HomeTrust Bancshares Debt 2025

HomeTrust Bancshares Aktienanalyse

What does HomeTrust Bancshares do?

Hometrust Bancshares Inc is a versatile financial institution that focuses on customers in the US states of North Carolina, South Carolina, Tennessee, and Virginia. The company was founded in 1926 in North Carolina under the name "Home Building and Loan Association" and has undergone many changes over the years to become the present-day Hometrust Bancshares Inc. The business model of Hometrust Bancshares Inc is simple: it provides financial services for retail customers, small businesses, and institutional customers. The company has over 40 branches in the four states where it operates and employs approximately 500 employees. The company specializes in various business areas, including mortgages, business and personal loans, and deposit accounts. An important focus of Hometrust Bancshares Inc is mortgages. The company offers a variety of mortgage products, including conventional mortgages, FHA and VA mortgages, jumbo mortgages, and first-time buyer programs. Additionally, the company offers refinancing options for both existing Hometrust customers and customers looking to switch from other providers. Hometrust Bancshares Inc also offers deposit accounts, including savings accounts, checking accounts, and money market accounts. Customers can easily deposit and withdraw their money, and all accounts are protected up to a certain amount by the FDIC (Federal Deposit Insurance Corporation). In addition to mortgage products and deposit accounts, the company also offers business and personal loans. The business and personal loans are specifically tailored to the needs of the customer, with loan terms, interest rates, and loan amounts based on individual circumstances. Hometrust Bancshares Inc has extensive experience in lending and has firsthand witnessed how an entrepreneur can build their business from scratch with the help of a reliable credit partner. Hometrust Bancshares Inc places great emphasis on providing excellent customer service and has assembled a team of qualified financial advisors for this purpose. The employees are committed to assisting customers with any questions and needs and helping them achieve their financial goals. In summary, Hometrust Bancshares Inc is a solid financial institution with a long history. The company offers mortgage products, deposit accounts, and loans tailored to the specific needs of its customers. Hometrust Bancshares Inc demonstrates a clear commitment to customer service and strives to assist its customers to the best of its abilities. HomeTrust Bancshares ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Debt Details

Understanding HomeTrust Bancshares's Debt Structure

HomeTrust Bancshares's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing HomeTrust Bancshares's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to HomeTrust Bancshares’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in HomeTrust Bancshares’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about HomeTrust Bancshares stock

What is the debt of HomeTrust Bancshares this year?

HomeTrust Bancshares has a debt level of 10.12 USD this year.

What was the debt of HomeTrust Bancshares compared to the previous year?

The debt of HomeTrust Bancshares has increased by 0.99% compared to the previous year increased.

What are the consequences of high debt for investors in HomeTrust Bancshares?

High debt can pose a risk for investors of HomeTrust Bancshares, as it can weaken the company's financial position and hinder its ability to fulfill its obligations.

What are the consequences of low debt for investors of HomeTrust Bancshares?

Low debt means that HomeTrust Bancshares has a strong financial position and is able to fulfill its obligations without overburdening its finances.

How does an increase in debt from HomeTrust Bancshares affect the company?

An increase in debt of HomeTrust Bancshares can adversely affect the financial condition of the company and result in a higher burden on its finances.

How does a reduction of debt of HomeTrust Bancshares affect the company?

A reduction in debt of HomeTrust Bancshares can strengthen the company's financial position and improve its ability to meet its financial obligations.

What are some factors that influence the debt of HomeTrust Bancshares?

Some factors that can influence the debt of HomeTrust Bancshares include investments, acquisitions, operating costs, and revenue development.

Why are the debts of HomeTrust Bancshares so important for investors?

The debts of HomeTrust Bancshares are important for investors as they serve as an indicator of the company's financial stability. It provides investors with information on how the company fulfills its financial obligations.

What strategic measures can HomeTrust Bancshares take to change the debt?

To change the debt, HomeTrust Bancshares can take measures such as cost savings, increasing revenue, selling assets, making investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic actions to change its debt.

How much dividend does HomeTrust Bancshares pay?

Over the past 12 months, HomeTrust Bancshares paid a dividend of 0.45 USD . This corresponds to a dividend yield of about 1.16 %. For the coming 12 months, HomeTrust Bancshares is expected to pay a dividend of 0.48 USD.

What is the dividend yield of HomeTrust Bancshares?

The current dividend yield of HomeTrust Bancshares is 1.16 %.

When does HomeTrust Bancshares pay dividends?

HomeTrust Bancshares pays a quarterly dividend. This is distributed in the months of September, December, March, June.

How secure is the dividend of HomeTrust Bancshares?

HomeTrust Bancshares paid dividends every year for the past 9 years.

What is the dividend of HomeTrust Bancshares?

For the upcoming 12 months, dividends amounting to 0.48 USD are expected. This corresponds to a dividend yield of 1.25 %.

In which sector is HomeTrust Bancshares located?

HomeTrust Bancshares is assigned to the 'Finance' sector.

Wann musste ich die Aktien von HomeTrust Bancshares kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of HomeTrust Bancshares from 5/29/2025 amounting to 0.12 USD, you needed to have the stock in your portfolio before the ex-date on 5/15/2025.

When did HomeTrust Bancshares pay the last dividend?

The last dividend was paid out on 5/29/2025.

What was the dividend of HomeTrust Bancshares in the year 2024?

In the year 2024, HomeTrust Bancshares distributed 0.41 USD as dividends.

In which currency does HomeTrust Bancshares pay out the dividend?

The dividends of HomeTrust Bancshares are distributed in USD.