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Gjensidige Forsikring A stock price, quote, forecast and news

GJF.OL
NO0010582521
A1C47M

Price

191.10 NOK
Today +/-
+0.16 NOK
Today %
+1.00 %
P

Gjensidige Forsikring A stock price

NOK
%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the Gjensidige Forsikring A stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Gjensidige Forsikring A stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Gjensidige Forsikring A stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Gjensidige Forsikring A's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Gjensidige Forsikring A Stock Price History

DateGjensidige Forsikring A Price
9/9/2024191.10 NOK
9/6/2024189.20 NOK
9/5/2024190.50 NOK
9/4/2024186.00 NOK
9/3/2024186.20 NOK
9/2/2024187.40 NOK
8/30/2024187.90 NOK
8/29/2024185.30 NOK
8/28/2024182.90 NOK
8/27/2024181.90 NOK
8/26/2024182.80 NOK
8/23/2024183.20 NOK
8/22/2024182.10 NOK
8/21/2024182.60 NOK
8/20/2024183.80 NOK
8/19/2024184.40 NOK
8/16/2024183.00 NOK
8/15/2024183.50 NOK
8/14/2024183.80 NOK
8/13/2024183.80 NOK
8/12/2024182.70 NOK

Gjensidige Forsikring A Revenue, EBIT, Net Income

  • 3 years

  • 5 years

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into Gjensidige Forsikring A, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Gjensidige Forsikring A from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Gjensidige Forsikring A’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Gjensidige Forsikring A. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Gjensidige Forsikring A’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Gjensidige Forsikring A’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Gjensidige Forsikring A’s growth potential.

Gjensidige Forsikring A Revenue, EBIT and net profit per share

DateGjensidige Forsikring A RevenueGjensidige Forsikring A EBITGjensidige Forsikring A Net Income
2029e48.48 B NOK0 NOK8.12 B NOK
2028e48.81 B NOK10.36 B NOK7.83 B NOK
2027e47.2 B NOK9.99 B NOK7.11 B NOK
2026e44.01 B NOK9.41 B NOK6.88 B NOK
2025e40.27 B NOK8.54 B NOK6.23 B NOK
2024e40.05 B NOK7.07 B NOK5.09 B NOK
202335.85 B NOK3.3 B NOK4.13 B NOK
202272.87 B NOK7.01 B NOK7.68 B NOK
202132.69 B NOK8.05 B NOK7.14 B NOK
202028.57 B NOK5.34 B NOK4.95 B NOK
201928.6 B NOK6.79 B NOK6.59 B NOK
201824.79 B NOK3.23 B NOK3.72 B NOK
201726.34 B NOK4.19 B NOK4.52 B NOK
201625.02 B NOK4.15 B NOK4.67 B NOK
201523.13 B NOK3.19 B NOK3.79 B NOK
201422.91 B NOK3.49 B NOK4.19 B NOK
201320.8 B NOK2.6 B NOK3.67 B NOK
201220.02 B NOK3.65 B NOK4.28 B NOK
201121.76 B NOK4.2 B NOK2.75 B NOK
201021.54 B NOK3.74 B NOK2.95 B NOK
200919.46 B NOK3.44 B NOK2.31 B NOK
200816.21 B NOK661 M NOK252 M NOK
200716.05 B NOK3.02 B NOK2.48 B NOK
200615.84 B NOK4.23 B NOK4.09 B NOK

