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Overview
Profile

First Ban Company

FBP
PR3186727065
A1C9RC

Price

21.15
Today +/-
+0.20
Today %
+1.05 %
P

First Ban stock price

%
Weekly
Details

Price

Overview

The Quote Chart provides detailed and dynamic insights into the First Ban stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the First Ban stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the First Ban stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze First Ban's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

First Ban Stock Price History

DateFirst Ban Price
10/14/202421.15 undefined
10/11/202420.93 undefined
10/10/202420.35 undefined
10/9/202420.26 undefined
10/8/202420.07 undefined
10/7/202420.32 undefined
10/4/202420.56 undefined
10/3/202420.02 undefined
10/2/202419.97 undefined
10/1/202420.10 undefined
9/30/202421.17 undefined
9/27/202420.87 undefined
9/26/202421.02 undefined
9/25/202420.65 undefined
9/24/202420.55 undefined
9/23/202420.66 undefined
9/20/202420.66 undefined
9/19/202421.01 undefined
9/18/202420.66 undefined
9/17/202420.56 undefined
9/16/202420.21 undefined

First Ban Revenue, EBIT, Net Income

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  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

Understanding Revenue, EBIT, and Income

Gain insights into First Ban, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by First Ban from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects First Ban’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of First Ban. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into First Ban’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing First Ban’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on First Ban’s growth potential.

First Ban Revenue, EBIT and net profit per share

DateFirst Ban RevenueFirst Ban Net Income
2026e919.84 M undefined348.32 M undefined
2025e917.08 M undefined317.03 M undefined
2024e855.98 M undefined288.54 M undefined
20231.15 B undefined302.86 M undefined
2022985.71 M undefined305.07 M undefined
20210 undefined277.3 M undefined
20200 undefined99.6 M undefined
20190 undefined164.7 M undefined
20180 undefined198.9 M undefined
20170 undefined64.3 M undefined
20160 undefined93 M undefined
20150 undefined21.3 M undefined
20140 undefined393.9 M undefined
20130 undefined-164.5 M undefined
20120 undefined29.8 M undefined
20110 undefined173.2 M undefined
20100 undefined-122 M undefined
20090 undefined-322.1 M undefined
20080 undefined69.7 M undefined
20070 undefined27.9 M undefined
20060 undefined44.4 M undefined
20050 undefined74.3 M undefined
20040 undefined137 M undefined

First Ban Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (M)DOCUMENTS
19871988198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
000000000000000000000000000000000000.991.150.860.920.92
------------------------------------16.95-25.787.250.22
-----------------------------------90.36----
000000000000000000000000000000000008900000
000000000000000000000000000000000004470473522543
----------------------------------------
6298-207112730493747515759691068913774442769-322-12217329-16439321936419816499277305302288317348
--85.48-11.11-350.00-135.0057.14145.4511.1163.33-24.4927.038.5111.763.5116.9553.62-16.0453.93-45.99-40.54-38.64155.56-566.67-62.11-241.80-83.24-665.52-339.63-94.66342.86-31.18209.38-17.17-39.63179.8010.11-0.98-4.6410.079.78
----------------------------------------
----------------------------------------
5.75.75.75.766.86.66.26.26.2665.85.45.45.45.55.55.55.55.86.26.211.389.7205.8205.5210.5213215.8216.1216.7217.1217.7211.3191.97177.18000
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Details

Keystats

Revenue and Growth

The First Ban Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the First Ban is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (M)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (B)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (B)TOTAL CAPITAL (B)
198819891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                       
0000000000000000000000000000000000480.840
000000000000000000000000000000000000
000000000000000000000000000000000000
000000000000000000000000000000000039.220
000000000000000000000000000000000082.340
0000000000000000000000000000000000602.40
2023232123273239494852627276888596117156163178198209195181167167161151142148211261237221.79210.51
000000000000000000000000070000000000
000000000000000000000000000000000023.50
0000000000000000000024171412332722221813118413021.1213.38
0000000000000000000280282828282828282828280393938.6138.61
00000000010225543440000000000000000320265329208155.58150.13
2023232123273239495874117115120888596117156191202243251235242229217211197183507484670514460.6412.63
0.020.020.020.020.020.030.030.040.050.060.070.120.120.120.090.090.10.120.160.190.20.240.250.240.240.230.220.210.20.180.510.480.670.511.060.41
                                                                       
