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Overview
Profile

Itau Unibanco Holding Company

ITUB4.SA
BRITUBACNPR1

Price

35.35
Today +/-
-0.06
Today %
-1.07 %
P

Itau Unibanco Holding stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Itau Unibanco Holding stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Itau Unibanco Holding stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Itau Unibanco Holding stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Itau Unibanco Holding's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Itau Unibanco Holding Stock Price History

DateItau Unibanco Holding Price
10/29/202435.35 undefined
10/28/202435.73 undefined
10/25/202435.30 undefined
10/24/202435.70 undefined
10/23/202435.38 undefined
10/22/202435.16 undefined
10/21/202435.10 undefined
10/18/202435.28 undefined
10/17/202435.11 undefined
10/16/202435.04 undefined
10/15/202435.25 undefined
10/14/202434.85 undefined
10/11/202434.63 undefined
10/10/202434.89 undefined
10/9/202434.70 undefined
10/8/202435.35 undefined
10/7/202435.14 undefined
10/4/202434.91 undefined
10/3/202434.84 undefined
10/2/202435.72 undefined

Itau Unibanco Holding Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Itau Unibanco Holding, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Itau Unibanco Holding from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Itau Unibanco Holding’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Itau Unibanco Holding. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Itau Unibanco Holding’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Itau Unibanco Holding’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Itau Unibanco Holding’s growth potential.

Itau Unibanco Holding Revenue, EBIT and net profit per share

DateItau Unibanco Holding RevenueItau Unibanco Holding Net Income
2026e196.9 B undefined24.9 B undefined
2025e185.1 B undefined23.2 B undefined
2024e173.47 B undefined21.09 B undefined
2023e158.82 B undefined17.84 B undefined
2022284.46 B undefined29.7 B undefined
20210 undefined26.76 B undefined
20200 undefined18.9 B undefined
20190 undefined27.11 B undefined
20180 undefined24.91 B undefined
20170 undefined23.19 B undefined
20160 undefined21.63 B undefined
20150 undefined25.74 B undefined
20140 undefined21.56 B undefined
20130 undefined16.42 B undefined
20120 undefined12.63 B undefined
20110 undefined13.84 B undefined
20100 undefined11.71 B undefined
20090 undefined10.49 B undefined
20080 undefined7.8 B undefined
20070 undefined8.47 B undefined
20060 undefined4.31 B undefined
20050 undefined5.25 B undefined
20040 undefined3.78 B undefined
20030 undefined3.15 B undefined

Itau Unibanco Holding Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023e2024e2025e2026e
00000000000000000000000000284.46158.82173.47185.1196.9
----------------------------44.179.226.716.38
--------------------------40.63----
00000000000000000000000000115.570000
0000000000000000000000000038.5664.4275.483.0888.68
-------------------------------
0.590.720.881.871.922.392.383.153.785.254.318.477.810.4911.7113.8412.6316.4221.5625.7421.6323.1924.9127.1118.926.7629.717.8421.0923.224.9
-21.7922.05112.392.6224.56-0.5032.6019.8039.06-17.9496.66-7.9234.4511.6018.18-8.6930.0031.2419.42-15.987.247.398.86-30.3141.6210.99-39.9418.2310.017.33
-------------------------------
-------------------------------
7.27.217.127.126.956.746.726.886.846.677.237.2499.929.999.079.049.959.9410.429.859.829.779.799.89.839.860000
-------------------------------
Details

Keystats

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Revenue and Growth

The Itau Unibanco Holding Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Itau Unibanco Holding is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (T)LONG-T. LIAB. (B)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (T)TOTAL CAPITAL (T)
199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
                                                     
