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Overview
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Meridian Bancorp Inc (MARYLAND) stock

EBSB
US58958U1034
A118TZ

Price

24.15
Today +/-
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Today %
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Meridian Bancorp Inc (MARYLAND) stock price

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Price

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Overview

The Quote Chart provides detailed and dynamic insights into the Meridian Bancorp Inc (MARYLAND) stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Meridian Bancorp Inc (MARYLAND) stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Meridian Bancorp Inc (MARYLAND) stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Meridian Bancorp Inc (MARYLAND)'s market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Meridian Bancorp Inc (MARYLAND) Stock Price History

DateMeridian Bancorp Inc (MARYLAND) Price
11/12/202124.15 undefined
11/11/202124.65 undefined

Meridian Bancorp Inc (MARYLAND) Revenue, EBIT, Net Income

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EBIT
Net Income
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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Meridian Bancorp Inc (MARYLAND), a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Meridian Bancorp Inc (MARYLAND) from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Meridian Bancorp Inc (MARYLAND)’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Meridian Bancorp Inc (MARYLAND). Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Meridian Bancorp Inc (MARYLAND)’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Meridian Bancorp Inc (MARYLAND)’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Meridian Bancorp Inc (MARYLAND)’s growth potential.

Meridian Bancorp Inc (MARYLAND) Revenue, EBIT and net profit per share

DateMeridian Bancorp Inc (MARYLAND) RevenueMeridian Bancorp Inc (MARYLAND) EBITMeridian Bancorp Inc (MARYLAND) Net Income
2024e169.64 M undefined0 undefined84.2 M undefined
2023e174.76 M undefined0 undefined78.61 M undefined
2022e183.64 M undefined0 undefined74.86 M undefined
2021e191.63 M undefined0 undefined81.81 M undefined
2020269.4 M undefined0 undefined65.1 M undefined
2019279.4 M undefined0 undefined67 M undefined
2018236.7 M undefined0 undefined55.8 M undefined
2017208.2 M undefined0 undefined42.9 M undefined
2016163.9 M undefined0 undefined34.2 M undefined
2015136.3 M undefined0 undefined24.6 M undefined
2014124.8 M undefined0 undefined22.3 M undefined
2013114.6 M undefined0 undefined15.4 M undefined
2012106.3 M undefined0 undefined12.4 M undefined
201194.2 M undefined0 undefined12 M undefined
201093.8 M undefined0 undefined13.4 M undefined
200962 M undefined0 undefined3.8 M undefined
200861.3 M undefined0 undefined-2.1 M undefined
200753.9 M undefined0 undefined2.3 M undefined
200648.5 M undefined0 undefined3.3 M undefined
200543.8 M undefined0 undefined5.4 M undefined
200442.6 M undefined0 undefined6.8 M undefined
200345.7 M undefined0 undefined7.8 M undefined
200245.4 M undefined0 undefined6.9 M undefined

Meridian Bancorp Inc (MARYLAND) Income Statement, Balance Sheet, Cash Flow Statement

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  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
20022003200420052006200720082009201020112012201320142015201620172018201920202021e2022e2023e2024e
45454243485361629394106114124136163208236279269191183174169
---6.672.3811.6310.4215.091.6450.001.0812.777.558.779.6819.8527.6113.4618.22-3.58-29.00-4.19-4.92-2.87
-----------------------
00000000000000000000000
00000000000000000000000
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676532-23131212152224344255676581747884
-16.67-14.29-16.67-40.00-33.33-200.00-250.00333.33-7.69-25.0046.679.0941.6723.5330.9521.82-2.9924.62-8.645.417.69
64.864.864.864.864.864.856.353.454.153.753.553.853.653.152.252.752.751.550.40000
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Details

Keystats

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Revenue and Growth

The Meridian Bancorp Inc (MARYLAND) Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Meridian Bancorp Inc (MARYLAND) is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
2005200620072008200920102011201220132014201520162017201820192020
                               
