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Overview
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Atlantic American stock

AAME
US0482091008
865324

Price

1.60
Today +/-
-0.05
Today %
-3.05 %

Atlantic American stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Atlantic American stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Atlantic American stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Atlantic American stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Atlantic American's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Atlantic American Stock Price History

DateAtlantic American Price
2/13/20251.60 undefined
2/12/20251.65 undefined
2/11/20251.59 undefined
2/10/20251.61 undefined
2/9/20251.61 undefined
2/6/20251.68 undefined
2/5/20251.71 undefined
2/4/20251.67 undefined
2/3/20251.70 undefined
2/2/20251.63 undefined
1/30/20251.69 undefined
1/29/20251.72 undefined
1/28/20251.70 undefined
1/27/20251.70 undefined
1/26/20251.65 undefined
1/23/20251.52 undefined
1/22/20251.52 undefined
1/21/20251.51 undefined
1/20/20251.51 undefined

Atlantic American Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Atlantic American, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Atlantic American from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Atlantic American’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Atlantic American. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Atlantic American’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Atlantic American’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Atlantic American’s growth potential.

Atlantic American Revenue, EBIT and net profit per share

DateAtlantic American RevenueAtlantic American EBITAtlantic American Net Income
2023186.79 M undefined2.7 M undefined-570,000 undefined
2022187.9 M undefined4 M undefined1.1 M undefined
2021199.6 M undefined6.7 M undefined3.9 M undefined
2020195.3 M undefined17.1 M undefined11.8 M undefined
2019198.2 M undefined1.7 M undefined-800,000 undefined
2018185.6 M undefined1.1 M undefined-1.1 M undefined
2017181.1 M undefined7.1 M undefined4.1 M undefined
2016166.1 M undefined5.1 M undefined2.2 M undefined
2015165.9 M undefined7.1 M undefined4 M undefined
2014166.3 M undefined6.5 M undefined4 M undefined
2013165.4 M undefined13.1 M undefined10.5 M undefined
2012139.8 M undefined7.7 M undefined3.9 M undefined
2011118.3 M undefined5.9 M undefined2.8 M undefined
2010106.9 M undefined3.2 M undefined500,000 undefined
2009102.7 M undefined4.1 M undefined-1.7 M undefined
200899.7 M undefined2.3 M undefined-5.4 M undefined
2007123 M undefined23.3 M undefined5.6 M undefined
2006125.4 M undefined14.2 M undefined7.6 M undefined
2005122 M undefined3 M undefined-4.4 M undefined
2004190.1 M undefined7.4 M undefined3.8 M undefined

Atlantic American Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (M)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
54881351501541438472921464749519910110612415216317017119012212512399102106118139165166165166181185198195199187186
-62.9653.4111.112.67-7.14-41.26-14.2927.7858.70-67.814.264.0894.122.024.9516.9822.587.244.290.5911.11-35.792.46-1.60-19.513.033.9211.3217.8018.710.61-0.600.619.042.217.03-1.522.05-6.03-0.53
-----------------------------------------
00000000000000000000000000000000000000000
67118-1-19-23-2-19039-7167922-1353-475-5-1023104424-1011310
-16.6757.14-27.27-112.501,800.0021.05-91.30850.00--200.00-177.78-114.29500.0016.6728.57-77.78--750.00-138.46-40.00-233.33-275.00-28.57-200.00-80.00--50.00233.33-60.00--50.00100.00-125.00---72.73-66.67-
-----------------------------------------
-----------------------------------------
9.69.59.59.79.89.89.89.89.817.718.518.518.718.918.822.423.521.121.421.721.621.721.326.92221.922.322.322.321.322.920.820.620.420.420.320.320.420.420.420.4
-----------------------------------------
Details

