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Intercorp Financial Services stock price, quote, forecast and news

IFS
PAL2400671A3
A2PN48

Price

83.56 PEN
Today +/-
+0.01 PEN
Today %
+0.07 %
P

Intercorp Financial Services stock price

PEN
%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Intercorp Financial Services stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Intercorp Financial Services stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Intercorp Financial Services stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Intercorp Financial Services's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Intercorp Financial Services Stock Price History

DateIntercorp Financial Services Price
8/7/202483.56 PEN
8/6/202483.50 PEN
8/5/202482.73 PEN
8/2/202483.39 PEN
8/1/202483.32 PEN
7/31/202484.76 PEN
7/30/202484.06 PEN
7/29/202483.19 PEN
7/26/202485.00 PEN
7/25/202484.89 PEN
7/24/202485.30 PEN
7/23/202486.12 PEN
7/22/202486.08 PEN
7/19/202485.54 PEN
7/18/202485.19 PEN
7/17/202485.46 PEN
7/16/202486.03 PEN
7/15/202489.57 PEN
7/12/202490.14 PEN
7/11/202489.33 PEN
7/10/202490.47 PEN

Intercorp Financial Services Revenue, EBIT, Net Income

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  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Intercorp Financial Services, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Intercorp Financial Services from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Intercorp Financial Services’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Intercorp Financial Services. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Intercorp Financial Services’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Intercorp Financial Services’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Intercorp Financial Services’s growth potential.

Intercorp Financial Services Revenue, EBIT and net profit per share

DateIntercorp Financial Services RevenueIntercorp Financial Services Net Income
2026e1.75 B PEN542.28 M PEN
2025e1.75 B PEN486.89 M PEN
2024e1.6 B PEN336.42 M PEN
20239.54 B PEN1.07 B PEN
20229.2 B PEN1.66 B PEN
20217.33 B PEN1.79 B PEN
20206.92 B PEN383.3 M PEN
20197.05 B PEN1.44 B PEN
20186.17 B PEN1.08 B PEN
20175.64 B PEN1.03 B PEN
20165.25 B PEN828.1 M PEN
20155.43 B PEN1.23 B PEN
20144.33 B PEN949.1 M PEN
20134.01 B PEN970.2 M PEN
20123.49 B PEN760.9 M PEN
20113.21 B PEN698.5 M PEN
20102.81 B PEN499.1 M PEN
20092.46 B PEN506.5 M PEN
20082.09 B PEN249.4 M PEN
20071.64 B PEN277.8 M PEN
20061.21 B PEN187.9 M PEN
2005897.9 M PEN132.4 M PEN
2004701.7 M PEN71.5 M PEN

Intercorp Financial Services Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B PEN)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M PEN)EBIT (M PEN)EBIT MARGIN (%)NET INCOME (B PEN)NET INCOME GROWTH (%)DIV. (PEN)DIV. GROWTH (%)SHARES (M)DOCUMENTS
200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.70.91.211.642.092.462.813.213.494.014.335.435.255.646.177.056.927.339.29.541.61.751.75
-27.9635.0135.0927.5717.7314.3714.208.6914.978.0825.38-3.397.509.3714.22-1.905.9625.573.65-83.279.52-0.06
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00000000000000000000000
00000000000000000000630772906
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0.070.130.190.280.250.510.50.70.760.970.951.230.831.031.081.440.381.791.661.070.340.490.54
-85.9241.6748.13-10.11103.21-1.3839.888.8827.63-2.1629.72-32.7424.035.5532.93-73.42367.36-7.26-35.42-68.6644.6411.52
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84.584.584.588.592.591.991.290.6109.9109.9109.4109.1108.4106.7110.4112.8115.4115.4115.4115.01000
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Details

