Own the gold standard ✨ in financial data & analytics
fair value · 20 million securities worldwide · 50 year history · 10 year estimates · leading business news

Subscribe for $2
Overview
Profile

CoreCard stock price, quote, forecast and news

CCRD
US45816D1000
890369

Price

15.63
Today +/-
+0.37
Today %
+2.66 %
P

CoreCard stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the CoreCard stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the CoreCard stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the CoreCard stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze CoreCard's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

CoreCard Stock Price History

DateCoreCard Price
9/18/202415.63 undefined
9/17/202415.22 undefined
9/16/202415.34 undefined
9/13/202415.42 undefined
9/12/202415.20 undefined
9/11/202414.84 undefined
9/10/202414.59 undefined
9/9/202414.64 undefined
9/6/202414.69 undefined
9/5/202414.27 undefined
9/4/202414.18 undefined
9/3/202414.00 undefined
8/30/202414.54 undefined
8/29/202414.52 undefined
8/28/202414.21 undefined
8/27/202414.13 undefined
8/26/202413.67 undefined
8/23/202413.66 undefined
8/22/202413.00 undefined
8/21/202413.61 undefined

CoreCard Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into CoreCard, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by CoreCard from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects CoreCard’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of CoreCard. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into CoreCard’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing CoreCard’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on CoreCard’s growth potential.

CoreCard Revenue, EBIT and net profit per share

DateCoreCard RevenueCoreCard EBITCoreCard Net Income
2025e58.09 M undefined6.57 M undefined5.07 M undefined
2024e55.15 M undefined198,900 undefined4.66 M undefined
202356 M undefined5.31 M undefined3.4 M undefined
202269.77 M undefined19.95 M undefined13.88 M undefined
202148.25 M undefined11.66 M undefined9.04 M undefined
202035.87 M undefined11.29 M undefined8.16 M undefined
201934.3 M undefined13.39 M undefined10.97 M undefined
201820.1 M undefined6.14 M undefined6.24 M undefined
20179.18 M undefined-1.5 M undefined370,000 undefined
20168.18 M undefined-690,000 undefined-1.11 M undefined
20154.78 M undefined-2.83 M undefined18.02 M undefined
20144.19 M undefined-2.3 M undefined-80,000 undefined
201316.32 M undefined450,000 undefined1.08 M undefined
201216.53 M undefined-160,000 undefined530,000 undefined
201116.32 M undefined310,000 undefined1.06 M undefined
201015.44 M undefined230,000 undefined280,000 undefined
200912.87 M undefined-1.28 M undefined-1.21 M undefined
200816.88 M undefined-2.84 M undefined-820,000 undefined
200715.41 M undefined-3.13 M undefined-2.42 M undefined
200614.46 M undefined-3.98 M undefined4.47 M undefined
200512.9 M undefined-4.56 M undefined-1.63 M undefined
200422.33 M undefined-270,000 undefined2.56 M undefined

