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Overview
Profile

Selective Insurance Group Company

SIGI
US8163001071
866421

Price

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Selective Insurance Group stock price

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Overview

The Quote Chart provides detailed and dynamic insights into the Selective Insurance Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Selective Insurance Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Selective Insurance Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Selective Insurance Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Selective Insurance Group Stock Price History

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Selective Insurance Group Revenue, EBIT, Net Income

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Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Selective Insurance Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Selective Insurance Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Selective Insurance Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Selective Insurance Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Selective Insurance Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Selective Insurance Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Selective Insurance Group’s growth potential.

Selective Insurance Group Revenue, EBIT and net profit per share

DateSelective Insurance Group RevenueSelective Insurance Group EBITSelective Insurance Group Net Income
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Selective Insurance Group Income Statement, Balance Sheet, Cash Flow Statement

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  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
198319841985198619871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.250.250.270.320.380.480.520.540.570.620.680.770.840.80.790.840.960.991.061.181.341.551.671.811.741.641.571.581.611.741.912.052.152.292.472.592.852.943.373.594.234.755.125.37
--0.4111.4316.8517.5528.277.284.655.748.419.6913.119.24-4.17-1.245.4214.343.037.4011.3313.2316.337.608.14-3.49-5.79-4.500.831.777.959.847.185.086.607.944.779.952.9814.756.5917.8812.127.844.87
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-10-38-51-21-648483732333550747810073733838681021882202412171131141204260171230273251291242373347524341477154458739
-4.07-15.51-18.68-6.58-1.609.989.306.855.605.335.156.518.829.7012.598.727.633.853.595.777.6412.1113.1713.3412.446.887.277.592.613.458.9611.2412.7010.9511.769.3413.0911.8215.569.5011.273.258.9513.77
195-42847414032275322385355695353262542661281481631464336672238106141165158168178271246394215356241480541
--73.68-180.00-800.0067.86-12.77-2.44-20.00-15.6396.30-58.4972.7339.473.7725.45-23.19--50.94-3.8568.0057.1493.9415.6310.14-10.43-70.55-16.2886.11-67.1672.73178.9533.0217.02-4.246.335.9552.25-9.2360.16-45.4365.58-32.3099.1712.71
56.555.15461.361.460.859.656.45757.758.358.759.760.761.960.857.853.152.85663.264.864.762.557.253.353.454.555.255.956.857.458.258.759.459.76060.360.760.960.97000
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Keystats

Revenue and Growth

The Selective Insurance Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Selective Insurance Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
19831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                                 
00000000000000000000000000000000000000000
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000000000000403131323333404653586770829710611014813300000000000
000000000000403131323333404653586770829710611014813300000000000
181717181718344849515151494945515558555253545359595246424447515966706465104118118127124.53
0.390.40.460.550.660.750.830.860.951.131.21.31.561.621.731.771.711.781.812.132.442.843.253.63.733.543.783.934.114.334.584.815.095.375.695.966.697.518.037.848.69
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
333333332121111101017205249464344343434348888888888888887.85
3652110893445623231601699901801522207111931191191239893853270141545198153.33
0.410.420.490.580.680.770.870.921.011.231.31.431.661.711.791.841.831.891.922.232.542.953.333.73.853.813.954.074.284.54.774.975.265.535.796.16.827.658.28.178.98
0.410.420.490.580.680.770.870.921.011.231.31.431.71.751.831.871.871.931.962.282.593.013.43.773.933.94.054.184.434.644.774.975.265.535.796.16.827.658.28.178.98
                                                                                 