383838343401016151530120195299406595595641643652652936427848484575858585858582222.3722.37
3535353843534439393824201714005023108108221319884886888916926932937940942946738970.72965.71
00.01-0.01-00.010.040.070.110.140.170.210.230.250.30.370.450.570.580.60.70.740.420.290.460.490.320.720.740.830.91.091.221.221.431.641.85
000444031129-69-20-6333644-16-30-255726181928-79-18-28-34-21-40755-84-804.78-639.17
000000000000000000000000000000000000
0.080.080.060.070.090.090.120.170.190.240.270.30.440.610.81.081.211.211.241.431.561.61.061.441.491.221.671.691.791.872.052.232.272.11.832.2
3750413541462343373439556871113199219506494270149145163153110125115158118146129116170121149.63122.84
0000000000000000000000000000000641079481.9571.42
000000000000000000000000000000000000
0.280.220.240.210.270.270.350.420.591.21.711.611.8632.793.644.445.073.923.13.423.081.410.90.90.90.70.30.30.150.10.30.30.080
0000000000000000000000000000000000491.760
0.320.270.280.250.320.320.370.470.631.241.751.661.923.072.913.844.665.574.413.373.573.221.561.151.011.031.020.860.420.450.280.280.580.520.80.19
25922618715210886155247286232218149146848382261179183262255259258255232232232226216209184184184184183.76161.7
000000000000000000000000000000000000
000000000000000000000000040110100000
25922618715210886155247286232218149146848382261179183262255259258255232236232227217209185184184184183.76161.7
0.580.50.470.40.420.40.530.710.911.471.971.812.073.152.993.924.925.754.63.633.833.481.821.411.241.261.251.090.640.660.460.460.760.70.980.36
0.660.580.530.470.510.50.650.891.111.72.242.112.513.763.7956.136.965.845.065.385.082.882.852.732.482.922.782.422.522.512.693.042.82.812.55
Details

Balance Sheet

Understanding the Balance Sheet

The balance sheet of First Ban provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand First Ban's financial health and stability.

Assets

First Ban's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that First Ban must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of First Ban after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into First Ban's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
11-1710142830493747516267861321191771148468109-275-524-8229-164392219367201167102281305302
3443334677791012161619202122282326273025262220182026363128
000007-4-7-1-11-6-3-54-26-6-60-3113-38169910-2-306023-13-2555-4118546
92740-3935-1451573078695145657833814078-1695459564168147383131207511479654163-385016
-1021-8-1040000001339-366570-25-1314744224972413142120158416
000000000000000000000000119102931279398107946865207
0100777911630121523514491103712847434713161551109
221357-1959-1142106613111811311815724218215827922160175243237156228341264261199236288294297399440362
-4-4-2-4-7-8-12-16-6-10-18-19-13-14-11-24-28-56-26-33-40-32-13-11-11-22-12-10-9-20-22-16-13-20-22
-0.04-0.03-0.110.05-0.04-0.11-0.48-0.43-0.71-0.75-0.76-1.22-2.31-0.62-2.39-3.05-3.291.65-0.14-2.29-0.383.022.330.31-0.430.250.440.08-0.07-0.22-0.34-1.24-1.26-0.68-0.08
-0.04-0.02-0.110.06-0.04-0.1-0.47-0.41-0.7-0.74-0.75-1.2-2.3-0.6-2.37-3.02-3.261.71-0.11-2.26-0.343.052.340.32-0.420.280.450.09-0.06-0.2-0.32-1.22-1.25-0.66-0.06
00000000000000000000000000000000000
-33-42-5-544928738177-159-2-155-62-10455-1280-1500900-900-7-22000-7-5-21-220-130-240250-269
0000-2901-9-6-5544299901845119910400-8493100-201-401-2-152-20-252-277-203
0.0300.06-0.03-0.010.220.270.360.450.630.71.072.180.662.872.763.47-2.69-0.112.140.44-3.59-2.41-0.03-0.2-0.38-0.74-0.740.25-0.20.111.791.91-1.82-0.1
0.060.050.060.030.020.130.190.340.290.810.671.22.180.622.742.363.66-2.640.012.21-0.82-2.68-2.87-0.01-0.2-0.38-0.54-0.330.27-0.010.361.972.47-1.710.47
-5-10000-2-6-7-8-14-19-30-42-48-59-62-63-64-66-430-2600000-2-9-33-46-67-87-99
0.01-0.01000.0100-0-0.1200.05-0.030.030.290.67-0.130.45-0.81-0.190.030.3-0.330.080.5-0.290.14-0.04-0.450.42-0.130.060.851.05-2.060.18
18.19.155.1-24.751.7-123.1198.150.2125.1107.695.898.9143.5227.8170.9134.4250.516533.8142.4202.9205.2143.5217329.9242.1249.4189226.6267.8271.8281.6386.4420.03340.36
00000000000000000000000000000000000

