RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Spar Nord Bank A/S Stock

Spar Nord Bank A/S ROA 2024

Spar Nord Bank A/S ROA

0.02

Ticker

SPNO.CO

ISIN

DK0060036564

WKN

A0HDE3

In 2024, Spar Nord Bank A/S's return on assets (ROA) was 0.02, a 59.21% increase from the 0.01 ROA in the previous year.

Spar Nord Bank A/S Aktienanalyse

What does Spar Nord Bank A/S do?

The Spar Nord Bank A/S is a Danish bank that specializes in offering financial services to private customers as well as small and medium-sized businesses. The bank was founded in 1824 when the first savings and loan association was opened in Aalborg. Over the years, it has grown into a significant financial institution in Denmark. Today, the Spar Nord Bank A/S operates more than 80 branches in Denmark and employs around 1,200 staff members. As a universal bank, it offers a wide range of financial services, including accounts, credit cards, savings and investment products, as well as loans and mortgages. The bank is particularly active in the field of mortgage financing and has earned an excellent reputation in this area. A key aspect of the Spar Nord Bank A/S business model is its close collaboration with its customers. From branches to online banking and mobile app, the bank provides a variety of communication channels to interact with customers and address their needs. Personalized service by qualified employees is a priority. The Spar Nord Bank A/S is divided into several business areas to effectively serve its customers. Besides retail banking, it also focuses on serving small and medium-sized businesses, as well as providing wealth management services to affluent private clients. The bank offers services such as asset management, investment advice, and estate planning. The product range of the Spar Nord Bank A/S includes a wide range of financial services for private customers and businesses. This includes current accounts, savings accounts, and money market accounts, as well as credit cards, securities accounts, and online trading platforms for stocks and other securities. The bank is also active in lending and offers attractive interest rates and flexible repayment options to its customers. Additionally, the Spar Nord Bank A/S offers various savings products that allow private customers to effectively invest their money and achieve returns. These include fixed-term deposits, savings certificates, investment funds, and ETFs. For businesses, the bank provides expertise and advice in business financing and commercial loans. In summary, the Spar Nord Bank A/S is a traditional financial institution with a wide range of products and services for private customers and businesses. The bank values close collaboration with customers and personalized service by qualified employees. With its diverse offering and years of experience, the Spar Nord Bank A/S is a trusted choice for those who want to invest their wealth effectively and keep their finances in order. Spar Nord Bank A/S ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Spar Nord Bank A/S's Return on Assets (ROA)

Spar Nord Bank A/S's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Spar Nord Bank A/S's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Spar Nord Bank A/S's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Spar Nord Bank A/S’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Spar Nord Bank A/S stock

What is the Return on Assets (ROA) of Spar Nord Bank A/S this year?

The Return on Assets (ROA) of Spar Nord Bank A/S is 0.02 undefined this year.

What was the ROA of Spar Nord Bank A/S compared to the previous year?

The ROA of Spar Nord Bank A/S has increased by 59.21% compared to the previous year.

What consequences do high ROA have for investors of Spar Nord Bank A/S?

A high ROA is advantageous for investors of Spar Nord Bank A/S, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Spar Nord Bank A/S?

A low ROA can be unfavorable for investors of Spar Nord Bank A/S as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Spar Nord Bank A/S affect the company?

An increase in ROA of Spar Nord Bank A/S can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Spar Nord Bank A/S impact the company?

A reduction in the ROA of Spar Nord Bank A/S can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Spar Nord Bank A/S?

Some factors that can influence the ROA of Spar Nord Bank A/S include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Spar Nord Bank A/S important for investors?

The ROA of Spar Nord Bank A/S is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Spar Nord Bank A/S take to improve ROA?

To improve ROA, Spar Nord Bank A/S can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Spar Nord Bank A/S pay?

Over the past 12 months, Spar Nord Bank A/S paid a dividend of 9 DKK . This corresponds to a dividend yield of about 7.04 %. For the coming 12 months, Spar Nord Bank A/S is expected to pay a dividend of 9.64 DKK.

What is the dividend yield of Spar Nord Bank A/S?

The current dividend yield of Spar Nord Bank A/S is 7.04 %.

When does Spar Nord Bank A/S pay dividends?

Spar Nord Bank A/S pays a quarterly dividend. This is distributed in the months of April, July, April, April.

How secure is the dividend of Spar Nord Bank A/S?

Spar Nord Bank A/S paid dividends every year for the past 6 years.

What is the dividend of Spar Nord Bank A/S?

For the upcoming 12 months, dividends amounting to 9.64 DKK are expected. This corresponds to a dividend yield of 7.54 %.

In which sector is Spar Nord Bank A/S located?

Spar Nord Bank A/S is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Spar Nord Bank A/S kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Spar Nord Bank A/S from 3/22/2024 amounting to 10 DKK, you needed to have the stock in your portfolio before the ex-date on 3/20/2024.

When did Spar Nord Bank A/S pay the last dividend?

The last dividend was paid out on 3/22/2024.

What was the dividend of Spar Nord Bank A/S in the year 2023?

In the year 2023, Spar Nord Bank A/S distributed 5 DKK as dividends.

In which currency does Spar Nord Bank A/S pay out the dividend?

The dividends of Spar Nord Bank A/S are distributed in DKK.

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Andere Kennzahlen von Spar Nord Bank A/S

Our stock analysis for Spar Nord Bank A/S Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Spar Nord Bank A/S Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.