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ProAssurance stock price, quote, forecast and news

PRA
US74267C1062
676103

Price

13.50
Today +/-
+0.24
Today %
+2.02 %
P

ProAssurance stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the ProAssurance stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the ProAssurance stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the ProAssurance stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze ProAssurance's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

ProAssurance Stock Price History

DateProAssurance Price
9/19/202413.50 undefined
9/18/202413.23 undefined
9/17/202413.30 undefined
9/16/202413.13 undefined
9/13/202413.00 undefined
9/12/202412.92 undefined
9/11/202412.63 undefined
9/10/202412.89 undefined
9/9/202413.02 undefined
9/6/202413.02 undefined
9/5/202413.52 undefined
9/4/202413.62 undefined
9/3/202413.57 undefined
8/30/202413.40 undefined
8/29/202413.44 undefined
8/28/202413.52 undefined
8/27/202413.30 undefined
8/26/202413.75 undefined
8/23/202413.91 undefined
8/22/202413.57 undefined

ProAssurance Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into ProAssurance, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by ProAssurance from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects ProAssurance’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of ProAssurance. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into ProAssurance’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing ProAssurance’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on ProAssurance’s growth potential.

ProAssurance Revenue, EBIT and net profit per share

DateProAssurance RevenueProAssurance EBITProAssurance Net Income
2026e1.13 B undefined0 undefined46.5 M undefined
2025e1.09 B undefined70.76 M undefined40.9 M undefined
2024e1.07 B undefined55.09 M undefined32.32 M undefined
20231.13 B undefined24.43 M undefined-38.6 M undefined
20221.1 B undefined11.03 M undefined-402,000 undefined
20211.08 B undefined42.94 M undefined144.12 M undefined
2020888.4 M undefined-12.7 M undefined-175.7 M undefined
20191.01 B undefined3.2 M undefined1 M undefined
2018877.6 M undefined45.8 M undefined47.1 M undefined
2017871.1 M undefined166.1 M undefined107.3 M undefined
2016885.7 M undefined214.9 M undefined151.1 M undefined
2015783.7 M undefined156 M undefined116.2 M undefined
2014849.5 M undefined275.1 M undefined196.6 M undefined
2013732.7 M undefined360.2 M undefined297.5 M undefined
2012715.9 M undefined400.3 M undefined275.5 M undefined
2011716.8 M undefined418.1 M undefined287.1 M undefined
2010692.1 M undefined336 M undefined231.6 M undefined
2009672.7 M undefined325 M undefined222 M undefined
2008567.2 M undefined255.3 M undefined177.7 M undefined
2007706.1 M undefined248.3 M undefined168.2 M undefined
2006737.6 M undefined187.9 M undefined236.4 M undefined
2005648 M undefined117.8 M undefined113.5 M undefined
2004607.6 M undefined60.3 M undefined72.8 M undefined

ProAssurance Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
1988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.050.080.080.080.090.090.090.110.140.160.190.210.220.380.560.530.610.650.740.710.570.670.690.720.720.730.850.780.890.870.881.010.891.081.11.131.071.091.13
-51.85-8.541.3311.842.35-2.3029.4126.3615.1120.637.776.7372.0745.29-3.9613.886.7513.73-4.21-19.6918.522.983.47-0.142.3815.98-7.7713.03-1.580.6915.17-12.0821.062.602.72-5.301.683.21
---------------------------------11.9117.77----
0000000000000000000000000000000001281960000
810162128343138404966632813162060117187248255325336418400360275156214166453-1242112455700
14.8112.2021.3327.6332.9439.0836.4734.5528.7830.6334.2030.2912.613.402.883.759.8818.0625.3735.1344.9748.3648.5558.3855.9449.1832.3919.9224.1819.065.130.30-1.353.911.002.125.136.42-
78131722302429313747462412123872113236168177222231287275297196116151107471-1751440-38324046
-14.2962.5030.7729.4136.36-20.0020.836.9019.3527.03-2.13-47.83-50.00-216.6789.4756.94108.85-28.815.3625.424.0524.24-4.188.00-34.01-40.8230.17-29.14-56.07-97.87-17,600.00-182.29---184.2125.0015.00
---------------------------------------
---------------------------------------
49.949.949.949.949.749.448.448.248.249.749.54846.648.552.558.36465.869.971.668.766.364.461.761.86259.55553.453.653.753.853.954.0654.0152.64000
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Details