0000000000000000
0000000000000000
0000000000000000
0000000000000000
0000000000000000
0000000000000000
17.919.722.822.723.234.43738.739.438.540.241.44145.165.866.9
0.511.310.810.41111.512.600000013.415.212.2
0000000000000000
0000000000003.22.72.11.7
0000013.713.713.713.713.713.713.719.620.420.420.4
00010.11.55.47.49.713.515.621.221.515.218.216.721.4
18.43133.643.235.76570.762.166.667.875.176.67999.8120.2122.6
18.43133.643.235.76570.762.166.667.875.176.67999.8120.2122.6
                               
000000000500500500500500500500
000100.71019797.798.399.6411.5403.7390.1395.7378.6377.2364
103.6106.9109.2105.4109.2122.6134.5147162.4184.7206.2234.3268.5313.5365.7420.3
0.63.46.5-6.25.6-0.4-0.6-0.5-0.3-0.5-0.4-0.4-0.5-0.2-0.4-0.5
000008.44.65.44.43.4-1.72.20.6-0.10.20.5
104.2110.3115.7199.9215.8227.6236.2250.2266.1599.6608.3626.7664.8692.3743.2784.8
0000000000000000
10.611.714.113.213.111.818.518.122.32425.129.530.531.154.861.6
0000000000000000
0000000000000000
0000000000000000
10.611.714.113.213.111.818.518.122.32425.129.530.531.154.861.6
30.2000000000000000
0000000000000000
0062.5000000.1110.81.31.94.60
30.2062.5000000.1110.81.31.94.60
40.811.776.613.213.111.818.518.122.42526.130.331.83359.461.6
145122192.3213.1228.9239.4254.7268.3288.5624.6634.4657696.6725.3802.6846.4
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Meridian Bancorp Inc (MARYLAND) provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Meridian Bancorp Inc (MARYLAND)'s financial health and stability.

Assets

Meridian Bancorp Inc (MARYLAND)'s assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Meridian Bancorp Inc (MARYLAND) must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Meridian Bancorp Inc (MARYLAND) after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Meridian Bancorp Inc (MARYLAND)'s financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20042005200620072008200920102011201220132014201520162017201820192020
6532-231311121522243442556765
11111122222233333
1-100-2010-2-3-1-2-26-21-6
160024-618-413-127-310-97
0-10-12-5-10-40001143-3
000000000020202638619062
222000728912131927212127
99331493332722274450716665
-2-2-2-4-1-1-2-4-3-2-1-4-4-1-6-6-6
-28-32-79-19-160-134-19-156-356-417-470-361-767-597-918-97244
-26-30-76-15-159-132-16-151-353-414-469-357-763-596-911-90251
00000000000000000
22-1210-117-134-1600000000
0006224-6-2-5-1-1302-9-180-23-7-17
232867957512914512429038256722486471381665197
232867335113514712929138426523488872084986231
00000000000-1-6-7-10-14-16
46-879-8201351-63-6119-109140166-3034508
00000000000000000
00000000000000000

Meridian Bancorp Inc (MARYLAND) stock margins

The Meridian Bancorp Inc (MARYLAND) margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Meridian Bancorp Inc (MARYLAND). The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Meridian Bancorp Inc (MARYLAND).

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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Meridian Bancorp Inc (MARYLAND)'s sales revenue. A higher gross margin percentage indicates that the Meridian Bancorp Inc (MARYLAND) retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Meridian Bancorp Inc (MARYLAND)'s earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Meridian Bancorp Inc (MARYLAND)'s total revenue generated. When comparing the revenue margin year over year, investors can gauge the Meridian Bancorp Inc (MARYLAND)'s growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Meridian Bancorp Inc (MARYLAND). Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Meridian Bancorp Inc (MARYLAND)'s financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Meridian Bancorp Inc (MARYLAND) Margin History