Keystats

Revenue and Growth

The Intercorp Financial Services Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Intercorp Financial Services is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M PEN)RECEIVABLES (M PEN)OTHER REC. (M PEN)INVENTORIES (M PEN)OTHER CURRENT LIAB. (M PEN)CURRENT ASSETS (M PEN)TANGIBLE ASSETS (M PEN)LONG-T. INVEST. (M PEN)LONG-T. REC. (M PEN)INTANGIBLE ASSETS (B PEN)GOODWILL (M PEN)OTHER NON-CURRENT ASSETS (M PEN)NON-CURRENT ASSETS (B PEN)TOTAL ASSETS (B PEN)LIABILITIESCOMMON STOCK (B PEN)ADDITIONAL PAID-IN CAPITAL (M PEN)RETAINED EARNINGS (B PEN)OTHER EQUITY (M PEN)UNREAL. GAINS/LOSSES (M PEN)EQUITY (B PEN)LIABILITIES (M PEN)PROVISIONS (M PEN)OTHER SHORT-TERM LIAB. (M PEN)SHORT-TERM DEBTS (B PEN)LONG-TERM DEBT PORTION (M PEN)SHORT-TERM REC. (B PEN)LONG-T. LIAB. (B PEN)DEFERRED TAXES (M PEN)OTHER LIAB. (B PEN)LONG-T. LIABILITIES (B PEN)DEBT (B PEN)TOTAL CAPITAL (B PEN)
20042005200620072008200920102011201220132014201520162017201820192020202120222023
00000000000000000000
00000000000000000000
00000000000000000000
00000000000000000000
00000000000000000000
00000000000000000000
403397397432520535482444447574577579590613623951844815791804.83
22161824242931361463843505256000000
00000000000000000000
000.030000.080.10.110.140.150.20.270.490.960.981.041.051.631.69
00200370000000433000000
30734136505703556314665728998794535414216655.94
0.730.750.810.460.60.60.630.640.740.790.830.911.691.661.982.2422.592.55
0.730.750.810.460.60.60.630.640.740.790.830.911.691.661.982.2422.592.55
0.350.350.350.770.80.730.80.80.80.80.960.960.960.960.961.041.041.041.041.04
000263268268268268268514268268268268268530533533533532.77
0.160.280.410.270.340.811.081.481.822.583.13.84.155.275.96.856.58.118.348.92
0000000020727142-36116-229122443837-168-554-457.79
00000000000000000000
0.510.630.761.31.411.812.142.553.13.924.484.675.46.277.268.868.919.519.3510.03
00000000000000045434559122.48
00000000000000000000
00000000000000000000
0.150.160.131.151.990.661.430.3202.763.146.195.334.414.293.949.628.487.048.9
00000000000000000000
0.150.160.131.151.990.661.430.3202.763.146.195.334.414.293.989.668.527.19.03
0.570.720.480.481.351.953.924.035.893.434.574.934.775.66.56.897.788.397.915.55
670000002151044000008275.71
1.171.531.741.621.52.042.42.833.244.14.975.936.1911.9112.1813.5314.6614.5914.4315.66
1.742.262.222.12.853.996.326.859.137.549.5410.8610.9617.5118.6820.4222.4422.9822.4221.28
1.92.412.353.254.844.657.767.189.1310.312.6817.0516.2921.9222.9724.432.131.529.5230.31
2.413.043.114.556.246.469.99.7312.2214.2217.1621.7221.6928.1930.2333.2541.0241.0138.8740.34
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Intercorp Financial Services provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Intercorp Financial Services's financial health and stability.

Assets

Intercorp Financial Services's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Intercorp Financial Services must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Intercorp Financial Services after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Intercorp Financial Services's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B PEN)DEPRECIATION (M PEN)DEFERRED TAXES (M PEN)CHANGES IN WORKING CAPITAL (B PEN)NON-CASH ITEM (M PEN)PAID INTEREST (M PEN)PAID TAXES (M PEN)NET CASH FLOW FROM OPERATING ACTIVITIES (B PEN)CAPITAL EXPENDITURES (M PEN)CASH FLOW FROM INVESTING ACTIVITIES (M PEN)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B PEN)INTEREST INCOME AND EXPENSES (M PEN)NET DEBT CHANGE (B PEN)NET CHANGE IN EQUITY (M PEN)CASH FLOW FROM FINANCING ACTIVITIES (B PEN)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B PEN)TOTAL DIVIDENDS PAID (M PEN)NET CHANGE IN CASH FLOW (B PEN)FREE CASH FLOW (M PEN)SHARE-BASED COMPENSATION (M PEN)
200620072008200920102011201220132014201520162017201820192020202120222023
0.190.280.250.510.50.70.770.980.961.240.830.841.091.450.381.81.671.08
40546070941048696105111130145165262269280336379
000000-10-21-8-311-41439-3082060102
0.260.180.240.430.670.731.32.43-0.283.20.52.6-3.230.1513.14-0.6-3.331.56
-7-89-83-152-115-114-161-276-8483-66-275-83-226-494-342306-7
000000000000000000
0000002302543183703393421894133802803340
0.480.430.460.851.151.421.983.20.694.61.43.31-2.051.6712.991.35-1.013.12
-45-85-146-104-68-33-130-117-123-173-212-245-201-211-248-258-362-426
-3119-99-86-77-70885-804-2,662-794-1,402-2,305-2964-4,047-2,327-1,393-3,553
0.010.10.050.02-0.01-0.041.02-0.69-2.54-0.62-1.19-2.06-0.10.22-3.8-2.07-1.03-3.13
000000000000000000
0.01000.391.64-0.450.60.020.89-0.250.240.660.450.630.08-0.22-0.25-2.41
02550000000-36-200903840-3-10-80
-0.47-0.120.61-0.20.18-3.4-0.01-0.330.24-0.79-0.22-0.20.231.07-0.55-0.86-1.28-3.24
-0.42-0.370.71-0.47-1.21-2.66-0.160.08-0.210.060.24-0.47-0.11.090.07-0.01-0.27-0.23
-51-3-104-116-250-286-452-433-444-564-497-476-511-654-698-634-751-511
-0.010.330.980.571.25-2.053.081.7-1.763.34-0.280.73-2.142.778.3-1.73-3.71-3.63
4393413187501,0781,3841,8533,0855714,4271,1853,061-2,2461,45812,7461,088-1,374.382,691.33
000000000000000000

