that specializes in the development and marketing of smart home and smart lifestyle products. The company was founded in 2014 by Xiong Li and has quickly become one of the leading providers of smart home solutions in China. Yiren Digital is one of the most popular companies on Eulerpool.com.

Yiren Digital SWOT Analysis

Strengths

Yiren Digital Ltd (Yiren) possesses several key strengths that contribute to its competitive position in the market.

  • Strong technological infrastructure: Yiren has invested heavily in building a robust technological infrastructure, enabling efficient operations and enhanced customer experience.
  • Established brand image: Yiren has successfully established a strong brand image in the digital lending industry, gaining trust and recognition from its target customers.
  • Diversified product portfolio: Yiren offers a diverse range of digital lending products, catering to various customer segments and needs, providing a competitive advantage.

Weaknesses

While Yiren Digital Ltd has a strong market position, there are several weaknesses that need to be addressed to ensure sustained growth.

  • Dependency on regulatory policies: Yiren's business operations are highly influenced by government regulations and policies, which may impact its ability to grow and expand.
  • Limited geographic presence: Yiren predominantly operates in the Chinese market, limiting its exposure to global markets and potential growth opportunities.

Opportunities

Yiren Digital Ltd can capitalize on the following opportunities to further strengthen its market position and drive growth.

  • Growing digital lending market: The global digital lending market is expanding rapidly, providing Yiren with ample opportunities to tap into new customer segments and expand its product offerings.
  • Technological advancements: Yiren can leverage emerging technologies such as artificial intelligence and big data analytics to enhance its risk assessment capabilities and improve operational efficiency.

Threats

Yiren Digital Ltd should be aware of the following threats that may impact its business and take necessary measures to mitigate risks.

  • Intense competition: The digital lending industry is highly competitive, with the presence of both established financial institutions and emerging fintech companies. Yiren must actively differentiate itself to maintain its market share.
  • Increased regulatory scrutiny: Government regulations around digital lending are evolving, and Yiren needs to ensure compliance with changing requirements to avoid penalties and reputational damage.

Yiren Digital Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Yiren Digital historical P/E ratio, EBIT, and P/S ratio.

Yiren Digital shares outstanding

The number of shares was Yiren Digital in 2023 — This indicates how many shares 178.688 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Yiren Digital earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Yiren Digital's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Yiren Digital’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Yiren Digital's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Yiren Digital dividend history and estimates

In 2023, Yiren Digital paid a dividend amounting to 0 CNY. Dividend means that Yiren Digital distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for Yiren Digital provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Yiren Digital’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Yiren Digital's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Yiren Digital Dividend History

DateYiren Digital Dividend
20180.28 undefined
20171.5 undefined

Yiren Digital dividend payout ratio

In 2023, Yiren Digital had a payout ratio of 7.58%. The payout ratio indicates the percentage of the company's profits that Yiren Digital distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Yiren Digital represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Yiren Digital could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Yiren Digital's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Yiren Digital Payout Ratio History

DateYiren Digital Payout ratio
2025e7.56 %
2024e7.33 %
20237.58 %
20227.77 %
20216.65 %
20208.32 %
20198.32 %
20183.3 %
201713.35 %
20168.32 %
20158.32 %
20148.32 %
20138.32 %
Unfortunately, there are currently no price targets and forecasts available for Yiren Digital.

Yiren Digital latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20201.68 0.2  (-88.07 %)2020 Q1
12/31/20191.27 4.34  (241.03 %)2019 Q4
9/30/20193.37 2.45  (-27.35 %)2019 Q3
6/30/20194.39 1.66  (-62.2 %)2019 Q2
3/31/20194.17 3.96  (-5.09 %)2019 Q1
12/31/20184.68 5.31  (13.37 %)2018 Q4
9/30/20183.7 2.41  (-34.89 %)2018 Q3
6/30/20184.52 3.19  (-29.49 %)2018 Q2
3/31/20186.35 4.58  (-27.96 %)2018 Q1
12/31/20175.73 7.67  (33.79 %)2017 Q4
1
2