CoreCard Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
19871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e
7974555148512212823211887810132212141516121516161644892034354869565558
--6.33-25.68-7.27-5.88-89.58140.0075.0033.33-17.86-8.70-14.29-55.56-12.5014.2925.0030.0069.23-45.4516.677.146.67-25.0025.006.67---75.00-100.0012.50122.2270.002.9437.1443.75-18.84-1.795.45
30.3820.2718.1825.4931.2540.0050.0047.6246.4343.4838.1027.7850.0057.1450.0040.0046.1559.0950.0050.0040.0043.7550.0046.6750.0043.7543.7550.0050.0050.0044.4455.0064.7160.0054.1753.6235.71--
241510131526101310854444613676767877224411222126372000
-2-7-9-13-8-4-2-8-2-2-4-700-10-12-80-4-3-3-2-10000-2-20-1613111119506
-2.53-9.46-16.36-25.49-16.67-80.00-16.67-38.10-7.14-8.70-19.05-38.89---125.00-120.00-61.54--33.33-21.43-20.00-12.50-8.33-----50.00-50.00--11.1130.0038.2431.4322.9227.548.93-10.34
915-3-11-1-30-704-7-1089-12-42-14-20-10101018-106108913345
-66.67-120.00266.67-90.91200.00-----275.00-85.71--12.50-233.33-66.67-150.00-150.00-500.00-150.00---------105.56--66.67-20.0012.5044.44-76.9233.3325.00
9.719.638.557.667.186.676.525.955.375.285.095.15.345.635.154.54.484.614.484.484.484.486.358.968.988.978.968.968.818.748.888.958.979.018.818.68.4700
---------------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The CoreCard Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the CoreCard is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (k)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (k)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (k)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (k)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                       
3.469.281.064.482.41.292.30.523.490.040.460.740.5912.032.641.130.670.382.140.551.072.82.943.362.623.783.0918.4618.1414.4619.2726.4237.9629.2425.3732.15
11.939.829.198.4310.433.153.453.963.763.862.171.461.252.33.031.542.931.832.012.141.571.682.232.53.042.430.50.961.331.213.738.763.275.5513.227.54
4.182.061.993.863.468.841.533.133.220.330.180.264.090.420.20.15003.440.540.350.490.60.250.2500000.010.58000.2200
21.0310.125.414.266.440.50.480.50.650.610.740.330.480.550.670.770.650.770.91.421.050.960.830.820.881.110000000000
2.051.280.770.840.814.221.780.530.740.790.990.260.270.350.210.610.220.361.072.220.280.40.40.280.340.333.355.051.162.371.20.911.261.833.734.81
42.6532.5618.4221.8723.54189.548.6411.865.634.543.056.6815.656.754.24.473.349.566.874.326.3377.217.137.656.9424.4720.6318.0524.7836.0942.4936.8442.3244.49
2.672.521.681.191.140.581.471.622.132.852.570.690.480.660.760.750.780.941.011.891.581.261.151.221.141.150.580.640.71.261.513.129.814.3315.3813.32
1.953.221.711.671.121.548.1210.928.979.518.598.5810.57.487.156.284.884.571.171.131.211.221.291.291.561.651.611.021.271.040.763.081.926.365.184.06
11.814.213.819.568.51.082.591.361.410.130.080.050.38000000.840.351.321.010.470.24000001.251.751.82.680.1500
0000000000000460790480700530360310270220180130110600000000017034
000003.561.040.790.570.970.02001.812.382.042.052.052.052.050000000000000000
3.846.267.052.73.662.1200001.31.30.020.030.030.010.030.020.020.02000000.120.080.060.10.170.50.160.130.480.191.92
20.2626.224.2515.1214.428.8813.2214.6913.0813.4612.5610.6211.3810.4411.119.568.448.115.455.754.383.713.092.882.812.982.271.722.073.724.528.1614.5321.3220.9219.34
62.9158.7642.6736.9937.9626.8822.7623.3324.9419.0917.113.6718.0626.0917.8613.7612.9111.4515.0112.628.710.0410.0910.099.9410.639.2126.1922.721.7729.344.2557.0258.1663.2463.83
                                                                       
51.244.131.670.070.070.070.060.050.050.050.050.050.060.160.390.050.050.050.050.050.050.090.090.090.090.090.090.090.090.090.090.090.090.090.090.09
00027.5227.4627.0425.2624.7624.1424.0524.0524.0724.2218.4418.4318.4118.4118.4118.4318.4418.4621.4121.4221.4621.4121.4921.5420.8817.8614.8815.0515.4515.8416.2616.4716.62
0001.32-2.4-2.82-10.55-10.41-6.17-13.34-14.89-14.64-9.38-0.27-12.53-17.33-14.76-16.39-11.92-14.34-15.17-16.38-15.35-14.29-13.76-12.67-12.755.274.164.6310.8821.8430.0139.0452.9356.32
-0.11-0.11-0.08-0.2-0.55-0.174.434.323.610.64-0.20-0.22-0.36-0.06-0.06-0.12-0.06-0.13-0.13-0.09-0.030-0.11-0.1-0.1-0.11-0.18-0.16-0.14-0.09-0.09-0.14-0.19-0.060.03
0000000000630730000000000000000000000000
51.0943.9931.5928.7124.5824.1219.218.7221.6311.49.6410.2114.6817.976.231.073.582.016.434.023.255.096.167.157.648.818.7726.0621.9519.4625.9337.2945.855.269.4373.06
4.443.932.592.776.631.121.221.630.981.291.730.440.361.011.30.930.870.851.561.480.920.580.320.460.290.470.090.080.30.320.270.40.712.762.011.56
3.393.342.831.952.891.511.991.442.313.432.571.650.861.561.762.041.481.942.062.41.120.991.191.131.231.30.610.520.560.691.222.662.222.552.413.14
01.60.750000000000.662.862.212.884.94.783.092.531.331.671.911.281.30.941.722.192.811.261.783.137.135.543.124.84
30.821.283.253.430.020.241.4901.982.0811.5000.250.270.100.590.33000000000000000
07501,000000000000000000000000000000000000
10.8310.448.457.9712.952.653.454.563.296.76.383.093.385.435.276.17.527.676.7173.73.243.422.872.822.712.422.793.672.273.276.1910.0610.857.549.54
13.252.2500000.05010.90.36000000000000000000000000
00000000000000000000000000000002808205504700
01.07000000000002.684.845.060.310.250.360.10.250.190.210.190.20.420.210.210.10.050.110.481.992.872.451.58
14.322.2500000.05010.90.3602.684.845.060.310.250.360.10.250.190.210.190.20.420.210.210.10.050.110.762.813.422.921.58
11.8314.7610.77.9712.952.653.454.613.297.77.283.453.388.1110.1111.167.837.927.077.13.953.433.633.063.023.132.6333.772.323.386.9512.8714.2710.4611.12
62.9258.7542.2936.6837.5326.7722.6523.3324.9219.116.9213.6618.0626.0816.3412.2311.419.9313.511.127.28.529.7910.2110.6611.9411.429.0625.7221.7829.3144.2458.6769.4779.8984.19
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of CoreCard provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand CoreCard's financial health and stability.

