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Overview
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Independence Holding stock price, quote, forecast and news

IHC
US4534403070
922423

Price

57.01
Today +/-
+0
Today %
+0 %
P

Independence Holding stock price

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Weekly
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Price

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Overview

The Quote Chart provides detailed and dynamic insights into the Independence Holding stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Independence Holding stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Independence Holding stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Independence Holding's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Independence Holding Stock Price History

DateIndependence Holding Price
2/15/202257.01 undefined
2/14/202257.00 undefined

Independence Holding Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
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Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Independence Holding, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Independence Holding from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Independence Holding’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Independence Holding. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Independence Holding’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Independence Holding’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Independence Holding’s growth potential.

Independence Holding Revenue, EBIT and net profit per share

DateIndependence Holding RevenueIndependence Holding EBITIndependence Holding Net Income
2020443.9 M undefined29.9 M undefined18.9 M undefined
2019375.1 M undefined25.9 M undefined12.4 M undefined
2018350.8 M undefined37.5 M undefined28.5 M undefined
2017320.5 M undefined28.3 M undefined42 M undefined
2016312.5 M undefined35.1 M undefined123.3 M undefined
2015520.8 M undefined36 M undefined29.9 M undefined
2014530.3 M undefined22.9 M undefined16.3 M undefined
2013575 M undefined25.6 M undefined13.8 M undefined
2012428.8 M undefined27.4 M undefined19.7 M undefined
2011419.5 M undefined22 M undefined13 M undefined
2010439.2 M undefined42 M undefined21.7 M undefined
2009384.8 M undefined14.7 M undefined-7.1 M undefined
2008391.9 M undefined1 M undefined-23.8 M undefined
2007402.7 M undefined6.6 M undefined-2.3 M undefined
2006342.3 M undefined25 M undefined14.1 M undefined
2005274.8 M undefined29.7 M undefined17.3 M undefined
2004225.7 M undefined36 M undefined22.9 M undefined
2003187.9 M undefined29.6 M undefined18.6 M undefined
2002174.4 M undefined25.9 M undefined15.8 M undefined
2001151.6 M undefined23.4 M undefined14.4 M undefined

Independence Holding Income Statement, Balance Sheet, Cash Flow Statement

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  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020
8352829783949165617189106110123127151174187225274342402391384439419428575530520312320350375443
--37.3557.6918.29-14.4313.25-3.19-28.57-6.1516.3925.3519.103.7711.823.2518.9015.237.4720.3221.7824.8217.54-2.74-1.7914.32-4.562.1534.35-7.83-1.89-40.002.569.387.1418.13
-----------------------------------
00000000000000000000000000000000000
13-178-48652571314141823252936292561144222272522363528372529
15.66-1.928.548.25-4.828.516.597.693.287.047.8712.2612.7311.3814.1715.2314.3715.5116.0010.587.311.490.263.659.575.256.314.354.156.9211.228.7510.576.676.55
6-811-3-3554548711111011141518221714-2-23-721131913162912342281218
--233.33-237.50-127.271,066.67-114.29-20.0025.00-20.00100.00-12.5057.14--9.0910.0027.277.1420.0022.22-22.73-17.65-114.291,050.00-69.57-400.00-38.1046.15-31.5823.0881.25324.14-65.85-33.33-57.1450.00
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714.719.619.819.819.819.117.617.116.616.316.416.41615.815.915.815.715.815.716.716.816.91716.817.618.117.917.617.517.41615.11514.8
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Details