First Ban stock margins

The First Ban margin analysis displays the gross margin, EBIT margin, as well as the profit margin of First Ban. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for First Ban.
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  • Max

Profit margin
Details

Margin

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the First Ban's sales revenue. A higher gross margin percentage indicates that the First Ban retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the First Ban's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the First Ban's total revenue generated. When comparing the revenue margin year over year, investors can gauge the First Ban's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the First Ban. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the First Ban's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

First Ban Margin History

DateFirst Ban Profit margin
2026e37.87 %
2025e34.57 %
2024e33.71 %
202326.28 %
202230.95 %
20210 %
20200 %
20190 %
20180 %
20170 %
20160 %
20150 %
20140 %
20130 %
20120 %
20110 %
20100 %
20090 %
20080 %
20070 %
20060 %
20050 %
20040 %

First Ban Stock Sales Revenue, EBIT, Earnings per Share

The First Ban earnings per share therefore indicates how much revenue First Ban has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue First Ban earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates First Ban's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of First Ban’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating First Ban's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

First Ban Revenue, EBIT and net profit per share

DateFirst Ban Sales per ShareFirst Ban Earnings per Share
2026e5.61 undefined2.13 undefined
2025e5.6 undefined1.93 undefined
2024e5.22 undefined1.76 undefined
20236.51 undefined1.71 undefined
20225.13 undefined1.59 undefined
20210 undefined1.31 undefined
20200 undefined0.46 undefined
20190 undefined0.76 undefined
20180 undefined0.92 undefined
20170 undefined0.3 undefined
20160 undefined0.43 undefined
20150 undefined0.1 undefined
20140 undefined1.87 undefined
20130 undefined-0.8 undefined
20120 undefined0.14 undefined
20110 undefined1.93 undefined
20100 undefined-10.8 undefined
20090 undefined-51.95 undefined
20080 undefined11.24 undefined
20070 undefined4.81 undefined
20060 undefined8.07 undefined
20050 undefined13.51 undefined
20040 undefined24.91 undefined

First Ban business model

First Bancorp is a US-based company that was founded in 1935. It is headquartered in Southern Pines, North Carolina and operates around 100 branches in the states of North Carolina, South Carolina, and Virginia. The company offers a wide range of financial services, including savings accounts, loans, mortgages, debit and credit cards, and wealth management. It focuses on providing personalized assistance to its customers and is committed to innovation and technology. Overall, First Bancorp aims to meet the needs of its customers and provide a high-quality banking experience. First Ban is one of the most popular companies on Eulerpool.com.

First Ban Revenue by Segment

  • Max

Details

Revenue by Segment

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

First Ban Revenue by Segment

Segmente2023
Investments Product Line2.5 M USD
Consumer Retail Banking Segment658.68 M USD
Mortgage Banking90.11 M USD
United States Operations Segment86.12 M USD
Commercial And Corporate Segment75.94 M USD
Virgin Islands Operations Segment30.84 M USD
Treasury And Investments Segment-11.88 M USD

First Ban SWOT Analysis

Strengths

First Bancorp has a strong market presence and brand reputation in the banking industry.

The company has a diversified revenue stream with multiple business lines, including commercial banking, mortgage services, and wealth management.

First Bancorp has a well-established customer base and maintains strong customer relationships.

Weaknesses

The company may face regulatory challenges and compliance issues due to the strict regulations governing the banking industry.

