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L&T Finance stock price, quote, forecast and news

LTF.NS
INE498L01015

Price

165.23
Today +/-
-0.06
Today %
-3.17 %
P

L&T Finance stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the L&T Finance stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the L&T Finance stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the L&T Finance stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze L&T Finance's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

L&T Finance Stock Price History

DateL&T Finance Price
9/6/2024165.23 undefined
9/5/2024170.55 undefined
9/4/2024169.01 undefined
9/3/2024172.41 undefined
9/2/2024170.86 undefined
9/2/2024170.86 undefined
8/30/2024169.36 undefined
8/29/2024170.39 undefined
8/28/2024170.52 undefined
8/27/2024171.04 undefined
8/26/2024169.02 undefined
8/23/2024167.62 undefined
8/22/2024168.92 undefined
8/21/2024168.21 undefined
8/20/2024167.36 undefined
8/19/2024165.00 undefined
8/16/2024164.29 undefined
8/14/2024160.46 undefined
8/13/2024162.34 undefined
8/12/2024168.02 undefined
8/12/2024168.02 undefined
8/9/2024166.20 undefined

L&T Finance Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into L&T Finance, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by L&T Finance from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects L&T Finance’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of L&T Finance. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into L&T Finance’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing L&T Finance’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on L&T Finance’s growth potential.

L&T Finance Revenue, EBIT and net profit per share

DateL&T Finance RevenueL&T Finance EBITL&T Finance Net Income
2027e149.98 B undefined78.09 B undefined45.53 B undefined
2026e125.61 B undefined77.22 B undefined37.08 B undefined
2025e103.23 B undefined62.48 B undefined29.57 B undefined
2024140.55 B undefined105.48 B undefined23.2 B undefined
2023132.95 B undefined104.67 B undefined16.23 B undefined
2022123.16 B undefined100.63 B undefined10.7 B undefined
2021140.76 B undefined121.14 B undefined9.71 B undefined
2020144.65 B undefined125.14 B undefined17 B undefined
2019132.83 B undefined113.91 B undefined22.26 B undefined
2018102.28 B undefined88.85 B undefined12.55 B undefined
201785.71 B undefined59.75 B undefined9.14 B undefined
201674.71 B undefined56.4 B undefined6.56 B undefined
201563.37 B undefined47.63 B undefined7.39 B undefined
201452.37 B undefined40.02 B undefined5.21 B undefined
201339.95 B undefined31.53 B undefined7.29 B undefined
201230.07 B undefined24.03 B undefined4.55 B undefined
201121.17 B undefined17.11 B undefined3.91 B undefined
201014.24 B undefined11.64 B undefined2.63 B undefined
20090 undefined0 undefined0 undefined

L&T Finance Income Statement, Balance Sheet, Cash Flow Statement

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  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
20092010201120122013201420152016201720182019202020212022202320242025e2026e2027e
014.2421.1730.0739.9552.3763.3774.7185.71102.28132.83144.65140.76123.16132.95140.55103.23125.61149.98
--48.6742.0632.8431.1021.0117.8814.7219.3429.868.91-2.69-12.507.955.72-26.5521.6819.40
----99.5398.4098.8098.8299.0696.1197.5399.8799.8999.9999.99100.00---
000039.7651.5462.6273.8384.998.31129.54144.47140.6123.14132.94140.55000
011.6417.1124.0331.5340.0247.6356.459.7588.85113.91125.14121.14100.63104.67105.4862.4877.2278.09
-81.7380.8079.9278.9276.4175.1675.5069.7186.8785.7686.5186.0681.7178.7375.0560.5261.4852.07
02.633.914.557.295.217.396.569.1412.5522.26179.7110.716.2323.229.5737.0845.53
--48.7516.2660.29-28.5541.83-11.2639.4837.2277.44-23.63-42.8910.2251.6942.9327.4625.3922.79
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1.841.841.841.741.851.851.851.861.911.982.162.132.172.482.482.49000
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Details

Keystats

Revenue and Growth

The L&T Finance Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the L&T Finance is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (B)OTHER REC. (B)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (T)TOTAL ASSETS (T)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (T)
2009201020112012201320142015201620172018201920202021202220232024
                               