Keystats

Revenue and Growth

The Atlantic American Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Atlantic American is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (M)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (M)
19831984198519861987198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                                 
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
00000000000000000000000000000000000000000
000000000.30.61.1000000000000000000000000000000
000000000.30.61.1000000000000000000000000000000
0000000015.916.11800000000000000000000000005.54.84.13.42.61
90.196.5121.1126.6117.574.180.375.263.866.184.696.4168.1142.5152.6173.3198.8215.9199.1250.4284.9279277193.2178.1173.1195.4200.1229.8246.9228.9240.2238.3244.1247.5241.9268.6279.3283.4228.7237.03
00000000000000000000000000000000000000000
0000000010.4109.902.32.14.64.320.500333332.42.12.12.12.12.12.52.52.52.52.52.52.52.52.52.52.54
0000000000000000019.518.80000000000000000000000
00000000000800004.33.82.30.700.57.1195.9200.110.663.2000.400.80.204.20.301.814.215.68
90.196.5121.1126.6117.574.180.375.290.192.2112.5104.4170.4144.6157.2177.6223.6239.2220.2254.1287.9282.5287.1392.1380.6185.8203.5205.4231.9249231.8242.7241.6246.8250248.6276.9286.6291.8248.8257.87
90.196.5121.1126.6117.574.180.375.290.492.8113.6104.4170.4144.6157.2177.6223.6239.2220.2254.1287.9282.5287.1392.1380.6185.8203.5205.4231.9249231.8242.7241.6246.8250248.6276.9286.6291.8248.8257.87
                                                                                 
3.23.87.79.89.89.89.89.89.818.418.418.418.818.81919.521.521.521.521.521.521.521.521.72222.522.522.522.522.522.522.522.522.522.522.522.522.522.522.522.46
15.423.920.521.124.224.224.224.228.835.133.633.346.554.153.350.455.75756.655.25250.448.955.856.457.157.157.157.157.257.156.556.657.157.557.457.857.457.457.457.43
16.713.523.529.726.66.6-17.2-20-40.6-41.4-36.8-27.5-34.4-31.4-23.7-15.2-4.6-1.21.1-11.3-4.50.5-2.8510.55.13.43.96.28.618.721.925.427.33137.23647.851.35250.93
000000000000000000000000000-0.612.219.6-0.5-0.54.35.49.2-7.79.724.717.6-22.3-16.13
0.7-1.33.65.8-1.51.93.93.38.69.510.65.715.617.729.528.87.86.88.713.118.317.212.811.7-1.2-9.2-5.40006.29.3000000000
3639.955.366.459.142.520.717.36.621.625.829.946.559.278.183.580.484.187.978.587.389.680.494.287.775.577.682.998107.9104109.7108.8112.3120.2109.4126152.4148.8109.6114.68
00000000000000000000007000000000000000000
0000000000000000000000000000000000005.75.14.43.62.8
17.615.923.218.99.68.16.87.128.93036.54.58910.812.316.120.937.338.835.73635.133.23619.214.215.714.111.514.813.61516.722.320.117.921.321.122.922.01
15.12431.243.70.314.89.7000000000000000000000000000000000
0000000012.712.813000000000000000000000000000000
32.739.954.462.69.99.111.616.841.642.849.54.58910.812.316.120.937.338.835.73642.133.23619.214.215.714.111.514.813.61516.722.320.123.626.425.526.524.81
4.416.931.425.27624.924.121.347.430.826.72544.935.628.6265146.5445056.253.251.5545441.241.241.241.241.241.233.733.733.733.733.733.733.733.735.736.76
000000000000000000000.900000003.37.201.4000.6001.3000
000000000.60.52.3010000000000143.5152.30000000000000000
4.416.931.425.27624.924.121.34831.3292545.935.628.6265146.5445057.153.251.5197.5206.341.241.241.244.548.441.235.133.733.734.333.733.73533.735.736.76
37.156.885.887.885.93435.738.189.674.178.529.553.944.639.438.367.167.481.388.892.889.293.6230.7242.360.455.456.958.659.95648.748.750.456.653.857.361.459.262.261.57
73.196.7141.1154.214576.556.455.496.295.7104.359.4100.4103.8117.5121.8147.5151.5169.2167.3180.1178.8174324.9330135.9133139.8156.6167.8160158.4157.5162.7176.8163.2183.3213.8208171.8176.24
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Atlantic American provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Atlantic American's financial health and stability.

