Kruk Liabilities 2025

Kruk Aktienanalyse

What does Kruk do?

Kruk SA is a company specialized in the purchase and management of distressed loans and debts. It was founded in Poland in 1998 and now has branches in different European countries. Kruk SA has been listed on the Warsaw Stock Exchange since 2011 and has experienced impressive growth in recent years. The company's business model is based on the acquisition of distressed loans and debts from banks and other creditors. By acquiring these debts, the company becomes a creditor and can handle the collection and negotiation of repayment plans itself. The purchased claims can come from both individuals and companies. Kruk SA operates in various sectors to cover the entire spectrum of distressed loans. The company has its own platform for the purchase of debts from individuals. It is also able to purchase large portfolios of distressed loans from banks and other creditors. Another area is debts arising from trade credits for companies. Kruk SA is also active in the collection industry, primarily targeting business customers. Kruk SA offers a range of products to its customers, including debt relief programs where the customer can have a portion of their debts forgiven if they repay a certain amount. Kruk SA also offers repayment plans that can be adjusted depending on the debtor's financial situation. Customers who wish to repay their debts in a lump sum can do so as well. Kruk SA has also developed its own app that allows customers to manage their debts and make payments. The company has carried out several significant acquisitions in recent years. One of them was the acquisition of Polcard, a Polish payment processor. Another was the acquisition of Credit Life International, a Romania-based provider of debt collection services. These acquisitions have helped Kruk SA expand its range of services and enter new markets. Kruk SA's business development in recent years has been impressive. The company's revenue increased from 534 million PLN in 2016 to 2.5 billion PLN in 2020. The number of employees also increased from 1,100 to 5,500 during the same period. Kruk SA has also received several awards for its business performance, including the award for the best debt collection company in Poland and the award for the best distressed debt purchasing company in Europe. Overall, Kruk SA is a leading provider of debt collection services and debt acquisitions in Europe. The company offers a wide range of services and products for customers struggling with debt problems. Through its expansion into new markets and acquisitions, Kruk SA has strengthened its position as a key player in the industry and is expected to continue growing. Kruk ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing Kruk's Liabilities

Kruk's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating Kruk's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing Kruk's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

Kruk's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in Kruk’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about Kruk stock

What is the level of liabilities of Kruk this year?

Kruk has a debt balance of 7.12 B PLN this year.

What were the liabilities of Kruk compared to the previous year?

The liabilities of Kruk have increased by 16.01% increased compared to the previous year.

What are the consequences of high debt for investors of Kruk?

High liabilities can pose a risk for investors of Kruk, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in Kruk?

Low liabilities mean that Kruk has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of Kruk affect the company?

An increase in liabilities of Kruk can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of Kruk affect the company?

A decrease in the liabilities of Kruk can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of Kruk?

Some factors that can influence the liabilities of Kruk include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of Kruk so important for investors?

The liabilities of Kruk are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can Kruk take to modify the liabilities?

To change its liabilities, Kruk can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does Kruk pay?

Over the past 12 months, Kruk paid a dividend of 18 PLN . This corresponds to a dividend yield of about 4.38 %. For the coming 12 months, Kruk is expected to pay a dividend of 21.04 PLN.

What is the dividend yield of Kruk?

The current dividend yield of Kruk is 4.38 %.

When does Kruk pay dividends?

Kruk pays a quarterly dividend. This is distributed in the months of May, October, July, August.

How secure is the dividend of Kruk?

Kruk paid dividends every year for the past 0 years.

What is the dividend of Kruk?

For the upcoming 12 months, dividends amounting to 21.04 PLN are expected. This corresponds to a dividend yield of 5.12 %.

In which sector is Kruk located?

Kruk is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Kruk kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Kruk from 9/25/2025 amounting to 18 PLN, you needed to have the stock in your portfolio before the ex-date on 7/9/2025.

When did Kruk pay the last dividend?

The last dividend was paid out on 9/25/2025.

What was the dividend of Kruk in the year 2024?

In the year 2024, Kruk distributed 15 PLN as dividends.

In which currency does Kruk pay out the dividend?

The dividends of Kruk are distributed in PLN.