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Overview
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ING Groep stock

INGA.AS
NL0011821202
A2ANV3

Price

15.97
Today +/-
-0.31
Today %
-1.90 %
P

ING Groep stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the ING Groep stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the ING Groep stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the ING Groep stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze ING Groep's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

ING Groep Stock Price History

DateING Groep Price
10/1/202415.97 undefined
9/30/202416.27 undefined
9/27/202416.53 undefined
9/26/202416.61 undefined
9/25/202416.29 undefined
9/24/202416.57 undefined
9/23/202416.54 undefined
9/20/202416.69 undefined
9/19/202416.68 undefined
9/18/202416.48 undefined
9/17/202416.46 undefined
9/16/202416.30 undefined
9/13/202416.44 undefined
9/12/202416.25 undefined
9/11/202416.05 undefined
9/10/202415.99 undefined
9/9/202416.16 undefined
9/6/202415.97 undefined
9/5/202416.13 undefined
9/4/202416.08 undefined
9/3/202416.24 undefined

ING Groep Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into ING Groep, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by ING Groep from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects ING Groep’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of ING Groep. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into ING Groep’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing ING Groep’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on ING Groep’s growth potential.

ING Groep Revenue, EBIT and net profit per share

DateING Groep RevenueING Groep Net Income
2028e22.02 B undefined6.48 B undefined
2027e23.86 B undefined8.34 B undefined
2026e24.09 B undefined7.74 B undefined
2025e23.26 B undefined6.94 B undefined
2024e22.92 B undefined6.56 B undefined
202324.09 B undefined7.29 B undefined
202234.78 B undefined3.67 B undefined
20210 undefined4.78 B undefined
20200 undefined2.49 B undefined
20190 undefined4.78 B undefined
20180 undefined4.7 B undefined
20170 undefined4.91 B undefined
20160 undefined4.65 B undefined
20150 undefined4.01 B undefined
20140 undefined501 M undefined
20130 undefined3.02 B undefined
20120 undefined3.72 B undefined
20110 undefined4.26 B undefined
20100 undefined2.37 B undefined
20090 undefined-1.61 B undefined
20080 undefined-1.16 B undefined
20070 undefined10.41 B undefined
20060 undefined7.69 B undefined
20050 undefined7.21 B undefined
20040 undefined5.76 B undefined

ING Groep Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
19931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e
0000000000000000000000000000034.7824.0922.9223.2624.0923.8622.02
-------------------------------30.73-4.841.463.56-0.95-7.70
-----------------------------84.61------
0000000000000000000000000000029.42000000
0000000000000000000000000000018.52010.3210.2110.6111.059.54
------------------------------------
0.911.021.181.492.192.624.911.964.564.484.025.767.217.6910.41-1.16-1.612.374.263.723.020.54.014.654.914.74.782.494.783.677.296.566.947.748.346.48
-12.7815.3325.8347.0420.0586.85144.09-61.92-1.69-10.2043.0925.286.6935.28-111.1039.48-247.0579.86-12.70-18.84-83.41700.4015.995.46-4.121.66-48.0292.19-23.0998.39-10.035.8611.467.82-22.31
------------------------------------
------------------------------------
4.334.554.761.952.092.452.532.522.532.512.622.772.832.842.812.662.693.793.793.83.833.863.873.883.893.893.93.93.893.623.5700000
------------------------------------
Details