Keystats

ⓘ

Revenue and Growth

The ProAssurance Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the ProAssurance is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (B)TOTAL CAPITAL (B)
19891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                     
00000000000000000000000000000000619.72461.440
00000000000000000000000000000000241.1246.090
000000000000000000000000000000007.980
00000000000000000000000000000000000
0003.22.84.513.314.217.613.515.72.720.321.317.718.920.41914.81311.81112.613.400000000490.91477.320
0000000.010.010.020.010.0200.020.020.020.020.020.020.010.010.010.010.010.01000000001.361.190
2.31.81.70000000000000000044.54440.441.500000021.11919.618.9916.28
0.20.260.320.370.420.440.530.650.710.780.750.791.51.662.042.152.613.493.643.583.843.994.093.933.944.013.653.933.693.353.393.394.834.394.35
000000000000000000000000000000007.980
00000000000000000000106053.753.252100.792.584.48376.870.865.773.34-33.47-39.99
00000000000018.223.323.200072.272.2122.3161.5159.6163.1161.1210.7210.7210.7210.7210.7210.749.649.6149.615.5
1212.313.418.519.730.929.336.133.326.934.130.890.673.173.1565.5671.7112.2103.113868.856.931079.8015.110.39.929.144.457.1117.61209.54186.16
0.210.270.330.390.440.470.560.690.740.810.780.821.611.762.142.713.293.63.813.794.084.314.384.184.234.323.974.233.993.673.743.585.14.644.52
0.210.270.330.390.450.470.570.70.760.820.80.821.631.782.162.733.313.623.833.84.14.324.394.24.234.323.974.233.993.673.743.586.465.834.52
                                                                     
007.98.38.799.410.321.723.925.125.10.30.30.30.30.30.30.30.30.30.30.30.60.60.60.60.60.60.60.60.60.630.630.64
42.255.552.861.570.277.592123.2143206.6231.9232260.8308.5312314387.7495.8505.9518.7526.1532.2538.6341.8349.9359.6365.4376.5383.1384.7384.6388.2392.94397.92403.55
000.030.040.070.080.090.10.110.090.110.140.150.160.20.270.390.620.790.971.21.431.71.782.021.991.991.821.611.571.511.31.431.421.38
000012.4-3.413.48.214.712.3-5.4-0.93.535.534.424.4-8.80.19.9-35.959.379.1130145.459.758.223.917.414.9-16.93775.216.28-298.61-204.49
00000000000000000000000000000000000
0.040.060.090.110.160.160.210.240.290.330.360.390.410.510.550.610.771.121.311.451.782.042.372.272.432.412.382.222.011.941.931.771.841.521.58
0000000000000000000000000000000022.6328.510
00000000000000000000000000000022.120.120.8420.0117.18
0001.71.502.12.91.22.50000000000000000000000500.42482.850
00000000000000000000000000000000000
000000000000000000000000000000005.4254.030
0001.71.502.12.91.22.50000000000000000000022.120.1549.29785.417.18
00000000000082.572.5104.8151.5167.2179.2164.234.950.251.149.7125250250347.9448.2411.8287.8285.8284.7424.99426.98427.13
0000000000000000000000014.6018.8000000000
1075.98.98.48.411.822.426.626.120.312.340.449.255342.1405.178115.3129.3112.2186.3203.8132143.1320.9202.3422.3437.6199.3173.3182280.73226.38216.62
1075.98.98.48.411.822.426.626.120.312.3122.9121.7159.8493.6572.3257.2279.5164.2162.4237.4253.5271.6393.1589.7550.2870.5849.4487.1459.1466.7705.72653.36643.75
0.010.010.010.010.010.010.010.030.030.030.020.010.120.120.160.490.570.260.280.160.160.240.250.270.390.590.550.870.850.490.480.491.261.440.66
0.050.060.10.130.170.170.220.270.320.360.380.40.540.630.711.11.341.381.591.621.942.282.622.542.8232.933.092.862.432.412.253.12.962.24
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of ProAssurance provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand ProAssurance's financial health and stability.