Intercorp Financial Services stock margins

The Intercorp Financial Services margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Intercorp Financial Services. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Intercorp Financial Services.
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Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Intercorp Financial Services's sales revenue. A higher gross margin percentage indicates that the Intercorp Financial Services retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Intercorp Financial Services's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Intercorp Financial Services's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Intercorp Financial Services's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Intercorp Financial Services. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Intercorp Financial Services's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Intercorp Financial Services Margin History

DateIntercorp Financial Services Profit margin
2026e31.04 %
2025e27.84 %
2024e21.08 %
202311.25 %
202218.04 %
202124.43 %
20205.54 %
201920.44 %
201817.56 %
201718.2 %
201615.77 %
201522.66 %
201421.89 %
201324.19 %
201221.81 %
201121.77 %
201017.76 %
200920.61 %
200811.95 %
200716.98 %
200615.52 %
200514.75 %
200410.19 %

Intercorp Financial Services Stock Sales Revenue, EBIT, Earnings per Share

The Intercorp Financial Services earnings per share therefore indicates how much revenue Intercorp Financial Services has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Intercorp Financial Services earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Intercorp Financial Services's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Intercorp Financial Services’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Intercorp Financial Services's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Intercorp Financial Services Revenue, EBIT and net profit per share

DateIntercorp Financial Services Sales per ShareIntercorp Financial Services Earnings per Share
2026e15.26 PEN4.74 PEN
2025e15.28 PEN4.25 PEN
2024e13.94 PEN2.94 PEN
202382.94 PEN9.33 PEN
202279.75 PEN14.39 PEN
202163.51 PEN15.51 PEN
202059.95 PEN3.32 PEN
201962.51 PEN12.78 PEN
201855.92 PEN9.82 PEN
201752.9 PEN9.63 PEN
201648.44 PEN7.64 PEN
201549.82 PEN11.29 PEN
201439.62 PEN8.68 PEN
201336.49 PEN8.83 PEN
201231.74 PEN6.92 PEN
201135.42 PEN7.71 PEN
201030.82 PEN5.47 PEN
200926.74 PEN5.51 PEN
200822.56 PEN2.7 PEN
200718.49 PEN3.14 PEN
200614.33 PEN2.22 PEN
200510.63 PEN1.57 PEN
20048.3 PEN0.85 PEN

