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Pioneer Bancorp Stock

Pioneer Bancorp Net Income 2024

Pioneer Bancorp Net Income

21.95 M USD

Ticker

PBFS

ISIN

US7235611065

WKN

A2PN1D

In 2024, Pioneer Bancorp's profit amounted to 21.95 M USD, a 113.52% increase from the 10.28 M USD profit recorded in the previous year.

The Pioneer Bancorp Net Income history

YEARNET INCOME (undefined USD)
202321.95
202210.28
20211.08
20205.2
20197.31
201811.5
20175.63

Pioneer Bancorp Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Pioneer Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Pioneer Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Pioneer Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Pioneer Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Pioneer Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Pioneer Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Pioneer Bancorp’s growth potential.

Pioneer Bancorp Revenue, EBIT and net profit per share

DatePioneer Bancorp RevenuePioneer Bancorp EBITPioneer Bancorp Net Income
202385.18 M undefined0 undefined21.95 M undefined
202257.91 M undefined0 undefined10.28 M undefined
202159.71 M undefined0 undefined1.08 M undefined
202068.65 M undefined0 undefined5.2 M undefined
201968.45 M undefined0 undefined7.31 M undefined
201859.18 M undefined0 undefined11.5 M undefined
201748.44 M undefined0 undefined5.63 M undefined

Pioneer Bancorp stock margins

The Pioneer Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Pioneer Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Pioneer Bancorp.

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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Pioneer Bancorp's sales revenue. A higher gross margin percentage indicates that the Pioneer Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Pioneer Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Pioneer Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Pioneer Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Pioneer Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Pioneer Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Pioneer Bancorp Margin History

Pioneer Bancorp Gross marginPioneer Bancorp Profit marginPioneer Bancorp EBIT marginPioneer Bancorp Profit margin
20230 %0 %25.77 %
20220 %0 %17.75 %
20210 %0 %1.81 %
20200 %0 %7.57 %
20190 %0 %10.68 %
20180 %0 %19.43 %
20170 %0 %11.62 %

Pioneer Bancorp Aktienanalyse

What does Pioneer Bancorp do?

Pioneer Bancorp Inc is a US holding company specializing in banking services. The company, originally founded in 1889 as Pioneer Savings and Loan Association, is headquartered in Albany, New York. In 1995, the company was renamed Pioneer Bancorp Inc and has been traded on the NASDAQ exchange under the ticker PBNY. Pioneer Bancorp Inc's business model is to offer customers a wide range of banking services. The company provides various financial products, including mortgages, loans, credit cards, savings accounts, checking accounts, and investment services. Additionally, the company also offers insurance services and functions as an independent insurance broker. Pioneer Bancorp Inc operates different divisions targeting various customer groups. The main divisions are retail banking, commercial banking, and financial services. Each division offers products and services tailored to the specific needs of their target audience. The retail banking division offers a variety of products designed for individuals and families, including checking accounts, savings accounts, loans, and mortgages. Pioneer Bancorp Inc also offers credit cards specifically tailored to the needs of retail customers. The commercial banking division provides products and services tailored to businesses and self-employed individuals. This includes checking accounts, credit lines, loans, and escrow accounts. Additionally, the company also offers cash management services to help businesses better manage their liquidity. The financial services division offers investment and insurance services, including investment advice, asset management, and risk management. Pioneer Bancorp Inc works closely with independent financial advisors to offer its customers a wide range of services. In summary, Pioneer Bancorp Inc is a bank company that offers a wide range of financial products and services tailored to the needs of retail and commercial customers. The company operates different divisions specifically targeting the needs of each customer group and also offers investment and insurance services. With a history dating back to 1889, Pioneer Bancorp Inc has a long tradition as a reliable and trusted partner for its customers. Pioneer Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Pioneer Bancorp's Profit Margins

The profit margins of Pioneer Bancorp represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Pioneer Bancorp's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Pioneer Bancorp's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Pioneer Bancorp's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Pioneer Bancorp’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Pioneer Bancorp stock

How much profit has Pioneer Bancorp made this year?

Pioneer Bancorp has made 21.95 M USD this year.

How has the profit developed compared to last year?

The profit has increased by 113.52% compared to last year increased

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Pioneer Bancorp publish its earnings?

Pioneer Bancorp publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Pioneer Bancorp?

The profits of Pioneer Bancorp are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Pioneer Bancorp?

You can learn more about the earnings of Pioneer Bancorp by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Pioneer Bancorp pay?

Over the past 12 months, Pioneer Bancorp paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Pioneer Bancorp is expected to pay a dividend of 0 USD.

What is the dividend yield of Pioneer Bancorp?

The current dividend yield of Pioneer Bancorp is .

When does Pioneer Bancorp pay dividends?

Pioneer Bancorp pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of Pioneer Bancorp?

Pioneer Bancorp paid dividends every year for the past 0 years.

What is the dividend of Pioneer Bancorp?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is Pioneer Bancorp located?

Pioneer Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Pioneer Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Pioneer Bancorp from 9/29/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 9/29/2024.

When did Pioneer Bancorp pay the last dividend?

The last dividend was paid out on 9/29/2024.

What was the dividend of Pioneer Bancorp in the year 2023?

In the year 2023, Pioneer Bancorp distributed 0 USD as dividends.

In which currency does Pioneer Bancorp pay out the dividend?

The dividends of Pioneer Bancorp are distributed in USD.

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Andere Kennzahlen von Pioneer Bancorp

Our stock analysis for Pioneer Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Pioneer Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.