Assets

CoreCard's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that CoreCard must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of CoreCard after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into CoreCard's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (k)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (k)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
15-3-11-1-30-704-7-1089-12-42-14-20-10000017-106108913
21220031021006100000000000000001235
00000000000000000000000000000000000
0113-10-20003000011-41000000000-1-1-10-28-4-10
-26-53-3230-2-52-5-1-8-180-3-2-2-7-1-2000000-170-100101
1,0000000000000000000000000000000000000
10000000000000000000000000000001126
-830-5-10-3-101-500-2-9-5-3-2-2-4-3000010-2-1-26102089
0000000000000000000-100000000000-1-6-5-8
224-61000404-4612200332424000000184-1-1-3-7-7-13
224-61000404-46122004325340000001840-1-10-2-4
00000000000000000000000000000000000
-7,00000-1,0000001,000-1,0001,000000-1,000000000000000000000000
-1-2-1000-1000000-5000000020000000000-1-9-5
-13-2-1-1-10-10-2100-2-700000002000000-3000-1-9-5
-----------------------------------
-300000000000-2000000000000000-3000000
05-83-20001-200011-9-1001-10100010150-34711-8-8
-8.983.76-0.59-5.44-1.310.99-3.37-1.09-0.471.03-5.29-0.18-0.52-2.12-9.42-5.88-4.38-2.74-3.45-5.54-3.93-1.120.23-0.06-0.710.97-0.77-2.53-1.69-3.365.798.9114.093.091.12
00000000000000000000000000000000000

CoreCard stock margins

The CoreCard margin analysis displays the gross margin, EBIT margin, as well as the profit margin of CoreCard. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for CoreCard.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the CoreCard's sales revenue. A higher gross margin percentage indicates that the CoreCard retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the CoreCard's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the CoreCard's total revenue generated. When comparing the revenue margin year over year, investors can gauge the CoreCard's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the CoreCard. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the CoreCard's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

CoreCard Margin History

CoreCard Gross marginCoreCard Profit marginCoreCard EBIT marginCoreCard Profit margin
2025e36.03 %11.32 %8.73 %
2024e36.03 %0.36 %8.45 %
202336.03 %9.48 %6.06 %
202254.29 %28.59 %19.89 %
202154.38 %24.17 %18.74 %
202059.02 %31.47 %22.75 %
201966.38 %39.04 %31.98 %
201857.61 %30.55 %31.04 %
201751.31 %-16.34 %4.03 %
201651.34 %-8.44 %-13.57 %
201546.65 %-59.21 %376.99 %
201450.6 %-54.89 %-1.91 %
201347.12 %2.76 %6.62 %
201245.74 %-0.97 %3.21 %
201149.39 %1.9 %6.5 %
201047.73 %1.49 %1.81 %
200947.4 %-9.95 %-9.4 %
200844.91 %-16.82 %-4.86 %
200744.26 %-20.31 %-15.7 %
200650.41 %-27.52 %30.91 %
200553.64 %-35.35 %-12.64 %
200460.28 %-1.21 %11.46 %