0.71.121.581.12.917.698.483.744.6310.4918.2755.9969.4849.1691.0935.93
1.83.890.110.130.340.340.240.280.781.261.060.650.470.160.062.47
1.811.942.970.861.150.551.080.564.515.976.699.557.587.818.438.67
0000000000000000
0000000000000000
4.36.944.662.094.48.589.84.589.9217.7326.0266.1977.5357.1399.5847.08
2.393.914.4455.647.17.056.881.850.970.680.820.620.551.124.1
1.713.147.387.7319.2427.3526.5335.6771.1757.4190.3977.9294.59133.57154.11123.86
70.98109.49177.69251.14326.63394.27467.32572.25603.63771.58913.96915.29870.83824.7751.57813.62
0.060.070.090.110.130.190.140.090.120.390.921.331.371.381.21.32
0.170.470.420.426.436.396.396.396.396.396.396.376.370.130.130.13
000.050.611.272.2634.2514.9618.6218.0722.9528.5742.1947.829.46
0.080.120.190.270.360.440.510.630.70.861.031.02110.960.97
0.080.120.190.270.360.450.520.630.710.871.061.091.081.061.061.02
                               
0.0213.5414.1717.1524.6727.1830.8429.6717.5619.9619.9920.0524.724.7424.824.89
003.6214.7514.6414.6314.616.4117.8750.3950.6651.2777.0777.5278.0278.93
4.557.1811.1115.5822.8326.3831.937.9533.9543.0862.6375.3585.1195.91111.11129.5
10.772.750.010.060.070.070.060.060.360.641.210.260.851.321.351.07
0000000000000000
15.3423.4728.9147.5362.268.2677.484.0969.74114.07134.49146.92187.73199.48215.28234.38
1.321.520.210.240.230.380.730.690.911.681.20.650.194.338.0612.22
0.260.891.361.823.698.3611.9517.9100000000
0.621.20.120.832.63.324.244.280.470.660.661.233.32.541.892.49
005.199.5945.9951.0165.1874.282.951.862.260.332.9163.4874.3837.1
0052.6745.0660.6280.1867.0178.89174.72229.61360.45352.74368.3286.3350.14325.23
2.23.6259.5457.53113.12143.26149.1176.05179.05233.82364.57354.94374.71356.65434.47377.04
62.297.27101.16157.19181.17232.88294.01370.31456.13522.87554.62586.61517.61502.68406.65403.99
258900000017244652161249218233.4237.1
0.020.216.167.089.24.215.916.5544.734.64.617.448.26.0910.63
62.4897.58107.32164.26190.37237.09299.92376.88460.16527.65559.27591.38525.31511.1412.97414.86
64.68101.19166.86221.8303.49380.35449.02552.92639.2761.47923.84946.32900.02867.75847.44791.9
0.080.120.20.270.370.450.530.640.710.881.061.091.091.071.061.03
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of L&T Finance provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand L&T Finance's financial health and stability.

Assets

L&T Finance's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that L&T Finance must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of L&T Finance after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into L&T Finance's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)

L&T Finance stock margins

The L&T Finance margin analysis displays the gross margin, EBIT margin, as well as the profit margin of L&T Finance. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for L&T Finance.
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Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the L&T Finance's sales revenue. A higher gross margin percentage indicates that the L&T Finance retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the L&T Finance's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the L&T Finance's total revenue generated. When comparing the revenue margin year over year, investors can gauge the L&T Finance's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the L&T Finance. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the L&T Finance's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

L&T Finance Margin History

L&T Finance Gross marginL&T Finance Profit marginL&T Finance EBIT marginL&T Finance Profit margin
2027e100 %52.07 %30.36 %
2026e100 %61.48 %29.52 %
2025e100 %60.52 %28.65 %
2024100 %75.05 %16.51 %
202399.99 %78.73 %12.21 %
202299.99 %81.71 %8.69 %
202199.89 %86.06 %6.9 %
202099.87 %86.51 %11.75 %
201997.53 %85.76 %16.76 %
201896.11 %86.87 %12.27 %
201799.06 %69.71 %10.67 %
201698.82 %75.5 %8.78 %
201598.8 %75.16 %11.66 %
201498.4 %76.41 %9.95 %
201399.53 %78.92 %18.25 %
2012100 %79.92 %15.12 %
2011100 %80.8 %18.48 %
2010100 %81.73 %18.47 %
2009100 %0 %0 %