Assets

Atlantic American's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Atlantic American must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Atlantic American after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Atlantic American's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
198719881989199019911992199319941995199619971998199920002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022
00000039-63881033-1265-387-3-1034114424001241
000000000111111011151411109101010911111317181820250
0000000-10000-7100-10-203-220000000-1-20-2-1-1
-10-14-15-1-3-8-10-19-4-8-10-15-11-5-6-7-11-220-15-21-10-12-6-4-9-7-11-14-14-18-24-14-25-25-21
0000-8-322469101115163318233-800000000001013-43-126
652233203322243233344322221111122111
000000000000000001000200000010121332
-10-14-15-1-11-11-3-7-528551615131361100-6049613421124-1816
00000-10-1-1-10000000000000000-1-400000000
1278-6880-18-15-16314-18-27-1622-45-234-8-242519-153-14-53-9-1-20-143-25-3
1278-6892-18-14-15335-18-27-1623-45-235-7-242519-153-14-55-50-10-143-15-3
000000000000000000000000000000000000
6-4732-341021-9-7-225-4-2-12-17-3-120-1200000-600000002
30000000000-20201619-1060-1300-10-1-300000000
7-4822152431-3-7-524-2-142-4-190-2700-2-2-2-11-1-1-1-10001
000051149600000000000000000000000000
-100000000000000000000-1000-20-100000000
915-188-1-5-19-188305-181-236-27-760-1425-15-178-7-214-160-211-110654
-10.75-14.81-15.11-1.94-11.76-13.12-3.61-8.78-7.040.927.895.094.5716.0914.9213.3313.495.4510.630.21-0.47-6.3-0.874.859.075.9511.680.321.890.9212.074.18-1.888.740.986.32
000000000000000000000000000000000000

Atlantic American stock margins

The Atlantic American margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Atlantic American. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Atlantic American.
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Gross margin
EBIT margin
Profit margin
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Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Atlantic American's sales revenue. A higher gross margin percentage indicates that the Atlantic American retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Atlantic American's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Atlantic American's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Atlantic American's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Atlantic American. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Atlantic American's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Atlantic American Margin History

Atlantic American Gross marginAtlantic American Profit marginAtlantic American EBIT marginAtlantic American Profit margin
20230 %1.45 %-0.31 %
20220 %2.13 %0.59 %
20210 %3.36 %1.95 %
20200 %8.76 %6.04 %
20190 %0.86 %-0.4 %
20180 %0.59 %-0.59 %
20170 %3.92 %2.26 %
20160 %3.07 %1.32 %
20150 %4.28 %2.41 %
20140 %3.91 %2.41 %
20130 %7.92 %6.35 %
20120 %5.51 %2.79 %
20110 %4.99 %2.37 %
20100 %2.99 %0.47 %
20090 %3.99 %-1.66 %
20080 %2.31 %-5.42 %
20070 %18.94 %4.55 %
20060 %11.32 %6.06 %
20050 %2.46 %-3.61 %
20040 %3.89 %2 %

Atlantic American Stock Sales Revenue, EBIT, Earnings per Share

The Atlantic American earnings per share therefore indicates how much revenue Atlantic American has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
EBIT per share
Earnings per Share
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Atlantic American earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Atlantic American's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Atlantic American’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Atlantic American's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Atlantic American Revenue, EBIT and net profit per share

DateAtlantic American Sales per ShareAtlantic American EBIT per shareAtlantic American Earnings per Share
20239.15 undefined0.13 undefined-0.03 undefined
20229.21 undefined0.2 undefined0.05 undefined
20219.78 undefined0.33 undefined0.19 undefined
20209.57 undefined0.84 undefined0.58 undefined
20199.76 undefined0.08 undefined-0.04 undefined
20189.14 undefined0.05 undefined-0.05 undefined
20178.88 undefined0.35 undefined0.2 undefined
20168.14 undefined0.25 undefined0.11 undefined
20158.05 undefined0.34 undefined0.19 undefined
20148 undefined0.31 undefined0.19 undefined
20137.22 undefined0.57 undefined0.46 undefined
20126.56 undefined0.36 undefined0.18 undefined
20115.3 undefined0.26 undefined0.13 undefined
20104.79 undefined0.14 undefined0.02 undefined
20094.61 undefined0.18 undefined-0.08 undefined
20084.55 undefined0.11 undefined-0.25 undefined
20075.59 undefined1.06 undefined0.25 undefined
20064.66 undefined0.53 undefined0.28 undefined
20055.73 undefined0.14 undefined-0.21 undefined
20048.76 undefined0.34 undefined0.18 undefined

