RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Southern States Bancshares Stock

Southern States Bancshares ROA 2025

Southern States Bancshares ROA

0.01

Ticker

SSBK

ISIN

US8438783073

WKN

A3CW1P

In 2025, Southern States Bancshares's return on assets (ROA) was 0.01, a -6.29% increase from the 0.01 ROA in the previous year.

Southern States Bancshares Aktienanalyse

What does Southern States Bancshares do?

Southern States Bancshares Inc is a US financial holding company that operates multiple banks and branches. The company was founded in 1985 and is headquartered in Anniston, Alabama. Southern States Bancshares focuses on expanding its customer base, optimizing its banking services, and increasing its enterprise value. As a financial holding company, Southern States Bancshares strives to expand its banking services in the areas of deposits, loans, investment and treasury services, and other related services. The holding company offers these services through its subsidiaries, Southern States Bank and Southern States Insurance Group. The history of Southern States includes successful acquisitions of banks and branches, including First Federal Savings and Loan Association of Anniston, A.G. Edwards Trust Company of Birmingham, and American Federal Bank of Trussville. Through these acquisitions, Southern States Bancshares has expanded its business in Alabama, Georgia, and Florida. The business model of Southern States Bancshares relies on integrated financial services to help customers efficiently manage their finances and achieve their personal growth and career goals. The holding company is committed to providing reliable, high-quality, customer-oriented banking services. The goal is to build long-term customer relationships based on trust, reliability, and integrity. Southern States Bancshares operates in three main segments: deposits, loans, and treasury services. The bank offers various types of deposits, including savings accounts, accounts for young people, certificates of deposit (CDs), and personal checking accounts. These deposit options are suitable for customers of all types and ages, offering them a wide range of choices for their financial needs. In addition to deposits, the bank also offers various types of loans, including real estate loans, auto loans, personal and business line of credit, credit cards, and more. These loans are tailored to the different needs and requirements of customers, from large business projects to personal loans for emergencies. Treasury services such as online and mobile banking, electronic transfers, checks, and payment processing services are also an important part of Southern States Bancshares' business model. These services provide customers with a high level of convenience and flexibility in managing their financial affairs. In addition to its subsidiaries in the financial sector, Southern States Bancshares also operates an insurance group, Southern States Insurance Group. The group offers various types of insurance, including life insurance, liability insurance, health insurance, and other types of insurance for individuals and businesses. Overall, the business model of Southern States Bancshares aims to provide customers with a wide range of financial services tailored to their individual needs. By integrating various financial services and creating a comprehensive, unified banking platform, the company aims to build long-term customer relationships and strengthen its competitiveness in the market. Southern States Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Southern States Bancshares's Return on Assets (ROA)

Southern States Bancshares's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Southern States Bancshares's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Southern States Bancshares's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Southern States Bancshares’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Southern States Bancshares stock

What is the Return on Assets (ROA) of Southern States Bancshares this year?

The Return on Assets (ROA) of Southern States Bancshares is 0.01 undefined this year.

What was the ROA of Southern States Bancshares compared to the previous year?

The ROA of Southern States Bancshares has increased by -6.29% compared to the previous year.

What consequences do high ROA have for investors of Southern States Bancshares?

A high ROA is advantageous for investors of Southern States Bancshares, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Southern States Bancshares?

A low ROA can be unfavorable for investors of Southern States Bancshares as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Southern States Bancshares affect the company?

An increase in ROA of Southern States Bancshares can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Southern States Bancshares impact the company?

A reduction in the ROA of Southern States Bancshares can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Southern States Bancshares?

Some factors that can influence the ROA of Southern States Bancshares include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Southern States Bancshares important for investors?

The ROA of Southern States Bancshares is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Southern States Bancshares take to improve ROA?

To improve ROA, Southern States Bancshares can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Southern States Bancshares pay?

Over the past 12 months, Southern States Bancshares paid a dividend of 0.36 USD . This corresponds to a dividend yield of about 1.09 %. For the coming 12 months, Southern States Bancshares is expected to pay a dividend of 0.41 USD.

What is the dividend yield of Southern States Bancshares?

The current dividend yield of Southern States Bancshares is 1.09 %.

When does Southern States Bancshares pay dividends?

Southern States Bancshares pays a quarterly dividend. This is distributed in the months of June, August, December, March.

How secure is the dividend of Southern States Bancshares?

Southern States Bancshares paid dividends every year for the past 6 years.

What is the dividend of Southern States Bancshares?

For the upcoming 12 months, dividends amounting to 0.41 USD are expected. This corresponds to a dividend yield of 1.24 %.

In which sector is Southern States Bancshares located?

Southern States Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Southern States Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Southern States Bancshares from 2/14/2025 amounting to 0.09 USD, you needed to have the stock in your portfolio before the ex-date on 2/3/2025.

When did Southern States Bancshares pay the last dividend?

The last dividend was paid out on 2/14/2025.

What was the dividend of Southern States Bancshares in the year 2024?

In the year 2024, Southern States Bancshares distributed 0.36 USD as dividends.

In which currency does Southern States Bancshares pay out the dividend?

The dividends of Southern States Bancshares are distributed in USD.

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Andere Kennzahlen von Southern States Bancshares

Our stock analysis for Southern States Bancshares Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Southern States Bancshares Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.