Keystats

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Revenue and Growth

The Independence Holding Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Independence Holding is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (k)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020
000000000000000000000000000000000
000000000000000000000000000000000
000000000000000000000000000000000
000000000000000000000000000000000
000000000000000000000000000000000
000000000000000000000000000000000
11.14.74.34.14.23.91.61.21.61.71.921.92.62.32.12.42.57665.34.23.203.83.11.522.83.914.317.1
146.2148.7167.1156.1158.5163.2179.9185.9249309326.2441.3490.5537.1544.6620.7751.3895899.1816.5802.3850.3919.7932.9811.4597.7640.3488.2514.8476.9484.9511.1473.6
000000000000000000000000011.310.7000007.8
0000000000000000.51.63.81417.615.38.320.117.7014.812.16.62.16.713.213.415.1
00000000000000005.916.146.251.752.348.951.750.350.350.350.347.341.650.750.760.274.9
031.800006.27.3000000000000000000012.900000
0.160.190.170.160.160.170.190.190.250.310.330.440.490.540.550.620.760.920.970.890.880.91110.860.680.720.560.560.540.550.60.59
0.160.190.170.160.160.170.190.190.250.310.330.440.490.540.550.620.760.920.970.890.880.91110.860.680.720.560.560.540.550.60.59
48.648.748.71816.115.815.57.47.47.47.47.97.97.87.713.914.214.215.315.415.415.515.518.518.518.518.518.618.618.618.618.618.6
69.871.672.472.970.570.269.876.276.17683.280.380.178.477.575.67878.697.999.8101.1100.4101126.3126.6126.2127.1127.7126.5124.5124.4122.7124.8
7.91.6-37.2-33.2-29.2-24.4-20.5-12.6-5.25.616.326.437.351.366.778.8100.9116.2129.5126.4100.894.5115.4111.8130.2142.7166.2194.5315.9356.4380.4386.9399.3
3.70.5-5.3-1.9-0.20.5-9.20.5-1.51.92.6-111.20.11.70.6-2-8.4-9.3-16.1-54.3-7.10.67.915-0.1-0.1-3.4-7-4.6-8.31.24.2
0000000000000000000000000-10,400100000000
130122.478.655.857.262.155.671.576.890.9109.5103.6126.5137.6153.6168.9191.1200.6233.4225.5163203.3232.5264.5290.3276.9311.8337.4454494.9515.1529.4546.9
1.219.624.339.335.922.31212.418.723.521.220.420.31513.220.62537.469.170.369.371.470.566.471.571.967.664.155.556.553.153.853.7
00000000000000000000000000000007.210
11.59.96.26.476.85.84.93.76.57.34.53.11.91.2000000000000000000
000000000000000000000000000000000
000000000000000000000000000000000
12.729.530.545.742.929.117.817.322.43028.524.923.416.914.420.62537.469.170.369.371.470.566.471.571.967.664.155.556.553.16163.7
53.97.411.511.54.32014.112.1000151512.28.435.250.650.653.150.648.147.145.648.146.144.142.143.300000
000000000000000000000000000000000
23.73.621.116.419.738.827.857.497.1123.4100.2195.5195.6231.3223.9292.4323.2375.6405408.1414.7418441.8417.7278.1274.8186.8173.3145.8143.5141.6141141.4
77.61132.627.92458.841.969.597.1123.4100.2210.5210.6243.5232.3327.6373.8426.2458.1458.7462.8465.1487.4465.8324.2318.9228.9216.6145.8143.5141.6141141.4
90.340.563.173.666.987.959.786.8119.5153.4128.7235.4234260.4246.7348.2398.8463.6527.2529532.1536.5557.9532.2395.7390.8296.5280.7201.3200194.7202205.1
220.3162.9141.7129.4124.1150115.3158.3196.3244.3238.2339360.5398400.3517.1589.9664.2760.6754.5695.1739.8790.4796.7686667.7608.3618.1655.3694.9709.8731.4752
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of Independence Holding provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Independence Holding's financial health and stability.

Assets

Independence Holding's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Independence Holding must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Independence Holding after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Independence Holding's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020
11-3-3554548711111011141518221714-2-23-723142215163013342291219
576796544457776791213101110101510197522345
1-1-10000-100000-1-24442-6-18-1215-1-18504-9473
-11-59-20-3-7-13340-7-1528-1501710-15-13-15-12-3-52-23-8-156-211-13-193-69-8-9113
-683310-1-1-1-100-100-8011251833-2178510-8-10168139
001100010000100013333311211110000
010112011035781186466320-300210120100
0-48-17108911125070452202941222117-4-15-28427-115-16227-164-3132363951
0-10000000000000000000000000000000
490372800-22-509-10-5513-21-17-25-96-32-3161-47284-24122181-151689827-27-2713
501382810-22-509-10-5513-21-17-25-96-32-3161-47284-24122181-151689827-27-2713
000000000000000000000000000000000
0000-215-1-2-1200150-2-3251402-2-2-1-12-2-2-2-2-420000
000-30-4-3-1-2000-20-1-1-2-3-44010-1-1-1-3-3-1-3-46-3-3-7
-11-8-10-37-117-7-8-16-4-58-4-6-930261018-1-2-1-53-1-19-10-9-65-51-9-18-14
0-5-5-5-4-4-4-4-4-4-4-4-4-1-37161512100-123-13-3-3-17-3-2-90
-11-2-4-100000000000000000000-10-1-1-1-1-3-5-6
38-5691-21716-1612-15-111-7247-470455-65046500-528-1-650
000000000000000000000000000000000
000000000000000000000000000000000