First Bancorp's geographic concentration in specific regions may leave it vulnerable to local economic downturns.

The bank's legacy systems and technology infrastructure may hinder operational efficiency and innovation.

Opportunities

First Bancorp can expand its market share by targeting untapped customer segments or entering new geographic markets.

The company can leverage technological advancements to enhance digital banking services and improve customer experience.

Increasing demand for sustainable and socially responsible banking provides an opportunity for First Bancorp to develop and promote environmentally friendly products.

Threats

Intense competition from other banks and financial institutions may pose a threat to First Bancorp's market share.

Economic downturns or fluctuations in interest rates could impact the company's profitability and loan portfolios.

Potential cybersecurity threats and data breaches could harm First Bancorp's reputation and customer trust.

First Ban Eulerpool Fair Value

Details

Fair Value

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

First Ban historical P/E ratio, EBIT multiple, and P/S ratio

First Ban shares outstanding

The number of shares was First Ban in 2023 — This indicates how many shares 177.18 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

Revenue Per Share

Revenue per share represents the total revenue First Ban earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates First Ban's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of First Ban’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating First Ban's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

First Ban stock splits

In First Ban's history, there have been no stock splits.

First Ban dividend history and estimates

In 2023, First Ban paid a dividend amounting to 0.56 USD. Dividend means that First Ban distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details

Dividend

Dividend Overview

The dividend per year chart for First Ban provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify First Ban’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating First Ban's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

First Ban Dividend History

DateFirst Ban Dividend
2026e0.65 undefined
2025e0.65 undefined
2024e0.65 undefined
20230.56 undefined
20220.46 undefined
20210.31 undefined
20200.2 undefined
20190.14 undefined
20180.03 undefined
20092.1 undefined
20084.2 undefined
20074.2 undefined
20064.2 undefined
20054.2 undefined
20043.6 undefined

First Ban dividend payout ratio

In 2023, First Ban had a payout ratio of 32.03%. The payout ratio indicates the percentage of the company's profits that First Ban distributes as dividends.
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Payout ratio
Details

Payout ratio

What is Yearly Payout Ratio?

The yearly payout ratio for First Ban represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for First Ban could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate First Ban's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

First Ban Payout Ratio History

DateFirst Ban Payout ratio
2026e29.99 %
2025e29.73 %
2024e28.21 %
202332.03 %
202228.95 %
202123.66 %
202043.48 %
201918.42 %
20183.26 %
201732.03 %
201632.03 %
201532.03 %
201432.03 %
201332.03 %
201232.03 %
201132.03 %
201032.03 %
2009-4.04 %
200837.37 %
200787.32 %
200652.04 %
200531.11 %
200414.46 %
Unfortunately, there are currently no price targets and forecasts available for First Ban.

First Ban latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.41 0.46  (11.52 %)2024 Q2
3/31/20240.38 0.44  (16.25 %)2024 Q1
12/31/20230.37 0.49  (33.01 %)2023 Q4
9/30/20230.38 0.46  (19.6 %)2023 Q3
6/30/20230.35 0.38  (7.44 %)2023 Q2
3/31/20230.36 0.39  (9.27 %)2023 Q1
12/31/20220.4 0.4  (-0.1 %)2022 Q4
9/30/20220.4 0.4  (0.68 %)2022 Q3
6/30/20220.35 0.38  (8.11 %)2022 Q2
3/31/20220.35 0.41  (18.53 %)2022 Q1
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Eulerpool ESG Scorecard© for the First Ban stock

Eulerpool World ESG Rating (EESG©)

50/ 100

🌱 Environment

14

👫 Social

68

🏛️ Governance

68

Environment

Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency

Social

Percentage of female employees67
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees85
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees9
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

First Ban shareholders

%
Name
Stocks
Change
Date
6.72249 % Fidelity Management & Research Company LLC11,016,150-148,15912/31/2023
6.16145 % Dimensional Fund Advisors, L.P.10,096,76165,02112/31/2023
5.59776 % State Street Global Advisors (US)9,173,043393,59412/31/2023
5.24111 % AllianceBernstein L.P.8,588,614-372,80312/31/2023
4.68598 % American Century Investment Management, Inc.7,678,913-2,768,85612/31/2023
2.44263 % Geode Capital Management, L.L.C.4,002,737374,53412/31/2023
14.48286 % BlackRock Institutional Trust Company, N.A.23,733,055-889,98512/31/2023
13.38225 % The Vanguard Group, Inc.21,929,487-460,47112/31/2023
1.92256 % Frontier Capital Management Company, LLC3,150,506116,64212/31/2023
1.83329 % JP Morgan Asset Management3,004,21523,17312/31/2023
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First Ban Executives and Management Board