20202020202131333333343535727375767879828385173183189191192193194196198200202203205206207408409410410.45
171818192123162325283338441424394757708810412872153193217232245257271288305327347368390419439464493522.75
0.10.10.090.110.150.180.210.230.240.280.290.310.350.390.440.480.510.530.540.560.610.720.850.991.111.131.141.181.121.131.21.311.451.571.71.862.082.272.62.753.03
0000000000000538911477999811514815511810186-101-12-47-55-68-27-61-54-58-60-80-89-85-66-81-93.93
9914158112010161614-85700000000000000549712252804542812170305181-417-279.07
0.150.150.140.170.20.240.280.290.320.360.370.380.480.530.630.710.710.760.780.850.951.091.211.421.571.441.551.621.611.651.711.841.972.12.292.382.793.343.593.163.59
00000000000000000000000000000000000000000
0000000000000000000455749689588118104101119152111158167133132117154157158160165.68
23322356665024200004062705855604949000047001314006.25
00000000000000172851000000000000000000000000
00000000000000000000000000000000000000000
233223566650241928510085119119126150148167153101119152111162174133132118157171158160171.93
3330282626243615146461111111104978982164153261237263339362295274275262307307392373388439439440551551506505503.95
000000000000000700001330600000000000000271300
37264043565258625810010810199869010711714015671839887999912994144149200203191256298282278304322417473504.72
0.070.060.070.070.080.080.090.080.070.160.170.210.210.190.190.20.20.30.310.330.330.390.430.460.390.40.370.410.460.510.60.560.640.740.720.720.860.90.940.981.01
0.070.060.070.070.080.080.10.080.080.170.170.210.210.190.210.230.250.30.310.420.450.510.560.610.540.570.520.510.580.660.710.730.820.870.850.841.011.071.091.141.18
0.220.210.210.240.280.310.370.380.390.530.540.590.70.720.830.940.961.061.091.271.41.61.772.032.122.012.072.132.182.312.422.562.782.973.153.213.84.414.694.294.77
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Selective Insurance Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Selective Insurance Group's financial health and stability.

Assets

Selective Insurance Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Selective Insurance Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Selective Insurance Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Selective Insurance Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
2545414032275322385355695353262542661281481631464336672238106141165158168178271246403224365
22333466556891311128111621252928283134384345596152445559554230
26-6-4-5-3-6-7-4-652-1-7-2-40911-4-120-48-3160-714312511302770-259
60605663505979567912523-29-44241512719020222719919418212440581491611312087119219133233364512337
310000-260000000333571331364368111515189192120232823-356735
222221154999910121413171517212520191818182122212223242530282628
0011108710691881811170010113457654342-1-2-11620223946622955471007579
9311795103818810578119177905056636452180281367406393385232242159123226336232381329379454477554771802758
-3-1-2-15-17-5-2-3-4-3-4-4-11-10-12-6-11-9-11-9-18-14-8-8-6-11-12-14-15-16-18-14-16-31-22-22-26-22
-83-112-81-82-45-89-96-86-174-147-81-497-240-109-280-254-379-452-341-164-147-220-123-143-202-391-169-391-320-332-435-543-688-618-734-686
-80-110-78-66-28-84-94-82-170-144-77-4518-1312-102-268-245-367-442-323-149-139-212-117-131-189-377-154-375-302-318-419-512-666-596-708-663
00000000000000000000000000000000000000
-20-113-140500540-71001530-7105-24257578-55-210-1245077-151045-4-51040-51-2-2
0-1-2-2300000634-21-36-37-10-3-2-8-22-116-152-46-3-1-2-3-3-3-4-5-6-6-8188-9-18-7
-9-10-13-15-27-1337-1240-10-22-7-39-40-17-21100-301248-47-220-83-25-3520-2454-39-1315-39-4757141-122-87-84
011701232-1-2-50-351112101215131293445881197788899
-7-9-10-12-13-13-14-15-15-16-16-16-16-16-15-15-14-15-17-19-22-24-25-26-26-26-26-27-28-31-33-37-42-47-54-69-76-83
0-5157-1446-20-1419-14-625-147-780-303311-2000023-23247-27-8729-19-11
90.5115.192.587.66482.9103.374.7115.1174.485.646.845.452.952.345.9168.3272.1355.3397.2374.4370.9224.5234.4152.7111.2213.8322.1217.3365.4311.4365.4438.8446.5531.9749.2776.4736.28
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Selective Insurance Group stock margins

