Mercury General Liabilities 2025

Mercury General Aktienanalyse

What does Mercury General do?

The Mercury General Corp is an American insurer founded in 1961. The company's headquarters is located in Los Angeles, California. The company offers car insurance for private customers as well as commercial insurance for businesses. Mercury General Corp serves over one million customers and is present in 11 states. The history of Mercury General Corp began in the 1960s when George Joseph founded the company. Initially, the company only offered car insurance, but quickly expanded its offerings to include other areas such as homeowners and personal property insurance. An important element of Mercury General Corp's business model is its focus on the "Direct to Consumer" distribution model. This means that the company sells its products directly to the customer and does not use intermediaries. This allows the company to keep costs low and offer competitive prices. Mercury General Corp's insurance offerings are divided into various categories. The main products are car insurance, with different coverage options such as liability, comprehensive, and collision offered. Additionally, the company offers personal property insurance to cover the contents of residential buildings. Commercial insurance is also offered, tailored to the needs of small and medium-sized businesses. Another important division of Mercury General Corp is its specialized car insurance, which is focused on specific niche markets. One example is insurance for vintage vehicles, which requires special requirements. The company also offers insurance for young drivers, with higher premiums demanded due to the higher risk. Over the years, Mercury General Corp has received several awards that underline the company's commitment to excellent customer service and high-quality insurance products. For example, the company was named the best car insurer in California by the J.D. Power & Associates Customer Satisfaction Index in 2012. Overall, Mercury General Corp has established itself as a reliable insurer that offers a wide range of products at competitive prices. With its focus on direct sales, the company is well positioned to continue its success in the future. Mercury General ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Mercury General's Liabilities

Mercury General's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Mercury General's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Mercury General's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Mercury General's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Mercury General’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Mercury General stock

What is the level of liabilities of Mercury General this year?

Mercury General has a debt balance of 5.56 B USD this year.

What were the liabilities of Mercury General compared to the previous year?

The liabilities of Mercury General have increased by 11.28% increased compared to the previous year.

What are the consequences of high debt for investors of Mercury General?

High liabilities can pose a risk for investors of Mercury General, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Mercury General?

Low liabilities mean that Mercury General has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Mercury General affect the company?

An increase in liabilities of Mercury General can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Mercury General affect the company?

A decrease in the liabilities of Mercury General can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Mercury General?

Some factors that can influence the liabilities of Mercury General include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Mercury General so important for investors?

The liabilities of Mercury General are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Mercury General take to modify the liabilities?

To change its liabilities, Mercury General can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Mercury General pay?

Over the past 12 months, Mercury General paid a dividend of 1.27 USD . This corresponds to a dividend yield of about 2.57 %. For the coming 12 months, Mercury General is expected to pay a dividend of 1.04 USD.

What is the dividend yield of Mercury General?

The current dividend yield of Mercury General is 2.57 %.

When does Mercury General pay dividends?

Mercury General pays a quarterly dividend. This is distributed in the months of April, July, October, January.

How secure is the dividend of Mercury General?

Mercury General paid dividends every year for the past 41 years.

What is the dividend of Mercury General?

For the upcoming 12 months, dividends amounting to 1.04 USD are expected. This corresponds to a dividend yield of 2.12 %.

In which sector is Mercury General located?

Mercury General is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Mercury General kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Mercury General from 12/26/2024 amounting to 0.318 USD, you needed to have the stock in your portfolio before the ex-date on 12/12/2024.

When did Mercury General pay the last dividend?

The last dividend was paid out on 12/26/2024.

What was the dividend of Mercury General in the year 2024?

In the year 2024, Mercury General distributed 1.27 USD as dividends.

In which currency does Mercury General pay out the dividend?

The dividends of Mercury General are distributed in USD.