Mr. Aurelio Alman64
First Ban President, Chief Executive Officer, Director (since 1998)
Compensation 3.77 M
Mr. Orlando Berges-Gonzalez65
First Ban Chief Financial Officer, Executive Vice President
Compensation 1.39 M
Ms. Nayda Rivera-Batista49
First Ban Executive Vice President, Chief Risk Officer
Compensation 1.17 M
Mr. Donald Kafka63
First Ban Chief Operating Officer, Executive Vice President
Compensation 1.14 M
Mr. Cassan Pancham62
First Ban Executive Vice President, Business Group Executive
Compensation 988,961
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First Ban Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
SupplierCustomer0,550,65-0,350,540,470,86
SupplierCustomer0,440,75-0,330,31-0,100,76
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Most common questions regarding First Ban

What values and corporate philosophy does First Ban represent?

First Bancorp is a prominent financial institution that upholds strong values and a comprehensive corporate philosophy. With a commitment to excellence, integrity, and customer satisfaction, First Bancorp strives to provide exceptional banking services to its clients. The company's philosophy revolves around responsible financial management and maintaining trustworthy relationships with customers. By prioritizing innovation, personalized solutions, and community development, First Bancorp aims to create long-term value for its shareholders while remaining a reliable partner in the financial industry. With its unwavering dedication to its core values, First Bancorp continues to set new standards in the banking sector.

In which countries and regions is First Ban primarily present?

First Bancorp is primarily present in the United States. As a leading financial holding company, First Bancorp operates through its subsidiary, First Bank. Headquartered in North Carolina, First Bancorp serves customers across several states, including North Carolina, South Carolina, and Virginia. With a strong presence in these regions, First Bancorp offers a wide range of banking and financial services to individuals, businesses, and communities.

What significant milestones has the company First Ban achieved?

First Bancorp has achieved several significant milestones throughout its history. The company has successfully expanded its presence and built a strong reputation in the banking industry. Notably, First Bancorp has experienced consistent growth in its assets, revenue, and customer base. It has also established itself as a trusted financial institution, providing a wide range of banking services including personal and business banking, loans, and investment solutions. With a focus on customer satisfaction and value creation, First Bancorp continues to strive for excellence and remains committed to delivering superior financial services to its clients.

What is the history and background of the company First Ban?

First Bancorp, founded in 1934, is a renowned financial institution based in Southern Pines, North Carolina. With a rich history spanning over 85 years, First Bancorp has emerged as a trusted name in the banking industry. The company's focus lies in providing personalized banking solutions and exceptional customer service to individuals, businesses, and communities they serve. With a diverse range of products and services, First Bancorp offers retail and commercial banking, mortgage lending, wealth management, and more. Their commitment to innovation, prudent financial practices, and community development has solidified First Bancorp's position as a leading financial institution in the region.

Who are the main competitors of First Ban in the market?

The main competitors of First Bancorp in the market include reputable banking institutions such as Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup. These financial players, like First Bancorp, offer a wide range of banking services and compete for market share in the banking industry. First Bancorp, however, has distinguishing qualities that set it apart from its competitors, such as its focus on providing personalized customer service and its commitment to supporting the local communities it serves.

In which industries is First Ban primarily active?

First Bancorp is primarily active in the financial services industry.

What is the business model of First Ban?

The business model of First Bancorp revolves around providing various financial services to individuals, businesses, and organizations. As a bank holding company, First Bancorp operates through its subsidiary, First Bank, offering banking products such as checking and savings accounts, loans, mortgages, credit cards, and investment services. The company focuses on building strong customer relationships, maximizing shareholder value, and promoting community development. First Bancorp aims to meet the financial needs of its customers by providing reliable, personalized, and innovative solutions. Through its diversified offerings and customer-centric approach, First Bancorp strives to establish itself as a leading player in the financial sector.