Meridian Bancorp Inc (MARYLAND) Gross marginMeridian Bancorp Inc (MARYLAND) Profit marginMeridian Bancorp Inc (MARYLAND) EBIT marginMeridian Bancorp Inc (MARYLAND) Profit margin
2024e0 %0 %49.64 %
2023e0 %0 %44.98 %
2022e0 %0 %40.76 %
2021e0 %0 %42.69 %
20200 %0 %24.16 %
20190 %0 %23.98 %
20180 %0 %23.57 %
20170 %0 %20.61 %
20160 %0 %20.87 %
20150 %0 %18.05 %
20140 %0 %17.87 %
20130 %0 %13.44 %
20120 %0 %11.67 %
20110 %0 %12.74 %
20100 %0 %14.29 %
20090 %0 %6.13 %
20080 %0 %-3.43 %
20070 %0 %4.27 %
20060 %0 %6.8 %
20050 %0 %12.33 %
20040 %0 %15.96 %
20030 %0 %17.07 %
20020 %0 %15.2 %

Meridian Bancorp Inc (MARYLAND) Stock Sales Revenue, EBIT, Earnings per Share

The Meridian Bancorp Inc (MARYLAND) earnings per share therefore indicates how much revenue Meridian Bancorp Inc (MARYLAND) has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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EBIT per share
Earnings per Share
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Meridian Bancorp Inc (MARYLAND) earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Meridian Bancorp Inc (MARYLAND)'s earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Meridian Bancorp Inc (MARYLAND)’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Meridian Bancorp Inc (MARYLAND)'s prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Meridian Bancorp Inc (MARYLAND) Revenue, EBIT and net profit per share

DateMeridian Bancorp Inc (MARYLAND) Sales per ShareMeridian Bancorp Inc (MARYLAND) EBIT per shareMeridian Bancorp Inc (MARYLAND) Earnings per Share
2024e3.24 undefined0 undefined1.61 undefined
2023e3.33 undefined0 undefined1.5 undefined
2022e3.5 undefined0 undefined1.43 undefined
2021e3.66 undefined0 undefined1.56 undefined
20205.35 undefined0 undefined1.29 undefined
20195.43 undefined0 undefined1.3 undefined
20184.49 undefined0 undefined1.06 undefined
20173.95 undefined0 undefined0.81 undefined
20163.14 undefined0 undefined0.66 undefined
20152.57 undefined0 undefined0.46 undefined
20142.33 undefined0 undefined0.42 undefined
20132.13 undefined0 undefined0.29 undefined
20121.99 undefined0 undefined0.23 undefined
20111.75 undefined0 undefined0.22 undefined
20101.73 undefined0 undefined0.25 undefined
20091.16 undefined0 undefined0.07 undefined
20081.09 undefined0 undefined-0.04 undefined
20070.83 undefined0 undefined0.04 undefined
20060.75 undefined0 undefined0.05 undefined
20050.68 undefined0 undefined0.08 undefined
20040.66 undefined0 undefined0.1 undefined
20030.71 undefined0 undefined0.12 undefined
20020.7 undefined0 undefined0.11 undefined

Meridian Bancorp Inc (MARYLAND) business model

Meridian Bancorp Inc. (MARYLAND) is a US company headquartered in Baltimore, Maryland. The company was founded in 2009 and has since grown continuously. Meridian Bancorp is a holding company that offers various financial services through its subsidiary, Meridian Bank. The history of Meridian Bancorp began with the founding of Meridian Bank in 2004. The bank was established with the goal of providing high-quality financial services to customers in the Philadelphia region, as well as the states of Pennsylvania and New Jersey. In 2009, Meridian Bancorp was formed as a holding company. Meridian Bancorp's business model is to offer a wide range of financial services to its customers. The bank aims to build a personal relationship with each customer to understand their needs and expectations. Meridian Bancorp's target audience is primarily small and medium-sized enterprises, as well as individual customers. Meridian Bancorp is divided into several business areas. The core business of the company is deposits and loans. The bank offers various types of accounts, including checking accounts, savings accounts, and certificates. In terms of loans, Meridian Bancorp focuses on mortgages, home construction loans, and business loans. The bank also offers various types of credit card services. Another important business area of Meridian Bancorp is investment banking. The bank provides advisory services for mergers and acquisitions, equity placements, and stock buyback programs. Meridian Bancorp also advises companies on bond and securities issuances. Meridian Bancorp also operates a wealth management business. Here, customers are supported in managing their assets by providing them with comprehensive financial analysis and individual investment strategies. The wealth management business also offers tax planning services, retirement planning, and estate planning. Insurance is another important business area of Meridian Bancorp. The company offers various types of insurance products, including life and health insurance, homeowners insurance, and auto insurance. Meridian Bancorp collaborates with several leading insurance providers to offer a wide range of insurance products to its customers. In recent years, Meridian Bancorp has also focused on digital banking. The bank has developed a robust online banking platform that allows customers to manage their accounts online, make transfers, and perform financial transactions. Meridian Bancorp has also developed a mobile banking app that enables customers to conduct their banking activities on the go. Overall, Meridian Bancorp is a successful and fast-growing financial services company. The company has focused on a wide range of business areas to provide customers with comprehensive and holistic solutions for their financial needs. The bank has also embraced digital banking to make its services even more convenient and accessible for customers. Meridian Bancorp Inc (MARYLAND) is one of the most popular companies on Eulerpool.com.

