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World Acceptance stock price, quote, forecast and news

WRLD
US9814191048
892493

Price

117.07
Today +/-
+5.32
Today %
+5.22 %
P

World Acceptance stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the World Acceptance stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the World Acceptance stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the World Acceptance stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze World Acceptance's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

World Acceptance Stock Price History

DateWorld Acceptance Price
8/23/2024117.07 undefined
8/22/2024111.11 undefined
8/21/2024112.47 undefined
8/20/2024111.17 undefined
8/19/2024113.52 undefined
8/16/2024112.20 undefined
8/15/2024111.84 undefined
8/14/2024106.44 undefined
8/13/2024106.81 undefined
8/12/2024106.27 undefined
8/9/2024107.06 undefined
8/8/2024106.56 undefined
8/7/2024105.00 undefined
8/6/2024105.00 undefined
8/5/2024104.70 undefined
8/2/2024107.95 undefined
8/1/2024118.01 undefined
7/31/2024122.12 undefined
7/30/2024121.11 undefined
7/29/2024122.52 undefined
7/26/2024120.16 undefined

World Acceptance Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into World Acceptance, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by World Acceptance from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects World Acceptance’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of World Acceptance. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into World Acceptance’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing World Acceptance’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on World Acceptance’s growth potential.

World Acceptance Revenue, EBIT and net profit per share

DateWorld Acceptance RevenueWorld Acceptance EBITWorld Acceptance Net Income
2027e879.71 M undefined264.21 M undefined594.22 M undefined
2026e601.8 M undefined338.44 M undefined95.9 M undefined
2025e591.96 M undefined297.64 M undefined79.46 M undefined
2024573.21 M undefined97.81 M undefined77.35 M undefined
2023616.5 M undefined27.1 M undefined21.2 M undefined
2022582.4 M undefined65.6 M undefined53.9 M undefined
2021525.5 M undefined111.4 M undefined88.3 M undefined
2020590 M undefined34.9 M undefined28.2 M undefined
2019544.5 M undefined89.9 M undefined37.2 M undefined
2018502.7 M undefined96.9 M undefined53.7 M undefined
2017490.8 M undefined105.9 M undefined73.6 M undefined
2016557.5 M undefined137.9 M undefined87.4 M undefined
2015610.2 M undefined176 M undefined110.8 M undefined
2014599.3 M undefined170.2 M undefined106.6 M undefined
2013563.6 M undefined166.3 M undefined104.1 M undefined
2012540.2 M undefined159.9 M undefined100.7 M undefined
2011491.4 M undefined143.2 M undefined91.2 M undefined
2010440.6 M undefined119.4 M undefined73.7 M undefined
2009392.2 M undefined91.6 M undefined56.5 M undefined
2008346 M undefined83.3 M undefined50.3 M undefined
2007292.3 M undefined75.1 M undefined46.2 M undefined
2006243.3 M undefined61.6 M undefined38.5 M undefined
2005210.8 M undefined53.9 M undefined34 M undefined

World Acceptance Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
19881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025e2026e2027e
303233373943505869728091105120136155179210243292346392440491540563599610557490502544590525582616573591601879
-6.673.1312.125.4110.2616.2816.0018.974.3511.1113.7515.3814.2913.3313.9715.4817.3215.7120.1618.4913.2912.2411.599.984.266.391.84-8.69-12.032.458.378.46-11.0210.865.84-6.983.141.6946.26
86.6784.3875.7681.0884.6290.7092.0093.1095.6594.4493.7594.5194.2993.3396.3297.4297.7798.1097.1295.8995.3896.1796.8296.9597.4196.9896.4996.0795.1595.7196.2296.6995.5995.0594.3391.8891.27---
26272530333946546668758699112131151175206236280330377426476526546578586530469483526564499549566523000
5502379131612121621243036455361758391119143159166170176137105968934111652797297338264
16.6715.63-5.417.6916.2818.0022.4123.1916.6715.0017.5820.0020.0022.0623.2325.1425.2425.1025.6823.9923.2127.0529.1229.4429.4828.3828.8524.6021.4319.1216.365.7621.1411.174.3816.9350.2556.2430.03
23001458108871415192228343846505673911001041061108773533728885321777995594
-50.00---300.0025.0060.0025.00-20.00--12.50100.007.1426.6715.7927.2721.4311.7621.058.7012.0030.3624.669.894.001.923.77-20.91-16.09-27.40-30.19-24.32214.29-39.77-60.38266.672.6020.25525.26
33314.216.620.820.820.821.719.819.219.219.218.819.318.319.319.619.118.417.416.516.516.215.31311.19.38.78.899.286.76.45.95.86000
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Details