L&T Finance Stock Sales Revenue, EBIT, Earnings per Share

The L&T Finance earnings per share therefore indicates how much revenue L&T Finance has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue L&T Finance earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates L&T Finance's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of L&T Finance’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating L&T Finance's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

L&T Finance Revenue, EBIT and net profit per share

DateL&T Finance Sales per ShareL&T Finance EBIT per shareL&T Finance Earnings per Share
2027e60.17 undefined0 undefined18.27 undefined
2026e50.39 undefined0 undefined14.88 undefined
2025e41.41 undefined0 undefined11.86 undefined
202456.35 undefined42.29 undefined9.3 undefined
202353.68 undefined42.26 undefined6.55 undefined
202249.66 undefined40.58 undefined4.32 undefined
202164.86 undefined55.82 undefined4.47 undefined
202067.79 undefined58.64 undefined7.97 undefined
201961.61 undefined52.83 undefined10.33 undefined
201851.66 undefined44.87 undefined6.34 undefined
201744.8 undefined31.23 undefined4.78 undefined
201640.14 undefined30.31 undefined3.52 undefined
201534.26 undefined25.75 undefined3.99 undefined
201428.32 undefined21.64 undefined2.82 undefined
201321.64 undefined17.08 undefined3.95 undefined
201217.3 undefined13.83 undefined2.62 undefined
201111.48 undefined9.28 undefined2.12 undefined
20107.72 undefined6.31 undefined1.43 undefined
20090 undefined0 undefined0 undefined

L&T Finance business model

L&T Finance Holdings Ltd is part of the Larsen & Toubro Group, a diversified conglomerate from India, which has been operating in many industries for almost 80 years. L&T Finance was established in 1994 and has since grown to become one of India's leading financial service providers. The business model of L&T Finance is based on providing financial services to the consumer, infrastructure, micro, small and medium enterprises sector. The company offers various financing options to different customers, including individuals, companies, and institutions, for real estate, vehicles, consumer goods, projects, and business expansions. It closely collaborates with its parent company Larsen & Toubro to offer customers access to a wide range of products and services. L&T Finance has several divisions focusing on specific areas of the financial sector. One of the key divisions is infrastructure financing, which concentrates on financing large-scale projects such as airports, highways, rail, and hydroelectric power plants. The company works closely with the government and other private institutions to create a broader financing base and minimize ripple effects. Another important division is investment management, which focuses on intermediating investments in securities, funds, and insurance. It provides customers with personalized solutions tailored to their individual needs. The division helps mitigate risks and also offers investment options for small and medium enterprises. Another significant area of focus is business finance, which supports companies in their expansion efforts. L&T Finance collaborates closely with the corporate sector of Larsen & Toubro Limited to provide customers with a broader range of products and services. The company also offers retail services such as vehicle finance, personal loans, and consumer finance. These services are targeted at individuals and families looking to finance the purchase of items like furniture, electronics, and household appliances. As an innovative company, L&T Finance has driven growth through technology and digital platforms. The company utilizes AI-based tools and machine learning to identify customers and develop solutions to meet their needs. It has also developed a mobile app that allows customers to manage their accounts and conduct transactions. Overall, L&T Finance has established a leading position in the Indian market for financial services. The company aims to offer innovative solutions and services to meet its customers' financing needs. With the backing of its parent company's extensive processing and administrative infrastructure, and an advanced digital platform, L&T Finance is well positioned to drive growth in the Indian market. L&T Finance is one of the most popular companies on Eulerpool.com.

L&T Finance SWOT Analysis

Strengths

L&T Finance Holdings Ltd has a strong market presence and brand reputation in the financial services industry.