Independence Holding stock margins

The Independence Holding margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Independence Holding. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Independence Holding.

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Gross margin
EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Independence Holding's sales revenue. A higher gross margin percentage indicates that the Independence Holding retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Independence Holding's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Independence Holding's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Independence Holding's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Independence Holding. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Independence Holding's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Independence Holding Margin History

Independence Holding Gross marginIndependence Holding Profit marginIndependence Holding EBIT marginIndependence Holding Profit margin
20200 %6.74 %4.26 %
20190 %6.9 %3.31 %
20180 %10.69 %8.12 %
20170 %8.83 %13.1 %
20160 %11.23 %39.46 %
20150 %6.91 %5.74 %
20140 %4.32 %3.07 %
20130 %4.45 %2.4 %
20120 %6.39 %4.59 %
20110 %5.24 %3.1 %
20100 %9.56 %4.94 %
20090 %3.82 %-1.85 %
20080 %0.26 %-6.07 %
20070 %1.64 %-0.57 %
20060 %7.3 %4.12 %
20050 %10.81 %6.3 %
20040 %15.95 %10.15 %
20030 %15.75 %9.9 %
20020 %14.85 %9.06 %
20010 %15.44 %9.5 %

Independence Holding Stock Sales Revenue, EBIT, Earnings per Share

The Independence Holding earnings per share therefore indicates how much revenue Independence Holding has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue Independence Holding earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Independence Holding's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Independence Holding’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Independence Holding's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Independence Holding Revenue, EBIT and net profit per share

DateIndependence Holding Sales per ShareIndependence Holding EBIT per shareIndependence Holding Earnings per Share
202029.99 undefined2.02 undefined1.28 undefined
201925.01 undefined1.73 undefined0.83 undefined
201823.23 undefined2.48 undefined1.89 undefined
201720.03 undefined1.77 undefined2.63 undefined
201617.96 undefined2.02 undefined7.09 undefined
201529.76 undefined2.06 undefined1.71 undefined
201430.13 undefined1.3 undefined0.93 undefined
201332.12 undefined1.43 undefined0.77 undefined
201223.69 undefined1.51 undefined1.09 undefined
201123.84 undefined1.25 undefined0.74 undefined
201026.14 undefined2.5 undefined1.29 undefined
200922.64 undefined0.86 undefined-0.42 undefined
200823.19 undefined0.06 undefined-1.41 undefined
200723.97 undefined0.39 undefined-0.14 undefined
200620.5 undefined1.5 undefined0.84 undefined
200517.5 undefined1.89 undefined1.1 undefined
200414.28 undefined2.28 undefined1.45 undefined
200311.97 undefined1.89 undefined1.18 undefined
200211.04 undefined1.64 undefined1 undefined
20019.53 undefined1.47 undefined0.91 undefined