Keystats

ⓘ

Revenue and Growth

The World Acceptance Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the World Acceptance is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (B)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (k)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
1991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024
0.30.40.51.31.21.71.51.21.21.73.33.244.3345.87.66.35.4810.811.619.638.312.415.212.59.311.615.719.216.511.84
40.242.846.754.767.274.683.394.9108.6125.7150.4159.7188.1219.3246.4290350.2411.6460.4528.2597.7660.6722.100000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
0000000000000000000000000000000000
40.543.247.25668.476.384.896.1109.8127.4153.7162.9192.1223.6249.4294356419.2466.7533.6605.7671.4733.719.638.312.415.212.59.311.615.719.216.511.84
1.11.11.53.44.45.66.16.46.36.86.56.98.39.39.81114.318.723.12323.423.523.924.825.925.324.222.825.4126.4116.4110.7105.2102.4
0000000000000000000000000000000000
000000000000000000000001.051.0410.990.941.051.111.011.391.261.18
19.516.212.811.28.54.97.58.28.61012.213.212.812.512.812.111.11097.66.45.54.63.83.42.96.66.615.324.423.519.815.311.07
0000001.61.41.31.10.90.81.83.14.54.755.45.65.65.65.75.966.16.16.1777.47.47.47.47.37
0000000000000010.73.914.522.112.311.614.518.529.433.537.338.13999.723.827.226.139.841.730.94
0.020.020.010.010.010.010.020.020.020.020.020.020.020.020.040.030.040.060.050.050.050.050.061.121.111.071.061.071.121.31.191.571.431.33
0.060.060.060.070.080.090.10.110.130.150.170.180.220.250.290.330.40.480.520.580.660.720.81.141.151.081.081.091.131.311.21.591.451.34
6.5000000000000000000000000000000000
2.115.715.715.816.114.60.60.90.90.30.30.7112.8121.25.81.31727.147.465.689.8118.4141.9138.8144.2175.9198.1227.2255.6280.9288.1286.43
-0.20.95.311.119.730.338.346.453.867.982.4101.8115143.8177.7209.3209.8232.8283.5357.2395.1356277193.1188.6276344.6391.3354184.7149.392.197.2137.99
000000000000000-1000200-4,200-1,300100-2,700-400-4,100-14,900-22,900-27,800-26,100000000
0000000000000000000000000000000000
8.416.62126.935.844.938.947.354.768.282.7102.5116156.6189.7210.4215.6234.3296.3383442.6418.9366.4307.4315.6391.9461541.1552.1411.9404.9373385.3424.43
2.22.133.73.643.74.15.24.85.86.87.71018.31516.418.921.325.423.325.328.727.731.231.431.933.539.459.3415850.653.97
00000000000000000000000000000102.891.787.483.781.92
2.13.14.75.46.32.33.22.81.92.132.620.41.66.881811.41413.111.513.99.518.28.312.514.111.6511.67.42.50
0000000000000000000000000000000000
0000000000000000000000000000000000
4.35.27.79.19.96.36.96.97.16.98.89.49.710.419.921.824.436.932.739.436.436.842.637.249.439.744.447.651167.1144.3152.8136.8135.9
47.538.432.836.137.938.258.764.271.678.491.683.4102.59583.9100.6171.2214.9208.3176.2189.3279.3400.3505.5501.2374.7295.1244.9251.9451.1405692.4595.3496.03
3.12.41.91.2000000000000000000000000000000
000000000000000000-11.3-5.5-1.80000007.4000000
50.640.834.737.337.938.258.764.271.678.491.683.4102.59583.9100.6171.2214.9197170.7187.5279.3400.3505.5501.2374.7295.1252.3251.9451.1405692.4595.3496.03
54.94642.446.447.844.565.671.178.785.3100.492.8112.2105.4103.8122.4195.6251.8229.7210.1223.9316.1442.9542.7550.6414.4339.5299.9302.9618.2549.3845.2732.1631.92
0.060.060.060.070.080.090.10.120.130.150.180.20.230.260.290.330.410.490.530.590.670.740.810.850.870.810.80.840.861.030.951.221.121.06
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of World Acceptance provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand World Acceptance's financial health and stability.