The company has a diversified product portfolio, offering a range of financial solutions including loans, investment management, and wealth management.

L&T Finance Holdings Ltd has established a robust distribution network, which enables it to reach a wide customer base across various regions.

Weaknesses

The company may face challenges in managing its non-performing assets (NPAs) and maintaining a healthy asset quality.

L&T Finance Holdings Ltd is dependent on external sources for funding, which exposes it to risks associated with fluctuations in interest rates and market liquidity.

The company's profitability may be affected by regulatory changes and compliance costs within the financial industry.

Opportunities

L&T Finance Holdings Ltd can capitalize on the growing demand for financial services in emerging markets, expanding its customer base and revenue streams.

The company has the opportunity to leverage technology advancements to enhance its operational efficiency and offer innovative digital financial solutions.

L&T Finance Holdings Ltd can explore strategic partnerships and acquisitions to expand its market presence and enter new geographic locations.

Threats

The company faces intense competition from other financial institutions and fintech companies, which could impact its market share and profitability.

L&T Finance Holdings Ltd is exposed to macroeconomic factors such as interest rate fluctuations, inflation, and economic uncertainties, which could affect its operations and financial performance.

Regulatory changes and compliance requirements pose a threat to the company's operations and may increase its costs of doing business.

L&T Finance Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

L&T Finance historical P/E ratio, EBIT, and P/S ratio.

L&T Finance shares outstanding

The number of shares was L&T Finance in 2023 — This indicates how many shares 2.477 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue L&T Finance earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates L&T Finance's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of L&T Finance’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating L&T Finance's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

L&T Finance dividend history and estimates

In 2023, L&T Finance paid a dividend amounting to 2 INR. Dividend means that L&T Finance distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for L&T Finance provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify L&T Finance’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating L&T Finance's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

L&T Finance Dividend History

DateL&T Finance Dividend
2027e2.62 undefined
2026e2.62 undefined
2025e2.62 undefined
20242.5 undefined
20232 undefined
20220.5 undefined
20200.84 undefined
20190.93 undefined
20180.93 undefined
20170.74 undefined
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L&T Finance dividend payout ratio

In 2023, L&T Finance had a payout ratio of 10.83%. The payout ratio indicates the percentage of the company's profits that L&T Finance distributes as dividends.
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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for L&T Finance represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for L&T Finance could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate L&T Finance's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

L&T Finance Payout Ratio History

DateL&T Finance Payout ratio
2027e11.01 %
2026e10.96 %
2025e11.12 %
202410.94 %
202310.83 %
202211.6 %
202110.37 %
202010.52 %
20199 %
201814.67 %
201715.57 %
201621.14 %
201518.65 %
201424.74 %
201317.66 %
201210.37 %
201110.37 %
201010.37 %
200910.37 %
Unfortunately, there are currently no price targets and forecasts available for L&T Finance.

L&T Finance latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20242.77 2.74  (-0.93 %)2025 Q1
3/31/20242.83 2.22  (-21.64 %)2024 Q4
12/31/20232.57 2.57  (-0.08 %)2024 Q3
9/30/20232.26 2.39  (5.64 %)2024 Q2
6/30/20232.13  (6.24 %)2024 Q1
3/31/20231.92 2.02  (5.26 %)2023 Q4
12/31/20221.74 3.87  (122.77 %)2023 Q3
9/30/20221.48 1.45  (-2.34 %)2023 Q2
6/30/20221.45 0.91  (-37.22 %)2023 Q1
3/31/20221.87 1.18  (-36.85 %)2022 Q4
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Eulerpool ESG Scorecard© for the L&T Finance stock

Eulerpool World ESG Rating (EESG©)

72/ 100

🌱 Environment

94

👫 Social

69

🏛️ Governance

52

Environment

Scope 1 - Direct Emissions
13.77
Scope 2 - Indirect emissions from purchased energy
3,715.07
Scope 3 - Indirect emissions within the value chain
888.37
Total CO₂ emissions
3,728.84
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees4.056
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