00000000000000000000000000414.1
000000000000000000000000000
000000000000000000000000000
000000000000000000000000000
00000000000000000000000000150.11
00000000000000000000000000564.21
1.922.172.232.22.342.362.242.011.971.852.072.224.034.354.85.365.636.568.718.548.047.367.37.176.946.967.77
0.230.170.210.310.360.390.770.680.670.481.690.931.181.012.952.543.013.934.094.45.075.0612.0215.115.576.127.44
000000000000000000000000008.01
000000000002.824.133.752.933.834.675.86.136.37.28.247.898.569.1413.2915.56
000000000000000001.911.962.069.8611.1411.4411.168.197.827.55
0000000000000020.6923.3229.3332.7931.9150.0642.3841.914047.3262.5556.857.83
2.142.342.442.512.72.753.012.692.632.343.765.979.349.1131.3735.0442.6450.9852.8171.3572.5573.7178.6589.3102.3990.99104.17
2.142.342.442.512.72.753.012.692.632.343.765.979.349.1131.3735.0442.6450.9852.8171.3572.5573.7178.6589.3102.3990.99668.38
                                                     
2222.533.654.264.788.18.314.2514.252945454545607585.1597.1597.1597.1597.1597.1590.7390.73
000000000000000.490.740.890000002.182.522.252.48
2.292.212.753.513.954.175.016.935.878.2710.2715.8216.616.620.5229.8429.825.6124.5131.0128.9740.4645.2742.8347.1566.1686.89
0000000.030.560.470.280.160.07-0.420.120.490.031.74-1.51-0.43-1.29-4.14-3.49-3.81-3.95-2.92-5.75-12.08
000000000000000000000000000
4.284.214.756.016.957.829.312.2714.4516.8624.6930.1445.1951.7266.575.677.4384.0999.08114.87121.98134.12138.6138.2143.9153.39168.02
00000000000000000000000000871.44
000000000000005.461.221.511.811.432.243.54.63.263.172.753.974
0000000.832.262.793.716.128.9211.8313.741.281.872.561.662.842.361.743.182.0642.882.452.95
8.8711.236.160017.9218.0324.8821.8326.0544.174.95147.8314.54244.17240.22267.41266.68288.68336.64349.16312.63330.24256.58273.36252.85293.44
000000000000000050.2667.4476.2796.9099.4181.7127.98119.33126.01158.16
0.010.010.01000.020.020.030.020.030.050.080.160.030.250.240.320.340.370.440.350.420.420.390.40.391.33
1.50.861.27004.96.459.839.559.7310.3317.9641.5922.0400169.1116.33120.37154.42225.89123.66146.94155.25180.08195.09269.74
000000000000005.374.323.040.330.20.37-0.290.390.451.060.420.280.35
5.198.0110.1118.9730.8417.4724.6619.7825.0631.9240.2853.9113.25246.687.34105.52141.19211.45239.02273.77309.52345.08374.27432.91476.89473.54545.45
6.698.8711.3918.9730.8422.3631.1129.6134.6141.6450.6171.86154.85268.6492.71109.84313.33328.11359.59428.56535.11469.13521.66589.22657.39668.91815.53
0.020.020.020.020.030.040.050.060.060.070.10.160.310.30.340.350.640.670.730.870.890.890.940.981.061.052.15
0.020.020.020.020.040.050.060.070.070.090.130.190.360.350.410.430.710.750.830.981.011.021.081.121.21.212.31
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Itau Unibanco Holding provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Itau Unibanco Holding's financial health and stability.