Intercorp Financial Services business model

Intercorp Financial Services Inc. is a company based in Peru that was founded in 1994 and has since established a leading position in the country's financial sector. The company offers a wide range of financial services to both private and business customers, including banking services, insurance, investment management, and asset management. Intercorp has become one of the leading players in the Peruvian financial market, catering to the needs of a growing middle class and continuously expanding its offering of products and services. The company's business model aims to facilitate access to a variety of financial services for its customers, with a focus on providing comprehensive solutions for both personal and business needs. Intercorp's strategy involves diversification, allowing it to better balance risks and opportunities in the market and build long-term relationships with its customers. The company's banking division is one of Peru's largest private banks, serving over 3.5 million customers nationwide. In addition, Intercorp has established an insurance division specializing in providing health, accident, and life insurance, including coverage for people in the poorest regions of the country. Intercorp's investment department, Intercorp Financial Services, offers comprehensive investment management solutions, including fund management, IPOs, mergers and acquisitions, and corporate financing, managing assets worth over $2 billion. Lastly, Intercorp also has an asset management division focusing on managing assets for private and business customers. The company supports its clients in managing their wealth by offering a wide range of investment options, including stocks, bonds, investment funds, and alternative investments. Intercorp takes pride in specializing in meeting the needs of its customers, tailoring its business to offer a wide range of financial products and services that align with their evolving needs. The company works closely with its customers to ensure their financial needs are optimally met, striving to provide high-quality, accessible, and affordable financial services that best serve its customers' interests. Overall, Intercorp Financial Services Inc. has established itself as a key player in Peru's financial sector, leveraging its offering of comprehensive financial services and prioritizing customer needs. With a focus on diversification, customer proximity, and quality services, Intercorp remains a major player in the Peruvian financial market. Intercorp Financial Services is one of the most popular companies on Eulerpool.com.

Intercorp Financial Services SWOT Analysis

Strengths

Intercorp Financial Services Inc has established a strong reputation in the financial services industry over the years, leading to a loyal and diverse customer base. The company's extensive experience and expertise allow it to offer a wide range of financial products and services to meet the diverse needs of its clients. Intercorp also possesses a robust and efficient infrastructure, enabling smooth operations and prompt customer service.

Weaknesses

One of the weaknesses of Intercorp Financial Services Inc is its relatively limited geographic presence, primarily operating within a specific region. This restricts its potential to tap into more markets and expand its customer base. Additionally, the company may face challenges in adapting to rapid technological advancements, requiring continuous investment in upgrading its systems and ensuring employee technological competence.

Opportunities

Intercorp Financial Services Inc can capitalize on emerging trends in the financial industry, such as the growing demand for sustainable and socially responsible investment options. By developing and promoting such products, the company can attract environmentally and socially conscious investors, potentially expanding its customer base. Furthermore, strategic partnerships with fintech startups can help Intercorp leverage innovative technologies and enhance its service offerings.

Threats

Intercorp Financial Services Inc faces competition from both traditional financial institutions and emerging fintech companies. This rivalry may intensify, as technological advancements level the playing field and disrupt traditional business models. Moreover, changing regulatory frameworks and compliance requirements pose a threat, necessitating constant vigilance to ensure adherence to laws and maintain customer trust.

Intercorp Financial Services Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Intercorp Financial Services historical P/E ratio, EBIT, and P/S ratio.

Intercorp Financial Services shares outstanding

The number of shares was Intercorp Financial Services in 2023 — This indicates how many shares 115.012 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Intercorp Financial Services earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Intercorp Financial Services's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Intercorp Financial Services’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Intercorp Financial Services's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Intercorp Financial Services dividend history and estimates

In 2023, Intercorp Financial Services paid a dividend amounting to 1.18 PEN. Dividend means that Intercorp Financial Services distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Intercorp Financial Services provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Intercorp Financial Services’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Intercorp Financial Services's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Intercorp Financial Services Dividend History

DateIntercorp Financial Services Dividend
2026e1.35 PEN
2025e1.35 PEN
2024e1.36 PEN
20231.18 PEN
20221.75 PEN
20211.42 PEN
20201.75 PEN

Intercorp Financial Services dividend payout ratio

In 2023, Intercorp Financial Services had a payout ratio of 24.68%. The payout ratio indicates the percentage of the company's profits that Intercorp Financial Services distributes as dividends.
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Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Intercorp Financial Services represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Intercorp Financial Services could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Intercorp Financial Services's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Intercorp Financial Services Payout Ratio History

DateIntercorp Financial Services Payout ratio
2026e19.13 %
2025e17.39 %
2024e15.33 %
202324.68 %
202212.16 %
20219.16 %
202052.71 %
201924.68 %
201824.68 %
201724.68 %
201624.68 %
201524.68 %
201424.68 %
201324.68 %
201224.68 %
201124.68 %
201024.68 %
200924.68 %
200824.68 %
200724.68 %
200624.68 %
200524.68 %
200424.68 %
Unfortunately, there are currently no price targets and forecasts available for Intercorp Financial Services.