CoreCard Stock Sales Revenue, EBIT, Earnings per Share

The CoreCard earnings per share therefore indicates how much revenue CoreCard has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue CoreCard earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates CoreCard's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of CoreCard’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating CoreCard's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

CoreCard Revenue, EBIT and net profit per share

DateCoreCard Sales per ShareCoreCard EBIT per shareCoreCard Earnings per Share
2025e7.24 undefined0 undefined0.63 undefined
2024e6.88 undefined0 undefined0.58 undefined
20236.61 undefined0.63 undefined0.4 undefined
20228.11 undefined2.32 undefined1.61 undefined
20215.48 undefined1.32 undefined1.03 undefined
20203.98 undefined1.25 undefined0.91 undefined
20193.82 undefined1.49 undefined1.22 undefined
20182.25 undefined0.69 undefined0.7 undefined
20171.03 undefined-0.17 undefined0.04 undefined
20160.94 undefined-0.08 undefined-0.13 undefined
20150.54 undefined-0.32 undefined2.05 undefined
20140.47 undefined-0.26 undefined-0.01 undefined
20131.82 undefined0.05 undefined0.12 undefined
20121.84 undefined-0.02 undefined0.06 undefined
20111.82 undefined0.03 undefined0.12 undefined
20101.72 undefined0.03 undefined0.03 undefined
20092.03 undefined-0.2 undefined-0.19 undefined
20083.77 undefined-0.63 undefined-0.18 undefined
20073.44 undefined-0.7 undefined-0.54 undefined
20063.23 undefined-0.89 undefined1 undefined
20052.88 undefined-1.02 undefined-0.36 undefined
20044.84 undefined-0.06 undefined0.56 undefined

CoreCard business model

Intelligent Systems Corp is a leading provider of intelligent technology solutions for the automotive, healthcare, and consumer product industries. The company was founded in 1983 and is headquartered in Norcross, Georgia. It has since become a major player in the industry and has offices in the US and Europe. The company is divided into three main divisions that focus on different markets: CoreCard provides a flexible and scalable software platform for global payment systems, including prepaid debit and credit cards; Intelligent Systems Healthcare offers a wide range of cost-effective and innovative solutions for healthcare, including electronic health records, patient portals, and data analysis tools; WritMedia provides dynamic digital display solutions for retail and other sales outlets. The core business model of Intelligent Systems Corp is to offer innovative solutions tailored to the specific requirements of its customers. Its customers include major automotive manufacturers, credit card companies, retailers, and healthcare providers. With its wide range of products and services and its ability to meet the needs and requirements of its customers, Intelligent Systems Corp has achieved a strong position in the industry. In the CoreCard division, the company offers a platform that allows its customers to process payments faster, easier, and more securely. With the ability to customize the functionality of the platform to the specific requirements of customers, CoreCard has become a key provider of payment systems. The company works with a variety of customers worldwide, providing a platform that enables these companies to succeed in their respective markets. In the Intelligent Systems Healthcare division, the company offers a wide range of solutions for the healthcare industry. This includes tools for managing patient data, patient portals, and data analysis tools. By supporting healthcare providers in improving the quality of care and reducing costs, Intelligent Systems Corp has made a significant contribution to the industry. The company works with a variety of customers, including hospitals, physician networks, and emergency medical services. In the WritMedia division, the company offers digital display solutions specifically designed for the retail industry and other sales outlets. With the ability to display dynamic content, businesses can enhance the shopping experience for their customers and increase their brand presence. WritMedia works with a variety of customers, including large retail companies and brands with a wide range of products. Overall, Intelligent Systems Corp has achieved a strong position in the industry by offering innovative solutions tailored to the specific requirements of its customers. With a wide range of products and services, the company has established a strong presence in the automotive, healthcare, and retail sectors. By being able to meet the needs and requirements of its customers, Intelligent Systems Corp will continue to play a key role in the industry. CoreCard is one of the most popular companies on Eulerpool.com.