Assets

ProAssurance's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that ProAssurance must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of ProAssurance after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into ProAssurance's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
78131722302429313747462412121572113236168177222231287275297196116151107471-1751440-38
22223335-133661115212424181616192635374550363228211821373826
-3-60-1-5-4-2-3-1072010-10013026-4-137246-1681-11-28-211-6-1
282649192910121546516-95341472082702218754-27-200-119-167-268-287-155-28-39109411753-23-90-97
00000-3000000002-2-32-36-1619913101217-3371238353243218-813467
000000000000022358101164332013141415161414141922
45969111010111281810-8147269545488991981101172642-81752-89-211
3431653950353847744675463661177241336323182244167751391599138961111791731771489273-29-49
00-1000000000000000000000000000000000
-34-31-62-61-50-31-32-48-65-46-70-8-37-98-122-343-392-313-191-168-9420-22-4926-67267227-28820021450-8-85-61141
-34-30-61-61-50-31-32-48-65-46-70-8-37-98-122-343-392-313-191-168-9420-22-4926-67267227-28820021450-8-85-61141
000000000000000000000000000000000000
000000000000082-10324400-145000671220100100-36-124-1-1-3600
000310-4-200-1-8-27-9-1460000-54-105-59-106-200-29-222-172-200000-3-50
000190-4-200-1-8-28-98235344431-66-100-59-106-30-12940-295-294-13-356-446-103-43-60-21-55
000-110000000001010312000-12-7-1-47-4-5-9-3-13-70
00000000000000000000000-7-200-46-71-217-118-315-316-93-38-10-10-5
002-200309-1-310-104490-67-1013-79-26371079-11106744-12317-549440-72-11335
33.730.763.939.150.135.73847.274.84675.746.436.361.3177241.9336.3323.6182.8244.1167.975.4139.2159.491.338.696111.1179173.4177.3148.292.373.97-29.84-49.89
000000000000000000000000000000000000

ProAssurance stock margins

The ProAssurance margin analysis displays the gross margin, EBIT margin, as well as the profit margin of ProAssurance. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for ProAssurance.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the ProAssurance's sales revenue. A higher gross margin percentage indicates that the ProAssurance retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the ProAssurance's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the ProAssurance's total revenue generated. When comparing the revenue margin year over year, investors can gauge the ProAssurance's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the ProAssurance. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the ProAssurance's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

ProAssurance Margin History

ProAssurance Gross marginProAssurance Profit marginProAssurance EBIT marginProAssurance Profit margin
2026e17.83 %0 %4.13 %
2025e17.83 %6.49 %3.75 %
2024e17.83 %5.13 %3.01 %
202317.83 %2.16 %-3.41 %
202217.83 %1 %-0.04 %
202111.98 %3.99 %13.4 %
202017.83 %-1.43 %-19.78 %
201917.83 %0.32 %0.1 %
201817.83 %5.22 %5.37 %
201717.83 %19.07 %12.32 %
201617.83 %24.26 %17.06 %
201517.83 %19.91 %14.83 %
201417.83 %32.38 %23.14 %
201317.83 %49.16 %40.6 %
201217.83 %55.92 %38.48 %
201117.83 %58.33 %40.05 %
201017.83 %48.55 %33.46 %
200917.83 %48.31 %33 %
200817.83 %45.01 %31.33 %
200717.83 %35.16 %23.82 %
200617.83 %25.47 %32.05 %
200517.83 %18.18 %17.52 %
200417.83 %9.92 %11.98 %

ProAssurance Stock Sales Revenue, EBIT, Earnings per Share

The ProAssurance earnings per share therefore indicates how much revenue ProAssurance has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue ProAssurance earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates ProAssurance's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of ProAssurance’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating ProAssurance's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