Gjensidige Forsikring A Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B NOK)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B NOK)EBIT (B NOK)EBIT MARGIN (%)NET INCOME (B NOK)NET INCOME GROWTH (%)DIV. (NOK)DIV. GROWTH (%)SHARES (M)DOCUMENTS
2006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e2029e
15.8416.0516.2119.4621.5421.7620.0220.822.9123.1325.0226.3424.7928.628.5732.6972.8735.8540.0540.2744.0147.248.8148.48
-1.311.0220.0210.691.01-7.973.8910.120.988.165.30-5.8915.34-0.0814.40122.92-50.8011.720.539.287.253.43-0.69
---------------41.0514.92-------
00000000000000013.4210.870000000
4.233.020.663.443.744.23.652.63.493.194.154.193.236.795.348.057.013.37.078.549.419.9910.360
26.7118.824.0817.6517.3619.2918.2212.4915.2213.8016.5915.9113.0423.7318.6724.639.629.2117.6421.2221.3921.1721.23-
4.092.480.252.312.952.754.283.674.193.794.674.523.726.594.957.147.684.135.096.236.887.117.838.12
--39.42-89.83814.6827.98-6.8555.75-14.2314.14-9.5723.25-3.15-17.8277.37-24.8744.187.58-46.2223.1222.5710.303.4610.093.72
------------------------
------------------------
500500500500500500500500500499.93500.09449.06500.1500.09500.1500.08499.94499.97000000
------------------------
Details

Keystats

Revenue and Growth

The Gjensidige Forsikring A Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Gjensidige Forsikring A is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B NOK)RECEIVABLES (B NOK)OTHER REC. (M NOK)INVENTORIES (M NOK)OTHER CURRENT LIAB. (B NOK)CURRENT ASSETS (B NOK)TANGIBLE ASSETS (B NOK)LONG-T. INVEST. (B NOK)LONG-T. REC. (B NOK)INTANGIBLE ASSETS (B NOK)GOODWILL (B NOK)OTHER NON-CURRENT ASSETS (B NOK)NON-CURRENT ASSETS (B NOK)TOTAL ASSETS (B NOK)LIABILITIESCOMMON STOCK (B NOK)ADDITIONAL PAID-IN CAPITAL (B NOK)RETAINED EARNINGS (B NOK)OTHER EQUITY (B NOK)UNREAL. GAINS/LOSSES (M NOK)EQUITY (B NOK)LIABILITIES (B NOK)PROVISIONS (M NOK)OTHER SHORT-TERM LIAB. (B NOK)SHORT-TERM DEBTS (M NOK)LONG-TERM DEBT PORTION (M NOK)SHORT-TERM REC. (B NOK)LONG-T. LIAB. (B NOK)DEFERRED TAXES (B NOK)OTHER LIAB. (B NOK)LONG-T. LIABILITIES (B NOK)DEBT (B NOK)TOTAL CAPITAL (B NOK)
200620072008200920102011201220132014201520162017201820192020202120222023
                                   
00000000000000039.8443.160
0000000000000008.229.160
000000000000000938.6955.10
000000000000000000
0.280.530.660.060.090.110.08000000006.011.710
0.280.530.660.060.090.110.080000000055.0154.990
8.347.436.276.116.565.764.880.540.60.320.320.290.251.261.151.441.641.81
10.6615.6947.0756.2460.9864.470.961.4959.9597.85100.54108.0755.3461.0461.3464.4263.3967.28
0.540.380.440.30.340.230.3224.7628.20.50.951.061.081.190.570.943.984.61
0.591.021.030.851.351.21.121.141.121.341.361.471.291.121.131.732.312.48
0.561.431.761.512.582.382.272.562.823.223.143.563.583.553.773.955.295.66
00000.20.0100.010.080.110.510.2258.070.270.360.290.590.56
20.6925.9456.5765.0172.0273.9779.4990.4992.77103.35106.81114.67119.6168.4468.3272.7777.282.4
20.9726.4757.2265.0672.1174.0879.5790.4992.77103.35106.81114.67119.6168.4468.32127.77132.1982.4
                                   