Independence Holding business model

Independence Holding Co is a holding company based in Stamford, Connecticut, USA. The company was founded in 1980 and has become a major provider of health and life insurance, as well as specialized insurance offerings such as accident, hospital, and long-term care insurance. The company's business model is based on offering innovative and cost-effective insurance solutions to individuals and families around the world. It primarily focuses on the US market, but also operates in Canada, the United Kingdom, and other countries. Independence Holding Co takes a customer-oriented approach in designing its products and services. By collaborating closely with other companies, it can develop insurance offerings tailored to specific target groups. The company has a strong focus on insuring self-employed individuals or those who own their own businesses, but it also offers numerous options for private individuals. Independence Holding Co operates in several divisions, including the Life and Health Insurance Division, the Individual Insurance Division, and the Speciality Insurance Division. In the Life and Health Insurance Division, the company mainly offers products such as life insurance, health insurance, and short-term health insurance for individual and group coverage. These products aim to protect the standard of living and health of policyholders and their families. The Individual Insurance Division of Independence Holding Co provides insurance for individuals who are not part of an employer group. This includes self-employed individuals, freelancers, and sole proprietors. Offerings include accident, cancer, hospital, and household assistance plans. The Speciality Insurance Division offers specialized insurance offerings such as accident, hospital, and long-term care insurance. These are tailored to specific target groups such as students, athletes, and seniors, and provide protection and security in situations where conventional insurance may not be sufficient. In addition, Independence Holding Co provides numerous information on its website about the individual insurance products and also offers tips on how customers can protect themselves against financial risks. In summary, Independence Holding Co is a company that specializes in the development and distribution of innovative insurance solutions for individuals and families. With a customer-oriented approach and a strong focus on the US market and other markets, the company offers offerings in various divisions and advises citizens on insurance-related matters. Independence Holding is one of the most popular companies on Eulerpool.com.

Independence Holding SWOT Analysis

Strengths

Independence Holding Co has a diverse portfolio of insurance products, allowing them to cater to a wide range of customer needs.

The company has a strong financial position and a solid track record of profitability.

Independence Holding Co boasts a highly experienced management team with deep industry knowledge.

Weaknesses

The company operates mainly within the United States, limiting its geographical reach and potentially missing out on international opportunities.

Independence Holding Co may face increased competition from larger, more established insurance companies.

The company's reliance on investment income exposes it to market fluctuations and potential financial risks.

Opportunities

There is an increasing demand for insurance products and services, presenting growth opportunities for Independence Holding Co.

Expanding into new markets or offering new insurance products could help the company diversify and capture additional market share.

Technological advancements in the insurance industry provide opportunities for automation and efficiency improvements, which could benefit Independence Holding Co.

Threats

Changing regulations and compliance requirements may increase the cost of doing business for Independence Holding Co.

Economic downturns or recessions could impact customer demand for insurance products, potentially affecting the company's financial performance.

Emerging insurtech companies utilizing innovative technologies pose a threat to the traditional insurance industry, including Independence Holding Co.

Independence Holding Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Independence Holding historical P/E ratio, EBIT, and P/S ratio.

Independence Holding shares outstanding

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Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Independence Holding earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Independence Holding's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Independence Holding’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Independence Holding's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Independence Holding Stock splits

In Independence Holding's history, there have been no stock splits.

Independence Holding dividend payout ratio

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Payout ratio
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Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for Independence Holding represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Independence Holding could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Independence Holding's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Independence Holding Payout Ratio History

DateIndependence Holding Payout ratio
202034.46 %
201966.53 %
20187.95 %
20176.1 %
20162.12 %
20154.68 %
20147.56 %
20134.54 %
20128.52 %
20116.15 %
20103.52 %
2009-10.88 %
2008-3.23 %
2007-33.2 %
20065.38 %
20054.13 %
20043.31 %
20032.13 %
200236.31 %
20012.79 %
Unfortunately, there are currently no price targets and forecasts available for Independence Holding.

Independence Holding list of shareholders

%
Name
Stocks
Change
Date
61.96 % Geneve Corporation9,145,226011/9/2021
4.12 % Cannell Capital, LLC607,678104,9189/30/2021
3.39 % Arnhold LLC500,836-7,5009/30/2021
1.81 % TCW Asset Management Company LLC266,933-50,7729/30/2021
1.75 % The Vanguard Group, Inc.258,0408259/30/2021
1.72 % Dimensional Fund Advisors, L.P.254,025-8829/30/2021
1.58 % BlackRock Institutional Trust Company, N.A.232,989-10,9989/30/2021
1.15 % Royce Investment Partners170,02309/30/2021
1.12 % Thung (Roy T K)164,763-201,58912/31/2021
1.07 % Corsair Capital Management, L.P.157,882-38,6309/30/2021
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Independence Holding Executives and Management Board