Keystats

Revenue and Growth

The ING Groep Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the ING Groep is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (M)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (B)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
1993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                             
00000000000000000000000000000124.240
0000000000000000000000000000000
0000000000000000000000000000000
0000000000000000000000000000000
0000000000000000000000000000092.080
00000000000000000000000000000216.320
0.530.560.70.8212.993.582.852.031.421.315.785.766.036.246.46.126.132.892.672.452.12.0321.81.663.172.842.522.452.4
0.831.111.381.641.391.984.183.682.632.883.17160.65260.38315.29324.5112.639.229.942.372.462.020.950.961.141.091.21.791.481.591.51.51
000000000000000000000000000003490
00000000000003.223.53.852.952.613.562.640.71.660.580.580.650.921.010.860.680.640.73
00000000000000.312.253.073.072.77001.1400.990.90.820.920.910.530.470.460.47
0000001.271.71000000015.315.020.6869.7169.43159.27166.683.610.921.362.631.441.51.742.411.83
1.361.682.072.462.394.979.038.244.664.34.48166.43266.14324.85336.4841.2626.3822.1378.5277.2165.58171.398.175.555.727.338.327.2177.816.94
1.361.682.072.462.394.979.038.244.664.34.48166.43266.14324.85336.4841.2626.3822.1378.5277.2165.58171.398.175.555.727.338.327.217224.136.94
                                                             
0000000.52.422.542.151.7800.39.0918.519.6816.9516.9516.9516.9516.960.930.930.040.040.040.040.040.040.040.04
00000000000000000000016.0516.0516.9517.0117.0517.0817.0917.1117.1217.12
000000000000019.9412.648.917.1919.1224.7527.9929.2224.6426.8229.1431.5333.235.8538.4340.7338.5539.9
9.759.8710.7916.0520.9329.0834.5625.2721.5118.2521.3324.0736.74008.082.995.083.45-1.45-4.43-1.25-0.84-1.14-2.06-1.83-1.21-2.49-3.85-5.68-4.9
00000000000009.456.051.542.474.755.5510.485.5611.024.894.813.912.492.021.581.51.091.08
9.759.8710.7916.0520.9329.0835.0527.6924.0620.423.1124.0737.0338.4837.2128.239.645.950.753.9647.3151.3947.8549.850.4250.9453.7854.6455.5351.1153.23
00000000000000000011.710.577.8805.164.396.212.332.122.032.042.052.18
0000000000000000000.90.920.8300.570.50.980.880.970.931.0211.36
000000000000000000858956440450590546750822554342271325396
70.2672.6280.0692.97110.13164.81224.81252.82276.37319.82377.8200000000000000000000
0000000000000000000052.77051.2140.4944.3955.3151.8127.2438.1737.4649.36
70.2672.6280.0692.97110.13164.81224.81252.82276.37319.82377.82000000013.4512.4461.920.4557.5245.9252.3359.3455.4530.5441.4940.8253.3
18.8119.224.0833.3443.5276.4775.7595.16108.4198.68105.37202.71241.84234.63268.35290.23237.47241.39168.4168.9595.56144.5186.4979.9767.6778.1784.8171.9771.5575.4291.87
0000000000000000003.612.8110.860.640.920.750.640.70.580.60.260.18
55.1958.7664.8378.16106.76123.94156.23273.22294.83275.51270.74296.89412.36453.57479.41489.72416.89447.62490.8418.12354.29273.75114.06112.9797.73104.0186.8690.7880.6103.5104.52
73.9977.9688.91111.5150.28200.41231.98368.38403.24374.19376.1499.6654.21688.2747.76779.95654.36689.01662.82589.88450.85419.12201.19193.86166.15182.81172.37163.34152.76179.18196.57
144.25150.58168.96204.48260.41365.23456.79621.19679.6694.01753.93499.6654.21688.2747.76779.95654.36689.01676.27602.33512.76419.57258.71239.78218.48242.15227.82193.88194.25220249.88
154160.45179.75220.53281.34394.3491.84648.88703.66714.41777.04523.67691.24726.68784.97808.15693.96734.91726.97656.29560.07470.96306.56289.58268.9293.1281.6248.52249.78271.12303.11
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of ING Groep provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand ING Groep's financial health and stability.