CoreCard SWOT Analysis

Strengths

Intelligent Systems Corp has several strengths that contribute to its success in the market. Firstly, the company boasts a highly skilled and experienced workforce. The expertise of its employees enables the company to deliver high-quality products and services to its clients. Additionally, Intelligent Systems Corp has developed strong relationships with strategic partners, allowing for increased collaboration and market reach. Moreover, the company's innovative and cutting-edge technologies give it a competitive edge in the industry.

Weaknesses

Despite its strengths, Intelligent Systems Corp also faces certain weaknesses that may hinder its growth potential. One weakness is a relatively small market presence compared to some of its competitors. This limited market share could limit the company's ability to attract large-scale projects and clients. Additionally, the company's heavy reliance on a few key clients poses a risk, as losing one or more of these clients could significantly impact revenue and profitability. Moreover, Intelligent Systems Corp may face challenges in keeping up with the rapidly evolving technology landscape, potentially impacting its ability to stay ahead of the competition.

Opportunities

Intelligent Systems Corp has several opportunities that it can capitalize on to drive future growth. One opportunity lies in the increasing demand for advanced technological solutions across various industries. The company can leverage its expertise to develop new products and services tailored to specific market needs. Additionally, the growing trend of digital transformation provides an opportunity for Intelligent Systems Corp to expand its customer base. Furthermore, strategic partnerships and collaborations with other industry leaders can enable the company to access new markets and unlock additional revenue streams.

Threats

Intelligent Systems Corp faces various threats that could impact its business operations. One significant threat is intense competition within the industry. This competition can result in pricing pressures and the need for continuous innovation to stay ahead. Additionally, rapidly changing government policies and regulations may create compliance challenges for the company. Moreover, potential economic downturns or recessions can negatively impact overall business activity and reduce demand for Intelligent Systems Corp's products and services.

CoreCard Revenue by Segment

  • 3 years

  • 5 years

  • Max

Details

Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

CoreCard Revenue by Segment

Segmente2014
License-
Processing and Maintenance-
Product-
Professional Services-
Service-
Third party-
Operating Segments14.59 M USD
Industrial Products10.4 M USD
Information Technology4.19 M USD

CoreCard Revenue by Region

  • 3 years

  • 5 years

  • Max

Details

Revenue by Segment

ⓘ

Overview of Revenue by Region

The chart shows revenues by region and provides a clear comparison of regional revenue distribution. Each region is clearly marked to illustrate the differences.

Interpretation and Usage

The diagram helps to identify the regions with the highest revenue and to make targeted decisions for regional expansion or investments. It supports the analysis of market potentials and strategic priorities.

Investment Strategy

An investment strategy focused on regions concentrates on the deliberate capital allocation in different markets to optimally use regional growth opportunities. It takes into account market conditions and regional risk factors.

CoreCard Revenue by Segment

DateEuropean UnionForeignOther CountriesPacific RimUnited States
2018-2.75 M USD---17.36 M USD
2017-2.54 M USD---6.77 M USD
2016-2.38 M USD2.38 M USD--5.8 M USD
2015-128,000 USD132,000 USD4,000 USD-4.65 M USD
20145,000 USD-2.44 M USD93,000 USD550,000 USD-

CoreCard Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

CoreCard historical P/E ratio, EBIT, and P/S ratio.

CoreCard shares outstanding

The number of shares was CoreCard in 2023 — This indicates how many shares 8.474 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue CoreCard earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates CoreCard's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of CoreCard’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating CoreCard's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

CoreCard dividend history and estimates

In 2023, CoreCard paid a dividend amounting to 0 USD. Dividend means that CoreCard distributes a portion of its profits to its owners.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for CoreCard provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify CoreCard’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating CoreCard's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

CoreCard Dividend History

DateCoreCard Dividend
20160.35 undefined

CoreCard dividend payout ratio

In 2023, CoreCard had a payout ratio of 0%. The payout ratio indicates the percentage of the company's profits that CoreCard distributes as dividends.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for CoreCard represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for CoreCard could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate CoreCard's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

CoreCard Payout Ratio History

DateCoreCard Payout ratio
2025e0 %
2024e0 %
20230 %
20220 %
20210 %
20200 %
20190 %
20180 %
20170 %
2016-269.23 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %
Unfortunately, there are currently no price targets and forecasts available for CoreCard.