Assets

World Acceptance's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that World Acceptance must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of World Acceptance after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into World Acceptance's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
012458108871415192228343847505673911001041061108773533728885321
33334334223333445667888777778811121110
0000000000000-10-16-1-430-2-4-10-4-3008-305-14-2
311200-1-1-1-10100410114-55-105-58-739-24-154-21
4454469991115192529334046567996100109120137156135113140142222265146235292
56533334556854347910999111619222319171623252151
0001357555781014151692632374050606667616238382315143010
910121414182120192031394855698798110136153183199219232246241206219218244281217272291
0000-3-2-3-9-3-2-4-5-4-5-5-6-5-8-9-11-6-7-7-7-7-9-8-10-11-20-25-16-6-5
-64-7-6-8-17-20-20-27-25-28-37-49-40-63-70-74-95-120-138-149-162-171-178-181-165-108-101-131-169-207-279-72-451-180
-64-6-6-7-13-18-16-18-21-25-32-44-35-58-65-67-89-112-129-137-155-164-170-173-157-99-93-120-158-186-253-56-445-174
0000000000000000000000000000000000
48-3-9-53102057613-819-7-101772430-281390121105-4-126-79-507198-46291-96
605000-1-14000-10-98-4-19-50-40-64-41-130-173-179-1083-320-68-192-90-98-13
54-3-5-531-1657612-891-14-1124-5-22-26-38-50-71-112-128-84-31-630-140182-113
00000000000000000-911122220-50-1-1-5-4-10-3
0000000000000000000000000000000000
000000000001000-1111-10220818-25216-22243-2
9.59.711.613.211.216.218.511.615.317.927.333.943.549.464.480.892.1101.8126.3142.4177.5192.7211.7224.4238.3232.8197.4208.5206.8224.7255.3201.1266.3285.8
0000000000000000000000000000000000

World Acceptance stock margins

The World Acceptance margin analysis displays the gross margin, EBIT margin, as well as the profit margin of World Acceptance. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for World Acceptance.

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the World Acceptance's sales revenue. A higher gross margin percentage indicates that the World Acceptance retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the World Acceptance's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the World Acceptance's total revenue generated. When comparing the revenue margin year over year, investors can gauge the World Acceptance's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the World Acceptance. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the World Acceptance's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

World Acceptance Margin History

World Acceptance Gross marginWorld Acceptance Profit marginWorld Acceptance EBIT marginWorld Acceptance Profit margin
2027e91.31 %30.03 %67.55 %
2026e91.31 %56.24 %15.94 %
2025e91.31 %50.28 %13.42 %
202491.31 %17.06 %13.49 %
202391.82 %4.4 %3.44 %
202294.27 %11.26 %9.25 %
202195.11 %21.2 %16.8 %
202095.61 %5.92 %4.78 %
201996.71 %16.51 %6.83 %
201896.2 %19.28 %10.68 %
201795.62 %21.58 %15 %
201695.17 %24.74 %15.68 %
201596.18 %28.84 %18.16 %
201496.46 %28.4 %17.79 %
201396.91 %29.51 %18.47 %
201297.43 %29.6 %18.64 %
201197.01 %29.14 %18.56 %
201096.87 %27.1 %16.73 %
200996.2 %23.36 %14.41 %
200895.4 %24.08 %14.54 %
200796 %25.69 %15.81 %
200697.04 %25.32 %15.82 %
200597.77 %25.57 %16.13 %