Meridian Bancorp Inc (MARYLAND) SWOT Analysis

Strengths

1. Strong Financial Position: Meridian Bancorp Inc (Maryland) is backed by a solid financial foundation, allowing it to withstand market fluctuations and pursue growth opportunities.

2. Established Brand: The company has built a reputable brand name in the banking industry, which helps attract and retain customers, increasing its market share.

3. Diverse Product Portfolio: Meridian Bancorp Inc offers a wide range of financial products and services, including personal and business banking, loans, mortgages, and investment solutions, catering to various customer needs.

Weaknesses

1. Limited Geographic Presence: Meridian Bancorp Inc primarily operates in Maryland, which exposes it to regional economic risks and limits its customer base compared to nationwide banks.

2. Reliance on Traditional Banking: The company has been slow in adopting advanced digital banking technologies, potentially hindering its competitive edge in the rapidly evolving banking sector.

3. Rising Costs: Meridian Bancorp Inc faces the challenge of managing increasing operating expenses, which could impact its profitability and ability to invest in future growth initiatives.

Opportunities

1. Expansion into New Markets: Meridian Bancorp Inc can explore opportunities to expand its operations beyond Maryland, targeting promising markets to diversify its revenue streams.

2. Digital Transformation: Embracing technology-driven banking solutions can enhance customer experience, attract a younger demographic, and reduce operational costs for the company.

3. Acquisition and Partnerships: Strategic acquisitions or partnerships with complementary financial institutions can boost Meridian Bancorp Inc's market presence and expand its product offerings.

Threats

1. Intense Market Competition: The banking industry is highly competitive, with both traditional and online banks vying for customers. Meridian Bancorp Inc must continue to differentiate itself to retain its customer base.

2. Economic Uncertainty: Economic downturns, fluctuations in interest rates, and regulatory changes can significantly impact the bank's profitability and stability.

3. Cybersecurity Risks: With the growing reliance on digital platforms, Meridian Bancorp Inc faces the constant threat of cyberattacks, which could compromise customer data and erode trust.

Meridian Bancorp Inc (MARYLAND) Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Meridian Bancorp Inc (MARYLAND) historical P/E ratio, EBIT multiple, and P/S ratio

Meridian Bancorp Inc (MARYLAND) shares outstanding

The number of shares was Meridian Bancorp Inc (MARYLAND) in 2023 — This indicates how many shares 50.4 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Meridian Bancorp Inc (MARYLAND) earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Meridian Bancorp Inc (MARYLAND)'s earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Meridian Bancorp Inc (MARYLAND)’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Meridian Bancorp Inc (MARYLAND)'s prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Meridian Bancorp Inc (MARYLAND) stock splits

In Meridian Bancorp Inc (MARYLAND)'s history, there have been no stock splits.

Meridian Bancorp Inc (MARYLAND) dividend history and estimates

In 2023, Meridian Bancorp Inc (MARYLAND) paid a dividend amounting to 0.35 USD. Dividend means that Meridian Bancorp Inc (MARYLAND) distributes a portion of its profits to its owners.

