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Horace Mann Educators Stock

Horace Mann Educators Debt 2025

Horace Mann Educators Debt

516.3 USD

Ticker

HMN

ISIN

US4403271046

WKN

882987

In 2025, Horace Mann Educators's total debt was 516.3 USD, a 13.47% change from the 455 USD total debt recorded in the previous year.

Horace Mann Educators Aktienanalyse

What does Horace Mann Educators do?

The Horace Mann Educators Corporation is an American company founded in 1945. It is headquartered in Springfield, Illinois and is a publicly traded company listed on the New York Stock Exchange under the symbol "HMN." Horace Mann is a leading provider of insurance and retirement products for teachers, school administrators, and their families. Horace Mann is named after the founder of the American education system, who advocated for the introduction of compulsory education. The company aims to protect and improve the lives of teachers and their families, and to establish itself as a leading provider of teacher insurance and retirement products. Horace Mann's business model focuses on the needs of educational institutions and their employees. The company offers a variety of products and services, including insurance, investment advice, and financial planning. Horace Mann has three subsidiaries that focus on different aspects of the business: Horace Mann Insurance Services Inc., Horace Mann Life Insurance Company, and Horace Mann Investors Inc. Horace Mann's insurance division offers a variety of insurance products, including auto, home, life, liability, and accident insurance. The company works with various insurance companies to guarantee the best protection for its customers. Horace Mann has also developed a range of specialized insurance products for teachers and school administrators to cover their specific needs and risks. Horace Mann's investment advisory department offers a wide range of investment advisory and financial planning services for teachers and school administrators. The services include retirement planning, wealth accumulation, retirement planning, and education savings. Horace Mann has also developed specialized retirement products for teachers and school administrators aimed at providing them with a secure and stable retirement. Horace Mann also has an investment department that focuses on managing its clients' assets. The company offers a wide range of investment services, including stocks, bonds, mutual funds, and exchange-traded funds (ETFs). In addition to the products and services for teachers, Horace Mann also offers liability insurance for school boards and teachers in schools and educational institutions. These insurances provide protection for liability claims that may arise from the performance of their duties. Overall, Horace Mann has established a strong position as a leading provider of teacher insurance and retirement products in the United States over the past decades. The company focuses on meeting the specific needs of teachers and school administrators and offering them a wide range of products and services to support them in their daily lives. The Horace Mann brand stands for trust and reliability, as the company has been working with educational institutions and their employees for almost seven decades. Horace Mann Educators ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding Horace Mann Educators's Debt Structure

Horace Mann Educators's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Horace Mann Educators's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Horace Mann Educators’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Horace Mann Educators’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Horace Mann Educators stock

What is the debt of Horace Mann Educators this year?

Horace Mann Educators has a debt level of 516.3 USD this year.

What was the debt of Horace Mann Educators compared to the previous year?

The debt of Horace Mann Educators has increased by 13.47% compared to the previous year increased.

What are the consequences of high debt for investors in Horace Mann Educators?

High debt can pose a risk for investors of Horace Mann Educators, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of Horace Mann Educators?

Low debt means that Horace Mann Educators has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from Horace Mann Educators affect the company?

An increase in debt of Horace Mann Educators can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of Horace Mann Educators affect the company?

A reduction in debt of Horace Mann Educators can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of Horace Mann Educators?

Some factors that can influence the debt of Horace Mann Educators include investments, acquisitions, operating costs, and revenue development.

Why are the debts of Horace Mann Educators so important for investors?

The debts of Horace Mann Educators are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can Horace Mann Educators take to change the debt?

To change the debt, Horace Mann Educators can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does Horace Mann Educators pay?

Over the past 12 months, Horace Mann Educators paid a dividend of 1.32 USD . This corresponds to a dividend yield of about 3.4 %. For the coming 12 months, Horace Mann Educators is expected to pay a dividend of 1.32 USD.

What is the dividend yield of Horace Mann Educators?

The current dividend yield of Horace Mann Educators is 3.4 %.

When does Horace Mann Educators pay dividends?

Horace Mann Educators pays a quarterly dividend. This is distributed in the months of April, July, October, January.

How secure is the dividend of Horace Mann Educators?

Horace Mann Educators paid dividends every year for the past 23 years.

What is the dividend of Horace Mann Educators?

For the upcoming 12 months, dividends amounting to 1.32 USD are expected. This corresponds to a dividend yield of 3.4 %.

In which sector is Horace Mann Educators located?

Horace Mann Educators is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Horace Mann Educators kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Horace Mann Educators from 12/31/2024 amounting to 0.34 USD, you needed to have the stock in your portfolio before the ex-date on 12/16/2024.

When did Horace Mann Educators pay the last dividend?

The last dividend was paid out on 12/31/2024.

What was the dividend of Horace Mann Educators in the year 2024?

In the year 2024, Horace Mann Educators distributed 1.32 USD as dividends.

In which currency does Horace Mann Educators pay out the dividend?

The dividends of Horace Mann Educators are distributed in USD.

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Andere Kennzahlen von Horace Mann Educators

Our stock analysis for Horace Mann Educators Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Horace Mann Educators Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.