World Acceptance Stock Sales Revenue, EBIT, Earnings per Share

The World Acceptance earnings per share therefore indicates how much revenue World Acceptance has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue World Acceptance earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates World Acceptance's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of World Acceptance’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating World Acceptance's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

World Acceptance Revenue, EBIT and net profit per share

DateWorld Acceptance Sales per ShareWorld Acceptance EBIT per shareWorld Acceptance Earnings per Share
2027e150.64 undefined0 undefined101.75 undefined
2026e103.05 undefined0 undefined16.42 undefined
2025e101.36 undefined0 undefined13.61 undefined
202497.79 undefined16.69 undefined13.19 undefined
2023104.49 undefined4.59 undefined3.59 undefined
202291 undefined10.25 undefined8.42 undefined
202178.43 undefined16.63 undefined13.18 undefined
202073.75 undefined4.36 undefined3.53 undefined
201959.18 undefined9.77 undefined4.04 undefined
201855.86 undefined10.77 undefined5.97 undefined
201755.77 undefined12.03 undefined8.36 undefined
201664.08 undefined15.85 undefined10.05 undefined
201565.61 undefined18.92 undefined11.91 undefined
201453.99 undefined15.33 undefined9.6 undefined
201343.35 undefined12.79 undefined8.01 undefined
201235.31 undefined10.45 undefined6.58 undefined
201130.33 undefined8.84 undefined5.63 undefined
201026.7 undefined7.24 undefined4.47 undefined
200923.77 undefined5.55 undefined3.42 undefined
200819.89 undefined4.79 undefined2.89 undefined
200715.89 undefined4.08 undefined2.51 undefined
200612.74 undefined3.23 undefined2.02 undefined
200510.76 undefined2.75 undefined1.73 undefined

World Acceptance business model

World Acceptance Corp is a financial company that operates primarily in the United States and Mexico. It was founded in 1962 in South Carolina and has been listed on NASDAQ since 1989. World Acceptance Corp specializes in offering loans to customers who may not be able to obtain loans from traditional banks. The company has granted over 10 million loans to date, making it one of the largest providers of subprime loans. The business model of World Acceptance Corp is based on providing loans to individuals who may be deemed credit unworthy or have inadequate credit by traditional banks. World Acceptance Corp offers these loans at higher interest rates than traditional banks. Customers can choose from various types of loans, such as installment loans, auto loans, or loans for the purchase of electronics or furniture. The loan terms range from 6 to 36 months. In addition to its main loan business, World Acceptance Corp also offers various insurance products tailored to the needs of low-income customers. These products include accident and health insurance, which are intended to provide financial support to customers in case of injuries or illnesses. However, these insurance policies are controversial as they are often more expensive than comparable products offered by other providers. World Acceptance Corp operates in various segments. Its largest segment is the United States, where it has over 1,000 branches in 17 states. In Mexico, the company operates under the name "Vamos" and has over 270 branches. In both countries, World Acceptance Corp has a strong presence in rural areas where traditional banks are often unavailable. The company also has an online platform through which customers can apply for loans. World Acceptance Corp is not without criticism. Some consumer organizations accuse the company of profiting at the expense of low-income individuals by offering them loans at inflated interest rates. Others accuse World Acceptance Corp of using aggressive and unfair debt collection methods. In 2017, the company paid a fine of several million dollars to the US Consumer Financial Protection Bureau after being accused of deceptive and misleading advertising. Overall, World Acceptance Corp is a company that specializes in selling loans to low-income individuals at higher interest rates than traditional banks. The company operates in the United States and Mexico and has a strong presence in rural areas. World Acceptance Corp also offers various insurance products tailored to the needs of low-income customers. However, the company remains controversial due to its business practices and has had to pay penalties for misconduct in the past. World Acceptance is one of the most popular companies on Eulerpool.com.