What is the P/E ratio of First Ban 2024?

The First Ban P/E ratio is 12.99.

What is the P/S ratio of First Ban 2024?

The First Ban P/S ratio is 4.38.

What is the Quality Investing of First Ban?

The Quality Investing for First Ban is 3/10.

What is the revenue of First Ban 2024?

The expected First Ban revenue is 855.98 M USD.

How high is the profit of First Ban 2024?

The expected First Ban profit is 288.54 M USD.

What is the business model of First Ban

First Bancorp is a leading company in the banking and financial services sector. The company is active in the US and Puerto Rico and is headquartered in North Carolina. First Bancorp is a public limited company listed on NASDAQ. The company was founded in 1935 and today has more than 96 branches in the US and Puerto Rico. First Bancorp offers a wide range of financial services including deposits, loans, mortgages, investment advice, asset management, insurance, cash management services, and many more. The products and services of First Bancorp are tailored to the needs of individuals, businesses, and government agencies. Individuals can benefit from the company's products and services by opening an account to securely store their money and use it for daily use. First Bancorp offers different types of accounts such as checking and savings accounts, as well as debit and credit cards. Customers can also benefit from the various ATMs and online banking services offered by the company. In addition, First Bancorp offers a wide range of credit products such as auto, student, mortgage, and unsecured loans. Businesses can benefit from First Bancorp's products and services by opening accounts, financing their operations, and managing their assets. First Bancorp offers businesses various types of accounts and credit products such as checking and savings accounts, loans, leasing, bank guarantees, deposits in trust accounts, and various payment methods. Businesses can also benefit from the cash management services offered by First Bancorp to help them manage their payment flows and cash flows. Government agencies can benefit from First Bancorp's products and services by opening accounts, utilizing financing, and managing their assets. First Bancorp offers government agencies various types of accounts and financing options such as checking and savings accounts, short and long-term financing, advance payments on contracts, and various payment methods. Government agencies can also benefit from the cash management services offered by First Bancorp to help them manage their payment flows and cash flows. First Bancorp also has a subsidiary called First Insurance Services, which offers insurance products for individual and business customers. These products include liability insurance, auto insurance, fire insurance, life insurance, and health insurance. In summary, First Bancorp offers a wide range of products and services for individuals, businesses, and government agencies. The company also has a subsidiary that offers insurance products. First Bancorp has a strong presence in the US and Puerto Rico and has earned a reputation as a reliable and trusted partner for its customers.

What is the First Ban dividend?

First Ban pays a dividend of 0.46 USD distributed over payouts per year.

How often does First Ban pay dividends?

The dividend cannot currently be calculated for First Ban or the company does not pay out a dividend.

What is the First Ban ISIN?

The ISIN of First Ban is PR3186727065.

What is the First Ban WKN?

The WKN of First Ban is A1C9RC.

What is the First Ban ticker?

The ticker of First Ban is FBP.

How much dividend does First Ban pay?

Over the past 12 months, First Ban paid a dividend of 0.56 USD . This corresponds to a dividend yield of about 2.65 %. For the coming 12 months, First Ban is expected to pay a dividend of 0.65 USD.

What is the dividend yield of First Ban?

The current dividend yield of First Ban is 2.65 %.

When does First Ban pay dividends?

First Ban pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of First Ban?

First Ban paid dividends every year for the past 9 years.

What is the dividend of First Ban?

For the upcoming 12 months, dividends amounting to 0.65 USD are expected. This corresponds to a dividend yield of 3.08 %.

In which sector is First Ban located?

First Ban is assigned to the 'Finance' sector.

Wann musste ich die Aktien von First Ban kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of First Ban from 9/13/2024 amounting to 0.16 USD, you needed to have the stock in your portfolio before the ex-date on 8/29/2024.

When did First Ban pay the last dividend?

The last dividend was paid out on 9/13/2024.

What was the dividend of First Ban in the year 2023?

In the year 2023, First Ban distributed 0.46 USD as dividends.

In which currency does First Ban pay out the dividend?

The dividends of First Ban are distributed in USD.

All fundamentals about First Ban

Our stock analysis for First Ban Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First Ban Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.