Assets

Itau Unibanco Holding's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Itau Unibanco Holding must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Itau Unibanco Holding after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Itau Unibanco Holding's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (B)DEFERRED TAXES (B)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (B)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (B)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
1.842.392.383.153.785.254.318.477.810.0712.4914.6113.1916.5221.8626.1622.0223.2325.6427.8115.0628.3830.74
1.761.111.90.610.60.613.771.2732.172.142.172.192.332.542.833.253.173.573.563.734.234.8
-1.72-0.07-0.62-0.030.630.35-0.951.72-12.221.221.49-3.32-3.49-3.16-0.26-1.870.893.9710.292.5-0.2410.023.46
-11.96-6.8-27.85-5.14-9.27-19.85-42.25-10.591.1116.8-55.64-31.1215.913.5151.26-63.97-10.14-29.07-22.95-7.4124.52-18.8170.99
0.780.92.722.354.722.493.277.148.65.338.6310.2122.3815.9213.1412.082.128.4613.188.6916.4236.2819.99
0000000000000067.5658.4479.2371.460000107.47
00000000003.114.0100000000005.87
-9.29-2.46-21.480.930.45-11.15-31.858.028.335.58-30.87-7.4450.1835.1288.54-24.7818.139.7529.7235.1659.4960.11129.97
-1.2-1.26-0.8-0.64-0.58-0.62-1.29-0.6813.94-0.94-1.92-1.9-1.91-2.52-3.97-1.47-1.36-0.94-1.48-1.62-1.72-1.41-2.73
-2.04-1.23-2.08-1.09-1.82-0.67-4.63-3.226.231.74-2.12-1.31-37.58-14.52.68-0.36-16.73-0.8713.12-38.660.75-4.84-73.6
-0.850.03-1.28-0.45-1.24-0.05-3.34-2.54-7.712.68-0.190.59-35.67-11.986.641.11-15.360.0814.6-37.042.47-3.43-70.88
00000000000000000000000
1.63.7311.36-2.16-2.8-1.751.076.720.95-1.6511.165.6712.48-5.05-15.951.43-9.31-9.44-12.145.72-5.32-24.16-22.2
-0.47-0.64-0.130.27-0.23-1.536.05-0.14-1.510.270.41-0.950.09-0.450.5-2.98-0.27-2.110.680.740.490.510.45
11.274.0323.560.421.1511.9837.794.49-4.65-5.676.58-0.92-4.91-10.61-21.69-8.53-10.07-21.69-31.58-21.3-13.56-31.46-31.71
10.150.9413.163.235.3617.1232.420.18-1.17-0.51-0.67-1.06-12.270.260.080.0310.280.66-0.03-1.842.82-1.54-3.26
00-829-932-1,190-1,865-1,748-2,280-2,910-3,782-4,315-4,588-5,206-5,369-6,319-7,008-10,769-10,800-20,093-25,915-11,552-6,267-6,706
-0.060.34-00.26-0.230.151.319.639.8928.74-27.04-7.57.6910.0269.53-33.67-8.67-12.8112.24-24.7535.013.860.37
-10,488-3,719-22,279289-128-11,769-33,1377,34322,24534,646-32,796-9,34348,26632,60684,573-26,24416,7678,80728,24033,53957,77558,692127,239
00000000000000000000000

Itau Unibanco Holding stock margins

The Itau Unibanco Holding margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Itau Unibanco Holding. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Itau Unibanco Holding.

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Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Itau Unibanco Holding's sales revenue. A higher gross margin percentage indicates that the Itau Unibanco Holding retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Itau Unibanco Holding's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Itau Unibanco Holding's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Itau Unibanco Holding's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Itau Unibanco Holding. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Itau Unibanco Holding's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Itau Unibanco Holding Margin History

DateItau Unibanco Holding Profit margin
2026e12.65 %
2025e12.54 %
2024e12.16 %
2023e11.23 %
202210.44 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %
20030 %

Itau Unibanco Holding Stock Sales Revenue, EBIT, Earnings per Share

The Itau Unibanco Holding earnings per share therefore indicates how much revenue Itau Unibanco Holding has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Itau Unibanco Holding earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Itau Unibanco Holding's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Itau Unibanco Holding’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Itau Unibanco Holding's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Itau Unibanco Holding Revenue, EBIT and net profit per share

DateItau Unibanco Holding Sales per ShareItau Unibanco Holding Earnings per Share
2026e40.73 undefined5.15 undefined
2025e38.29 undefined4.8 undefined
2024e35.88 undefined4.36 undefined
2023e32.85 undefined3.69 undefined
202228.85 undefined3.01 undefined
20210 undefined2.72 undefined
20200 undefined1.93 undefined
20190 undefined2.77 undefined
20180 undefined2.55 undefined
20170 undefined2.36 undefined
20160 undefined2.2 undefined
20150 undefined2.47 undefined
20140 undefined2.17 undefined
20130 undefined1.65 undefined
20120 undefined1.4 undefined
20110 undefined1.53 undefined
20100 undefined1.17 undefined
20090 undefined1.06 undefined
20080 undefined0.87 undefined
20070 undefined1.17 undefined
20060 undefined0.6 undefined
20050 undefined0.79 undefined
20040 undefined0.55 undefined
20030 undefined0.46 undefined