03.863.86111111111111111
0001.431.441.441.441.451.461.461.471.431.431.431.431.431.431.43
000020.8420.9323.3423.9219.2220.1118.430000000
19.0216.4415.7319.54-0.14-0.14-0.17-0.09-0.010.741.4120.6220.7623.0922.1422.0120.6620.85
00000000000638.3653.9676.3715.5762.3864.2942.2
19.0220.319.5921.9723.1423.2325.6226.2921.6623.3122.3123.6923.8426.1925.2825.223.9624.23
00.260.1700000000000029.4529.910
53202283281211262283384425485.3493.3500.8403.3422432465.2583.6683.6
00.060.410.920.440.951.370.731.171.31.271.130.641.051.561.521.391
000000000000000000
000000000000000205.9207.90
0.050.520.861.20.651.211.651.111.61.781.771.631.041.471.9931.6432.091.68
0.160.51.422.824.515.547.199.7711.7519.3521.5425.031.52.622.523.673.784.36
1.131.420.991.211.2811.271.341.290.840.871.081.091.170.960.610.050.05
8.9711.9616.7321.425.6826.9428.3826.8432.0336.8442.4649.0982.0134.2739.1548.1951.8266.17
10.2613.8819.1425.4331.4733.4936.8437.9645.0657.0364.8875.284.638.0742.6252.4755.6670.57
10.3114.42026.6332.1234.738.4939.0746.6658.8166.6576.8385.6539.5344.6184.1287.7572.26
29.3334.7139.5948.655.2657.9364.165.3568.3282.1188.95100.51109.4965.7369.9109.32111.7196.48
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of Gjensidige Forsikring A provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Gjensidige Forsikring A's financial health and stability.

Assets

Gjensidige Forsikring A's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Gjensidige Forsikring A must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Gjensidige Forsikring A after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Gjensidige Forsikring A's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B NOK)DEPRECIATION (M NOK)DEFERRED TAXES (M NOK)CHANGES IN WORKING CAPITAL (M NOK)NON-CASH ITEM (M NOK)PAID INTEREST (M NOK)PAID TAXES (M NOK)NET CASH FLOW FROM OPERATING ACTIVITIES (B NOK)CAPITAL EXPENDITURES (M NOK)CASH FLOW FROM INVESTING ACTIVITIES (B NOK)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B NOK)INTEREST INCOME AND EXPENSES (M NOK)NET DEBT CHANGE (B NOK)NET CHANGE IN EQUITY (M NOK)CASH FLOW FROM FINANCING ACTIVITIES (B NOK)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M NOK)TOTAL DIVIDENDS PAID (M NOK)NET CHANGE IN CASH FLOW (B NOK)FREE CASH FLOW (M NOK)SHARE-BASED COMPENSATION (M NOK)
200620072008200920102011201220132014201520162017201820192020202120222023
0000000000000007.144.570
0000000000000003473870
000000000000000000
-2,747-1,014-6,288-10,014-1,775-3,707-4,668-8,473-3,612-13,494-4,677-6,790-9,900-9,412-2,598-6,205-15,282-11,825
000000000000000-662-2,8780
0000-208-281-320-369-472-311-264-257-297-150000
-12-23-141-401-1,155-364-869-1,338-852-1,056-1,376-1,250-1,281-797-1,185-1,933-1,789-1,998
1.884.310-3.914.062.721.41-1.133.43-6.42.511.72-1.89-1.247.337.032.264.89
-141-380-226-174-214-56-101-24-285-58-110-328-403-438-513-532-565-726
-0.54-3.150.69-0.17-2.810.35-0.240.642.962.46-0.25-0.83-0.444.82-0.51-1.42.75-1.04
-0.4-2.770.920-2.590.41-0.130.673.242.52-0.14-0.51-0.035.260-0.873.32-0.31
000000000000000000
-1.770.71-0.94.330.380.080.14.421.817.562.253.376.39-0.3-0.220.69-0.230.16
00000-4-2-5-6-9-3-11-11-9-13-23-22-20
-1.740.66-1.94.29-1.44-2.45-2.340.84-6.754.65-3.22-0.42.49-4-6.44-6.11-4.18-4.09
31-46-62-36-146-169-163-153-19548686-293-333-145-76124-71-104
00-939-3-1,677-2,349-2,274-3,424-8,348-2,949-6,152-3,459-3,549-3,549-6,124-6,899-3,849-4,124
4.257.165.356.66.987.76.089.458.049.217.8410.549.748.5711.5614.6520.1818.5
1,742.23,924.7-221.8-4,086.33,842.82,663.21,306.3-1,152.43,142.5-6,454.52,402.11,390-2,295.3-1,674.26,821.56,494.21,697.24,159.7
000000000000000000