The Selective Insurance Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Selective Insurance Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Selective Insurance Group.
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Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Selective Insurance Group's sales revenue. A higher gross margin percentage indicates that the Selective Insurance Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Selective Insurance Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Selective Insurance Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Selective Insurance Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Selective Insurance Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Selective Insurance Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Selective Insurance Group Margin History

Selective Insurance Group Gross marginSelective Insurance Group Profit marginSelective Insurance Group EBIT marginSelective Insurance Group Profit margin
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Selective Insurance Group Stock Sales Revenue, EBIT, Earnings per Share

The Selective Insurance Group earnings per share therefore indicates how much revenue Selective Insurance Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Selective Insurance Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Selective Insurance Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Selective Insurance Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Selective Insurance Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Selective Insurance Group Revenue, EBIT and net profit per share

DateSelective Insurance Group Sales per ShareSelective Insurance Group EBIT per shareSelective Insurance Group Earnings per Share
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Selective Insurance Group business model

Selective Insurance Group, Inc. is an American company based in Branchville, New Jersey. The company was founded in 1926 and has been listed on the NASDAQ stock exchange since 1984. Selective is a diversified insurer that offers various types of insurance products and services, including homeowners and contents insurance, commercial insurance, high-risk and specialty risk insurance. Selective focuses on small and medium-sized businesses that require a wide range of services, such as financial and risk management, claims handling, and risk consulting. The company aims to build strong relationships with its customers by offering customized solutions tailored to specific needs. Selective offers a wide range of insurance products, including home and commercial property insurance, vehicle insurance, unemployment insurance, medical insurance, liability insurance, and product insurance. The company also provides services related to risk management and analysis and conducts audits to help clients minimize their risks. Selective has four operating segments: Selective Insurance Group, Selective Flood Insurance Company, Selective Auto Insurance Company of New Jersey, and Selective Insurance Company of America. Each of these segments offers specialized insurance products and services. Selective Insurance Group includes the core businesses of the company and offers a wide range of insurance products to commercial and personal customers. The products offered include commercial property and contents insurance, unemployment insurance, professional liability insurance, management and executive liability insurance. Selective Flood Insurance Company provides flood insurance for residential and commercial customers. The company works with a network of independent agents to offer customized and affordable insurance solutions to its clients. Selective Auto Insurance Company of New Jersey offers auto insurance to customers in New Jersey. The company specializes in the distribution of auto insurance and works to provide its customers with fast and efficient claims handling. Selective Insurance Company of America offers a wide range of commercial and personal customer insurance, including commercial property insurance, liability insurance, unemployment insurance, professional liability insurance, and medical insurance. Selective also operates a business services agency that offers administrative solutions for independent agents and insurance companies. The services range from premium payment billing and administration to claims processing and settlement. Selective has a strong reputation for its excellent insurance products and services. The company has become a leading provider of innovative insurance solutions tailored to the needs of its customers. Selective is committed to providing high-quality service to its customers at all times and is constantly striving to improve its products and services. Selective Insurance Group is one of the most popular companies on Eulerpool.com.

Selective Insurance Group Revenue by Segment

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Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Selective Insurance Group Revenue by Segment

Segmente2023202220212020
Standard Commercial Lines3.09 B USD2.75 B USD2.46 B USD2.16 B USD
Standard Personal Lines367.41 M USD301.22 M USD295.23 M USD301.2 M USD
E&S Lines390.64 M USD334.16 M USD279.81 M USD239.49 M USD

Selective Insurance Group SWOT Analysis

Strengths

Selective Insurance Group Inc has a solid financial foundation with a strong balance sheet and stable cash flow, enabling the company to withstand economic downturns and invest in growth opportunities.

Selective Insurance Group Inc offers a wide range of insurance products and services, including property, casualty, and commercial lines, catering to different customer segments. This diversification minimizes reliance on any single market or product and reduces overall business risk.

Weaknesses

Selective Insurance Group Inc operates primarily in the US market, which exposes it to potential regulatory changes, regional economic fluctuations, and competitive pressures specific to the country. This lack of international presence restricts geographic diversification.