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Dividend (Estimate)
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Dividend

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Dividend Overview

The dividend per year chart for Meridian Bancorp Inc (MARYLAND) provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Meridian Bancorp Inc (MARYLAND)’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Meridian Bancorp Inc (MARYLAND)'s overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Meridian Bancorp Inc (MARYLAND) Dividend History

DateMeridian Bancorp Inc (MARYLAND) Dividend
2024e0.37 undefined
2023e0.35 undefined
2022e0.33 undefined
2021e0.35 undefined
20200.32 undefined
20190.29 undefined
20180.22 undefined
20170.17 undefined
20160.12 undefined
20150.06 undefined

Meridian Bancorp Inc (MARYLAND) dividend payout ratio

In 2023, Meridian Bancorp Inc (MARYLAND) had a payout ratio of 23.54%. The payout ratio indicates the percentage of the company's profits that Meridian Bancorp Inc (MARYLAND) distributes as dividends.

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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Meridian Bancorp Inc (MARYLAND) represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Meridian Bancorp Inc (MARYLAND) could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Meridian Bancorp Inc (MARYLAND)'s payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Meridian Bancorp Inc (MARYLAND) Payout Ratio History

DateMeridian Bancorp Inc (MARYLAND) Payout ratio
2024e23.13 %
2023e23.54 %
2022e23.23 %
2021e22.61 %
202024.77 %
201922.29 %
201820.78 %
201720.88 %
201618.32 %
201512.95 %
201422.61 %
201322.61 %
201222.61 %
201122.61 %
201022.61 %
200922.61 %
200822.61 %
200722.61 %
200622.61 %
200522.61 %
200422.61 %
200322.61 %
200222.61 %
Unfortunately, there are currently no price targets and forecasts available for Meridian Bancorp Inc (MARYLAND).

Meridian Bancorp Inc (MARYLAND) shareholders

%
Name
Stocks
Change
Date
6.48478 % East Boston Savings Bank ESOPT3,399,320-37,31312/31/2020
6.27758 % BlackRock Institutional Trust Company, N.A.3,290,706-510,9006/30/2021
5.17208 % Dimensional Fund Advisors, L.P.2,711,203-135,0576/30/2021
5.03642 % ARP Americas LP2,640,090-66,8747/8/2021
4.78607 % The Vanguard Group, Inc.2,508,860-14,1826/30/2021
3.70385 % Renaissance Technologies LLC1,941,559-114,3006/30/2021
2.13574 % Magnetar Capital Partners LP1,119,5541,119,5546/30/2021
2.11899 % Impax Asset Management LLC1,110,773-2006/30/2021
2.02089 % AllianceBernstein L.P.1,059,353316,5286/30/2021
2.00417 % State Street Global Advisors (US)1,050,58859,0196/30/2021
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Most common questions regarding Meridian Bancorp Inc (MARYLAND)

What values and corporate philosophy does Meridian Bancorp Inc (MARYLAND) represent?

Meridian Bancorp Inc (MARYLAND) represents strong values and a robust corporate philosophy. The company prides itself on integrity, customer service, and commitment to excellence. With a focus on serving the community, Meridian Bancorp Inc (MARYLAND) strives to provide innovative financial solutions while maintaining trust and transparency. Dedicating itself to the highest standards of professionalism, the company aims to foster long-term relationships with clients, employees, and stakeholders. Meridian Bancorp Inc (MARYLAND) believes in empowering individuals and businesses to achieve their financial goals through personalized expertise and reliable guidance. By prioritizing customer satisfaction and ethical practices, Meridian Bancorp Inc (MARYLAND) continues to uphold its reputation as a trustworthy and reputable institution.

In which countries and regions is Meridian Bancorp Inc (MARYLAND) primarily present?

Meridian Bancorp Inc (MARYLAND) primarily operates in the United States of America.

What significant milestones has the company Meridian Bancorp Inc (MARYLAND) achieved?