Gjensidige Forsikring A stock margins

The Gjensidige Forsikring A margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Gjensidige Forsikring A. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Gjensidige Forsikring A.
  • 3 years

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  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Gjensidige Forsikring A's sales revenue. A higher gross margin percentage indicates that the Gjensidige Forsikring A retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Gjensidige Forsikring A's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Gjensidige Forsikring A's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Gjensidige Forsikring A's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Gjensidige Forsikring A. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Gjensidige Forsikring A's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Gjensidige Forsikring A Margin History

Gjensidige Forsikring A Gross marginGjensidige Forsikring A Profit marginGjensidige Forsikring A EBIT marginGjensidige Forsikring A Profit margin
2029e14.92 %0 %16.76 %
2028e14.92 %21.23 %16.05 %
2027e14.92 %21.17 %15.07 %
2026e14.92 %21.39 %15.63 %
2025e14.92 %21.22 %15.48 %
2024e14.92 %17.64 %12.7 %
202314.92 %9.21 %11.52 %
202214.92 %9.62 %10.54 %
202141.05 %24.64 %21.85 %
202014.92 %18.67 %17.34 %
201914.92 %23.74 %23.06 %
201814.92 %13.04 %14.99 %
201714.92 %15.91 %17.17 %
201614.92 %16.59 %18.67 %
201514.92 %13.8 %16.38 %
201414.92 %15.22 %18.29 %
201314.92 %12.49 %17.65 %
201214.92 %18.22 %21.38 %
201114.92 %19.29 %12.63 %
201014.92 %17.36 %13.7 %
200914.92 %17.65 %11.85 %
200814.92 %4.08 %1.55 %
200714.92 %18.82 %15.45 %
200614.92 %26.71 %25.83 %

Gjensidige Forsikring A Stock Sales Revenue, EBIT, Earnings per Share

The Gjensidige Forsikring A earnings per share therefore indicates how much revenue Gjensidige Forsikring A has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 years

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  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Gjensidige Forsikring A earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Gjensidige Forsikring A's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Gjensidige Forsikring A’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Gjensidige Forsikring A's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Gjensidige Forsikring A Revenue, EBIT and net profit per share

DateGjensidige Forsikring A Sales per ShareGjensidige Forsikring A EBIT per shareGjensidige Forsikring A Earnings per Share
2029e96.97 NOK0 NOK16.25 NOK
2028e97.64 NOK0 NOK15.67 NOK
2027e94.4 NOK0 NOK14.23 NOK
2026e88.02 NOK0 NOK13.75 NOK
2025e80.54 NOK0 NOK12.47 NOK
2024e80.12 NOK0 NOK10.17 NOK
202371.71 NOK6.6 NOK8.26 NOK
2022145.75 NOK14.03 NOK15.37 NOK
202165.36 NOK16.1 NOK14.28 NOK
202057.13 NOK10.67 NOK9.91 NOK
201957.18 NOK13.57 NOK13.18 NOK
201849.58 NOK6.46 NOK7.43 NOK
201758.66 NOK9.34 NOK10.07 NOK
201650.03 NOK8.3 NOK9.34 NOK
201546.27 NOK6.38 NOK7.58 NOK
201445.81 NOK6.97 NOK8.38 NOK
201341.6 NOK5.2 NOK7.34 NOK
201240.04 NOK7.3 NOK8.56 NOK
201143.51 NOK8.39 NOK5.5 NOK
201043.08 NOK7.48 NOK5.9 NOK
200938.92 NOK6.87 NOK4.61 NOK
200832.43 NOK1.32 NOK0.5 NOK
200732.1 NOK6.04 NOK4.96 NOK
200631.68 NOK8.46 NOK8.18 NOK