Selective Insurance Group Inc heavily relies on independent agents to distribute its insurance products. While this provides wider market reach, it also poses challenges in maintaining control over sales processes and ensuring consistent customer experiences.

Opportunities

With the increasing adoption of digital technologies, Selective Insurance Group Inc can explore opportunities in the digital insurance market. Investing in technology-driven solutions, such as online policy management and mobile apps, can enhance customer experience and attract tech-savvy customers.

Selective Insurance Group Inc can consider strategic acquisitions or partnerships to expand its product offerings or enter new markets. Acquiring specialized insurance companies or collaborating with insurtech startups can help the company diversify its business and tap into emerging segments.

Threats

The insurance industry is highly competitive, and Selective Insurance Group Inc faces competition from both traditional insurers and new entrants. Increasing price pressure and aggressive marketing strategies of competitors may pose challenges in winning and retaining customers.

Selective Insurance Group Inc operates in a heavily regulated industry, and changes in regulations or legal requirements can impact its business operations and profitability. Adapting to new regulations, complying with compliance standards, and mitigating legal risks are continual challenges.

Selective Insurance Group Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Selective Insurance Group historical P/E ratio, EBIT multiple, and P/S ratio

Selective Insurance Group shares outstanding

The number of shares was Selective Insurance Group in 2023 — This indicates how many shares 60.969 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 years

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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Selective Insurance Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Selective Insurance Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Selective Insurance Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Selective Insurance Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Selective Insurance Group stock splits

In Selective Insurance Group's history, there have been no stock splits.
Selective Insurance Group does not pay out any dividends.
Selective Insurance Group does not pay out any dividends.
Selective Insurance Group does not pay out any dividends.
Unfortunately, there are currently no price targets and forecasts available for Selective Insurance Group.

Selective Insurance Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/2024(-172.62 %)2024 Q2
3/31/2024(-29.78 %)2024 Q1
12/31/2023(-1.94 %)2023 Q4
9/30/2023(-6.58 %)2023 Q3
6/30/2023(-1.95 %)2023 Q2
3/31/2023(-11.35 %)2023 Q1
12/31/2022(-2.13 %)2022 Q4
9/30/2022(-17.04 %)2022 Q3
6/30/2022(-6.96 %)2022 Q2
3/31/2022(-5.88 %)2022 Q1
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Eulerpool ESG Scorecard© for the Selective Insurance Group stock

Eulerpool World ESG Rating (EESG©)

77/ 100

🌱 Environment

86

👫 Social

90

🏛️ Governance

53

Environment

Scope 1 - Direct Emissions
2,158
Scope 2 - Indirect emissions from purchased energy
3,335
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
5,493
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees
Percentage of women in management
Percentage of Asian employees5.4
Share of Asian management
Percentage of Hispanic/Latino employees4.1
Hispano/Latino Management share
Percentage of Black employees9.5
Black Management Share
Percentage of white employees78
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Selective Insurance Group shareholders

%
Name
Stocks
Change
Date
4.83521 % Fidelity Management & Research Company LLC2,941,260-577,74912/31/2023
4.04866 % T. Rowe Price Investment Management, Inc.2,462,799-197,01212/31/2023
3.72079 % State Street Global Advisors (US)2,263,357100,64912/31/2023
2.49825 % Macquarie Investment Management1,519,685-350,02912/31/2023
2.38438 % Wellington Management Company, LLP1,450,417947,14712/31/2023
2.33002 % Geode Capital Management, L.L.C.1,417,35355,29812/31/2023
2.26632 % Dimensional Fund Advisors, L.P.1,378,6002,51012/31/2023
11.32519 % BlackRock Institutional Trust Company, N.A.6,889,116386,38612/31/2023
10.18235 % The Vanguard Group, Inc.6,193,92540,85012/31/2023
1.95691 % Victory Capital Management Inc.1,190,389149,90112/31/2023
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5
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Selective Insurance Group Executives and Management Board