ProAssurance Revenue, EBIT and net profit per share

DateProAssurance Sales per ShareProAssurance EBIT per shareProAssurance Earnings per Share
2026e22.01 undefined0 undefined0.91 undefined
2025e21.33 undefined0 undefined0.8 undefined
2024e20.97 undefined0 undefined0.63 undefined
202321.53 undefined0.46 undefined-0.73 undefined
202220.43 undefined0.2 undefined-0.01 undefined
202119.89 undefined0.79 undefined2.67 undefined
202016.48 undefined-0.24 undefined-3.26 undefined
201918.78 undefined0.06 undefined0.02 undefined
201816.34 undefined0.85 undefined0.88 undefined
201716.25 undefined3.1 undefined2 undefined
201616.59 undefined4.02 undefined2.83 undefined
201514.25 undefined2.84 undefined2.11 undefined
201414.28 undefined4.62 undefined3.3 undefined
201311.82 undefined5.81 undefined4.8 undefined
201211.58 undefined6.48 undefined4.46 undefined
201111.62 undefined6.78 undefined4.65 undefined
201010.75 undefined5.22 undefined3.6 undefined
200910.15 undefined4.9 undefined3.35 undefined
20088.26 undefined3.72 undefined2.59 undefined
20079.86 undefined3.47 undefined2.35 undefined
200610.55 undefined2.69 undefined3.38 undefined
20059.85 undefined1.79 undefined1.72 undefined
20049.49 undefined0.94 undefined1.14 undefined

ProAssurance business model

ProAssurance Corporation is an American insurance company that specializes in providing liability insurance for doctors, hospitals, and other medical facilities. It was founded in 1976 and is headquartered in Birmingham, Alabama. ProAssurance was originally established as Mutual Assurance Society of Alabama and insured only doctors and other medical professionals in Alabama. In 2001, the company changed its name to ProAssurance Corporation and expanded nationwide through acquisitions of other medical liability insurers. Its business model focuses on providing liability insurance for medical facilities and professionals. The company also offers specialized products such as cyber liability insurance tailored to the needs of medical facilities. ProAssurance operates in three main segments: medical malpractice insurance, workers' compensation, and risk management and consulting. It offers various insurance products including medical malpractice insurance for doctors, dentists, hospitals, clinics, and other medical facilities, cyber liability insurance, workers' compensation insurance for employers, general liability insurance for businesses, and medical professional liability insurance for healthcare professionals like nurses and therapists. Overall, ProAssurance Corporation is a reputable company that protects medical facilities and professionals from liability risks and supports them in reducing their liability exposure. It provides tailored solutions to its clients through its different segments and specialized products. The answer is: ProAssurance Corporation is an American insurance company that specializes in providing liability insurance for doctors, hospitals, and other medical facilities. It was founded in 1976 and is headquartered in Birmingham, Alabama. ProAssurance is one of the most popular companies on Eulerpool.com.

ProAssurance SWOT Analysis

Strengths

ProAssurance Corp boasts a robust financial position, with steady revenue growth and a healthy balance sheet. This financial strength enables the company to pursue growth opportunities and withstand market fluctuations.

ProAssurance Corp has established itself as a leading provider of professional liability insurance, particularly in the medical field. Its extensive market presence allows the company to leverage its brand and reputation to attract new customers and retain existing ones.

The company offers a wide range of insurance products, including medical professional liability, legal professional liability, workers' compensation, and other specialty lines. This diversification helps ProAssurance Corp mitigate risks associated with concentrating solely on one type of insurance.

Weaknesses

Compared to its domestic operations, ProAssurance Corp has limited international market presence. This weakness exposes the company to potential missed opportunities for growth in global markets and leaves it susceptible to localized economic downturns.

ProAssurance Corp relies on reinsurance arrangements to manage its exposure to large losses. While reinsurance provides risk mitigation, the company's dependence on these arrangements exposes it to potential limitations, increased costs, or changes in reinsurers' policies.

As an insurance provider, ProAssurance Corp operates in a heavily regulated industry. Meeting regulatory requirements and ensuring compliance often requires significant resources and may limit the company's flexibility in certain business decisions.

Opportunities

ProAssurance Corp can explore opportunities to expand its operations into untapped markets, both domestically and internationally. This expansion could help the company diversify its revenue streams and reduce reliance on specific regions or industries.

Leveraging technological advancements, such as data analytics and artificial intelligence, can improve underwriting efficiency, risk assessment accuracy, and claims management for ProAssurance Corp. Investing in these technologies can enhance operational effectiveness and differentiate the company from competitors.

The growing awareness of the importance of professional liability insurance presents an opportunity for ProAssurance Corp. As professionals and businesses seek to mitigate their liability risks, the demand for insurance coverage is likely to increase, enabling the company to capture a larger market share.

Threats

ProAssurance Corp operates in a highly competitive insurance industry. Intense competition from both established insurers and new entrants could result in price pressures, reduced profitability, and loss of market share if the company fails to differentiate itself effectively.