Gjensidige Forsikring A business model

Gjensidige Forsikring ASA, or simply Gjensidige, is a Norwegian insurance company headquartered in Oslo. The company was founded in 1820 under the name 'Christiania Almindelige Brandforsikring'. Since then, it has become one of the largest insurance companies in Scandinavia. Gjensidige offers various types of insurance for private customers and companies. The company's goal is to meet the needs of its customers and protect them from unforeseen situations. The company's core areas include auto, home, leisure, travel, pet, occupational, life, and health insurance. The range of insurance products is diverse and caters to a variety of customers. For example, there are special offers for young drivers or for pet insurance. Gjensidige's business model is based on the principle of mutualism, which was established when the company was founded in 1820. This means that all customers are also members of the company and contribute to its success. In practice, this entails close collaboration with customers and a high level of transparency. Gjensidige aims to become an environmentally friendly company and emphasizes sustainability. For example, CO2 emissions have been significantly reduced in business premises and business travel. Digitalization is also highly valued. The company focuses on innovation and has a dedicated department solely responsible for the development of new technologies and products. In recent years, Gjensidige has received numerous awards and accolades. It has been consistently recognized as the best insurance company in Norway and has also achieved top positions in international rankings. Overall, Gjensidige is a modern and innovative company that focuses on customer needs while prioritizing sustainability and digitalization. With its wide range of insurance offerings and close collaboration with customers, the company has established a strong position in the Scandinavian market and will continue to play an important role in the future. Gjensidige Forsikring A is one of the most popular companies on Eulerpool.com.

Gjensidige Forsikring A SWOT Analysis

Strengths

Gjensidige Forsikring ASA has several strengths that contribute to its success in the insurance industry:

  • Strong brand reputation and recognition
  • Wide range of insurance products and services
  • Solid financial position and stability
  • Extensive distribution network
  • Strong customer relationships and loyalty

Weaknesses

Gjensidige Forsikring ASA also faces certain weaknesses that pose challenges to its growth and competitiveness:

  • Dependence on the Norwegian market
  • Limited international presence
  • Relatively higher premium rates compared to competitors
  • Higher administrative and operational costs
  • Vulnerability to changes in regulatory environment

Opportunities

Gjensidige Forsikring ASA has various opportunities to expand and improve its business:

  • Growing demand for insurance products and services globally
  • Potential to enter new markets and diversify geographically
  • Advancements in technology offering innovative distribution channels
  • Strategic partnerships and collaborations with other organizations
  • Expansion into complementary lines of insurance

Threats

Gjensidige Forsikring ASA encounters several threats that may impact its operations and market position:

  • Intense competition from local and global insurance companies
  • Economic downturn affecting consumer purchasing power
  • Increasing regulatory compliance requirements
  • Rapid technological advancements raising cybersecurity risks
  • Changing customer preferences and expectations

Gjensidige Forsikring A Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Gjensidige Forsikring A historical P/E ratio, EBIT, and P/S ratio.

Gjensidige Forsikring A shares outstanding

The number of shares was Gjensidige Forsikring A in 2023 — This indicates how many shares 499.969 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue Gjensidige Forsikring A earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Gjensidige Forsikring A's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Gjensidige Forsikring A’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Gjensidige Forsikring A's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Gjensidige Forsikring A dividend history and estimates

In 2023, Gjensidige Forsikring A paid a dividend amounting to 8.25 NOK. Dividend means that Gjensidige Forsikring A distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for Gjensidige Forsikring A provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Gjensidige Forsikring A’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Gjensidige Forsikring A's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Gjensidige Forsikring A Dividend History

DateGjensidige Forsikring A Dividend
2029e9.15 NOK
2028e9.18 NOK
2027e9.14 NOK
2026e9.14 NOK
2025e9.25 NOK
2024e9.02 NOK
20238.25 NOK
20227.7 NOK
202113.8 NOK
20205 NOK
20197.1 NOK
20187.1 NOK
20176.8 NOK
20166 NOK
20155.9 NOK
201410 NOK
20136.85 NOK
20124.55 NOK
20114.7 NOK

Gjensidige Forsikring A dividend payout ratio

In 2023, Gjensidige Forsikring A had a payout ratio of 65.74%. The payout ratio indicates the percentage of the company's profits that Gjensidige Forsikring A distributes as dividends.
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Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for Gjensidige Forsikring A represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Gjensidige Forsikring A could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Gjensidige Forsikring A's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Gjensidige Forsikring A Payout Ratio History

