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Overview
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FinVolution Group Company

FINV
US31810T1016
A2PWCC

Price

44.00
Today +/-
+0.12
Today %
+2.15 %
P

FinVolution Group stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the FinVolution Group stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the FinVolution Group stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the FinVolution Group stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze FinVolution Group's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

FinVolution Group Stock Price History

DateFinVolution Group Price
10/24/202444.00 undefined
10/23/202443.07 undefined
10/22/202444.74 undefined
10/21/202443.08 undefined
10/18/202442.90 undefined
10/17/202440.89 undefined
10/16/202441.58 undefined
10/15/202441.22 undefined
10/14/202443.74 undefined
10/11/202444.66 undefined
10/10/202443.45 undefined
10/9/202444.44 undefined
10/8/202445.41 undefined
10/7/202447.37 undefined
10/4/202449.76 undefined
10/3/202447.94 undefined
10/2/202447.87 undefined
10/1/202444.71 undefined
9/30/202443.37 undefined
9/27/202442.21 undefined
9/26/202441.50 undefined
9/25/202439.88 undefined

FinVolution Group Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into FinVolution Group, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by FinVolution Group from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects FinVolution Group’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of FinVolution Group. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into FinVolution Group’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing FinVolution Group’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on FinVolution Group’s growth potential.

FinVolution Group Revenue, EBIT and net profit per share

DateFinVolution Group RevenueFinVolution Group EBITFinVolution Group Net Income
2026e15.83 B undefined3.2 B undefined15.27 B undefined
2025e14.63 B undefined2.92 B undefined14.02 B undefined
2024e13.5 B undefined2.6 B undefined12.45 B undefined
202312.55 B undefined6.81 B undefined2.34 B undefined
202211.13 B undefined5.71 B undefined2.27 B undefined
20219.47 B undefined4.58 B undefined2.51 B undefined
20207.56 B undefined4.32 B undefined1.97 B undefined
20195.96 B undefined2.65 B undefined2.37 B undefined
20184.35 B undefined1.85 B undefined2.47 B undefined
20173.88 B undefined1.53 B undefined-1.99 B undefined
20161.22 B undefined236 M undefined-61 M undefined
2015196 M undefined-145 M undefined-181 M undefined

FinVolution Group Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
2015201620172018201920202021202220232024e2025e2026e
0.21.223.884.355.967.569.4711.1312.5513.514.6315.83
-520.41219.1612.1137.0526.8325.2117.5712.697.598.368.21
48.9868.0974.8877.3479.7482.4780.5581.7083.17---
0.10.832.913.374.766.247.639.110.44000
-0.150.241.531.852.654.324.585.716.812.62.923.2
-73.9819.4139.4042.4544.3757.0748.3451.2854.2419.2719.9620.22
-0.18-0.06-1.992.472.371.972.512.272.3412.4514.0215.27
--66.303,162.30-224.07-3.89-16.8627.17-9.693.27431.9712.598.98
------------
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1.51.50.781.61.551.491.481.451.4000
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Details

Keystats

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Revenue and Growth

The FinVolution Group Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the FinVolution Group is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (B)OTHER REC. (B)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (M)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
201520162017201820192020202120222023
                 
0.090.411.891.622.332.634.423.644.97
0.060.010.020.810.880.861.892.222.21
0.120.291.162.073.651.120.931.671.76
000000000
0.020.090.140.21.391.051.92.973.38
0.280.83.24.698.255.679.1410.4912.32
2038108144230149162334179.04
0.030.261.971.861.072.922.184.514.1
0.090.040.682.454.832.361.982.141.13
0064696499999998.69
0050505050505050.41
0.290.842.523.83.823.644.533.763.42
0.431.175.48.3710.069.21910.898.98
0.711.978.613.0618.314.8818.1421.3821.29
                 
0.591.210000000
005.955.95.645.665.75.695.75
-0.29-0.35-2.340.32.283.115.37.29.12
-25-85155870-5-175280.01
000000000
0.270.773.626.2688.7710.9812.9414.95
0.180.421.110.910.690.10.0800
0.060.170.340.380.490.720.861.321.16
0.160.562.344.054.910.160.20.140.21
20160252350005.76
000000000
0.411.163.795.356.320.981.141.451.37
000000000
0016100199104138232340.61
0.060.211.121.713.775.376.157.265.71
0.060.211.131.813.975.486.297.496.05
0.471.384.927.1610.296.457.438.947.42
0.742.158.5413.4118.2915.2218.4121.8822.37
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of FinVolution Group provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand FinVolution Group's financial health and stability.