CoreCard latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.07 0.15  (110.08 %)2024 Q2
3/31/20240.02 0.07  (243.14 %)2024 Q1
12/31/20230.01 0.06  (488.24 %)2023 Q4
9/30/20230.11 0.09  (-19.79 %)2023 Q3
6/30/20230.2 0.22  (7.84 %)2023 Q2
3/31/20230.08 0.15  (83.82 %)2023 Q1
12/31/20220.34 0.24  (-28.7 %)2022 Q4
9/30/20220.14 0.16  (12.04 %)2022 Q3
6/30/20220.34 0.33  (-3.42 %)2022 Q2
3/31/20220.82 1  (21.79 %)2022 Q1
1
2

Eulerpool ESG Scorecard© for the CoreCard stock

Eulerpool World ESG Rating (EESG©)

56/ 100

🌱 Environment

65

👫 Social

46

🏛️ Governance

57

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety❌
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

CoreCard list of shareholders

%
Name
Stocks
Change
Date
6.35910 % Weitz Investment Management, Inc510,000012/31/2023
5.63925 % The Vanguard Group, Inc.452,26884,71512/31/2023
5.08398 % BlackRock Institutional Trust Company, N.A.407,73538,81912/31/2023
3.80681 % Investors Asset Management of Georgia, Inc.305,30611,46112/31/2023
3.03183 % Apis Capital Advisors LLC243,153-17,44712/31/2023
2.64328 % Janus Henderson Investors211,991-321,17012/31/2023
2.36530 % Renaissance Technologies LLC189,6973,40012/31/2023
16.43594 % Strange (J Leland)1,318,16215,1472/16/2024
10.41702 % Burnstein (Clifford Nolan)835,44503/15/2023
1.67579 % Geode Capital Management, L.L.C.134,3984,70512/31/2023
1
2
3
4
5
...
10

CoreCard Executives and Management Board

Mr. James Strange81
CoreCard Chairman of the Board, President, Chief Executive Officer (since 1983)
Compensation 794,563
Mr. Matthew White40
CoreCard Chief Financial Officer, Secretary
Compensation 403,738
Mr. A. Russell Chandler78
CoreCard Independent Director
Compensation 100,000
Mr. Philip Moise73
CoreCard Independent Director
Compensation 100,000
Ms. Kathryn Petralia52
CoreCard Independent Director
Compensation 62,500
1

Most common questions regarding CoreCard

What values and corporate philosophy does CoreCard represent?

Intelligent Systems Corp represents a set of core values and corporate philosophy that emphasize innovation, integrity, and customer-centric approach. The company aims to provide cutting-edge technology solutions and services tailored to meet the needs of various industries. Intelligent Systems Corp focuses on developing long-term partnerships, leveraging its expertise in artificial intelligence, machine learning, and digital transformation. By continuously adapting and enhancing its offerings, the company strives to drive customer success and deliver value. With a strong commitment to excellence, Intelligent Systems Corp positions itself as a trusted and reliable provider in the technology industry.

In which countries and regions is CoreCard primarily present?

Intelligent Systems Corp primarily operates in the United States, serving clients across various industries.

What significant milestones has the company CoreCard achieved?

Intelligent Systems Corp, a reputable company in the stock market, has achieved numerous significant milestones. Over the years, the company has demonstrated its excellence in various domains. Some noteworthy achievements of Intelligent Systems Corp include pioneering cutting-edge technologies, expanding its global footprint, and achieving consistent financial growth. The company's commitment to innovation and customer satisfaction has earned it a prominent position in the industry. Intelligent Systems Corp continues to drive success, evident through its strategic partnerships, industry recognitions, and an ever-growing customer base. With its strong track record, Intelligent Systems Corp remains a top choice for investors seeking long-term growth and value.

What is the history and background of the company CoreCard?

Intelligent Systems Corp. is a leading technology company, founded in 1973, and headquartered in Norcross, Georgia. With over 45 years of expertise, the company provides innovative software products and solutions for financial institutions, healthcare organizations, and government agencies. Intelligent Systems Corp. has a long-standing history of delivering cutting-edge technologies and services that empower their clients to streamline operations, improve efficiency, and drive growth. Their commitment to excellence and customer satisfaction has earned them a strong reputation in the industry. As a result, Intelligent Systems Corp. continues to be a trusted partner for businesses seeking advanced software solutions to meet their unique needs.

Who are the main competitors of CoreCard in the market?

The main competitors of Intelligent Systems Corp in the market include companies like Fiserv Inc., Square Inc., and PayPal Holdings Inc.