DateGjensidige Forsikring A Payout ratio
2029e65.9 %
2028e64.98 %
2027e66.44 %
2026e66.27 %
2025e62.23 %
2024e70.83 %
202365.74 %
202250.11 %
202196.64 %
202050.47 %
201953.87 %
201895.56 %
201767.53 %
201664.24 %
201577.85 %
2014119.33 %
201393.32 %
201253.15 %
201185.45 %
201065.74 %
200965.74 %
200865.74 %
200765.74 %
200665.74 %
Unfortunately, there are currently no price targets and forecasts available for Gjensidige Forsikring A.

Gjensidige Forsikring A latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20243.37 NOK2.72 NOK (-19.34 %)2024 Q2
3/31/20241.67 NOK1.59 NOK (-4.66 %)2024 Q1
12/31/20233.04 NOK2.18 NOK (-28.38 %)2023 Q4
9/30/20232.25 NOK1.63 NOK (-27.52 %)2023 Q3
6/30/20233.1 NOK2.04 NOK (-34.24 %)2023 Q2
3/31/20232.35 NOK2.26 NOK (-3.67 %)2023 Q1
12/31/20222.98 NOK2.64 NOK (-11.33 %)2022 Q4
9/30/20222.48 NOK2.21 NOK (-10.96 %)2022 Q3
6/30/20221.67 NOK1.62 NOK (-2.95 %)2022 Q2
3/31/20222.93 NOK2.64 NOK (-9.89 %)2022 Q1
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Eulerpool ESG Scorecard© for the Gjensidige Forsikring A stock

Eulerpool World ESG Rating (EESG©)

91/ 100

🌱 Environment

99

👫 Social

95

🏛️ Governance

78

Environment

Scope 1 - Direct Emissions
328
Scope 2 - Indirect emissions from purchased energy
675
Scope 3 - Indirect emissions within the value chain
42,797
Total CO₂ emissions
1,003
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees51
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Gjensidige Forsikring A list of shareholders

%
Name
Stocks
Change
Date
62.20581 % Gjensidigestiftelsen Foundation311,000,000-200,11512/31/2023
4.40041 % Folketrygdfondet22,000,000708,68012/31/2023
3.00028 % DWS Investment GmbH15,000,000-1,150,00012/31/2023
2.60024 % BlackRock Institutional Trust Company, N.A.13,000,0009,214,96112/31/2023
2.00019 % Scotia Administradora General de Fondos Chile S.A.10,000,0001,400,00012/31/2023
1.86907 % 1832 Asset Management L.P.9,344,502012/31/2023
1.20011 % The Vanguard Group, Inc.6,000,000-50,00012/31/2023
1.10010 % Storebrand Kapitalforvaltning AS5,500,000655,91512/31/2023
1.10010 % Nordea Funds Oy5,500,000012/31/2023
1.00009 % State Street Global Advisors (US)5,000,00050,00012/31/2023
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Gjensidige Forsikring A Executives and Management Board

Mr. Jostein Amdal58
Gjensidige Forsikring A Chief Financial Officer (Finance)
Compensation 6.29 M NOK
Mr. Lars Bjerklund52
Gjensidige Forsikring A Executive Vice President - Commercial
Compensation 5.08 M NOK
Mr. Rene Floystol42
Gjensidige Forsikring A Executive Vice President - Private Division
Compensation 4.55 M NOK
Ms. Janne Flessum52
Gjensidige Forsikring A Executive Vice President - Strategy and Group Development
Compensation 4.52 M NOK
Mr. Tor Silset47
Gjensidige Forsikring A Executive Vice President - Technology and Insight
Compensation 4.42 M NOK
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Most common questions regarding Gjensidige Forsikring A

What values and corporate philosophy does Gjensidige Forsikring A represent?