Itau Unibanco Holding business model

Itau Unibanco Holding SA is a Brazilian financial institution that was created in 2008 from the merger between Itau and Unibanco. The company specializes in banking and offers a wide range of financial services and products. The holding has its headquarters in Sao Paulo and is present in 20 countries with over 5,000 branches. The history of Itau Unibanco dates back to 1945 when Itau Banco Federal was founded. A few years later, in 1956, Banco da América was founded, which later became Unibanco. Both institutions have shown an impressive growth rate over the years, and the merger was decided in 2008. Since then, the bank has further solidified its position as the largest financial institution in Latin America. In terms of its business model, Itau Unibanco's main goal is to offer its customers innovative financial solutions and products to meet their needs. The business model is based on three pillars: customer focus, operational efficiency, and risk management. The holding has various divisions such as retail banking, corporate banking, investment banking, treasury, and asset management. The retail banking division of Itau Unibanco offers a wide range of financial products and services to both private and business customers. This includes loans, accounts, payment services, cards, insurance, and more. This division also has a special online bank called Itau Personnalite, which caters to wealthy private clients. The corporate banking division of Itau Unibanco offers companies various solutions such as loans, financing, payment processing, and risk management. It focuses on finding optimal financing solutions for the specific needs of each customer. The investment banking division of Itau Unibanco specializes in IPOs and mergers and acquisitions. It offers companies advice and support in planning and executing capital market transactions and acquisitions. The treasury division of Itau Unibanco is responsible for risk management and cash management of the bank. It is also responsible for interacting with other banks and government agencies to ensure that the bank always has liquidity to meet the needs of its numerous customers. The asset management of Itau Unibanco is responsible for managing customer assets such as investment funds, portfolios, and assets. It offers a wide range of investment strategies to meet the diverse needs of customers. Overall, Itau Unibanco is a financial institution that focuses on providing innovative products and services to its customers. With its wide range of business areas covering both customers and companies, it is an important force in the Brazilian banking sector and beyond. Itau Unibanco Holding is one of the most popular companies on Eulerpool.com.

Itau Unibanco Holding SWOT Analysis

Strengths

Itau Unibanco Holding SA is one of the largest financial institutions in Brazil, with a strong presence in both retail and corporate banking sectors. The company benefits from a wide customer base and a robust distribution network.

Itau Unibanco also possesses a solid financial position, backed by its consistent profitability and strong capital adequacy ratio. This allows the company to fund its operations, invest in growth opportunities, and withstand market volatilities.

Weaknesses

One of the weaknesses of Itau Unibanco Holding SA is its heavy reliance on the Brazilian economy, which exposes the company to economic and political uncertainties in the country. A slowdown in the Brazilian economy or unfavorable government policies could negatively impact the company's performance.

Furthermore, Itau Unibanco faces intense competition in the banking industry, both from local players and international financial institutions. This competition puts pressure on the company's market share and profitability.

Opportunities

The growing middle class and increasing consumer demand in Brazil present opportunities for Itau Unibanco to expand its retail banking services and offer innovative financial products tailored to this segment. The company can capitalize on this trend to gain market share and increase revenues.

Itau Unibanco can also explore potential expansion opportunities in other emerging markets, utilizing its expertise and experience in the banking sector. This diversification strategy would reduce its dependency on the Brazilian market and provide new sources of growth.

Threats

One of the threats faced by Itau Unibanco Holding SA is the volatility in the global financial markets. Changes in interest rates, foreign exchange rates, and capital flows can impact the company's profitability and expose it to financial risks.

Regulatory changes and increasing compliance requirements also pose a threat to the company's operations. Adapting to new regulations and staying compliant can be costly and time-consuming for Itau Unibanco.