Mr. John Marchioni53
Selective Insurance Group Chairman of the Board, President, Chief Executive Officer (since 2007)
Compensation 5.81 M
Ms. Brenda Hall52
Selective Insurance Group Executive Vice President, Chief Operating Officer - Standard Lines
Compensation 1.73 M
Mr. Michael Lanza61
Selective Insurance Group Executive Vice President, Chief Compliance Officer, General Counsel
Compensation 1.69 M
Mr. Vincent Senia59
Selective Insurance Group Executive Vice President, Chief Actuary
Compensation 1.42 M
Mr. Robert Doherty64
Selective Insurance Group Lead Independent Director
Compensation 227,691
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Selective Insurance Group Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,580,91-0,03-0,49-0,400,79
SupplierCustomer0,460,200,400,450,520,80
SupplierCustomer0,190,58-0,51-0,61-0,120,47
SupplierCustomer0,180,730,680,760,680,87
SupplierCustomer0,070,76-0,43-0,56-0,120,71
SupplierCustomer0,070,20-0,68-0,70-0,110,52
1

Most common questions regarding Selective Insurance Group

What values and corporate philosophy does Selective Insurance Group represent?

Selective Insurance Group Inc represents a strong set of values and a clear corporate philosophy. The company is committed to providing superior insurance solutions and outstanding service to its customers. Selective Insurance Group Inc focuses on building lasting relationships with its policyholders, agents, and employees. Their corporate philosophy emphasizes integrity, innovation, and excellence. By continually adapting to changing market conditions and leveraging advanced technology, Selective Insurance Group Inc strives to meet the evolving needs of its customers. The company also actively supports the communities where it operates through various philanthropic initiatives.

In which countries and regions is Selective Insurance Group primarily present?

Selective Insurance Group Inc is primarily present in the United States.

What significant milestones has the company Selective Insurance Group achieved?

Selective Insurance Group Inc has achieved several significant milestones throughout its history. These include consistent financial growth, expansions, and acquisitions. The company has maintained a strong presence in the insurance industry, providing a wide range of products and services. It has also demonstrated a commitment to customer satisfaction and innovation. Selective Insurance Group Inc has continually adapted to changing market conditions and technology, positioning itself as a trusted and reliable insurance provider. These achievements highlight the company's ability to navigate challenges and deliver value to its shareholders, employees, and policyholders.

What is the history and background of the company Selective Insurance Group?

Selective Insurance Group Inc, commonly known as Selective, is a leading provider of insurance products and services in the United States. With a rich history dating back to 1926, the company has established a strong reputation for its expertise in the insurance industry. Selective offers a wide range of commercial and personal insurance coverages, including property and casualty insurance, flood insurance, and excess and surplus insurance. As a customer-focused company, Selective is committed to delivering innovative solutions and exceptional service to its policyholders. Over the years, Selective has grown and evolved, consistently maintaining its commitment to excellence and building long-lasting relationships with its customers nationwide.

Who are the main competitors of Selective Insurance Group in the market?

The main competitors of Selective Insurance Group Inc in the market include companies such as The Travelers Companies, Inc., The Progressive Corporation, and Chubb Limited.

In which industries is Selective Insurance Group primarily active?

Selective Insurance Group Inc is primarily active in the insurance industry.

What is the business model of Selective Insurance Group?

The business model of Selective Insurance Group Inc is focused on providing a wide range of insurance products and services to individuals and businesses. As a leading insurance provider, Selective Insurance Group Inc offers solutions in the areas of property and casualty insurance, including auto, home, and commercial insurance. By leveraging its expertise and industry knowledge, the company aims to effectively manage and mitigate risks for its customers, while also providing prompt and responsive claims handling. With a commitment to delivering exceptional customer service and innovative insurance solutions, Selective Insurance Group Inc strives to protect its clients and their assets, ultimately contributing to their financial security and peace of mind.

What is the P/E ratio of Selective Insurance Group 2024?

The P/E ratio cannot be calculated for Selective Insurance Group at the moment.

What is the P/S ratio of Selective Insurance Group 2024?

The P/S cannot be calculated for Selective Insurance Group currently.

What is the Quality Investing of Selective Insurance Group?

The Quality Investing for Selective Insurance Group is 8/10.

