Qudian Stock

Qudian Liabilities 2024

Qudian Liabilities

794.24 M CNY

Ticker

QD

ISIN

US7477981069

WKN

A2H5CY

In 2024, Qudian's total liabilities amounted to 794.24 M CNY, a 12.82% difference from the 704 M CNY total liabilities in the previous year.

Qudian Aktienanalyse

What does Qudian do?

Qudian Inc. is a leading company in the field of online lending and financial technology (Fintech) in China. Founded in 2014 by Min Luo, a former senior executive of Alibaba Group, the company has similarities with western Fin-Tech companies such as credit comparison portals. Qudian's business model is based on the intermediation of online loans from P2P (Peer-to-Peer) borrowers to banks and other financial institutions. Through their platform, customers can quickly and easily apply for loans from home. The customer's creditworthiness is determined using data analysis and risk assessment. Qudian has various business areas such as micro-lending, a type of lending where smaller amounts are granted in scale, point-of-sale lending, lending to qualified customers at selected retailers, and also cash-card lending, which allows customers to withdraw cash precisely over the internet without leaving the card. Most loans granted by Qudian have a relatively short period, typically not longer than 6 months. Qudian's services are aimed at young, technologically savvy customers who may have difficulty obtaining traditional bank loans but still need cash urgently. Qudian pursues a strictly customer-oriented business strategy to ensure that its customers can access and receive support from its services quickly and easily. The company made its stock market debut in August 2017 and is listed on the New York Stock Exchange (NYSE). In 2019, the company's annual revenue was 12.808 billion RMB (approximately 1.7 billion euros), representing an increase of 20% compared to the previous year. In the competitive market of online lending, Qudian has various competitors, including well-known names such as Ant Financial and JD.com. However, Qudian faces this challenge with its special offer features and has been able to increase its customer base to 71 million in recent years. In summary, Qudian Inc. is an innovative Fintech company that builds a bridge between the needs of borrowers and traditional lending processes. Qudian's business strategy has significantly contributed to the success of the company and with its customer-friendly service range, it can bring future growth. Qudian ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Qudian's Liabilities

Qudian's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Qudian's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Qudian's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Qudian's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Qudian’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Qudian stock

What is the level of liabilities of Qudian this year?

Qudian has a debt balance of 794.24 M CNY this year.

What were the liabilities of Qudian compared to the previous year?

The liabilities of Qudian have increased by 12.82% increased compared to the previous year.

What are the consequences of high debt for investors of Qudian?

High liabilities can pose a risk for investors of Qudian, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Qudian?

Low liabilities mean that Qudian has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Qudian affect the company?

An increase in liabilities of Qudian can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Qudian affect the company?

A decrease in the liabilities of Qudian can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Qudian?

Some factors that can influence the liabilities of Qudian include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Qudian so important for investors?

The liabilities of Qudian are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Qudian take to modify the liabilities?

To change its liabilities, Qudian can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Qudian pay?

Over the past 12 months, Qudian paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Qudian is expected to pay a dividend of 0 CNY.

What is the dividend yield of Qudian?

The current dividend yield of Qudian is .

When does Qudian pay dividends?

Qudian pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Qudian?

Qudian paid dividends every year for the past 0 years.

What is the dividend of Qudian?

For the upcoming 12 months, dividends amounting to 0 CNY are expected. This corresponds to a dividend yield of 0 %.

In which sector is Qudian located?

Qudian is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Qudian kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Qudian from 11/9/2024 amounting to 0 CNY, you needed to have the stock in your portfolio before the ex-date on 11/9/2024.

When did Qudian pay the last dividend?

The last dividend was paid out on 11/9/2024.

What was the dividend of Qudian in the year 2023?

In the year 2023, Qudian distributed 0 CNY as dividends.

In which currency does Qudian pay out the dividend?

The dividends of Qudian are distributed in CNY.

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Andere Kennzahlen von Qudian

Our stock analysis for Qudian Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Qudian Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.