Gjensidige Forsikring ASA represents a set of core values and a corporate philosophy that guides its operations and decision-making. The company is committed to providing trusted insurance solutions to its customers, promoting a culture of integrity and transparency. Gjensidige Forsikring ASA takes pride in being customer-centric, ensuring that their products and services meet the diverse needs of individuals and businesses alike. With a focus on sustainability, the company aims to address environmental and social challenges through responsible business practices. Gjensidige Forsikring ASA values professionalism, innovation, and teamwork, striving to create long-term value for its stakeholders.

In which countries and regions is Gjensidige Forsikring A primarily present?

Gjensidige Forsikring ASA is primarily present in Norway, Sweden, Denmark, and the Baltic countries.

What significant milestones has the company Gjensidige Forsikring A achieved?

Gjensidige Forsikring ASA, a leading insurance company, has accomplished significant milestones throughout its history. With a rich heritage spanning over a century, the company has achieved commendable feats. Gjensidige Forsikring ASA went public in 2010, marking a remarkable milestone for the organization. It has successfully expanded its operations beyond its home market of Norway, establishing a strong presence across the Nordic region. Moreover, the company has consistently recorded impressive financial results, demonstrating its strength and stability in the insurance sector. Gjensidige Forsikring ASA has continuously evolved its product offerings to meet the changing needs of customers, earning a reputation for reliability and customer satisfaction in the industry.

What is the history and background of the company Gjensidige Forsikring A?

Gjensidige Forsikring ASA is a prominent insurance company with a rich history and background. Established in 1816 in Norway, Gjensidige Forsikring ASA has evolved into a leading player in the Nordic insurance industry. With a strong focus on customer satisfaction and financial stability, the company has expanded its operations across Scandinavia and the Baltic region. Over the years, Gjensidige Forsikring ASA has built a solid reputation for providing a wide range of insurance products and solutions. With its commitment to innovation and sustainable growth, Gjensidige Forsikring ASA continues to be a trusted and reliable choice for individuals and businesses seeking comprehensive insurance coverage.

Who are the main competitors of Gjensidige Forsikring A in the market?

The main competitors of Gjensidige Forsikring ASA in the market are Tryg Forsikring A/S, If P&C Insurance Holding Ltd., and Storebrand ASA. These companies pose significant competition to Gjensidige Forsikring ASA in the insurance sector. Gjensidige Forsikring ASA faces strong rivalry from Tryg Forsikring A/S, which is a leading insurance provider in Denmark and Norway. Furthermore, If P&C Insurance Holding Ltd., a prominent non-life insurance company in the Nordic region, competes with Gjensidige Forsikring ASA. Lastly, Storebrand ASA, a major player in the Norwegian insurance and asset management industry, is also a key competitor for Gjensidige Forsikring ASA.

In which industries is Gjensidige Forsikring A primarily active?

Gjensidige Forsikring ASA is primarily active in the insurance industry.

What is the business model of Gjensidige Forsikring A?

Gjensidige Forsikring ASA operates under a business model centered on insurance services. As a leading Nordic insurance company, Gjensidige provides a wide range of insurance products, including property, motor, and casualty coverage to both private and corporate customers. The company's business model focuses on delivering tailored insurance solutions that meet the diverse needs of its customers. By combining industry expertise, risk management, and customer-centricity, Gjensidige aims to protect and secure assets, provide financial stability, and offer peace of mind to individuals and businesses alike.

What is the P/E ratio of Gjensidige Forsikring A 2024?

The Gjensidige Forsikring A P/E ratio is 18.79.

What is the P/S ratio of Gjensidige Forsikring A 2024?

The Gjensidige Forsikring A P/S ratio is 2.39.

What is the AlleAktien quality score of Gjensidige Forsikring A?

The AlleAktien quality score for Gjensidige Forsikring A is 6/10.

What is the revenue of Gjensidige Forsikring A 2024?

The expected Gjensidige Forsikring A revenue is 40.05 B NOK.

How high is the profit of Gjensidige Forsikring A 2024?

The expected Gjensidige Forsikring A profit is 5.09 B NOK.

