GreenSky Stock

GreenSky EBIT 2024

GreenSky EBIT

226.28 M USD

Ticker

GSKY

ISIN

US39572G1004

WKN

A2JMYQ

In 2024, GreenSky's EBIT was 226.28 M USD, a 11.57% increase from the 202.82 M USD EBIT recorded in the previous year.

The GreenSky EBIT history

YEAREBIT (undefined USD)
2025e257.5
2024e226.28
2023e202.82
2022e166.48
2021172.94
202052.5
2019118.3
2018155.7
2017145.6
2016119.8
201593.1
201467.4

GreenSky Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into GreenSky, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by GreenSky from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects GreenSky’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of GreenSky. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into GreenSky’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing GreenSky’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on GreenSky’s growth potential.

GreenSky Revenue, EBIT and net profit per share

DateGreenSky RevenueGreenSky EBITGreenSky Net Income
2025e848.42 M undefined257.5 M undefined148.63 M undefined
2024e757.13 M undefined226.28 M undefined134.07 M undefined
2023e689.18 M undefined202.82 M undefined123.36 M undefined
2022e617.39 M undefined166.48 M undefined106.93 M undefined
2021518.07 M undefined172.94 M undefined42.14 M undefined
2020525.6 M undefined52.5 M undefined10 M undefined
2019532.6 M undefined118.3 M undefined32 M undefined
2018420.3 M undefined155.7 M undefined24.3 M undefined
2017325.9 M undefined145.6 M undefined103.2 M undefined
2016263.9 M undefined119.8 M undefined99.2 M undefined
2015173.5 M undefined93.1 M undefined76.2 M undefined
2014109.9 M undefined67.4 M undefined66 M undefined

GreenSky stock margins

The GreenSky margin analysis displays the gross margin, EBIT margin, as well as the profit margin of GreenSky. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for GreenSky.
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Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the GreenSky's sales revenue. A higher gross margin percentage indicates that the GreenSky retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the GreenSky's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the GreenSky's total revenue generated. When comparing the revenue margin year over year, investors can gauge the GreenSky's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the GreenSky. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the GreenSky's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

GreenSky Margin History

GreenSky Gross marginGreenSky Profit marginGreenSky EBIT marginGreenSky Profit margin
2025e61.61 %30.35 %17.52 %
2024e61.61 %29.89 %17.71 %
2023e61.61 %29.43 %17.9 %
2022e61.61 %26.97 %17.32 %
202161.61 %33.38 %8.13 %
202041.42 %9.99 %1.9 %
201953.08 %22.21 %6.01 %
201861.6 %37.04 %5.78 %
201772.48 %44.68 %31.67 %
201669.99 %45.4 %37.59 %
201578.96 %53.66 %43.92 %
201484.99 %61.33 %60.05 %

GreenSky Aktienanalyse

What does GreenSky do?