Meridian Bancorp Inc (MARYLAND) has achieved notable milestones since its establishment. The company successfully expanded its portfolio by acquiring East Boston Savings Bank in 2017, enhancing its market presence and customer base. Meridian Bancorp Inc (MARYLAND) has also demonstrated consistent growth in its financial performance, delivering strong earnings and asset quality. Additionally, the company actively engages in community development initiatives, strengthening its corporate social responsibility. Meridian Bancorp Inc (MARYLAND) continues to focus on innovation and customer-centric solutions, ensuring sustainable growth and value creation for its shareholders.

What is the history and background of the company Meridian Bancorp Inc (MARYLAND)?

Meridian Bancorp Inc (MARYLAND) is a financial institution with a rich history and strong background. Founded in 1989, the company operates as the holding company for East Boston Savings Bank. Meridian Bancorp provides a broad range of banking services to individuals, businesses, and municipalities in Maryland. Over the years, Meridian Bancorp has established itself as a trusted and reliable player in the financial market, offering innovative products and personalized customer service. With a focus on community banking, the company has deep roots in the local economy, actively supporting various community organizations and initiatives. Meridian Bancorp's commitment to financial excellence, combined with its sound business practices, ensures its continued growth and success in the Maryland market. As a leading financial institution, Meridian Bancorp Inc (MARYLAND) remains dedicated to serving the diverse needs of its customers and contributing to the prosperity of the communities it serves.

Who are the main competitors of Meridian Bancorp Inc (MARYLAND) in the market?

The main competitors of Meridian Bancorp Inc (MARYLAND) in the market include other regional and national banks such as Wells Fargo, Bank of America, PNC Financial Services, and Citizens Financial Group. These competitors operate in similar markets and offer a range of financial services to customers, including retail and commercial banking, mortgages, and wealth management. Meridian Bancorp Inc maintains its competitive edge through its customer-focused approach, personalized services, and innovative products.

In which industries is Meridian Bancorp Inc (MARYLAND) primarily active?

Meridian Bancorp Inc (MARYLAND) is primarily active in the banking and financial services industry.

What is the business model of Meridian Bancorp Inc (MARYLAND)?

The business model of Meridian Bancorp Inc (MARYLAND) revolves around being a financial services holding company. It primarily operates through its subsidiary bank, East Boston Savings Bank. Meridian Bancorp Inc (MARYLAND) offers a wide range of banking products and services, including checking and savings accounts, loans, mortgages, and investment services. With a focus on community banking, the company aims to provide personalized and convenient banking solutions to individuals, businesses, and organizations in the communities it serves. By maintaining strong customer relationships and delivering innovative financial solutions, Meridian Bancorp Inc (MARYLAND) strives to foster long-term growth and financial success for its customers and shareholders.

What is the P/E ratio of Meridian Bancorp Inc (MARYLAND) 2024?

The Meridian Bancorp Inc (MARYLAND) P/E ratio is 14.46.

What is the P/S ratio of Meridian Bancorp Inc (MARYLAND) 2024?

The Meridian Bancorp Inc (MARYLAND) P/S ratio is 7.17.

What is the AlleAktien quality score of Meridian Bancorp Inc (MARYLAND)?

The AlleAktien quality score for Meridian Bancorp Inc (MARYLAND) is 5/10.

What is the revenue of Meridian Bancorp Inc (MARYLAND) 2024?

The expected Meridian Bancorp Inc (MARYLAND) revenue is 169.64 M USD.

How high is the profit of Meridian Bancorp Inc (MARYLAND) 2024?

The expected Meridian Bancorp Inc (MARYLAND) profit is 84.2 M USD.

What is the business model of Meridian Bancorp Inc (MARYLAND)