Itau Unibanco Holding Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Itau Unibanco Holding historical P/E ratio, EBIT multiple, and P/S ratio

Itau Unibanco Holding shares outstanding

The number of shares was Itau Unibanco Holding in 2023 — This indicates how many shares 9.859 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Itau Unibanco Holding earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Itau Unibanco Holding's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Itau Unibanco Holding’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Itau Unibanco Holding's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Itau Unibanco Holding stock splits

In Itau Unibanco Holding's history, there have been no stock splits.

Itau Unibanco Holding dividend history and estimates

In 2023, Itau Unibanco Holding paid a dividend amounting to 1.33 BRL. Dividend means that Itau Unibanco Holding distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
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Dividend

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Dividend Overview

The dividend per year chart for Itau Unibanco Holding provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Itau Unibanco Holding’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Itau Unibanco Holding's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Itau Unibanco Holding Dividend History

DateItau Unibanco Holding Dividend
2026e1.15 undefined
2025e1.15 undefined
2024e1.16 undefined
2023e1.15 undefined
20221.04 undefined
20210.91 undefined
20200.82 undefined
20192.8 undefined
20182.77 undefined
20171 undefined
20161.06 undefined
20150.74 undefined
20140.54 undefined
20130.5 undefined
20120.53 undefined
20110.49 undefined
20100.43 undefined
20090.27 undefined
20080.28 undefined
20070.33 undefined
20060.31 undefined
20050.25 undefined
20040.25 undefined
20030.09 undefined

Itau Unibanco Holding dividend payout ratio

In 2023, Itau Unibanco Holding had a payout ratio of 36.74%. The payout ratio indicates the percentage of the company's profits that Itau Unibanco Holding distributes as dividends.

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Itau Unibanco Holding represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Itau Unibanco Holding could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Itau Unibanco Holding's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Itau Unibanco Holding Payout Ratio History

DateItau Unibanco Holding Payout ratio
2026e35.62 %
2025e35.31 %
2024e34.82 %
2023e36.74 %
202234.38 %
202133.33 %
202042.51 %
2019101.25 %
2018108.75 %
201742.34 %
201648.35 %
201529.8 %
201424.71 %
201330.41 %
201237.88 %
201131.99 %
201037.07 %
200925.33 %
200832.26 %
200728.58 %
200651.66 %
200531.6 %
200446.24 %
200319.22 %
Unfortunately, there are currently no price targets and forecasts available for Itau Unibanco Holding.

Itau Unibanco Holding latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20241.08 1.03  (-4.46 %)2024 Q2
3/31/20241.03 1  (-2.52 %)2024 Q1
12/31/20230.97 0.96  (-0.97 %)2023 Q4
9/30/20230.92 0.92  (0.13 %)2023 Q3
6/30/20230.9 0.89  (-0.87 %)2023 Q2
3/31/20230.88 0.86  (-2.76 %)2023 Q1
12/31/20220.87 0.78  (-9.83 %)2022 Q4
9/30/20220.84 0.82  (-2.52 %)2022 Q3
6/30/20220.77 0.78  (0.89 %)2022 Q2
3/31/20220.76 0.75  (-0.79 %)2022 Q1
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Eulerpool ESG Scorecard© for the Itau Unibanco Holding stock

Eulerpool World ESG Rating (EESG©)

94/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

85

Environment

Scope 1 - Direct Emissions
45,253
Scope 2 - Indirect emissions from purchased energy
18,335
Scope 3 - Indirect emissions within the value chain
104,560
Total CO₂ emissions
63,588
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
✅
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
✅
Water consumption and efficiency
✅

Social

Percentage of female employees54.8
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Itau Unibanco Holding shareholders

%
Name
Stocks
Change
Date
7.23859 % BlackRock Institutional Trust Company, N.A.349,925,09703/14/2024
5.24406 % GQG Partners, LLC253,506,10503/14/2024
4.28634 % Dodge & Cox207,208,644-15,2003/31/2024
2.91791 % The Vanguard Group, Inc.141,056,32412,2003/31/2024
1.34183 % Itaú Unibanco S.A.64,866,310-473,5192/29/2024
1.05742 % Nuveen LLC51,117,274-62,5003/31/2024
0.87643 % Capital Research Global Investors42,368,099-3,155,7903/31/2024
0.80611 % BlackRock Asset Management Deutschland AG38,968,834-441,8483/31/2024
0.72329 % Invesco Advisers, Inc.34,965,09015,7342/29/2024
0.68812 % Fidelity Management & Research Company LLC33,264,8491,709,1382/29/2024
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Most common questions regarding Itau Unibanco Holding

What values and corporate philosophy does Itau Unibanco Holding represent?