GreenSky Inc. is a FinTech company that was founded in 2006 by David Zalik. Initially, it offered a mobile app that provided home improvement loans for renovations of residential and commercial properties in the construction industry. Over the years, GreenSky has expanded beyond this niche. GreenSky operates as a type of loan intermediary, enabling banks and financial institutions to issue loans. Customers of GreenSky can apply for loans through the company's website or mobile app. If approved, the customer can receive money into their bank account within minutes to hours. The company also specializes in home improvement and construction, offering various loan products such as loans for kitchen or bathroom renovations or financing for roof repairs. GreenSky partners with hundreds of banks and financial institutions to provide this service. It operates on a B2B2C (Business to Business to Customer) model, offering its services to both businesses and end customers. GreenSky has also developed a mobile app that allows merchants to offer credit and loan options directly to their customers. For example, a bathroom remodeling company can offer its customers a credit solution without the customer having to contact a bank or go to the financial institution in person. In recent years, GreenSky has expanded into other areas, including lending for the healthcare sector. Doctors and clinics can offer loans to facilitate financing for medical treatments or procedures that the patient may not be able to pay for immediately. In addition, GreenSky also offers bridge loans for small businesses. These are short-term loans that allow entrepreneurs to cover their operating expenses while waiting for incoming payments from customers. The company is headquartered in Atlanta, Georgia, and employs over 1,000 employees. It also has offices in Kentucky, Arizona, Ohio, and Michigan. In 2018, GreenSky went public and raised over $800 million in its initial public offering. The company's stock is traded on the NASDAQ under the ticker symbol GSKY. In recent years, GreenSky has had both enthusiastic fans and critics. Some customers appreciate the easy application process and quick approval and funding options, while others complain about high interest rates and hidden fees. Despite this criticism, GreenSky has redefined and revolutionized the lending industry. The company utilizes technology to make the loan process easier and faster for both lenders and borrowers. Its collaboration with hundreds of banks and financial institutions also provides more competition and thus better prices for consumers. Answer: GreenSky Inc. is a FinTech company that offers home improvement loans and other loan products through partnerships with banks and financial institutions. It operates as a loan intermediary, simplifying the application and funding process for customers. The company has expanded into various sectors, including healthcare and small business lending. With its headquarters in Atlanta, Georgia, GreenSky has offices across several states. It went public in 2018 and has faced both positive and negative feedback from customers. Despite criticism, GreenSky has transformed the lending industry through technology and competition. GreenSky ist eines der beliebtesten Unternehmen auf Eulerpool.com.

EBIT Details

Analyzing GreenSky's EBIT

GreenSky's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of GreenSky's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

GreenSky's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in GreenSky’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about GreenSky stock

How much did GreenSky achieve in EBIT for the current year?

In the current year, GreenSky has achieved an EBIT of 226.28 M USD.

What is EBIT?

EBIT stands for Earnings Before Interest and Taxes and refers to the profit before interest and taxes of a company GreenSky.

How has the EBIT of GreenSky developed in recent years?

The EBIT of GreenSky has increased by 11.566% increased compared to the previous year.

What does EBIT mean for investors?

EBIT provides investors with insights into a company's profitability as it reflects the profit before interest expenses and taxes.

Why is EBIT an important indicator for investors?

Since EBIT provides a more direct insight into a company's profit than net income, it is an important indicator for investors to assess the profitability of a company.

Why do EBIT values fluctuate?

EBIT values can fluctuate as they are influenced by various factors, such as revenue, costs, and tax effects.

What role does tax burden play in EBIT?

Tax burdens have a direct impact on a company's EBIT, as they are deducted from the profit.

How is EBIT presented in the balance sheet of the company GreenSky?

The EBIT of GreenSky is listed in the income statement.

Can EBIT be used as a single indicator for evaluating a company?

EBIT is an important indicator for evaluating a company, but additional financial ratios should also be considered to get a comprehensive picture.

Why is EBIT not equal to net profit?

The net profit of a company includes taxes and interest, while EBIT represents the profit before interest and taxes.

How much dividend does GreenSky pay?

Over the past 12 months, GreenSky paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, GreenSky is expected to pay a dividend of 0 USD.

What is the dividend yield of GreenSky?

The current dividend yield of GreenSky is .

When does GreenSky pay dividends?

GreenSky pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of GreenSky?

GreenSky paid dividends every year for the past 0 years.

What is the dividend of GreenSky?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is GreenSky located?

GreenSky is assigned to the 'Information technology' sector.

Wann musste ich die Aktien von GreenSky kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of GreenSky from 9/23/2024 amounting to 0 USD, you needed to have the stock in your portfolio before the ex-date on 9/23/2024.

When did GreenSky pay the last dividend?

The last dividend was paid out on 9/23/2024.

What was the dividend of GreenSky in the year 2023?

In the year 2023, GreenSky distributed 0 USD as dividends.

In which currency does GreenSky pay out the dividend?

The dividends of GreenSky are distributed in USD.

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Andere Kennzahlen von GreenSky

Our stock analysis for GreenSky Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of GreenSky Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.