In which industries is CoreCard primarily active?

Intelligent Systems Corp is primarily active in the financial technology (fintech) and payment processing industries.

What is the business model of CoreCard?

Intelligent Systems Corp is a technology company specializing in interactive financial software and transaction processing systems. The company's business model revolves around providing innovative solutions for the global financial industry. With a focus on adapting and integrating new technologies, Intelligent Systems Corp offers a range of comprehensive products and services. Their offerings include electronic payment solutions, fraud detection, and prevention systems, as well as software for financial institutions. Intelligent Systems Corp aims to enhance operational efficiency, security, and customer experience for its clients in the financial sector.

What is the P/E ratio of CoreCard 2024?

The CoreCard P/E ratio is 28.41.

What is the P/S ratio of CoreCard 2024?

The CoreCard P/S ratio is 2.4.

What is the AlleAktien quality score of CoreCard?

The AlleAktien quality score for CoreCard is 4/10.

What is the revenue of CoreCard 2024?

The expected CoreCard revenue is 55.15 M USD.

How high is the profit of CoreCard 2024?

The expected CoreCard profit is 4.66 M USD.

What is the business model of CoreCard

Intelligent Systems Corp is a US-based company specializing in the development and provision of financial and insurance technology solutions. The company's business model aims to support customers in the areas of payment transactions, risk management, compliance, and administration of insurance products. The subsidiary division of Intelligent Systems Corp, CoreCard Software, plays a crucial role in its business model. CoreCard Software offers a comprehensive platform to support credit issuance and payment processing services. The CoreCard® platform is a powerful and flexible platform that helps credit issuers and other financial institutions optimize their business processes. It is designed to provide flexible, fast, and secure payment options that allow customers to manage and monitor their expenses and transactions. Another important offering of Intelligent Systems Corp is their insurance division. The company provides a fully integrated insurance software platform specifically designed for insurance agencies. This platform, known as Diamond, enables users to effectively and efficiently manage a variety of policy and customer-related tasks. This includes managing insurance policies and claims as well as supporting customers with inquiries and requests. The company also offers a range of licenses and services to support customers in various industries with compliance and security standards. One of their notable products is "SmartVista," which is a suite of payment software and solutions tailored to the specific needs of banks and payment processors. The SmartVista solution is capable of handling large volumes of data and the most demanding requirements to enable customers to process transactions faster and easier. In conclusion, Intelligent Systems Corp offers its customers a comprehensive range of financial and insurance technology solutions. From payment processing to risk management software and insurance platforms, the company develops innovative technology solutions to meet the rapidly changing needs of customers in the financial and insurance industry. With a focus on providing flexibility, security, and efficiency in transaction processing, Intelligent Systems Corp has established itself as a leading provider of financial and insurance software.

What is the CoreCard dividend?

CoreCard pays a dividend of 0 USD distributed over payouts per year.

How often does CoreCard pay dividends?

The dividend cannot currently be calculated for CoreCard or the company does not pay out a dividend.

What is the CoreCard ISIN?

The ISIN of CoreCard is US45816D1000.

What is the CoreCard WKN?

The WKN of CoreCard is 890369.

What is the CoreCard ticker?

The ticker of CoreCard is CCRD.

How much dividend does CoreCard pay?

Over the past 12 months, CoreCard paid a dividend of 0.35 USD . This corresponds to a dividend yield of about 2.24 %. For the coming 12 months, CoreCard is expected to pay a dividend of 0 USD.

What is the dividend yield of CoreCard?

The current dividend yield of CoreCard is 2.24 %.

When does CoreCard pay dividends?

CoreCard pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of CoreCard?

CoreCard paid dividends every year for the past 0 years.

What is the dividend of CoreCard?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is CoreCard located?

CoreCard is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von CoreCard kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of CoreCard from 2/8/2016 amounting to 0.35 USD, you needed to have the stock in your portfolio before the ex-date on 1/27/2016.

When did CoreCard pay the last dividend?

The last dividend was paid out on 2/8/2016.

What was the dividend of CoreCard in the year 2023?

In the year 2023, CoreCard distributed 0 USD as dividends.

In which currency does CoreCard pay out the dividend?

The dividends of CoreCard are distributed in USD.

All fundamentals about CoreCard

Our stock analysis for CoreCard Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of CoreCard Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.