Assets

ING Groep's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that ING Groep must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of ING Groep after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into ING Groep's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (B)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (B)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19931994199519961997200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
1.281.491.722.072.5613.976.075.9207.748.899.9411.04-1.49-1.634.27.275.684.92.686.196.347.276.846.833.816.785.510.49
0.190.230.210.310.350.610.590.9900.561.281.31.381.491.71.721.510.780.770.690.630.540.520.520.790.830.830.710.67
00000000000000000000000000000
1.951.520.245.722.12-3.7115.3113.4864.7149.934.77-13.08-21.98-10.06-36.29-19.182.36-16.64-9.799.966.481.78-12.052.927.75100.93-13.92-18.7-19.15
2.41.72.730.811.67-13.151.465.63016.8719.511.5921.2622.878.828.512.990.92-4.29-1.31-2.73-0.11-0.99-3.37-2.31-4.33-8.641.38-3.36
0000000000000068.8359.3352.960000031.0314.9514.559.678.7114.1933.73
0000.80.720.971.130.380001.741.350.050.410.51.3501.661.0700000001.470
5.824.944.918.916.69-2.2823.4226.0264.7175.134.449.7511.7112.82-27.4-4.7514.14-9.26-8.4212.0210.588.55-5.256.9213.06101.24-14.94-11.11-11.34
000000000-1,330-1,531-1,732-1,968-2,109-1,673-1,811-1,687-423-470-409-390-415-304-286-355-287-184-231-246
-3.25-6.29-7.54-10.93-7.66-14.21-27.15-26.56-65.56-72.27-50.31-31.32-13.93-103.24-3.356.50.589.27-7.424.26.1311.755.45-2.5-8.496.22-5.31-8.55
-3.25-6.29-7.54-10.93-7.66-14.21-27.15-26.56-65.56-70.94-48.78-29.59-11.97-7.894.91-1.548.1919.74-7.014.596.5512.065.74-2.14-8.26.4-5.08-8.3
00000000000000000000000000000
0.250.430.982.442.946.587.524.070.960.629.5720.77-7.5940.6212.597.68-3.97-0.68-9.55-5.13-10.85-16.55-1.3918.59-1.48-34.89.389.4624.9
00000000000-1,049-2,600-2,136-5,329-44-2,959-982842-2,26434107415-1,608-1,717-3,531
0.350.430.982.793.286.555.283.180.971.087.3116.83-12.8345.7313.857.64-6.93-1.67-8.7-4.66-11.17-19.06-3.9515.98-4.15-34.85.394.6518.4
0.150.060.060.580.580.870.061.090.941.350.21-0.180.410.457.2800002.731.04000-0.03-0-0.04-0.04-0
-46-57-57-227-246-900-2,300-1,977-927-883-2,461-2,716-3,039-3,207-68400000-1,393-2,521-2,564-2,607-2,6500-2,342-3,052-2,964
2.92-0.92-1.440.681.98-9.941.23.15-0.493.87-8.25-5.13-15.0248.08-10.31-0.1913.51-10.13-6.97-0.073.27-4.222.8128.556.557.54-3.9-12.27-2.38
5,8174,9404,9148,9076,694-2,27823,42426,02264,70573,77232,9108,0189,74010,714-29,073-6,55812,452-9,683-8,88811,61010,1878,138-5,5576,62912,700100,956-15,127-11,343-11,586
00000000000000000000000000000

ING Groep stock margins

The ING Groep margin analysis displays the gross margin, EBIT margin, as well as the profit margin of ING Groep. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for ING Groep.
  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the ING Groep's sales revenue. A higher gross margin percentage indicates that the ING Groep retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the ING Groep's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the ING Groep's total revenue generated. When comparing the revenue margin year over year, investors can gauge the ING Groep's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the ING Groep. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the ING Groep's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

ING Groep Margin History

DateING Groep Profit margin
2028e29.43 %
2027e34.96 %
2026e32.12 %
2025e29.84 %
2024e28.6 %
202330.25 %
202210.56 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

ING Groep Stock Sales Revenue, EBIT, Earnings per Share

The ING Groep earnings per share therefore indicates how much revenue ING Groep has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

  • 5 years

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  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue ING Groep earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates ING Groep's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of ING Groep’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating ING Groep's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