Yiren Digital list of shareholders

%
Name
Stocks
Change
Date
0.49932 % Dimensional Fund Advisors, L.P.868,16874,94212/31/2023
0.14285 % Acadian Asset Management LLC248,367150,86812/31/2023
0.14285 % Renaissance Technologies LLC248,365-6,20012/31/2023
0.09121 % RFG Advisory, LLC158,586158,5863/31/2024
0.06202 % Morgan Stanley & Co. LLC107,83483,82512/31/2023
0.05649 % Connor, Clark & Lunn Investment Management Ltd.98,22640,80112/31/2023
0.03451 % Axxion S.A.60,000-15,0003/31/2024
0.02704 % Millennium Management LLC47,01947,01912/31/2023
0.02505 % Envestnet Asset Management, Inc.43,5537,04412/31/2023
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Most common questions regarding Yiren Digital

What values and corporate philosophy does Yiren Digital represent?

Yiren Digital Ltd represents core values of integrity, innovation, and inclusiveness. As a leading fintech company in China, Yiren Digital focuses on providing inclusive financial services to individuals and small businesses. With its advanced technology and extensive network, Yiren Digital is dedicated to facilitating financial connectivity and improving financial inclusion in China. The company's corporate philosophy emphasizes customer-centricity, continuous improvement, and responsible lending practices. By leveraging its expertise in online marketplace lending, Yiren Digital aims to empower borrowers and investors alike, fostering a more inclusive and sustainable financial ecosystem.

In which countries and regions is Yiren Digital primarily present?

Yiren Digital Ltd is primarily present in China.

What significant milestones has the company Yiren Digital achieved?

Yiren Digital Ltd has achieved several significant milestones in its history. One standout achievement was the company's successful initial public offering (IPO) on the New York Stock Exchange in 2015. This marked a major milestone for Yiren Digital Ltd, as the IPO raised substantial capital and brought increased visibility to the company in the global financial market. Additionally, Yiren Digital Ltd has consistently expanded its customer base and diversified its product offerings, solidifying its position as a leading fintech platform in China. The company's commitment to innovation and technology-driven solutions has also enabled it to stay at the forefront of the digital lending industry.

What is the history and background of the company Yiren Digital?

Yiren Digital Ltd, also known as Yirendai, is a leading online consumer finance platform in China. Founded in 2012, the company has rapidly grown to become a trusted provider of convenient, accessible, and secure lending services. Yirendai's innovative business model combines extensive online customer acquisition capabilities, risk assessment technologies, and efficient operational processes. The company focuses on facilitating small credit for individuals and connecting borrowers with investors seeking attractive returns. As a pioneer in China's peer-to-peer (P2P) lending industry, Yirendai has successfully served millions of customers while maintaining a strong commitment to regulatory compliance and superior customer experience.

Who are the main competitors of Yiren Digital in the market?

The main competitors of Yiren Digital Ltd in the market are (Answer: Company XYZ, Company ABC, and Company DEF).

In which industries is Yiren Digital primarily active?

Yiren Digital Ltd is primarily active in the financial technology (fintech) industry. As a leading online consumer finance marketplace in China, the company utilizes technology to connect borrowers and investors. Yiren Digital Ltd offers a wide range of lending products and services, including unsecured loans, secured loans, and wealth management solutions. With its innovative technology platform, Yiren Digital Ltd has revolutionized the lending industry by improving efficiency and expanding access to credit for individuals and small businesses in China.

What is the business model of Yiren Digital?

The business model of Yiren Digital Ltd focuses on providing financial technology solutions and services in China. As a leading online consumer finance marketplace, Yiren Digital connects borrowers and investors through its platform, facilitating peer-to-peer lending and wealth management transactions. The company utilizes advanced technology and big data analytics to assess the creditworthiness of borrowers, enabling them to access customized loan products and investment opportunities. Yiren Digital aims to provide efficient and convenient financial services to individuals and small businesses, while also mitigating risks through its stringent risk management and control systems.

What is the P/E ratio of Yiren Digital 2024?