Fluctuating economic conditions can significantly impact ProAssurance Corp's business. A prolonged economic downturn may lead to reduced insurance demand, financial losses for policyholders, and investment market volatility, affecting the company's profitability and investment income.

Changes in laws and regulations related to insurance, healthcare, or other industries ProAssurance Corp serves can pose a threat to its operations. Adapting to new legislative requirements and compliance costs can potentially impact the company's financial performance and operational efficiency.

ProAssurance Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

ProAssurance historical P/E ratio, EBIT, and P/S ratio.

ProAssurance shares outstanding

The number of shares was ProAssurance in 2023 — This indicates how many shares 52.642 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue ProAssurance earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates ProAssurance's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of ProAssurance’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating ProAssurance's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

ProAssurance Stock splits

In ProAssurance's history, there have been no stock splits.

ProAssurance dividend history and estimates

In 2023, ProAssurance paid a dividend amounting to 1.97 USD. Dividend means that ProAssurance distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for ProAssurance provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify ProAssurance’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating ProAssurance's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

ProAssurance Dividend History

DateProAssurance Dividend
2026e1.98 undefined
2025e1.98 undefined
2024e1.99 undefined
20231.97 undefined
20220.2 undefined
20210.2 undefined
20200.46 undefined
20191.24 undefined
20181.24 undefined
20171.24 undefined
20165.62 undefined
20151.93 undefined
20143.55 undefined
20131.35 undefined
20120.5 undefined
20110.25 undefined

ProAssurance dividend payout ratio

In 2023, ProAssurance had a payout ratio of 2,116.14%. The payout ratio indicates the percentage of the company's profits that ProAssurance distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for ProAssurance represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for ProAssurance could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate ProAssurance's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

ProAssurance Payout Ratio History

DateProAssurance Payout ratio
2026e2,174.47 %
2025e1,632.73 %
2024e2,774.55 %
20232,116.14 %
2022-2,688.17 %
20217.5 %
2020-14.11 %
20196,200 %
2018140.91 %
201762 %
2016198.59 %
201591.47 %
2014107.58 %
201328.13 %
201211.21 %
20115.38 %
20102,116.14 %
20092,116.14 %
20082,116.14 %
20072,116.14 %
20062,116.14 %
20052,116.14 %
20042,116.14 %
Unfortunately, there are currently no price targets and forecasts available for ProAssurance.

ProAssurance latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.1 0.23  (121.15 %)2024 Q2
3/31/20240.06 0.08  (30.93 %)2024 Q1
12/31/20230.06 -0.05  (-188.18 %)2023 Q4
9/30/20230.16 -0.07  (-144.53 %)2023 Q3
6/30/20230.1 0.16  (60.8 %)2023 Q2
3/31/20230.19 -0.15  (-178.66 %)2023 Q1
12/31/20220.14 0.06  (-56.01 %)2022 Q4
9/30/20220.2 -0.06  (-129.41 %)2022 Q3
6/30/20220.12 0.3  (151.68 %)2022 Q2
3/31/20220.19 0.14  (-24.41 %)2022 Q1
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Eulerpool ESG Scorecard© for the ProAssurance stock

Eulerpool World ESG Rating (EESG©)

35/ 100

🌱 Environment

13

👫 Social

68

🏛️ Governance

24

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees62
Percentage of women in management—
Percentage of Asian employees3.26
Share of Asian management2.49
Percentage of Hispanic/Latino employees3.46
Hispano/Latino Management share1.78
Percentage of Black employees7.61
Black Management Share2.49
Percentage of white employees83.5
White Management Share92.17
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting❌
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

ProAssurance list of shareholders

%
Name
Stocks
Change
Date
8.12541 % T. Rowe Price Investment Management, Inc.4,156,960179,81412/31/2023
5.54914 % Dimensional Fund Advisors, L.P.2,838,938168,63412/31/2023
5.42979 % Wellington Management Company, LLP2,777,882-54112/31/2023
4.22694 % Polar Capital LLP2,162,500012/31/2023
3.89084 % State Street Global Advisors (US)1,990,55621,06412/31/2023
2.64068 % TimesSquare Capital Management, LLC1,350,970-217,89012/31/2023
2.54952 % Allspring Global Investments, LLC1,304,334-29,6683/31/2024
2.16487 % Geode Capital Management, L.L.C.1,107,54614,71412/31/2023
13.76888 % BlackRock Institutional Trust Company, N.A.7,044,160-70,61612/31/2023
11.38731 % The Vanguard Group, Inc.5,825,747-69,76112/31/2023
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ProAssurance Executives and Management Board