ING Groep Revenue, EBIT and net profit per share

DateING Groep Sales per ShareING Groep Earnings per Share
2028e6.8 undefined2 undefined
2027e7.36 undefined2.57 undefined
2026e7.43 undefined2.39 undefined
2025e7.18 undefined2.14 undefined
2024e7.08 undefined2.02 undefined
20236.76 undefined2.04 undefined
20229.59 undefined1.01 undefined
20210 undefined1.23 undefined
20200 undefined0.64 undefined
20190 undefined1.23 undefined
20180 undefined1.21 undefined
20170 undefined1.26 undefined
20160 undefined1.2 undefined
20150 undefined1.04 undefined
20140 undefined0.13 undefined
20130 undefined0.79 undefined
20120 undefined0.98 undefined
20110 undefined1.12 undefined
20100 undefined0.63 undefined
20090 undefined-0.6 undefined
20080 undefined-0.43 undefined
20070 undefined3.7 undefined
20060 undefined2.71 undefined
20050 undefined2.55 undefined
20040 undefined2.08 undefined

ING Groep business model

The ING Groep NV is a Dutch multinational that emerged in 1991 from the merger of Nationale-Nederlanden and NMB Postbank. With its headquarters in Amsterdam, it is one of the largest banks in Europe and offers a variety of financial services. The ING Groep is an integrated financial services company that focuses on banking and insurance services. The company operates a variety of business areas, including retail banking, commercial banking, and wholesale banking. It serves customers around the world, especially in Europe, Asia, and Australia. The core business of the ING Groep is retail banking, focusing on personal customers. The company offers a wide range of financial products and services, including savings accounts, loans, mortgages, investment funds, asset management, and insurance. ING is known for its innovative and user-friendly banking services. For example, customers can manage their accounts, make transfers, or complete financing through the app or online banking. In commercial banking, the ING Groep focuses on small and medium-sized enterprises. Here it offers a wide range of products and services similar to retail banking, including loans, support for mergers and acquisitions, and consulting services for customers. The wholesale banking division caters to large companies and institutional clients, offering various financing, trading, and consulting services. This includes investment financing, capital markets, lending, project financing, and cash management. Another important pillar of the ING Groep is its investment management company, NN Investment Partners, which offers a wide range of investment products and services for institutional and private investors, including equity and fixed-income funds, index products, real estate, and alternative investments. Over the years, the ING Groep has carried out several strategic acquisitions. One of the most recent acquisitions was the acquisition of the German direct bank Diba in 2012. ING also has a joint venture with the Bank of Beijing, allowing it to operate in one of the fastest-growing banking markets in the world. The company has also been active in other business areas, such as insurance, in the past but withdrew from this sector in 2016 to focus on its core business. Overall, the ING Groep is a strong company that focuses on a wide range of financial products and services and serves customers worldwide. The company has delivered impressive performance in recent years and is known for its innovative and user-friendly banking services. A smart business strategy and consistent implementation have made ING a leading financial services company in Europe and beyond. ING Groep is one of the most popular companies on Eulerpool.com.

ING Groep SWOT Analysis

Strengths

ING Groep NV possesses several strengths, which contribute to its success and competitive advantage. These strengths include:

  • Strong brand reputation and recognition in the financial industry.
  • Diversified range of financial products and services.
  • Global presence and extensive network of branches.
  • Strong financial performance and stability.
  • Commitment to innovation and technology advancements.

Weaknesses

Despite its strengths, ING Groep NV also has some weaknesses that need to be addressed in order to maintain competitiveness:

  • Limited market share in certain geographic regions.
  • Reliance on the European market, making it vulnerable to economic fluctuations.
  • Potential regulatory challenges and compliance costs.
  • Dependency on interest rates for profitability.
  • Limited diversification in non-financial sectors.

Opportunities

ING Groep NV can leverage the following opportunities to expand its business and gain a competitive edge:

  • Emerging markets offer untapped potential for growth and expansion.
  • Increasing demand for digital banking solutions.
  • Trends in sustainable finance present opportunities for responsible investments.
  • Potential mergers and acquisitions to strengthen market position.
  • Development of new financial products and services to cater to evolving customer needs.