What is the revenue of Selective Insurance Group 2024?

The revenue cannot currently be calculated for Selective Insurance Group.

How high is the profit of Selective Insurance Group 2024?

The profit cannot currently be calculated for Selective Insurance Group.

What is the business model of Selective Insurance Group

The Selective Insurance Group Inc is a US company that operates in the insurance industry. The company's business model is based on selling insurance products in various sectors. The Selective Insurance Group offers insurance for private and business customers. The main sectors include liability insurance, car insurance, home insurance, legal protection insurance, household insurance, and business liability insurance. In the liability insurance sector, the company offers products for individuals, self-employed individuals, and companies. These include personal liability insurance, pet liability insurance, product and professional liability insurance, as well as environmental and product liability insurance. The company's car insurance covers both private and business vehicles. This includes car liability insurance, comprehensive and collision insurance, as well as accident insurance for passengers. In the home insurance sector, the company provides insurance coverage for homeowners. This includes coverage for damages caused by fire, storms, water, or burglary. The Selective Insurance Group's legal protection insurance covers both private and commercial sectors. In the event of legal problems, legal costs and court costs are covered. The company's household insurance provides insurance coverage for the contents of private households. This includes coverage for damages caused by fire, water leaks, storms, and burglary. Selective Insurance Group's business liability insurance is mainly directed at small and medium-sized companies. This insurance covers damages caused by the company, such as through products, work accidents, or environmental pollution. In addition to the mentioned insurance sectors, Selective Insurance Group also offers other products. These include group accident insurance, transport insurance, as well as boat and jet ski insurance for individuals. Selective Insurance Group's business model is based on a broad product portfolio in various sectors. The company is able to meet a variety of customer needs. Through high service quality and personalized customer consultation, the company aims to differentiate itself from competitors and build long-term customer relationships. As a company in the financial services industry, Selective Insurance Group also has a special responsibility towards society and environmental protection. The company is committed to sustainability and environmental protection, and is involved in various social projects. Selective Insurance Group's business model is very successful. The company is among the top 10 largest insurance companies in the United States and has experienced steady growth. In recent years, the company has been able to continuously increase its revenue and profit.

What is the Selective Insurance Group dividend?

Selective Insurance Group pays a dividend of 0 USD distributed over payouts per year.

How often does Selective Insurance Group pay dividends?

The dividend cannot currently be calculated for Selective Insurance Group or the company does not pay out a dividend.

What is the Selective Insurance Group ISIN?

The ISIN of Selective Insurance Group is US8163001071.

What is the Selective Insurance Group WKN?

The WKN of Selective Insurance Group is 866421.

What is the Selective Insurance Group ticker?

The ticker of Selective Insurance Group is SIGI.

How much dividend does Selective Insurance Group pay?

Over the past 12 months, Selective Insurance Group paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Selective Insurance Group is expected to pay a dividend of 1.33 USD.

What is the dividend yield of Selective Insurance Group?

The current dividend yield of Selective Insurance Group is .

When does Selective Insurance Group pay dividends?

Selective Insurance Group pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of Selective Insurance Group?

Selective Insurance Group paid dividends every year for the past 23 years.

What is the dividend of Selective Insurance Group?

For the upcoming 12 months, dividends amounting to 1.33 USD are expected. This corresponds to a dividend yield of 1.42 %.

In which sector is Selective Insurance Group located?

Selective Insurance Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Selective Insurance Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Selective Insurance Group from 9/3/2024 amounting to 0.35 USD, you needed to have the stock in your portfolio before the ex-date on 8/15/2024.

When did Selective Insurance Group pay the last dividend?

The last dividend was paid out on 9/3/2024.

What was the dividend of Selective Insurance Group in the year 2023?

In the year 2023, Selective Insurance Group distributed 1.14 USD as dividends.

In which currency does Selective Insurance Group pay out the dividend?

The dividends of Selective Insurance Group are distributed in USD.

All fundamentals about Selective Insurance Group

Our stock analysis for Selective Insurance Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Selective Insurance Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.