Atlantic American business model

Atlantic American Corp is a diversified company operating in various industries. It was founded in 1968 and is headquartered in Atlanta, Georgia, USA. The company focuses on providing insurance and financial services, as well as operating specialty insurance and investment companies. The business model of Atlantic American Corp is simple yet effective. The company aims to expand its business through a combination of organic growth and strategic acquisitions. Atlantic American Corp seeks to diversify its business portfolio in order to minimize the impact of economic cycles. Atlantic American Corp divides its business into two main areas. The first area is Atlantic American Partners, where the company focuses on operating specialty insurance and investment companies. The second area is American Southern Insurance Company, where the company specializes in providing insurance services for individuals and businesses. Atlantic American Partners currently operates two companies: Bankers Fidelity Life Insurance Company and Bankers Fidelity Assurance Company. Bankers Fidelity Life Insurance Company offers life insurance, annuities, accident insurance, and investment products. Bankers Fidelity Assurance Company provides a wide range of accident and health insurance. In the American Southern Insurance Company segment, Atlantic American Corp offers a wide range of insurance products. The company particularly offers numerous products for private and commercial customers in the field of automobile and accident insurance. In addition to its two core business areas, Atlantic American Corp is also involved in other business areas. Its subsidiaries operate in the fields of financial services, real estate, and consumer loans. These business areas contribute to the company's further growth and diversification. In recent years, Atlantic American Corp has established a strong position in the insurance and investment industry. The company has gained a reputation as a reliable and stable provider of insurance and financial services. Atlantic American Corp has a solid financial background and a strong balance sheet. The management of Atlantic American Corp has announced its intention to continue diversifying its business and exploring new business fields. This will be achieved through investments in new business or acquisitions of companies in related industries. Atlantic American Corp aims to leverage its strong market position and financial strength to continue growing and offering a wide range of insurance and financial services. Overall, Atlantic American Corp is a solid and diversified company that operates successfully in various business fields. The company's strong position in the insurance and investment industry, along with its ability to invest and grow in related industries, makes it an interesting investment for investors. The experience, knowledge, and resources of Atlantic American Corp make it a trusted partner for customers and partners. Atlantic American is one of the most popular companies on Eulerpool.com.

Atlantic American SWOT Analysis

Strengths

Atlantic American Corp is backed by a strong financial position, enabling them to weather economic uncertainties and invest in growth opportunities. The company has a diverse range of insurance products catering to various customer segments, which enhances their market competitiveness. They possess a robust distribution network and have established strong relationships with premium partners, contributing to their market presence.

Weaknesses

Despite their strengths, Atlantic American Corp faces certain weaknesses. Their heavy reliance on premium partners exposes them to the risk of partner-related issues, such as changes in partner strategies or termination of partnerships. The company's geographic concentration may limit its market reach and expose them to regional economic fluctuations. Furthermore, the lack of significant brand recognition may hinder their ability to attract new customers.

Opportunities

Atlantic American Corp has several opportunities to explore for future growth. They can enhance their market share by expanding their product portfolio to offer more innovative insurance solutions catering to emerging customer needs. The potential for geographical expansion into untapped markets could help diversify their revenue streams and reduce reliance on specific regions. Additionally, strategic partnerships or acquisitions could provide opportunities for synergies and increased market penetration.

Threats

The insurance industry is subject to constant regulatory changes, which pose a threat to Atlantic American Corp. Compliance with these regulations could increase operational costs and restrict their business practices. The highly competitive nature of the industry, coupled with the emergence of innovative insurtech companies, poses a threat to market share. The risk of insurance fraud and claims manipulation also presents a potential threat to the company's profitability.

Atlantic American Revenue by Segment

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Details

Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Atlantic American Revenue by Segment

Segmente2020201920172015
Refers to an operating business unit subsidiary, American Southern Insurance Company and American Safety Insurance Company (together known as "American Southern) within the property and casualty insurance industry69.18 M U00162.4 M U001--
Refers to an operating business unit subsidiary, Bankers Fidelity Life Insurance Company ("Bankers Fidelity") within the life and health industry127.14 M U001---
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Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

Atlantic American Revenue by Segment

Segmente2020201920172015
Refers to an operating business unit subsidiary, American Southern Insurance Company and American Safety Insurance Company (together known as "American Southern) within the property and casualty insurance industry--59.49 M U00159.5 M U001
Refers to an operating business unit subsidiary, Bankers Fidelity Life Insurance Company ("Bankers Fidelity") within the life and health industry---105.87 M U001
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Atlantic American Eulerpool Fair Value

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Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Atlantic American historical P/E ratio, EBIT multiple, and P/S ratio

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Atlantic American shares outstanding

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Number of stocks
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Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Atlantic American earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Atlantic American's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Atlantic American’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Atlantic American's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Atlantic American dividend payout ratio

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Payout ratio
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Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Atlantic American represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Atlantic American could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Atlantic American's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Atlantic American Payout Ratio History

DateAtlantic American Payout ratio
202320.6 %
202233.33 %
202110.53 %
202017.95 %
2019-50 %
2018-40 %
201710 %
201618.18 %
201510.53 %
201421.05 %
20134.44 %
201238.89 %
201116.67 %
201017.95 %
200917.95 %
200817.95 %
200717.95 %
200617.95 %
200517.95 %
200417.95 %
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Unfortunately, there are currently no price targets and forecasts available for Atlantic American.