Threats

ING Groep NV should be aware of the following threats that may impact its business operations:

  • Intense competition from other global financial institutions.
  • Economic downturns and financial crises affecting customer confidence.
  • Regulatory changes and compliance requirements can increase operational costs.
  • Cybersecurity threats and data breaches pose risks to customer privacy.
  • Political instability and global trade tensions impacting international operations.

ING Groep Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

ING Groep historical P/E ratio, EBIT multiple, and P/S ratio

ING Groep shares outstanding

The number of shares was ING Groep in 2023 — This indicates how many shares 3.565 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue ING Groep earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates ING Groep's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of ING Groep’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating ING Groep's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

ING Groep stock splits

In ING Groep's history, there have been no stock splits.

ING Groep dividend history and estimates

In 2023, ING Groep paid a dividend amounting to 0.82 EUR. Dividend means that ING Groep distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for ING Groep provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify ING Groep’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating ING Groep's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

ING Groep Dividend History

DateING Groep Dividend
2028e0.84 undefined
2027e0.85 undefined
2026e0.85 undefined
2025e0.84 undefined
2024e0.85 undefined
20230.82 undefined
20220.81 undefined
20210.39 undefined
20190.68 undefined
20180.67 undefined
20170.66 undefined
20160.65 undefined
20150.36 undefined
20080.63 undefined
20071.07 undefined
20060.94 undefined
20050.86 undefined
20040.75 undefined

ING Groep dividend payout ratio

In 2023, ING Groep had a payout ratio of 55.85%. The payout ratio indicates the percentage of the company's profits that ING Groep distributes as dividends.
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Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for ING Groep represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for ING Groep could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate ING Groep's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

ING Groep Payout Ratio History

DateING Groep Payout ratio
2028e60.66 %
2027e59.47 %
2026e58.56 %
2025e63.95 %
2024e55.89 %
202355.85 %
202280.12 %
202131.71 %
202055.71 %
201955.28 %
201855.37 %
201752.38 %
201654.62 %
201534.95 %
201455.71 %
201355.71 %
201255.71 %
201155.71 %
201055.71 %
200955.71 %
2008-146.43 %
200728.85 %
200634.85 %
200533.73 %
200436.18 %
Unfortunately, there are currently no price targets and forecasts available for ING Groep.

ING Groep latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.51 0.54  (5.92 %)2024 Q2
3/31/20240.44 0.48  (9.09 %)2024 Q1
12/31/20230.45 0.45  (0.27 %)2023 Q4
9/30/20230.54 0.56  (3.36 %)2023 Q3
6/30/20230.48 0.6  (24.77 %)2023 Q2
3/31/20230.33 0.44  (32.97 %)2023 Q1
12/31/20220.31 0.3  (-4.55 %)2022 Q4
9/30/20220.32 0.26  (-18.47 %)2022 Q3
6/30/20220.31 0.31  (0.91 %)2022 Q2
3/31/20220.08 0.11  (36.14 %)2022 Q1
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Eulerpool ESG Scorecard© for the ING Groep stock

Eulerpool World ESG Rating (EESG©)

93/ 100

🌱 Environment

99

👫 Social

99

🏛️ Governance

82

Environment

Scope 1 - Direct Emissions
8,000
Scope 2 - Indirect emissions from purchased energy
9,000
Scope 3 - Indirect emissions within the value chain
11,000
Total CO₂ emissions
17,000
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees48.5
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