Mr. Edward Rand56
ProAssurance President, Chief Executive Officer, Director (since 2004)
Compensation 4.37 M
Mr. Jeffrey Lisenby54
ProAssurance Executive Vice President, General Counsel, Corporate Secretary, Head of the Corporate Legal Department
Compensation 1.46 M
Ms. Dana Hendricks55
ProAssurance Chief Financial Officer, Executive Vice President, Treasurer
Compensation 1.4 M
Mr. Kevin Shook53
ProAssurance President, Workers Compensation Insurance and Eastern Subsidiary
Compensation 1.4 M
Ms. Maye Frei52
ProAssurance Independent Director
Compensation 449,023
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ProAssurance Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
BlackRock Stock
BlackRock
SupplierCustomer-0,230,770,840,24-0,050,67
T. Rowe Price Group Stock
T. Rowe Price Group
SupplierCustomer-0,350,690,870,22-0,180,56
1

Most common questions regarding ProAssurance

What values and corporate philosophy does ProAssurance represent?

ProAssurance Corp represents values of integrity, professionalism, and excellence in providing medical professional liability insurance. The company is committed to the highest ethical standards, ensuring fair and prompt claims handling, and delivering exceptional service to its policyholders. ProAssurance's corporate philosophy centers around building long-term relationships, promoting patient safety, and supporting the healthcare community. With a focus on risk management and tailored insurance solutions, ProAssurance Corp strives to protect the assets and reputations of healthcare professionals, fostering trust and stability in the healthcare industry.

In which countries and regions is ProAssurance primarily present?

ProAssurance Corp is primarily present in the United States.

What significant milestones has the company ProAssurance achieved?

ProAssurance Corp, a leading insurance company specializing in professional liability, has achieved remarkable milestones throughout its history. Established in 1976, the company has consistently demonstrated its commitment to excellence and growth. Over the years, ProAssurance Corp has successfully expanded its operations, acquired strategic entities, and developed innovative insurance solutions. Notably, the company's acquisition of Medmarc Casualty Insurance Company in 2012 strengthened its position in the healthcare market. Furthermore, ProAssurance Corp has received numerous accolades for its exceptional service, including being recognized as one of America's Most Trustworthy Companies by Forbes. Through its dedication to quality and growth, ProAssurance Corp has become a trusted name in the insurance industry.

What is the history and background of the company ProAssurance?

ProAssurance Corp is an insurance company founded in 1976 as Medical Assurance Inc. It originally focused on offering medical professional liability insurance to physicians. Over the years, the company expanded its product offerings and geographic reach. In 2001, Medical Assurance Inc. merged with Professionals Group Inc. and changed its name to ProAssurance Corp. Today, ProAssurance Corp is a leading provider of professional liability insurance, serving healthcare professionals, hospitals, and healthcare facilities. The company has a strong focus on risk management and offers a range of specialized coverage options, including workers' compensation and cyber liability insurance. ProAssurance Corp has a long-standing reputation for financial stability and outstanding customer service.

Who are the main competitors of ProAssurance in the market?

The main competitors of ProAssurance Corp in the market include companies such as Berkshire Hathaway, The Doctors Company, and CNA Financial Corporation.

In which industries is ProAssurance primarily active?

ProAssurance Corp is primarily active in the insurance industry.

What is the business model of ProAssurance?

ProAssurance Corp is a leading provider of medical professional liability insurance and risk management solutions. As a company, their business model revolves around offering specialized insurance coverage to healthcare professionals, hospitals, and healthcare facilities. ProAssurance Corp aims to protect and support its policyholders through comprehensive risk management strategies, claims defense expertise, and innovative solutions. With a strong focus on the healthcare industry, ProAssurance Corp ensures that its clients receive tailored insurance products and services to mitigate potential liabilities and safeguard their professional reputations. By consistently delivering exceptional customer service and maintaining financial stability, ProAssurance Corp has established itself as a trusted partner in the healthcare insurance sector.

