Origin Bancorp Stock

Origin Bancorp ROE 2024

Origin Bancorp ROE

0.08

Ticker

OBK

ISIN

US68621T1025

WKN

A2JLY6

In 2024, Origin Bancorp's return on equity (ROE) was 0.08, a -14.61% increase from the 0.09 ROE in the previous year.

Origin Bancorp Aktienanalyse

What does Origin Bancorp do?

Origin Bancorp Inc is a financial company based in Ruston, Louisiana, USA. It was founded in 1912 and originally named Ruston Building and Loan Association. Over the years, it has become one of the largest banks in the southern part of the country, focusing on the needs of customers in rural areas and smaller towns. The company's business model is based on providing financial services to retail customers and small businesses. Its core services include deposit and credit products, including savings accounts, checking accounts, credit cards, mortgages, and business loans. Origin focuses on providing personalized and individualized care to its customers tailored to their specific needs. The company is divided into different business segments to offer a wide range of products and services. These business segments include retail banking, business banking, and wealth management. Retail customers have access to a variety of products, including everyday banking accounts, credit and debit cards, mortgages, and various types of loans. The company also offers various online banking services to enable customers to have quick access to their accounts. Origin also provides a range of services for business customers, including small business loans, business accounts, credit cards, and cash management. An important focus of Origin is to help small businesses succeed, collaborating closely with regional economic development agencies to promote the success of their customers. An important component of Origin Bancorp's business model is its wealth management division. Through this division, the company provides customers with access to additional services such as investment portfolios, investment advice, retirement planning, and financial planning. In recent years, the company has heavily invested in digitizing its services and has developed a robust mobile banking app to provide customers with easy access to their accounts and a convenient way to conduct banking transfers and payments. Originally founded as a regional bank, Origin Bancorp primarily targeted rural areas and smaller towns. This is a niche that the company can serve exceptionally well on a national level. However, in recent years, Origin has expanded its business to larger cities and urban areas. It is now striving to expand its business nationwide and offer its services in rural areas, suburbs, and cities. Overall, Origin Bancorp is a stable and growing company that is well-positioned to compete in the highly competitive banking sector. By focusing on the needs of customers in rural regions and smaller towns, it offers a unique value proposition. Additionally, by investing in new technologies and digital services, it enables its customers to conveniently and easily manage their wealth regardless of their location. Origin Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROE Details

Decoding Origin Bancorp's Return on Equity (ROE)

Origin Bancorp's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Origin Bancorp's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Origin Bancorp's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Origin Bancorp’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Origin Bancorp stock

What is the ROE (Return on Equity) of Origin Bancorp this year?

The ROE of Origin Bancorp this year is 0.08 undefined.

How has the Return on Equity (ROE) of Origin Bancorp developed compared to the previous year?

The ROE of Origin Bancorp has increased by -14.61% decreased compared to the previous year.

What impact does a high ROE (Return on Equity) have on investors of Origin Bancorp?

A high ROE indicates that Origin Bancorp generates good returns on capital and is successful in monetizing its investments. This is a positive indicator for investors.

What impact does a low ROE (Return on Equity) have on investors of Origin Bancorp?

A low ROE can indicate that Origin Bancorp is having difficulties monetizing its investments successfully and can be a negative signal for investors.

How does a change in the ROE (Return on Equity) of Origin Bancorp affect the company?

A change in ROE (Return on Equity) of Origin Bancorp can be an indicator of the financial performance of the company and demonstrate how successful the company is compared to other companies in the same industry.

How to calculate the ROE (Return on Equity) of Origin Bancorp?

The ROE (Return on Equity) is calculated by dividing the company's profit by the total equity. The formula is: ROE = Profit / Total equity.

Which factors influence the ROE (Return on Equity) of Origin Bancorp?

Some factors that can influence Origin Bancorp's Return on Equity (ROE) include the efficiency in using equity, the profitability of the company, and the financing structure.

What strategic measures can take to improve the ROE (Return on Equity)?

To improve the Return on Equity (ROE), can take measures such as cost savings, increasing revenue, improving efficiency in the use of equity, and making changes in the financing structure. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to improve ROE.

How much dividend does Origin Bancorp pay?

Over the past 12 months, Origin Bancorp paid a dividend of 0.6 USD . This corresponds to a dividend yield of about 1.69 %. For the coming 12 months, Origin Bancorp is expected to pay a dividend of 0.65 USD.

What is the dividend yield of Origin Bancorp?

The current dividend yield of Origin Bancorp is 1.69 %.

When does Origin Bancorp pay dividends?

Origin Bancorp pays a quarterly dividend. This is distributed in the months of March, June, September, December.

How secure is the dividend of Origin Bancorp?

Origin Bancorp paid dividends every year for the past 9 years.

What is the dividend of Origin Bancorp?

For the upcoming 12 months, dividends amounting to 0.65 USD are expected. This corresponds to a dividend yield of 2.03 %.

In which sector is Origin Bancorp located?

Origin Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Origin Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Origin Bancorp from 11/29/2024 amounting to 0.15 USD, you needed to have the stock in your portfolio before the ex-date on 11/15/2024.

When did Origin Bancorp pay the last dividend?

The last dividend was paid out on 11/29/2024.

What was the dividend of Origin Bancorp in the year 2023?

In the year 2023, Origin Bancorp distributed 0.58 USD as dividends.

In which currency does Origin Bancorp pay out the dividend?

The dividends of Origin Bancorp are distributed in USD.

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Andere Kennzahlen von Origin Bancorp

Our stock analysis for Origin Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Origin Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.