ING Groep shareholders

%
Name
Stocks
Change
Date
5.69124 % BlackRock Institutional Trust Company, N.A.184,378,0779,914,8443/15/2024
5.58758 % Capital Research Global Investors181,019,67849,009,80112/19/2023
3.39929 % Artisan Partners Limited Partnership110,126,133-7,181,7371/4/2023
3.32361 % Amundi Asset Management, SAS107,674,443-7,426,21712/12/2023
3.15415 % The Vanguard Group, Inc.102,184,415-6,569,3743/31/2024
3.13979 % Norges Bank Investment Management (NBIM)101,719,084-11,421,4524/10/2024
2.23846 % JPMorgan Asset Management U.K. Limited72,518,833-1,471,5158/14/2023
1.42012 % Nuveen LLC46,007,199-85,9553/31/2024
1.13181 % BlackRock Advisors (UK) Limited36,666,8952,421,1593/31/2024
0.79870 % DWS Investment GmbH25,875,364-153,2153/31/2024
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3
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5
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ING Groep Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
DGNV Stock
DGNV
SupplierCustomer--0,380,950,07-0,20
SupplierCustomer-0,650,030,700,620,48
SupplierCustomer0,960,410,650,910,600,50
Software Stock
Software
SupplierCustomer0,910,750,700,620,38-0,06
SupplierCustomer0,870,070,390,490,14-0,68
SupplierCustomer0,84-0,180,32-0,19-0,11-0,43
SupplierCustomer0,800,600,600,720,690,85
SupplierCustomer0,780,520,35-0,21-0,340,66
SupplierCustomer0,740,530,460,020,03-0,08
SupplierCustomer0,690,580,420,790,630,89
1
2
3
4
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5

Most common questions regarding ING Groep

What values and corporate philosophy does ING Groep represent?

ING Groep NV is a leading global financial institution that upholds values of integrity, respect, and innovation. The company strives to provide innovative solutions and responsive services to its customers, fostering strong relationships based on trust. ING Groep NV believes in responsible banking and sustainable business practices. As a prominent player in the banking industry, ING Groep NV aims to create long-term value for its customers, employees, shareholders, and society as a whole. The company's corporate philosophy revolves around delivering outstanding financial services while maintaining a strong commitment to the principles of ethical conduct, customer-centricity, and environmental sustainability.

In which countries and regions is ING Groep primarily present?

ING Groep NV is primarily present in various countries and regions around the world. As a multinational banking and financial services corporation headquartered in Amsterdam, Netherlands, ING Groep NV has a strong presence in key markets. Some of the primary countries and regions where ING Groep NV operates include the Netherlands, Belgium, Germany, Poland, Spain, Italy, Austria, Czech Republic, Luxembourg, Australia, the United Kingdom, and the United States. With its global footprint, ING Groep NV serves customers and provides a wide range of banking, investment, and insurance services in these locations.

What significant milestones has the company ING Groep achieved?

ING Groep NV, a renowned financial institution, has achieved several significant milestones throughout its history. One noteworthy accomplishment is the company's successful navigation through the global financial crisis of 2008, which solidified its reputation for stability and resilience. Additionally, ING Groep NV has consistently expanded its global presence, establishing a widespread network of branches and subsidiaries in key financial centers worldwide. The company has also embraced digital transformation by investing heavily in innovative technologies, enhancing customer experience, and offering cutting-edge banking solutions. ING Groep NV's commitment to sustainability and responsible banking practices has earned it recognition as a leader in environmental and social responsibility.

What is the history and background of the company ING Groep?

ING Groep NV, commonly known as ING, is a leading global financial institution based in the Netherlands. Established in 1991 through a merger of several Dutch financial companies, ING has a rich history dating back to 1762. With a strong focus on banking and insurance services, ING operates in over 40 countries, serving over 38 million customers worldwide. The company has a robust global presence, providing a range of financial products and services, including retail banking, corporate and investment banking, and asset management. Throughout its history, ING has remained committed to financial innovation, customer-centricity, and sustainable business practices, solidifying its position as a trusted and highly-regarded financial institution.

Who are the main competitors of ING Groep in the market?

Some main competitors of ING Groep NV in the market are Banco Santander, Barclays, Deutsche Bank, HSBC Holdings, and JPMorgan Chase.

In which industries is ING Groep primarily active?

ING Groep NV is primarily active in the financial services industry.

What is the business model of ING Groep?