Atlantic American latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
9/30/2024-0.04  (0 %)2024 Q3
9/30/20230.08  (0 %)2023 Q3
12/31/1987-0.05  (0 %)1987 Q4
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Atlantic American shareholders

%
Name
Stocks
Change
Date
55.21226 % Robinson (Harriett J)11,263,302-3,899,2813/13/2024
19.55076 % Howell (Robin Robinson)3,988,3563,954,2813/13/2024
4.23203 % Howell (Hilton H Jr)863,33428,2153/13/2024
1.75045 % Dimensional Fund Advisors, L.P.357,09206/30/2024
0.94493 % Bridgeway Capital Management, LLC192,766-3,7556/30/2024
0.78314 % Biglari Capital Corporation159,76006/30/2024
0.71549 % Thompson (Scott G)145,95903/13/2024
0.50468 % The Vanguard Group, Inc.102,954-12,9036/30/2024
0.24605 % Geode Capital Management, L.L.C.50,195-6586/30/2024
0.21569 % Foster Victor Wealth Advisors, LLC44,00009/30/2024
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Atlantic American Executives and Management Board

Mr. Hilton Howell

(61)
Atlantic American Chairman of the Board, President, Chief Executive Officer (since 1992)
Compensation 1.47 M

Mr. J. Ross Franklin

(45)
Atlantic American Chief Financial Officer, Vice President, Corporate Secretary
Compensation 716,576

Mrs. Robin Howell

(58)
Atlantic American Director
Compensation 80,600

Mr. Mark Preisinger

(63)
Atlantic American Independent Director
Compensation 80,600

Mr. Joseph Scheerer

(48)
Atlantic American Independent Director
Compensation 80,600
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Atlantic American Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Berkshire Hathaway B Stock
Berkshire Hathaway B
SupplierCustomer0,400,870,88-0,05-0,670,41
SupplierCustomer0,11-0,63-0,50-0,380,370,67
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Most common questions regarding Atlantic American

What values and corporate philosophy does Atlantic American represent?

Atlantic American Corp represents values of integrity, transparency, and customer-centric approach in their corporate philosophy. They prioritize building trust with their stakeholders by maintaining high ethical standards and conducting business in an honest manner. With a strong focus on customer satisfaction, Atlantic American Corp aims to deliver quality products and services that cater to the needs of their clients. Their commitment to innovation and continuous improvement ensures they remain competitive in the rapidly evolving market. Atlantic American Corp strives to uphold their reputation as a reliable and responsible company by consistently delivering value to their shareholders, customers, and employees.

In which countries and regions is Atlantic American primarily present?

Atlantic American Corp is primarily present in the United States.

What significant milestones has the company Atlantic American achieved?

Atlantic American Corp, a leading company in the insurance industry, has achieved significant milestones throughout its history. The company has successfully expanded its market presence and gained recognition for its exceptional financial performance and customer service. Atlantic American Corp has continuously exhibited strong growth, demonstrated by its consistent increase in sales and revenue. Additionally, the company has successfully maintained a solid reputation for its innovative product offerings and commitment to meeting the evolving needs of its clients. Atlantic American Corp's continued dedication to excellence has established it as a trusted and reputable company within the insurance sector.

What is the history and background of the company Atlantic American?

Atlantic American Corp is a renowned company with a rich history and background. Established decades ago, Atlantic American Corp has evolved into an industry leader in various sectors. With a strong focus on delivering exceptional services and products, this company has built a solid reputation. Atlantic American Corp has a diversified portfolio of offerings, catering to the needs of a wide range of clients. Their commitment to innovation and excellence has enabled them to achieve significant milestones and establish a strong presence in the market. With a proven track record of success, Atlantic American Corp continues to thrive and grow in the competitive business landscape.

Who are the main competitors of Atlantic American in the market?

The main competitors of Atlantic American Corp in the market include insurance companies such as Aflac Incorporated, American National Insurance Company, and Universal Insurance Holdings, Inc. These companies compete with Atlantic American Corp in various insurance segments, including life, health, and property and casualty insurance.

In which industries is Atlantic American primarily active?

Atlantic American Corp is primarily active in the insurance industry.

What is the business model of Atlantic American?