Intercorp Financial Services latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20240.54 PEN0.33 PEN (-39.11 %)2024 Q1
12/31/20230.26 PEN0.66 PEN (154.23 %)2023 Q4
9/30/20230.63 PEN0.46 PEN (-26.48 %)2023 Q3
6/30/20230.96 PEN0.77 PEN (-19.05 %)2023 Q2
3/31/20230.92 PEN0.61 PEN (-34.53 %)2023 Q1
12/31/20221.06 PEN0.89 PEN (-15.49 %)2022 Q4
9/30/20220.93 PEN1.36 PEN (46.34 %)2022 Q3
6/30/20220.95 PEN0.58 PEN (-38.99 %)2022 Q2
3/31/20220.94 PEN0.92 PEN (-3.14 %)2022 Q1
12/31/20210.69 PEN0.56 PEN (-17.89 %)2021 Q4
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Eulerpool ESG Scorecard© for the Intercorp Financial Services stock

Eulerpool World ESG Rating (EESG©)

53/ 100

🌱 Environment

19

👫 Social

89

🏛️ Governance

50

Environment

Scope 1 - Direct Emissions
31.95
Scope 2 - Indirect emissions from purchased energy
2,178.06
Scope 3 - Indirect emissions within the value chain
8,530.99
Total CO₂ emissions
2,210.01
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees59
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Intercorp Financial Services list of shareholders

%
Name
Stocks
Change
Date
71.22 % Intercorp Peru Ltd81,532,54709/29/2023
1.80 % Fidelity Management & Research Company LLC2,055,654-297,21012/31/2023
1.56 % Templeton Asset Management Ltd.1,787,70636,14012/31/2023
0.89 % NWI Management LP1,022,210012/31/2023
0.79 % Franklin Advisers, Inc.907,952012/31/2023
0.78 % Franklin Templeton Investimentos (Brasil), Ltda.896,96509/30/2023
0.78 % Templeton Investment Counsel, L.L.C.896,965896,96512/31/2023
0.69 % Franklin Templeton International Services SARL786,275-19,51312/31/2023
0.66 % Schroder Investment Management Ltd. (SIM)752,59631,84212/31/2023
0.52 % Fidelity Institutional Asset Management599,594-1,40012/31/2023
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Intercorp Financial Services Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,820,920,770,40-0,180,27
SupplierCustomer0,500,860,53-0,38-0,57-
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Most common questions regarding Intercorp Financial Services

What values and corporate philosophy does Intercorp Financial Services represent?

Intercorp Financial Services Inc represents a strong commitment to its values and corporate philosophy. The company values integrity, trust, and excellence in all its dealings. With a customer-centric approach, Intercorp aims to provide innovative financial solutions that meet the diverse needs of its clients. The company's corporate philosophy focuses on fostering long-term relationships and sustainable growth in the financial services industry. By prioritizing transparency and accountability, Intercorp strives to enhance shareholder value and deliver superior returns. Through its dedication to ethical practices and strategic decision-making, Intercorp Financial Services Inc establishes itself as a trusted and reliable player in the market.

In which countries and regions is Intercorp Financial Services primarily present?

Intercorp Financial Services Inc is primarily present in Peru.

What significant milestones has the company Intercorp Financial Services achieved?

Intercorp Financial Services Inc has achieved several significant milestones throughout its history. Firstly, the company successfully entered the international market, expanding its operations globally. Secondly, Intercorp Financial Services Inc achieved an impressive growth rate, attracting a large customer base and increasing market share. Additionally, the company successfully implemented innovative digital solutions, enhancing customer experience and streamlining processes. Furthermore, Intercorp Financial Services Inc has consistently demonstrated strong financial performance, reporting consistent revenue growth and profitability. Lastly, the company has secured strategic partnerships and collaborations, further strengthening its position in the industry. These milestones highlight Intercorp Financial Services Inc's commitment to excellence and continuous progress in the financial services sector.

What is the history and background of the company Intercorp Financial Services?

Intercorp Financial Services Inc is a renowned company with a rich history and an esteemed background. Established several decades ago, Intercorp Financial Services Inc has cemented itself as a leading player in the financial services industry. The company has expanded its operations globally, offering a wide range of financial products and services to both individuals and businesses. Through strategic partnerships and innovative solutions, Intercorp Financial Services Inc has consistently demonstrated its commitment to providing exceptional value to its clients. With a strong emphasis on customer satisfaction and continuous growth, Intercorp Financial Services Inc has become a trusted name in the financial sector.

Who are the main competitors of Intercorp Financial Services in the market?

The main competitors of Intercorp Financial Services Inc in the market include major financial institutions such as JP Morgan Chase & Co, Bank of America Corporation, and Wells Fargo & Company.