Meridian Bancorp Inc. is a diversified financial holding company based in Maryland that offers various financial services. The company is the parent company of a subsidiary called East Boston Savings Bank (EBSB), which operates in Massachusetts. EBSB is a nonprofit bank that has been in the banking business for over 170 years. It offers various deposit products such as savings and checking accounts, certificates, and money market loans. Additionally, it provides loans for mortgages, homes, and businesses. Another division of Meridian Bancorp is retail banking, which operates branches in Massachusetts and offers a wide range of financial products and services for individuals and businesses. Retail banking includes deposits, loans, mortgages, investment services, and insurance. The company also engages in asset management and offers customers personalized investment strategies and tailored portfolios. Meridian Bancorp's asset management is customized to the needs of customers seeking higher returns and optimizing their wealth strategy. Another key business area for the company is lending to the construction industry, particularly to construction firms and developers. The company offers construction financing as well as deposit products to meet customers' credit and financing needs. Meridian Bancorp has a strong online presence and offers its customers a variety of products and services through the internet. The online banking platform enables customers to transfer funds, manage their accounts, and access investment and insurance services. The company is also involved in agricultural financing and provides loans for agricultural operations, agricultural properties, and crop and livestock inventory. This area focuses on environmentally friendly, sustainable agricultural practices. Meridian Bancorp is a publicly traded company on the Nasdaq stock exchange and pursues a growth strategy through acquiring other financial institutions and expanding its banking business. The company aims to provide a high level of customer service and differentiate itself through a customer-centric business philosophy. Overall, Meridian Bancorp's business model is characterized by a wide range of financial products and services, a strong online presence, and a customer-centric business philosophy. With its diversified business strategy and its position as the parent company of East Boston Savings Bank, the company is well positioned to succeed in a fast-paced and highly competitive financial market.

What is the Meridian Bancorp Inc (MARYLAND) dividend?

Meridian Bancorp Inc (MARYLAND) pays a dividend of 0 USD distributed over payouts per year.

How often does Meridian Bancorp Inc (MARYLAND) pay dividends?

The dividend cannot currently be calculated for Meridian Bancorp Inc (MARYLAND) or the company does not pay out a dividend.

What is the Meridian Bancorp Inc (MARYLAND) ISIN?

The ISIN of Meridian Bancorp Inc (MARYLAND) is US58958U1034.

What is the Meridian Bancorp Inc (MARYLAND) WKN?

The WKN of Meridian Bancorp Inc (MARYLAND) is A118TZ.

What is the Meridian Bancorp Inc (MARYLAND) ticker?

The ticker of Meridian Bancorp Inc (MARYLAND) is EBSB.

How much dividend does Meridian Bancorp Inc (MARYLAND) pay?

Over the past 12 months, Meridian Bancorp Inc (MARYLAND) paid a dividend of 0.32 USD . This corresponds to a dividend yield of about 1.33 %. For the coming 12 months, Meridian Bancorp Inc (MARYLAND) is expected to pay a dividend of 0.35 USD.

What is the dividend yield of Meridian Bancorp Inc (MARYLAND)?

The current dividend yield of Meridian Bancorp Inc (MARYLAND) is 1.33 %.

When does Meridian Bancorp Inc (MARYLAND) pay dividends?

Meridian Bancorp Inc (MARYLAND) pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Meridian Bancorp Inc (MARYLAND)?

Meridian Bancorp Inc (MARYLAND) paid dividends every year for the past 10 years.

What is the dividend of Meridian Bancorp Inc (MARYLAND)?

For the upcoming 12 months, dividends amounting to 0.35 USD are expected. This corresponds to a dividend yield of 1.46 %.

In which sector is Meridian Bancorp Inc (MARYLAND) located?

Meridian Bancorp Inc (MARYLAND) is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Meridian Bancorp Inc (MARYLAND) kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Meridian Bancorp Inc (MARYLAND) from 10/5/2021 amounting to 0.1 USD, you needed to have the stock in your portfolio before the ex-date on 9/20/2021.

When did Meridian Bancorp Inc (MARYLAND) pay the last dividend?

The last dividend was paid out on 10/5/2021.

What was the dividend of Meridian Bancorp Inc (MARYLAND) in the year 2023?

In the year 2023, Meridian Bancorp Inc (MARYLAND) distributed 0.332 USD as dividends.

In which currency does Meridian Bancorp Inc (MARYLAND) pay out the dividend?

The dividends of Meridian Bancorp Inc (MARYLAND) are distributed in USD.

All fundamentals about Meridian Bancorp Inc (MARYLAND)

Our stock analysis for Meridian Bancorp Inc (MARYLAND) Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Meridian Bancorp Inc (MARYLAND) Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.