L&T Finance list of shareholders

%
Name
Stocks
Change
Date
65.76 % Larsen and Toubro Ltd1,639,230,125012/31/2023
2.43 % Baroda BNP Paribas Asset Management India Pvt. Ltd.60,528,080-28,007,18012/31/2023
1.94 % Life Insurance Corporation of India48,366,596012/31/2023
1.74 % ICICI Prudential Life Insurance Company Ltd.43,406,494-5,420,17212/31/2023
1.21 % Max Life Insurance Co. Ltd.30,170,55130,170,55112/31/2023
1.04 % The Vanguard Group, Inc.26,016,112-48,2893/31/2024
1.02 % L&T Employees Welfare Foundation25,319,35225,319,35212/31/2023
0.63 % Invesco Asset Management (India) Private Limited15,780,759992,8963/31/2024
0.55 % Axis Asset Management Company Limited13,661,4563,722,7883/31/2024
0.51 % Dimensional Fund Advisors, L.P.12,826,510502,8243/31/2024
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Most common questions regarding L&T Finance

What values and corporate philosophy does L&T Finance represent?

L&T Finance Holdings Ltd is guided by a strong set of values and corporate philosophy. The company believes in the principles of integrity, transparency, and accountability in all its business operations. L&T Finance fosters a customer-centric approach, focusing on delivering innovative financial solutions tailored to meet the diverse needs of its clients. With a commitment to excellence, L&T Finance strives for continuous improvement and enhancement of stakeholder value. By promoting ethical practices and maintaining strong governance standards, L&T Finance upholds its reputation as a trusted financial institution.

In which countries and regions is L&T Finance primarily present?

L&T Finance Holdings Ltd primarily operates in India. The company is headquartered in Mumbai and has a strong presence across the country. With its pan-India network, L&T Finance Holdings Ltd provides a wide range of financial services to individuals and businesses. As a leading non-banking financial institution, L&T Finance Holdings Ltd has built a robust and diverse portfolio of offerings, including retail and corporate lending, asset management, wealth management, and infrastructure finance. With its strong reputation and expertise, L&T Finance Holdings Ltd continues to play a significant role in supporting India's economic growth and development.

What significant milestones has the company L&T Finance achieved?

L&T Finance Holdings Ltd has achieved several significant milestones. The company has successfully established itself as a leading financial institution in India, serving diverse sectors including infrastructure, manufacturing, and real estate. L&T Finance Holdings Ltd has experienced substantial growth in its loan book, expanded its branch network, and gained recognition for its strong business performance. Moreover, the company has consistently enhanced its customer-centric approach, introducing innovative financial products and services. L&T Finance Holdings Ltd has also achieved commendable financial results, contributing to its reputation as a trusted and reliable partner for individuals and businesses seeking financial solutions.

What is the history and background of the company L&T Finance?

L&T Finance Holdings Ltd, a subsidiary of Larsen & Toubro, is a leading non-banking financial company in India. Founded in 1994, the company provides a comprehensive range of financial products and services, including retail and corporate lending, investment banking, wealth management, and infrastructure finance. With a strong presence in rural and semi-urban areas, L&T Finance Holdings has established itself as a trusted name in the Indian financial sector. It has witnessed significant growth over the years, expanding its network of branches and customer base across the country. L&T Finance Holdings continues to strive for excellence in delivering innovative and reliable financial solutions to its valued customers.

Who are the main competitors of L&T Finance in the market?

The main competitors of L&T Finance Holdings Ltd in the market include Bajaj Finance Ltd, Mahindra & Mahindra Financial Services Ltd, and Shriram Transport Finance Company Ltd.

In which industries is L&T Finance primarily active?

L&T Finance Holdings Ltd is primarily active in the financial services industry.

What is the business model of L&T Finance?

L&T Finance Holdings Ltd operates under a diversified business model. It provides financial services across various sectors such as retail, housing, and infrastructure finance. As a subsidiary of Larsen & Toubro (L&T), a leading engineering and construction company, L&T Finance Holdings leverages its strong parentage to support its activities. The company focuses on offering a wide range of financial solutions like loans, investment products, and wealth management services. L&T Finance Holdings aims to cater to the diverse financial needs of individuals and businesses, while delivering consistent value and growth opportunities for its shareholders.