The business model of ING Groep NV is focused on providing a wide range of banking and financial services to individuals, businesses, and institutions worldwide. ING operates through various segments, including Retail Banking, Commercial Banking, and Wholesale Banking. The company offers services such as personal and business loans, mortgages, savings accounts, investment products, and insurance. ING implements a customer-centric approach by utilizing digital innovation and technology to deliver convenient and efficient financial solutions. With its commitment to sustainable banking, ING aims to support economic growth and create long-term value for its customers, shareholders, and communities.

What is the P/E ratio of ING Groep 2024?

The ING Groep P/E ratio is 8.68.

What is the P/S ratio of ING Groep 2024?

The ING Groep P/S ratio is 2.48.

What is the AlleAktien quality score of ING Groep?

The AlleAktien quality score for ING Groep is 3/10.

What is the revenue of ING Groep 2024?

The expected ING Groep revenue is 22.92 B EUR.

How high is the profit of ING Groep 2024?

The expected ING Groep profit is 6.56 B EUR.

What is the business model of ING Groep

The ING Group NV is a Dutch financial company based in Amsterdam. The business model of ING is based on offering banking, insurance, and asset management services and includes several segments and subsidiaries, each providing specialized offerings. The core business of ING is the provision of banking services, including deposit, credit, mortgage, and financing services for retail customers as well as corporate and institutional customers. ING operates in over 40 countries and offers a wide range of banking products, including current accounts, savings accounts, credit cards, and mortgages. ING is also one of the largest lenders in Europe and specializes in specialized financing solutions for companies and institutional customers. Another important business area of ING is asset management, operated by its subsidiary ING Investment Management. In this area, ING offers a variety of financial products and services, including investment funds, asset management, and institutional asset management. Another key segment of ING is the insurance business, operated by its subsidiary NN Group. NN Group offers a wide range of insurance products and services, including life and health insurance as well as property and casualty insurance. In addition to these core business areas, ING has developed further services in wholesale banking and investment banking as well as in payment and transaction processing. The company also aims to support the digitization of financial processes. ING aims to increasingly offer its services online and through mobile devices in order to expand its customer base and reduce costs. To achieve this, a strong presence has been built on social media and online portals, and the company's own apps have been optimized. Overall, ING has a diversified business model that appeals to customers in various markets, industries, and sectors. With a strong brand presence and a solid financial position, ING is well positioned to continue growing and play a leading role in the global financial sector.

What is the ING Groep dividend?

ING Groep pays a dividend of 0.81 EUR distributed over 2 payouts per year.

How often does ING Groep pay dividends?

ING Groep pays out a dividend 2 times a year.

What is the ING Groep ISIN?

The ISIN of ING Groep is NL0011821202.

What is the ING Groep WKN?

The WKN of ING Groep is A2ANV3.

What is the ING Groep ticker?

The ticker of ING Groep is INGA.AS.

How much dividend does ING Groep pay?

Over the past 12 months, ING Groep paid a dividend of 0.82 EUR . This corresponds to a dividend yield of about 5.14 %. For the coming 12 months, ING Groep is expected to pay a dividend of 0.84 EUR.

What is the dividend yield of ING Groep?

The current dividend yield of ING Groep is 5.14 %.

When does ING Groep pay dividends?

ING Groep pays a quarterly dividend. This is distributed in the months of May, September, May, September.

How secure is the dividend of ING Groep?

ING Groep paid dividends every year for the past 8 years.

What is the dividend of ING Groep?

For the upcoming 12 months, dividends amounting to 0.84 EUR are expected. This corresponds to a dividend yield of 5.28 %.

In which sector is ING Groep located?

ING Groep is assigned to the 'Finance' sector.

Wann musste ich die Aktien von ING Groep kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of ING Groep from 8/12/2024 amounting to 0.35 EUR, you needed to have the stock in your portfolio before the ex-date on 8/5/2024.

When did ING Groep pay the last dividend?

The last dividend was paid out on 8/12/2024.

What was the dividend of ING Groep in the year 2023?

In the year 2023, ING Groep distributed 0.812 EUR as dividends.

In which currency does ING Groep pay out the dividend?

The dividends of ING Groep are distributed in EUR.

All fundamentals about ING Groep

Our stock analysis for ING Groep Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ING Groep Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.