Mr. Michael Kemp54
Independence Holding Chief Underwriting Officer and Senior Vice President (since 2012)
Compensation 1.82 M
Mr. Roy Thung77
Independence Holding Chairman of the Board, Chief Executive Officer (since 2017)
Compensation 1.68 M
Mr. Larry Graber71
Independence Holding Chief Life and Annuity Actuary, Senior Vice President and Director (since 2012)
Compensation 827,724
Mr. David Kettig62
Independence Holding President, Chief Operating Officer, Director (since 2018)
Compensation 770,574
Mr. Vincent Furfaro57
Independence Holding Senior Vice President - Corporate Development & Chief Information Security Officer, Director (since 2021)
Compensation 714,196
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Independence Holding Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Raymond James Fincl Stock
Raymond James Fincl
SupplierCustomer0,42-0,81-0,49-0,040,59-
Reinsurance Group of America Stock
Reinsurance Group of America
SupplierCustomer0,290,890,770,06-0,17-
Ebix Inc Stock
Ebix Inc
SupplierCustomer0,28-0,23-0,480,19-0,03-
Anthem Stock
Anthem
SupplierCustomer0,24-0,650,360,740,85-
Synchrony Finl Stock
Synchrony Finl
SupplierCustomer0,18-0,80-0,21-0,86-0,86-
1

Most common questions regarding Independence Holding

What values and corporate philosophy does Independence Holding represent?

Independence Holding Co represents values of integrity, transparency, and commitment to its stakeholders. The company follows a corporate philosophy focused on delivering innovative insurance solutions and exceptional customer service. Independence Holding Co aims to provide financial security and peace of mind to individuals and families through its wide range of insurance products. With a customer-centric approach and a dedication to ethical business practices, Independence Holding Co is dedicated to building long-term relationships and supporting the financial needs of its clients.

In which countries and regions is Independence Holding primarily present?

Independence Holding Co is primarily present in the United States.

What significant milestones has the company Independence Holding achieved?

Independence Holding Co. has achieved several significant milestones throughout its history. The company has successfully established itself as a leading provider of specialized insurance products and services. It has witnessed remarkable growth in its customer base and financial performance over the years. Independence Holding Co. has also expanded its product offerings to cater to diverse market needs, strengthening its competitive position. Additionally, the company has demonstrated resilience and adaptability, navigating challenging market conditions with strategic initiatives and innovative solutions. Independence Holding Co. continues to evolve as a trusted and reliable provider in the insurance industry, delivering value to its shareholders and maintaining a strong reputation.

What is the history and background of the company Independence Holding?

Independence Holding Co, also known as IHC, is an established and renowned insurance holding company. With a rich history spanning over three decades, IHC has successfully grown into a prominent player in the insurance industry. Founded in 1980, the company focused initially on the life and health insurance sector and later expanded its offerings to include specialties like pet insurance, dental insurance, and group disability coverage. As a result of its strategic acquisitions and partnerships, IHC has diversified its portfolio to cater to a wide range of customers, providing comprehensive insurance solutions across multiple markets. Known for its financial stability, innovation, and exceptional customer service, Independence Holding Co continues to thrive and serve as a leading provider in the insurance market.

Who are the main competitors of Independence Holding in the market?

Independence Holding Co faces competition from several players in the market. Some of the main competitors of the company include Aflac Incorporated, CNO Financial Group, and MetLife. These companies also operate in the insurance and financial services sector and offer similar products and services. However, Independence Holding Co sets itself apart from its competitors by focusing on niche markets and providing innovative solutions. With its strong market presence and customer-centric approach, Independence Holding Co continues to thrive despite the competition.

In which industries is Independence Holding primarily active?

Independence Holding Co is primarily active in the insurance sector.

What is the business model of Independence Holding?

Independence Holding Co (IHC) operates as a holding company that provides life and health insurance products and services. The business model of IHC revolves around offering a wide range of insurance solutions to individuals and businesses. IHC specializes in underwriting and distributing health, pet, specialty, life, and disability insurance policies through its subsidiaries. By diversifying its offerings, IHC aims to meet the diverse insurance needs of its customers efficiently. The company strives to provide innovative and customer-centric insurance solutions, positioning itself as a trusted provider in the insurance industry.