The Yiren Digital P/E ratio is 21.01.

What is the P/S ratio of Yiren Digital 2024?

The Yiren Digital P/S ratio is 1.52.

What is the AlleAktien quality score of Yiren Digital?

The AlleAktien quality score for Yiren Digital is 5/10.

What is the revenue of Yiren Digital 2024?

The expected Yiren Digital revenue is 3.77 B CNY.

How high is the profit of Yiren Digital 2024?

The expected Yiren Digital profit is 272.24 M CNY.

What is the business model of Yiren Digital

Yiren Digital Ltd. is a Chinese company that was founded in Beijing in 2005. It offers an online credit platform called CreditEase, targeting individual and small business customers. Yiren Digital Ltd. was acquired by CreditEase Corporation with foreign participation in 2010. The products and services of Yiren Digital Ltd. are aimed at individuals and small businesses who do not have access to traditional banking services and loans. It is a peer-to-peer platform (P2P) offering various types of loans and investments. The different divisions of Yiren Digital Ltd. include: 1. Consumer Credit - Offering various types of personal loans such as auto loans, credit card loans, and debt consolidation loans. 2. Small Business Credit - Providing credit products for small and medium-sized businesses such as working capital loans, equipment loans, and franchise financing. 3. Wealth Management - Offering investment products such as fixed-income securities, investment funds, asset management, and private equity funds. 4. Payment and Clearing - Providing online payment services and clearing services for businesses and consumers to conduct cashless transactions. Yiren Digital Ltd. leverages advanced technology and innovative approaches to provide efficient services. The company has a state-of-the-art risk assessment and credit lending system and utilizes data analysis tools and machine learning algorithms to evaluate risks and improve service effectiveness. By collaborating with local banks and other certified partners, loans can be effectively disbursed on the platform. Yiren Digital Ltd. can also offer investment products by leveraging credit histories and risk assessments. The company also offers a mobile application for smartphones to enhance user experience and make the company more accessible to its target audience. Overall, the business model of Yiren Digital Ltd. aims to provide an alternative to traditional banking services and credit opportunities. Through innovative approaches, technological advancements, and strong partnerships, the company can better serve customers and meet their financial needs more efficiently.

What is the Yiren Digital dividend?

Yiren Digital pays a dividend of 0 CNY distributed over payouts per year.

How often does Yiren Digital pay dividends?

The dividend cannot currently be calculated for Yiren Digital or the company does not pay out a dividend.

What is the Yiren Digital ISIN?

The ISIN of Yiren Digital is US98585L1008.

What is the Yiren Digital WKN?

The WKN of Yiren Digital is A2AC13.

What is the Yiren Digital ticker?

The ticker of Yiren Digital is YRD.

How much dividend does Yiren Digital pay?

Over the past 12 months, Yiren Digital paid a dividend of 0.28 CNY . This corresponds to a dividend yield of about 0.87 %. For the coming 12 months, Yiren Digital is expected to pay a dividend of 0 CNY.

What is the dividend yield of Yiren Digital?

The current dividend yield of Yiren Digital is 0.87 %.

When does Yiren Digital pay dividends?

Yiren Digital pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Yiren Digital?

Yiren Digital paid dividends every year for the past 2 years.

What is the dividend of Yiren Digital?

For the upcoming 12 months, dividends amounting to 0 CNY are expected. This corresponds to a dividend yield of 0 %.

In which sector is Yiren Digital located?

Yiren Digital is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Yiren Digital kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Yiren Digital from 10/15/2024 amounting to 0.2 CNY, you needed to have the stock in your portfolio before the ex-date on 9/30/2024.

When did Yiren Digital pay the last dividend?

The last dividend was paid out on 10/15/2024.

What was the dividend of Yiren Digital in the year 2023?

In the year 2023, Yiren Digital distributed 0 CNY as dividends.

In which currency does Yiren Digital pay out the dividend?

The dividends of Yiren Digital are distributed in CNY.

All fundamentals about Yiren Digital

Our stock analysis for Yiren Digital Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Yiren Digital Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.