Itau Unibanco Holding SA represents values of integrity, innovation, and client focus. The company believes in conducting business with transparency, honesty, and ethical principles. It is committed to delivering innovative financial solutions and adapting to the ever-changing needs of its clients. Itau Unibanco prioritizes a customer-centric approach, striving to provide excellent service and build strong relationships. The company's corporate philosophy revolves around sustainable growth, responsible management, and social and environmental responsibility. Itau Unibanco Holding SA's dedication to these values and corporate philosophy has solidified its position as a leading financial institution in Brazil and globally.

In which countries and regions is Itau Unibanco Holding primarily present?

Itau Unibanco Holding SA is primarily present in Brazil, its home country. However, it also has a significant presence in other countries and regions, including Argentina, Chile, Uruguay, Paraguay, Colombia, Peru, Mexico, the United States, Portugal, Luxembourg, Switzerland, and the United Kingdom.

What significant milestones has the company Itau Unibanco Holding achieved?

Itau Unibanco Holding SA has achieved several significant milestones throughout its history. It became the largest financial institution in the Southern Hemisphere following the merger of Banco Itau and Unibanco in 2008. The company has consistently ranked among the top banks globally in terms of market value. Itau Unibanco Holding SA has expanded its presence internationally, with operations in various countries across Latin America and Europe. Furthermore, the company has adopted innovative technology and digital banking solutions, enhancing its customer experience. Itau Unibanco Holding SA has also received numerous awards and accolades for its sustainable business practices and contributions to society.

What is the history and background of the company Itau Unibanco Holding?

Itau Unibanco Holding SA, commonly known as Itau Unibanco, is a Brazilian banking and financial services company. Established in 2008, Itau Unibanco is the result of a merger between Banco Itau and Unibanco, two of the industry's leading institutions. Itau Unibanco has a rich history of over 90 years, with Banco Itau founded in 1945 and Unibanco in 1924. The merger created the largest financial conglomerate in the Southern Hemisphere, and the company has since expanded its operations globally. Itau Unibanco offers a comprehensive range of banking products and services, serving individuals, corporations, and institutions worldwide.

Who are the main competitors of Itau Unibanco Holding in the market?

Some of the main competitors of Itau Unibanco Holding SA in the market are Banco Bradesco SA, Banco do Brasil SA, and Santander Brasil SA.

In which industries is Itau Unibanco Holding primarily active?

Itau Unibanco Holding SA is primarily active in the financial services industry.

What is the business model of Itau Unibanco Holding?

The business model of Itau Unibanco Holding SA is centered around being a leading financial institution in Latin America. It operates as a commercial bank and offers a wide range of financial products and services to individuals, corporations, and institutions. With a focus on delivering excellent customer service, Itau Unibanco provides banking solutions, investment services, insurance products, and asset management. The company's business model also emphasizes digital innovation and technology integration to enhance the customer experience and improve operational efficiency. Itau Unibanco's strong presence in Brazil and other key markets underscores its commitment to sustainable growth and profitability in the financial services industry.

What is the P/E ratio of Itau Unibanco Holding 2024?

The Itau Unibanco Holding P/E ratio is 16.52.

What is the P/S ratio of Itau Unibanco Holding 2024?

The Itau Unibanco Holding P/S ratio is 2.01.

What is the Quality Investing of Itau Unibanco Holding?

The Quality Investing for Itau Unibanco Holding is 3/10.

What is the revenue of Itau Unibanco Holding 2024?