What is the P/E ratio of ProAssurance 2024?

The ProAssurance P/E ratio is 21.99.

What is the P/S ratio of ProAssurance 2024?

The ProAssurance P/S ratio is 0.66.

What is the AlleAktien quality score of ProAssurance?

The AlleAktien quality score for ProAssurance is 1/10.

What is the revenue of ProAssurance 2024?

The expected ProAssurance revenue is 1.07 B USD.

How high is the profit of ProAssurance 2024?

The expected ProAssurance profit is 32.32 M USD.

What is the business model of ProAssurance

ProAssurance Corp is a leading insurance company specializing in liability insurance. It offers its services in the USA and Canada, serving both medical facilities and companies in other industries. ProAssurance Corp's business model is based on the goal of providing comprehensive insurance coverage that meets the specific needs of each industry and company. The company offers a variety of products and services in specialized divisions. The Medical Malpractice Division focuses on insuring medical professionals, clinics, and other medical facilities, including coverage for malpractice. ProAssurance offers a comprehensive range of tailored policies to fulfill each customer's specific needs. The Workers' Compensation Division handles employee accidents, illnesses, and working conditions. The company provides customers with a wide range of policies that offer secure and reliable coverage to ensure complete protection for any business that utilizes ProAssurance Corp's services. The Specialty Property and Casualty Division offers a comprehensive range of coverage options for customers with specific risks. The company specializes in insuring risks in multiple industries, including aviation, oil and gas, technology, and more. Customers can rely on the company to provide customized coverage that addresses their specific risks. ProAssurance Corp also strives to meet its customers' needs by offering global coverage options. It provides international product liability insurance, international health insurance, and international liability insurance, among others. Through its global network of partners, the company can provide the necessary coverage in any country worldwide. ProAssurance Corp's business model also involves collaborating with its distribution partners. It works closely with brokers, agents, and insurance representatives to ensure that its products and services meet customer needs. The close collaboration with local partners allows the company to quickly respond to changing requirements and achieve optimal customer satisfaction. In summary, ProAssurance Corp offers a comprehensive range of products and services in various divisions. It works closely with customers and distribution partners to ensure that its products meet the specific needs of each industry and company. By providing comprehensive coverage and excellent customer support, the company has become one of the leading liability insurers in North America.

What is the ProAssurance dividend?

ProAssurance pays a dividend of 0.2 USD distributed over payouts per year.

How often does ProAssurance pay dividends?

The dividend cannot currently be calculated for ProAssurance or the company does not pay out a dividend.

What is the ProAssurance ISIN?

The ISIN of ProAssurance is US74267C1062.

What is the ProAssurance WKN?

The WKN of ProAssurance is 676103.

What is the ProAssurance ticker?

The ticker of ProAssurance is PRA.

How much dividend does ProAssurance pay?

Over the past 12 months, ProAssurance paid a dividend of 1.97 USD . This corresponds to a dividend yield of about 14.59 %. For the coming 12 months, ProAssurance is expected to pay a dividend of 1.98 USD.

What is the dividend yield of ProAssurance?

The current dividend yield of ProAssurance is 14.59 %.

When does ProAssurance pay dividends?

ProAssurance pays a quarterly dividend. This is distributed in the months of April, July, October, January.

How secure is the dividend of ProAssurance?

ProAssurance paid dividends every year for the past 16 years.

What is the dividend of ProAssurance?

For the upcoming 12 months, dividends amounting to 1.98 USD are expected. This corresponds to a dividend yield of 14.67 %.

In which sector is ProAssurance located?

ProAssurance is assigned to the 'Finance' sector.

Wann musste ich die Aktien von ProAssurance kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of ProAssurance from 1/2/2024 amounting to 0.48 USD, you needed to have the stock in your portfolio before the ex-date on 12/18/2023.

When did ProAssurance pay the last dividend?

The last dividend was paid out on 1/2/2024.

What was the dividend of ProAssurance in the year 2023?

In the year 2023, ProAssurance distributed 0.2 USD as dividends.

In which currency does ProAssurance pay out the dividend?

The dividends of ProAssurance are distributed in USD.

All fundamentals about ProAssurance

Our stock analysis for ProAssurance Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ProAssurance Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.