What is the P/E ratio of L&T Finance 2024?

The L&T Finance P/E ratio is 17.76.

What is the P/S ratio of L&T Finance 2024?

The L&T Finance P/S ratio is 2.93.

What is the AlleAktien quality score of L&T Finance?

The AlleAktien quality score for L&T Finance is 5/10.

What is the revenue of L&T Finance 2024?

The L&T Finance revenue is 140.55 B INR.

How high is the profit of L&T Finance 2024?

The L&T Finance profit is 23.2 B INR.

What is the business model of L&T Finance

L&T Finance Holdings Ltd is an Indian company that offers various financial services. The company was founded in 1994 and is headquartered in Mumbai. L&T Finance is part of the Larsen & Toubro group, which is one of the largest conglomerates in India. L&T Finance Holdings Ltd's business model is based on different business segments tailored to the needs of customers in various industries. The company provides financial services to retail customers, businesses, small and medium-sized enterprises (SMEs), and the agricultural sector. One of L&T Finance's main divisions is the retail finance segment. Here, the company offers financial products such as loans for cars, homes, and consumer goods. In addition, L&T Finance also offers gold loans, where customers can deposit their gold jewelry as collateral. Another product is the Rural Housing Loan, which is specifically designed for customers in rural areas. Another important business segment is the corporate finance segment. Here, the company offers a wide range of financial services to businesses, including project financing, capital market transaction structuring, infrastructure funding, and financing for high-growth companies. L&T Finance also has expertise in the Debt Capital Market (DCM) area, where companies sell their debt to a broad range of investors. Another crucial business segment of L&T Finance is the financing of small and medium-sized enterprises. The company offers market management, credit disbursement processes, digital invoicing, and risk analysis. The specialized services range from financial consulting to markets and coverage products. Last but not least, the agricultural sector is also an important business segment for L&T Finance. The company offers a variety of financial products for agriculture, including agricultural loans, product financing, working capital for farmers, agricultural insurance, and more. L&T Finance Holdings Ltd leverages its extensive expertise in the financial sector to offer tailored products to its customers. With a wide range of financial services and products, an experienced team, and a customized approach, L&T Finance is part of the most successful financial service businesses in India.

What is the L&T Finance dividend?

L&T Finance pays a dividend of 0.5 INR distributed over payouts per year.

How often does L&T Finance pay dividends?

The dividend cannot currently be calculated for L&T Finance or the company does not pay out a dividend.

What is the L&T Finance ISIN?

The ISIN of L&T Finance is INE498L01015.

What is the L&T Finance ticker?

The ticker of L&T Finance is LTF.NS.

How much dividend does L&T Finance pay?

Over the past 12 months, L&T Finance paid a dividend of 2.5 INR . This corresponds to a dividend yield of about 1.51 %. For the coming 12 months, L&T Finance is expected to pay a dividend of 2.62 INR.

What is the dividend yield of L&T Finance?

The current dividend yield of L&T Finance is 1.51 %.

When does L&T Finance pay dividends?

L&T Finance pays a quarterly dividend. This is distributed in the months of April, August, August, July.

How secure is the dividend of L&T Finance?

L&T Finance paid dividends every year for the past 6 years.

What is the dividend of L&T Finance?

For the upcoming 12 months, dividends amounting to 2.62 INR are expected. This corresponds to a dividend yield of 1.59 %.

In which sector is L&T Finance located?

L&T Finance is assigned to the 'Finance' sector.

Wann musste ich die Aktien von L&T Finance kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of L&T Finance from 7/25/2024 amounting to 2.5 INR, you needed to have the stock in your portfolio before the ex-date on 6/18/2024.

When did L&T Finance pay the last dividend?

The last dividend was paid out on 7/25/2024.

What was the dividend of L&T Finance in the year 2023?

In the year 2023, L&T Finance distributed 2 INR as dividends.

In which currency does L&T Finance pay out the dividend?

The dividends of L&T Finance are distributed in INR.

All fundamentals about L&T Finance

Our stock analysis for L&T Finance Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of L&T Finance Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.