World Acceptance SWOT Analysis

Strengths

World Acceptance Corp has built a strong reputation and presence in the financial services industry over the years.

The company offers a range of financial products and services, including small consumer loans, tax services, and insurance products.

World Acceptance Corp has a loyal customer base, which provides a stable source of revenue and potential for cross-selling other products.

Weaknesses

The company operates in a highly regulated industry, which exposes it to risks and compliance challenges.

World Acceptance Corp primarily operates in the United States, limiting its growth potential compared to competitors with a global presence.

Opportunities

The company can explore opportunities to expand its operations into new geographic areas or target underserved customer segments.

Leveraging new technologies can help World Acceptance Corp streamline its processes, improve customer experience, and gain a competitive edge.

Threats

Fluctuations in the economy can impact consumer spending and demand for financial services, potentially affecting the company's profitability.

The financial services industry is highly competitive, with new entrants and established players constantly vying for market share.

World Acceptance Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

World Acceptance historical P/E ratio, EBIT, and P/S ratio.

World Acceptance shares outstanding

The number of shares was World Acceptance in 2023 — This indicates how many shares 5.9 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue World Acceptance earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates World Acceptance's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of World Acceptance’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating World Acceptance's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

World Acceptance Stock splits

In World Acceptance's history, there have been no stock splits.
Unfortunately, there are currently no price targets and forecasts available for World Acceptance.

World Acceptance latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20241.72 1.79  (3.84 %)2025 Q1
3/31/20244.43 6.09  (37.41 %)2024 Q4
12/31/20231.92 2.84  (48.02 %)2024 Q3
9/30/20231.81 2.71  (50.11 %)2024 Q2
6/30/20230.65 1.62  (150.77 %)2024 Q1
3/31/20231.63 4.37  (167.65 %)2023 Q4
12/31/20220.56 0.98  (74.69 %)2023 Q3
9/30/20220.17 -0.24  (-238.97 %)2023 Q2
6/30/20220.11 -1.53  (-1,506.25 %)2023 Q1
3/31/20226.26 2.97  (-52.54 %)2022 Q4
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Eulerpool ESG Scorecard© for the World Acceptance stock

Eulerpool World ESG Rating (EESG©)

73/ 100

🌱 Environment

82

👫 Social

58

🏛️ Governance

78

Environment

Scope 1 - Direct Emissions
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Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
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Nuclear power
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Animal experiments
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Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
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Climate concept
—
Sustainable forestry
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Recycling regulations
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Environmentally friendly packaging
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Hazardous substances
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Fuel consumption and efficiency
❌
Water consumption and efficiency
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Social

Percentage of female employees85.19
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees21
Hispano/Latino Management share—
Percentage of Black employees16.39
Black Management Share—
Percentage of white employees59
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
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Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

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World Acceptance list of shareholders

%
Name
Stocks
Change
Date
9.63 % CAS Investment Partners, LLC562,491-182,00012/31/2023
9.35 % BlackRock Institutional Trust Company, N.A.545,83418,02912/31/2023
6.37 % The Vanguard Group, Inc.372,0817,17612/31/2023
4.91 % Dimensional Fund Advisors, L.P.286,5781,87112/31/2023
34.89 % Prescott General Partners LLC2,037,495-77,65012/31/2023
2.41 % State Street Global Advisors (US)140,821-73912/31/2023
2.02 % Prashad (Ravin Chad)117,928-4,07610/15/2023
1.44 % Geode Capital Management, L.L.C.84,1783,96512/31/2023
1.35 % Charles Schwab Investment Management, Inc.79,113-7,28412/31/2023
1.30 % Calmes (John L Jr.)76,165012/1/2023
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World Acceptance Executives and Management Board