What is the P/E ratio of Independence Holding 2024?

The P/E ratio cannot be calculated for Independence Holding at the moment.

What is the P/S ratio of Independence Holding 2024?

The P/S cannot be calculated for Independence Holding currently.

What is the AlleAktien quality score of Independence Holding?

The AlleAktien quality score for Independence Holding is 5/10.

What is the revenue of Independence Holding 2024?

The revenue cannot currently be calculated for Independence Holding.

How high is the profit of Independence Holding 2024?

The profit cannot currently be calculated for Independence Holding.

What is the business model of Independence Holding

Independence Holding Co (IHC) is a US-based company that offers a wide range of insurance and financial services. The company is headquartered in Stamford, Connecticut and was founded in 1980. One of IHC's core businesses is the sale of life insurance. The company offers various types of life insurance, including term, universal, and whole life insurance. The insurance policies are designed to meet the needs of different customers and can be customized individually. IHC specializes in life insurance and also offers group insurance plans for employers. Another important division of the company is health insurance. IHC offers health insurance plans for individuals and families, including short-term and long-term insurance as well as accident insurance. The insurance plans cover various healthcare services, including medical treatment, prescription drugs, and hospital stays. In addition to insurance, IHC also offers financial services, including retirement and investment funds, as well as retirement investment products. The company also offers specialized financial products to assist customers in planning and financing their education. IHC has also specialized in insurance administration. The company offers various administration services to manage insurance payments, claims, and customer service. These services include operating call centers, correspondence with customers and providers, and claims review. The company is also active in the real estate industry, with a number of subsidiaries including "The Manhattan Life Insurance Company," "Standard Security Life Insurance Company of New York," "Independence American Insurance Company," and "Madison National Life Insurance Company." These companies offer real estate investment products and specialize in real estate sales and management. Additionally, IHC has a subsidiary specializing in the sale of specialty products for pets. These products protect pets from emergencies and unexpected medical costs. The products include pet insurance, pet care services, and pet travel insurance. This wide range of insurance and financial services provides customers with the opportunity to find a tailored solution for their needs. IHC also offers innovative products to differentiate itself from competitors, such as specialized pet insurance, which is an attractive option for pet owners. Through the use of advanced technologies and a consumer-oriented approach, IHC has established itself as a leading company in the insurance industry.

What is the Independence Holding dividend?

Independence Holding pays a dividend of 0.06 USD distributed over payouts per year.

How often does Independence Holding pay dividends?

The dividend cannot currently be calculated for Independence Holding or the company does not pay out a dividend.

What is the Independence Holding ISIN?

The ISIN of Independence Holding is US4534403070.

What is the Independence Holding WKN?

The WKN of Independence Holding is 922423.

What is the Independence Holding ticker?

The ticker of Independence Holding is IHC.

How much dividend does Independence Holding pay?

Over the past 12 months, Independence Holding paid a dividend of 0.44 USD . This corresponds to a dividend yield of about 0.77 %. For the coming 12 months, Independence Holding is expected to pay a dividend of 0.44 USD.

What is the dividend yield of Independence Holding?

The current dividend yield of Independence Holding is 0.77 %.

When does Independence Holding pay dividends?

Independence Holding pays a quarterly dividend. This is distributed in the months of January, July, January, March.

How secure is the dividend of Independence Holding?

Independence Holding paid dividends every year for the past 18 years.

What is the dividend of Independence Holding?

For the upcoming 12 months, dividends amounting to 0.44 USD are expected. This corresponds to a dividend yield of 0.77 %.

In which sector is Independence Holding located?

Independence Holding is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Independence Holding kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Independence Holding from 2/22/2022 amounting to 0.06 USD, you needed to have the stock in your portfolio before the ex-date on 2/14/2022.

When did Independence Holding pay the last dividend?

The last dividend was paid out on 2/22/2022.

What was the dividend of Independence Holding in the year 2023?

In the year 2023, Independence Holding distributed 0.55 USD as dividends.

In which currency does Independence Holding pay out the dividend?

The dividends of Independence Holding are distributed in USD.

All fundamentals about Independence Holding

Our stock analysis for Independence Holding Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Independence Holding Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.