What is the business model of Gjensidige Forsikring A

Gjensidige Forsikring ASA is a Norwegian insurance company that offers a wide range of insurance products and services. The company has over 200 years of experience in the insurance business and has established itself as one of the leading providers in Northern Europe. The core business of Gjensidige Forsikring ASA is the provision of insurance products and services in various areas, such as car insurance, home insurance, travel insurance, liability insurance, and more. Car insurance is one of the key areas of Gjensidige Forsikring ASA. The company offers a range of products such as comprehensive insurance, third party insurance, liability insurance, breakdown assistance, accident insurance, and others. Gjensidige Forsikring ASA is also a major player in the telematics insurance market, which monitors customers' driving behavior and offers them discounts based on their driving style. In addition to car insurance, Gjensidige Forsikring ASA also offers a wide range of products for homeowners and tenants, such as building insurance, contents insurance, liability insurance, and legal protection insurance. Gjensidige Forsikring ASA's home insurance covers damages caused by fire, burglary, storm, and water damage. Gjensidige Forsikring ASA also offers travel insurance for business and leisure travelers. Gjensidige Forsikring ASA's travel insurance covers various risks, such as overseas medical insurance, trip cancellation insurance, baggage insurance, and trip interruption insurance. Liability insurance is also an important area of Gjensidige Forsikring ASA. The company offers a range of liability insurances, such as personal liability insurance, animal liability insurance, and professional liability insurance. Gjensidige Forsikring ASA is known for its excellent customer service and fast claims processing. Additionally, Gjensidige Forsikring ASA also offers a wide range of investment and financial services, such as funds, stock trading, and savings products. Overall, Gjensidige Forsikring ASA's business model is focused on a wide range of insurance and financial products to meet the needs of its customers. The company is known for its excellent customer service and fast claims processing. Gjensidige Forsikring ASA is a secure and reliable partner for its customers and a key player in the Northern European market for insurance and financial services.

What is the Gjensidige Forsikring A dividend?

Gjensidige Forsikring A pays a dividend of 7.7 NOK distributed over 2 payouts per year.

How often does Gjensidige Forsikring A pay dividends?

Gjensidige Forsikring A pays out a dividend 2 times a year.

What is the Gjensidige Forsikring A ISIN?

The ISIN of Gjensidige Forsikring A is NO0010582521.

What is the Gjensidige Forsikring A WKN?

The WKN of Gjensidige Forsikring A is A1C47M.

What is the Gjensidige Forsikring A ticker?

The ticker of Gjensidige Forsikring A is GJF.OL.

How much dividend does Gjensidige Forsikring A pay?

Over the past 12 months, Gjensidige Forsikring A paid a dividend of 8.25 NOK . This corresponds to a dividend yield of about 4.32 %. For the coming 12 months, Gjensidige Forsikring A is expected to pay a dividend of 9.25 NOK.

What is the dividend yield of Gjensidige Forsikring A?

The current dividend yield of Gjensidige Forsikring A is 4.32 %.

When does Gjensidige Forsikring A pay dividends?

Gjensidige Forsikring A pays a quarterly dividend. This is distributed in the months of December, April, April, April.

How secure is the dividend of Gjensidige Forsikring A?

Gjensidige Forsikring A paid dividends every year for the past 19 years.

What is the dividend of Gjensidige Forsikring A?

For the upcoming 12 months, dividends amounting to 9.25 NOK are expected. This corresponds to a dividend yield of 4.84 %.

In which sector is Gjensidige Forsikring A located?

Gjensidige Forsikring A is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Gjensidige Forsikring A kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Gjensidige Forsikring A from 4/5/2024 amounting to 8.75 NOK, you needed to have the stock in your portfolio before the ex-date on 3/21/2024.

When did Gjensidige Forsikring A pay the last dividend?

The last dividend was paid out on 4/5/2024.

What was the dividend of Gjensidige Forsikring A in the year 2023?

In the year 2023, Gjensidige Forsikring A distributed 7.7 NOK as dividends.

In which currency does Gjensidige Forsikring A pay out the dividend?

The dividends of Gjensidige Forsikring A are distributed in NOK.

All fundamentals about Gjensidige Forsikring A

Our stock analysis for Gjensidige Forsikring A Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Gjensidige Forsikring A Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.