The expected Itau Unibanco Holding revenue is 173.47 B BRL.

How high is the profit of Itau Unibanco Holding 2024?

The expected Itau Unibanco Holding profit is 21.09 B BRL.

What is the business model of Itau Unibanco Holding

Itau Unibanco Holding SA is one of the leading financial companies in Latin America, based in São Paulo, Brazil. The company offers a wide range of financial services and products, including personal loans, business loans, investment banking, insurance, asset management, and payment services. The company's business model is based on providing high-quality financial services and products tailored to the specific needs of its customers. Itau Unibanco operates multiple business segments, including retail banking, corporate banking, investment banking, and wealth management. Each segment offers specialized services and products to meet the needs of customers. The retail banking segment is one of the key areas for Itau Unibanco. It offers a wide range of financial services such as credit cards, debit cards, checking accounts, savings accounts, and insurance. The company also has a strong online presence, offering a range of digital banking services including mobile banking, online banking, and e-bill payments. The corporate banking segment of Itau Unibanco offers a variety of financial services and products specifically tailored to the needs of businesses. This includes business loans, trade finance, foreign exchange, international payments, and cash management solutions. The company also offers specialized services such as mergers and acquisitions, project financing, and debt restructuring. Itau Unibanco's investment banking is an important area of the company, offering a range of financial solutions and services to meet the needs of its clients. The company offers capital market products such as stocks, bonds, and derivatives, as well as advisory services in areas such as mergers and acquisitions, structured finance, and risk management. Itau Unibanco's wealth management offers a wide range of asset management services and products tailored to the needs of affluent individuals and institutional investors. This includes investment advisory, wealth planning, trust services, and family office solutions. Overall, Itau Unibanco's business model is focused on offering customized financial products and services to support its customers and protect and grow their wealth. The company relies on innovation, technology, and commitment to provide excellent service to its customers and expand its business.

What is the Itau Unibanco Holding dividend?

Itau Unibanco Holding pays a dividend of 1.04 BRL distributed over payouts per year.

How often does Itau Unibanco Holding pay dividends?

The dividend cannot currently be calculated for Itau Unibanco Holding or the company does not pay out a dividend.

What is the Itau Unibanco Holding ISIN?

The ISIN of Itau Unibanco Holding is BRITUBACNPR1.

What is the Itau Unibanco Holding ticker?

The ticker of Itau Unibanco Holding is ITUB4.SA.

How much dividend does Itau Unibanco Holding pay?

Over the past 12 months, Itau Unibanco Holding paid a dividend of 1.04 BRL . This corresponds to a dividend yield of about 2.93 %. For the coming 12 months, Itau Unibanco Holding is expected to pay a dividend of 1.15 BRL.

What is the dividend yield of Itau Unibanco Holding?

The current dividend yield of Itau Unibanco Holding is 2.93 %.

When does Itau Unibanco Holding pay dividends?

Itau Unibanco Holding pays a quarterly dividend. This is distributed in the months of October, November, December, January.

How secure is the dividend of Itau Unibanco Holding?

Itau Unibanco Holding paid dividends every year for the past 24 years.

What is the dividend of Itau Unibanco Holding?

For the upcoming 12 months, dividends amounting to 1.15 BRL are expected. This corresponds to a dividend yield of 3.27 %.

In which sector is Itau Unibanco Holding located?

Itau Unibanco Holding is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Itau Unibanco Holding kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Itau Unibanco Holding from 1/2/2025 amounting to 0.018 BRL, you needed to have the stock in your portfolio before the ex-date on 12/2/2024.

When did Itau Unibanco Holding pay the last dividend?

The last dividend was paid out on 1/2/2025.

What was the dividend of Itau Unibanco Holding in the year 2023?

In the year 2023, Itau Unibanco Holding distributed 1.036 BRL as dividends.

In which currency does Itau Unibanco Holding pay out the dividend?

The dividends of Itau Unibanco Holding are distributed in BRL.

All fundamentals about Itau Unibanco Holding

Our stock analysis for Itau Unibanco Holding Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Itau Unibanco Holding Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.