Mr. Ravin Prashad43
World Acceptance President, Chief Executive Officer, Director (since 2018)
Compensation 956,588
Mr. John Calmes43
World Acceptance Chief Financial and Strategy Officer, Executive Vice President, Treasurer
Compensation 569,828
Dr. Daniel Dyer50
World Acceptance Executive Vice President, Chief Branch Operations Officer
Compensation 567,090
Mr. Luke Umstetter43
World Acceptance Senior Vice President, Chief Compliance Officer, General Counsel, Secretary
Compensation 387,935
Ms. A. Lindsay Caulder47
World Acceptance Senior Vice President - Human Resources
Compensation 341,115
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Most common questions regarding World Acceptance

What values and corporate philosophy does World Acceptance represent?

World Acceptance Corp is committed to upholding strong values and a clear corporate philosophy. As a leading financial services company, World Acceptance Corp prioritizes integrity, trust, and transparency in its operations. The company seeks to offer accessible and responsible credit solutions to underserved communities and customers, enabling them to meet their financial needs and enhance their quality of life. World Acceptance Corp believes in fostering strong customer relationships and providing exceptional customer service. With a focus on helping individuals build a positive credit history, the company strives to create a fair and inclusive financial environment for all.

In which countries and regions is World Acceptance primarily present?

World Acceptance Corp is primarily present in several countries and regions. With its headquarters in the United States, the company operates across North America, including the United States and Canada. Additionally, World Acceptance Corp extends its services to Mexico, where it has established a significant presence. This diversified geographic presence allows the company to serve a broad customer base and capitalize on different market opportunities.

What significant milestones has the company World Acceptance achieved?

World Acceptance Corp has achieved several significant milestones. One of their notable accomplishments was their inclusion in the Forbes America's Best Small Companies list in 2016 and 2017. Additionally, the company celebrated its 50th anniversary in 2012, highlighting its long-standing presence and success in the financial services industry. World Acceptance Corp has also been recognized for its commitment to corporate social responsibility, receiving the Gallup Great Workplace Award in 2018 and 2019. These milestones demonstrate the company's excellence and dedication in providing financial solutions and services.

What is the history and background of the company World Acceptance?

World Acceptance Corp, founded in 1962, is a renowned consumer finance company. With headquarters in Greenville, South Carolina, it operates across 15 U.S. states and Mexico. World Acceptance Corp offers installment loans, tax preparation services, and related products to individuals who have limited access to traditional credit sources. The company focuses on building customer relationships and providing responsible lending solutions. Over its long history, World Acceptance Corp has established itself as a leader in the subprime lending industry, catering to the financial needs of underserved communities. Its commitment to serving customers and promoting financial inclusion has contributed to its ongoing success and growth.

Who are the main competitors of World Acceptance in the market?

The main competitors of World Acceptance Corp in the market include companies such as OneMain Holdings Inc., Santander Consumer USA Holdings Inc., and Regional Management Corp. These companies also operate in the consumer finance industry and provide similar services and products as World Acceptance Corp. However, World Acceptance Corp differentiates itself through its strong customer base, wide geographical presence, and innovative loan products, giving it a competitive edge in the market.

In which industries is World Acceptance primarily active?

World Acceptance Corp is primarily active in the financial services industry, specifically specializing in providing installment loans and related products to individuals.

What is the business model of World Acceptance?

The business model of World Acceptance Corp revolves around providing consumer finance products and services. As a leading financial institution, the company focuses on offering installment loans to individuals who may not have access to traditional banking services. With a vast network of branches and online platforms, World Acceptance Corp aims to serve underbanked customers, providing them with the credit they need for various purposes such as purchasing household goods, making home repairs, or covering unexpected expenses. By tailoring their products to meet the unique financial needs of their customers, World Acceptance Corp strives to promote financial inclusion and support economic growth.

