Itau Unibanco Holding Stock

Itau Unibanco Holding Debt 2024

Itau Unibanco Holding Debt

673,373 BRL

Ticker

ITUB4.SA

ISIN

BRITUBACNPR1

In 2024, Itau Unibanco Holding's total debt was 673,373 BRL, a 17.32% change from the 573,953 BRL total debt recorded in the previous year.

Itau Unibanco Holding Aktienanalyse

What does Itau Unibanco Holding do?

Itau Unibanco Holding SA is a Brazilian financial institution that was created in 2008 from the merger between Itau and Unibanco. The company specializes in banking and offers a wide range of financial services and products. The holding has its headquarters in Sao Paulo and is present in 20 countries with over 5,000 branches. The history of Itau Unibanco dates back to 1945 when Itau Banco Federal was founded. A few years later, in 1956, Banco da América was founded, which later became Unibanco. Both institutions have shown an impressive growth rate over the years, and the merger was decided in 2008. Since then, the bank has further solidified its position as the largest financial institution in Latin America. In terms of its business model, Itau Unibanco's main goal is to offer its customers innovative financial solutions and products to meet their needs. The business model is based on three pillars: customer focus, operational efficiency, and risk management. The holding has various divisions such as retail banking, corporate banking, investment banking, treasury, and asset management. The retail banking division of Itau Unibanco offers a wide range of financial products and services to both private and business customers. This includes loans, accounts, payment services, cards, insurance, and more. This division also has a special online bank called Itau Personnalite, which caters to wealthy private clients. The corporate banking division of Itau Unibanco offers companies various solutions such as loans, financing, payment processing, and risk management. It focuses on finding optimal financing solutions for the specific needs of each customer. The investment banking division of Itau Unibanco specializes in IPOs and mergers and acquisitions. It offers companies advice and support in planning and executing capital market transactions and acquisitions. The treasury division of Itau Unibanco is responsible for risk management and cash management of the bank. It is also responsible for interacting with other banks and government agencies to ensure that the bank always has liquidity to meet the needs of its numerous customers. The asset management of Itau Unibanco is responsible for managing customer assets such as investment funds, portfolios, and assets. It offers a wide range of investment strategies to meet the diverse needs of customers. Overall, Itau Unibanco is a financial institution that focuses on providing innovative products and services to its customers. With its wide range of business areas covering both customers and companies, it is an important force in the Brazilian banking sector and beyond. Itau Unibanco Holding ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Itau Unibanco Holding's Debt Structure

Itau Unibanco Holding's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Itau Unibanco Holding's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Itau Unibanco Holding’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Itau Unibanco Holding’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Itau Unibanco Holding stock

What is the debt of Itau Unibanco Holding this year?

Itau Unibanco Holding has a debt level of 673,373 BRL this year.

What was the debt of Itau Unibanco Holding compared to the previous year?

The debt of Itau Unibanco Holding has increased by 17.32% compared to the previous year increased.

What are the consequences of high debt for investors in Itau Unibanco Holding?

High debt can pose a risk for investors of Itau Unibanco Holding, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Itau Unibanco Holding?

Low debt means that Itau Unibanco Holding has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Itau Unibanco Holding affect the company?

An increase in debt of Itau Unibanco Holding can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Itau Unibanco Holding affect the company?

A reduction in debt of Itau Unibanco Holding can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Itau Unibanco Holding?

Some factors that can influence the debt of Itau Unibanco Holding include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Itau Unibanco Holding so important for investors?

The debts of Itau Unibanco Holding are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Itau Unibanco Holding take to change the debt?

To change the debt, Itau Unibanco Holding can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Itau Unibanco Holding pay?

Over the past 12 months, Itau Unibanco Holding paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Itau Unibanco Holding is expected to pay a dividend of 1.15 BRL.

What is the dividend yield of Itau Unibanco Holding?

The current dividend yield of Itau Unibanco Holding is .

When does Itau Unibanco Holding pay dividends?

Itau Unibanco Holding pays a quarterly dividend. This is distributed in the months of October, November, December, January.

How secure is the dividend of Itau Unibanco Holding?

Itau Unibanco Holding paid dividends every year for the past 25 years.

What is the dividend of Itau Unibanco Holding?

For the upcoming 12 months, dividends amounting to 1.15 BRL are expected. This corresponds to a dividend yield of 3.71 %.

In which sector is Itau Unibanco Holding located?

Itau Unibanco Holding is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Itau Unibanco Holding kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Itau Unibanco Holding from 1/2/2025 amounting to 0.018 BRL, you needed to have the stock in your portfolio before the ex-date on 12/2/2024.

When did Itau Unibanco Holding pay the last dividend?

The last dividend was paid out on 1/2/2025.

What was the dividend of Itau Unibanco Holding in the year 2023?

In the year 2023, Itau Unibanco Holding distributed 1.036 BRL as dividends.

In which currency does Itau Unibanco Holding pay out the dividend?

The dividends of Itau Unibanco Holding are distributed in BRL.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Itau Unibanco Holding

Our stock analysis for Itau Unibanco Holding Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Itau Unibanco Holding Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.