FinVolution Group Liabilities 2025

FinVolution Group Aktienanalyse

What does FinVolution Group do?

FinVolution Group, formerly known as PPDAI, is a leading fintech company headquartered in China with a global presence. The company was founded in 2007 and started as a peer-to-peer (P2P) platform. Since then, it has evolved into a comprehensive technology company that offers financial and technology solutions to consumers and institutional clients. As a P2P platform, FinVolution enables individuals and small businesses to access quick and easy loans. They offer loans ranging from 1,000 to 300,000 RMB. P2P loans differ from traditional loans in that they are funded directly by investors without the involvement of banks. The Chinese government regulated the P2P market to reduce uncontrolled lending and the shadow banking sector. Due to its quality in risk management and forward-thinking business strategy, FinVolution has established itself in the Chinese P2P industry. In addition, FinVolution also provides B2B services to its institutional clients, including credit risk management services, building IT infrastructure for financial institutions, and investment services for credit unions and closed-end funds. Another division of the company is its consumer insurance platform, where anyone who completes a loan application through the PPDAI app automatically receives monthly insurance for their loan. FinVolution is also a pioneer in online investment services for consumers, who can access innovative digital assets through the company's platform. In addition to traditional investment forms such as stocks and bonds, the company also provides access to alternative assets such as microloans and real estate investments. Therefore, FinVolution offers a comprehensive range of financial products and services for customers. FinVolution has established itself as an innovative fintech company and won numerous awards for excellence in risk management and outstanding customer service during its early years as a P2P platform. Through its advanced and risk-based methods, the company has thrived in the Chinese financial market, even amidst a regulatory environment focused on strengthening the financial sector and increasing consumer protection. Despite fluctuating economic conditions, FinVolution Group has fulfilled its mission of providing simple and innovative financial solutions to individuals and businesses. With its leading position in the digital family and its innovative strength, the company remains a major force in creating a better future for its customers and its industry. FinVolution Group ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Liabilities Details

Assessing FinVolution Group's Liabilities

FinVolution Group's liabilities constitute the company's financial obligations and debts owed to external parties and stakeholders. They are categorized into current liabilities, due within a year, and long-term liabilities, which are due over a longer period. A detailed assessment of these liabilities is crucial for evaluating FinVolution Group's financial stability, operational efficiency, and long-term viability.

Year-to-Year Comparison

By comparing FinVolution Group's liabilities year-over-year, investors can identify trends, shifts, and anomalies in the company’s financial positioning. A decrease in total liabilities often signals financial strengthening, while an increase might indicate enhanced investments, acquisitions, or potential financial strain.

Impact on Investments

FinVolution Group's total liabilities play a significant role in determining the company's leverage and risk profile. Investors and analysts examine this aspect meticulously to ascertain the firm’s ability to meet its financial obligations, which influences investment attractiveness and credit ratings.

Interpreting Liability Fluctuations

Shifts in FinVolution Group’s liability structure indicate changes in its financial management and strategy. A reduction in liabilities reflects efficient financial management or debt payoffs, while an increase may suggest expansion, acquisition activities, or accruing operational expenses, each carrying distinct implications for investors.

Frequently Asked Questions about FinVolution Group stock

What is the level of liabilities of FinVolution Group this year?

FinVolution Group has a debt balance of 7.54 B CNY this year.

What were the liabilities of FinVolution Group compared to the previous year?

The liabilities of FinVolution Group have increased by -16.27% dropped compared to the previous year.

What are the consequences of high debt for investors of FinVolution Group?

High liabilities can pose a risk for investors of FinVolution Group, as they can weaken the company's financial position and impair its ability to meet its obligations.

What consequences do low liabilities have for investors in FinVolution Group?

Low liabilities mean that FinVolution Group has a strong financial position and is able to meet its obligations without overburdening its finances.

How does an increase in liabilities of FinVolution Group affect the company?

An increase in liabilities of FinVolution Group can lead to the company having more obligations and potentially find it more difficult to meet its financial commitments.

How does a reduction in the liabilities of FinVolution Group affect the company?

A decrease in the liabilities of FinVolution Group can lead to the company having fewer obligations and a stronger financial position, which can make it easier for the company to fulfill its financial commitments.

What are some factors that influence the liabilities of FinVolution Group?

Some factors that can influence the liabilities of FinVolution Group include investments, acquisitions, operating costs, and sales development.

Why is the level of liabilities of FinVolution Group so important for investors?

The liabilities of FinVolution Group are important for investors as they serve as an indicator of the company's financial stability and provide investors with information on how the company meets its financial obligations.

What strategic measures can FinVolution Group take to modify the liabilities?

To change its liabilities, FinVolution Group can take measures such as cost savings, increasing revenue, selling assets, raising investments, or forming partnerships. It is important for the company to conduct a thorough review of its financial situation to choose the best strategic actions.

How much dividend does FinVolution Group pay?

Over the past 12 months, FinVolution Group paid a dividend of 0.22 CNY . This corresponds to a dividend yield of about 0.38 %. For the coming 12 months, FinVolution Group is expected to pay a dividend of 0.25 CNY.

What is the dividend yield of FinVolution Group?

The current dividend yield of FinVolution Group is 0.38 %.

When does FinVolution Group pay dividends?

FinVolution Group pays a quarterly dividend. This is distributed in the months of May, May, May, May.

How secure is the dividend of FinVolution Group?

FinVolution Group paid dividends every year for the past 8 years.

What is the dividend of FinVolution Group?

For the upcoming 12 months, dividends amounting to 0.25 CNY are expected. This corresponds to a dividend yield of 0.44 %.

In which sector is FinVolution Group located?

FinVolution Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von FinVolution Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of FinVolution Group from 5/7/2024 amounting to 0.237 CNY, you needed to have the stock in your portfolio before the ex-date on 4/15/2024.

When did FinVolution Group pay the last dividend?

The last dividend was paid out on 5/7/2024.

What was the dividend of FinVolution Group in the year 2024?

In the year 2024, FinVolution Group distributed 0.215 CNY as dividends.

In which currency does FinVolution Group pay out the dividend?

The dividends of FinVolution Group are distributed in CNY.