What is the P/E ratio of World Acceptance 2024?

The World Acceptance P/E ratio is 8.87.

What is the P/S ratio of World Acceptance 2024?

The World Acceptance P/S ratio is 1.2.

What is the AlleAktien quality score of World Acceptance?

The AlleAktien quality score for World Acceptance is 3/10.

What is the revenue of World Acceptance 2024?

The World Acceptance revenue is 573.21 M USD.

How high is the profit of World Acceptance 2024?

The World Acceptance profit is 77.35 M USD.

What is the business model of World Acceptance

World Acceptance Corporation (WAC) is a US-based company that offers financial services, particularly lending. Since its founding in 1962, WAC has been headquartered in Greenville, South Carolina. The business model of WAC essentially revolves around granting loans to "subprime" customers who are rejected by traditional lenders. This group of customers may be rejected by traditional lenders for various reasons, including lack of creditworthiness or insufficient credit. WAC serves customers in the US, as well as in Mexico, Romania, and the Republic of Georgia. The company is divided into two segments: US operations and international operations. The US operations are conducted by WAC Financial Services and include lending to consumers who typically need loans ranging from $300 to $4,000. Lending is usually done through WAC branches, of which there are currently about 1,200. WAC places great importance on personal interactions with its customers to ensure they receive the best possible service. WAC focuses on three main product lines: consumer lending, small business lending, and provision of tax preparation services and refund processing. In 2013, WAC expanded its business model by launching its online platform "Express Loan," which allows potential customers to apply for loans through the internet and receive quick decisions. The platform minimizes the need for personal interactions and increases efficiency. WAC's international operations are conducted by its subsidiary, World Finance. In each of the countries where the company operates, it offers similar products to those in the US. However, it also offers products tailored to the specific needs of each market. For example, in Mexico, WAC focuses on granting loans to consumers who want to purchase a vehicle or a house. Internationally operating companies often face greater uncertainty and volatility than companies that operate solely domestically. However, WAC has taken measures to hedge against these risks. One of the key measures is diversifying the company across different markets, reducing the risk of being heavily dependent on a single economy. The business model of World Acceptance Corporation is based on providing financial services to customers who are rejected by traditional lenders. The company has placed an emphasis on personal interactions with customers to ensure they receive the best possible service. WAC has expanded its business model by launching an online platform and diversifying into different markets.

What is the World Acceptance dividend?

World Acceptance pays a dividend of 0 USD distributed over payouts per year.

How often does World Acceptance pay dividends?

The dividend cannot currently be calculated for World Acceptance or the company does not pay out a dividend.

What is the World Acceptance ISIN?

The ISIN of World Acceptance is US9814191048.

What is the World Acceptance WKN?

The WKN of World Acceptance is 892493.

What is the World Acceptance ticker?

The ticker of World Acceptance is WRLD.

How much dividend does World Acceptance pay?

Over the past 12 months, World Acceptance paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, World Acceptance is expected to pay a dividend of 0 USD.

What is the dividend yield of World Acceptance?

The current dividend yield of World Acceptance is .

When does World Acceptance pay dividends?

World Acceptance pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of World Acceptance?

World Acceptance paid dividends every year for the past 0 years.

What is the dividend of World Acceptance?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is World Acceptance located?

World Acceptance is assigned to the 'Finance' sector.

Wann musste ich die Aktien von World Acceptance kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of World Acceptance from 8/24/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 8/24/2024.

When did World Acceptance pay the last dividend?

The last dividend was paid out on 8/24/2024.

What was the dividend of World Acceptance in the year 2023?

In the year 2023, World Acceptance distributed 0 USD as dividends.

In which currency does World Acceptance pay out the dividend?

The dividends of World Acceptance are distributed in USD.

All fundamentals about World Acceptance

Our stock analysis for World Acceptance Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of World Acceptance Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.