In which industries is Intercorp Financial Services primarily active?

Intercorp Financial Services Inc is primarily active in the financial services industry.

What is the business model of Intercorp Financial Services?

Intercorp Financial Services Inc is a financial services company with a diverse business model. It operates through its subsidiaries, offering a range of services such as banking, insurance, asset management, and market research. Intercorp focuses on providing comprehensive solutions to its clients, catering to their financial needs and goals. The company's strong reputation in the market is built on its customer-centric approach and innovative financial solutions. With its wide range of services and expertise, Intercorp Financial Services Inc aims to serve as a trusted financial partner, delivering value and driving sustainable growth for its clients and stakeholders.

What is the P/E ratio of Intercorp Financial Services 2024?

The Intercorp Financial Services P/E ratio is 28.57.

What is the P/S ratio of Intercorp Financial Services 2024?

The Intercorp Financial Services P/S ratio is 6.02.

What is the AlleAktien quality score of Intercorp Financial Services?

The AlleAktien quality score for Intercorp Financial Services is 5/10.

What is the revenue of Intercorp Financial Services 2024?

The expected Intercorp Financial Services revenue is 1.6 B PEN.

How high is the profit of Intercorp Financial Services 2024?

The expected Intercorp Financial Services profit is 336.42 M PEN.

What is the business model of Intercorp Financial Services

Intercorp Financial Services Inc is a multinational company based in Lima, Peru, that focuses on financial services. The company was founded in 1984 and has experienced strong growth in recent years. It operates in three main areas: banking, insurance, and investment funds. Each area is managed by a separate subsidiary. Intercorp Financial Services Inc also has investments in supermarkets, restaurants, and retail chains in Peru. The company has achieved significant success since its inception and is now one of the leading companies in the Peruvian financial industry. It has a clear strategic focus on its three main areas, leading to strengthened departments and synergies within the entire group. Intercorp Financial Services Inc aims to further grow and expand, including in neighboring countries such as Chile, Colombia, and Mexico. It also has a growing presence in the US through offering remittances and loans to its customers. Overall, the company offers a great opportunity to enter the emerging Peruvian market. Its diversified business areas ensure a broad customer and income base, allowing it to differentiate itself in an increasingly competitive market and achieve long-term growth.

What is the Intercorp Financial Services dividend?

Intercorp Financial Services pays a dividend of 1.75 PEN distributed over payouts per year.

How often does Intercorp Financial Services pay dividends?

The dividend cannot currently be calculated for Intercorp Financial Services or the company does not pay out a dividend.

What is the Intercorp Financial Services ISIN?

The ISIN of Intercorp Financial Services is PAL2400671A3.

What is the Intercorp Financial Services WKN?

The WKN of Intercorp Financial Services is A2PN48.

What is the Intercorp Financial Services ticker?

The ticker of Intercorp Financial Services is IFS.

How much dividend does Intercorp Financial Services pay?

Over the past 12 months, Intercorp Financial Services paid a dividend of 1.18 PEN . This corresponds to a dividend yield of about 1.41 %. For the coming 12 months, Intercorp Financial Services is expected to pay a dividend of 1.35 PEN.

What is the dividend yield of Intercorp Financial Services?

The current dividend yield of Intercorp Financial Services is 1.41 %.

When does Intercorp Financial Services pay dividends?

Intercorp Financial Services pays a quarterly dividend. This is distributed in the months of January, May, May, May.

How secure is the dividend of Intercorp Financial Services?

Intercorp Financial Services paid dividends every year for the past 7 years.

What is the dividend of Intercorp Financial Services?

For the upcoming 12 months, dividends amounting to 1.35 PEN are expected. This corresponds to a dividend yield of 1.62 %.

In which sector is Intercorp Financial Services located?

Intercorp Financial Services is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Intercorp Financial Services kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Intercorp Financial Services from 4/29/2024 amounting to 1 PEN, you needed to have the stock in your portfolio before the ex-date on 4/17/2024.

When did Intercorp Financial Services pay the last dividend?

The last dividend was paid out on 4/29/2024.

What was the dividend of Intercorp Financial Services in the year 2023?

In the year 2023, Intercorp Financial Services distributed 1.75 PEN as dividends.

In which currency does Intercorp Financial Services pay out the dividend?

The dividends of Intercorp Financial Services are distributed in PEN.

All fundamentals about Intercorp Financial Services

Our stock analysis for Intercorp Financial Services Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Intercorp Financial Services Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.