The business model of Atlantic American Corp revolves around the insurance industry. As a provider of life and health insurance products, the company focuses on delivering financial protection and security to its clients. Atlantic American Corp works diligently to offer comprehensive insurance solutions tailored to meet the evolving needs of individuals and businesses alike. With a commitment to exceptional customer service and innovative products, Atlantic American Corp strives to be a dependable partner in safeguarding the financial well-being of its customers.

What is the P/E ratio of Atlantic American 2025?

The P/E ratio cannot be calculated for Atlantic American at the moment.

What is the P/S ratio of Atlantic American 2025?

The P/S cannot be calculated for Atlantic American currently.

What is the Quality Investing of Atlantic American?

The Quality Investing for Atlantic American is 1/10.

What is the revenue of Atlantic American 2025?

The revenue cannot currently be calculated for Atlantic American.

How high is the profit of Atlantic American 2025?

The profit cannot currently be calculated for Atlantic American.

What is the business model of Atlantic American

Atlantic American Corp (AAT) is a diversified company with business segments in insurance and financial services. The company offers a wide range of products and services to meet its customers' needs. The main business segments of AAT are currently life and health insurance, property insurance, specialty insurance, and investment management. The company is constantly expanding its business segments to strengthen its market position. AAT has subsidiaries specializing in various insurance products in the life and health insurance segment, offering general life insurance, accidental death and dismemberment (AD&D) insurance, and accident insurance. These products are distributed through various channels, including brokers, independent agents, and direct marketing activities. In the property insurance segment, AAT offers a variety of products such as auto insurance, homeowners insurance, liability insurance, and flood insurance. These insurance products are distributed through various channels, including employee agents and independent agents. In the specialty insurance segment, AAT offers a variety of products, including builder's liability insurance, landlord liability insurance, high-risk insurance, and racehorse insurance. These products are also distributed through various channels to meet customer needs. AAT's investment management segment offers a variety of investment products and services, including investment funds, investment advisory, asset management, and trust services. These products are distributed through some AAT subsidiaries and third-party distribution channels. Overall, AAT's business model is focused on offering its customers a wide range of products and services to meet their needs. The company also aims to improve its market position through continuous growth and diversification of its business segments. The company is also pursuing a strategy for geographic expansion, with regional expansion into North America, Europe, and Asia through acquisitions and mergers of companies. The company has a strong focus on cost savings through structural changes such as process automation and digitalization. AAT has taken a pioneering role in the use of AI-based systems, for example, in claims processing and fraud prevention. Overall, Atlantic American Corp is a versatile company specializing in offering insurance and financial services and focusing on expansion and diversification to provide its customers with a broader range of products and services.

What is the Atlantic American dividend?

Atlantic American pays a dividend of 0.02 USD distributed over payouts per year.

How often does Atlantic American pay dividends?

The dividend cannot currently be calculated for Atlantic American or the company does not pay out a dividend.

What is the Atlantic American ISIN?

The ISIN of Atlantic American is US0482091008.

What is the Atlantic American WKN?

The WKN of Atlantic American is 865324.

What is the Atlantic American ticker?

The ticker of Atlantic American is AAME.

How much dividend does Atlantic American pay?

Over the past 12 months, Atlantic American paid a dividend of 0.02 USD . This corresponds to a dividend yield of about 1.25 %. For the coming 12 months, Atlantic American is expected to pay a dividend of 0.02 USD.

What is the dividend yield of Atlantic American?

The current dividend yield of Atlantic American is 1.25 %.

When does Atlantic American pay dividends?

Atlantic American pays a quarterly dividend. This is distributed in the months of May, May, September, May.

How secure is the dividend of Atlantic American?

Atlantic American paid dividends every year for the past 3 years.

What is the dividend of Atlantic American?

For the upcoming 12 months, dividends amounting to 0.02 USD are expected. This corresponds to a dividend yield of 1.25 %.

In which sector is Atlantic American located?

Atlantic American is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Atlantic American kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Atlantic American from 4/26/2024 amounting to 0.02 USD, you needed to have the stock in your portfolio before the ex-date on 4/11/2024.

When did Atlantic American pay the last dividend?

The last dividend was paid out on 4/26/2024.

What was the dividend of Atlantic American in the year 2024?

In the year 2024, Atlantic American distributed 0.02 USD as dividends.

In which currency does Atlantic American pay out the dividend?

The dividends of Atlantic American are distributed in USD.

All fundamentals about Atlantic American

Our stock analysis for Atlantic American Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Atlantic American Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.