Assets

FinVolution Group's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that FinVolution Group must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of FinVolution Group after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into FinVolution Group's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (B)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
201520162017201820192020202120222023
-0.070.51.082.472.371.972.52.280
3122242575137230
-14-16-965691166-265-3690
-0.040.30.39-0.38-2.350.41-1.13-1.61.41
-71-264574-252-348-350-413250
0055895268161830
002161801453675749630
-0.190.531.861.89-0.222.210.630.271.41
-17-29-90-88-48-32-55-520
-0.13-0.66-2.5-1.45-0.831.041.99-1.551.41
-0.11-0.63-2.4-1.36-0.781.072.05-1.51.41
000000000
20-20023210-235000
0.2901.65-0.49-0.02-0.370.01-0.330
0.340.442.130.531.75-3.09-0.24-0.8-2.56
0.030.460.490.991.95-2.220.07-0.09-2.56
0000-390-263-317-3720
0.020.311.491.010.720.112.38-2.010.29
-209.4504.21,773.61,796.3-264.22,174.9574.92161,413.42
000000000

FinVolution Group stock margins

The FinVolution Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of FinVolution Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for FinVolution Group.

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Gross margin
EBIT margin
Profit margin
Details

Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the FinVolution Group's sales revenue. A higher gross margin percentage indicates that the FinVolution Group retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the FinVolution Group's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the FinVolution Group's total revenue generated. When comparing the revenue margin year over year, investors can gauge the FinVolution Group's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the FinVolution Group. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the FinVolution Group's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

FinVolution Group Margin History

FinVolution Group Gross marginFinVolution Group Profit marginFinVolution Group EBIT marginFinVolution Group Profit margin
2026e83.17 %20.22 %96.49 %
2025e83.17 %19.96 %95.82 %
2024e83.17 %19.27 %92.22 %
202383.17 %54.25 %18.66 %
202281.7 %51.28 %20.35 %
202180.55 %48.34 %26.49 %
202082.47 %57.07 %26.09 %
201979.74 %44.37 %39.8 %
201877.34 %42.45 %56.75 %
201774.88 %39.4 %-51.28 %
201668.09 %19.41 %-5.02 %
201548.98 %-73.98 %-92.35 %

FinVolution Group Stock Sales Revenue, EBIT, Earnings per Share

The FinVolution Group earnings per share therefore indicates how much revenue FinVolution Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue FinVolution Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates FinVolution Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of FinVolution Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating FinVolution Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

FinVolution Group Revenue, EBIT and net profit per share

DateFinVolution Group Sales per ShareFinVolution Group EBIT per shareFinVolution Group Earnings per Share
2026e12.18 undefined0 undefined11.76 undefined
2025e11.26 undefined0 undefined10.79 undefined
2024e10.39 undefined0 undefined9.58 undefined
20238.94 undefined4.85 undefined1.67 undefined
20227.66 undefined3.93 undefined1.56 undefined
20216.39 undefined3.09 undefined1.69 undefined
20205.07 undefined2.89 undefined1.32 undefined
20193.84 undefined1.7 undefined1.53 undefined
20182.72 undefined1.15 undefined1.54 undefined
20174.98 undefined1.96 undefined-2.55 undefined
20160.81 undefined0.16 undefined-0.04 undefined
20150.13 undefined-0.1 undefined-0.12 undefined

FinVolution Group business model

FinVolution Group, formerly known as PPDAI, is a leading fintech company headquartered in China with a global presence. The company was founded in 2007 and started as a peer-to-peer (P2P) platform. Since then, it has evolved into a comprehensive technology company that offers financial and technology solutions to consumers and institutional clients. As a P2P platform, FinVolution enables individuals and small businesses to access quick and easy loans. They offer loans ranging from 1,000 to 300,000 RMB. P2P loans differ from traditional loans in that they are funded directly by investors without the involvement of banks. The Chinese government regulated the P2P market to reduce uncontrolled lending and the shadow banking sector. Due to its quality in risk management and forward-thinking business strategy, FinVolution has established itself in the Chinese P2P industry. In addition, FinVolution also provides B2B services to its institutional clients, including credit risk management services, building IT infrastructure for financial institutions, and investment services for credit unions and closed-end funds. Another division of the company is its consumer insurance platform, where anyone who completes a loan application through the PPDAI app automatically receives monthly insurance for their loan. FinVolution is also a pioneer in online investment services for consumers, who can access innovative digital assets through the company's platform. In addition to traditional investment forms such as stocks and bonds, the company also provides access to alternative assets such as microloans and real estate investments. Therefore, FinVolution offers a comprehensive range of financial products and services for customers. FinVolution has established itself as an innovative fintech company and won numerous awards for excellence in risk management and outstanding customer service during its early years as a P2P platform. Through its advanced and risk-based methods, the company has thrived in the Chinese financial market, even amidst a regulatory environment focused on strengthening the financial sector and increasing consumer protection. Despite fluctuating economic conditions, FinVolution Group has fulfilled its mission of providing simple and innovative financial solutions to individuals and businesses. With its leading position in the digital family and its innovative strength, the company remains a major force in creating a better future for its customers and its industry. FinVolution Group is one of the most popular companies on Eulerpool.com.

FinVolution Group Revenue by Region

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Details

Revenue by Segment

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Overview of Revenue by Region

The chart shows revenues by region and provides a clear comparison of regional revenue distribution. Each region is clearly marked to illustrate the differences.

Interpretation and Usage

The diagram helps to identify the regions with the highest revenue and to make targeted decisions for regional expansion or investments. It supports the analysis of market potentials and strategic priorities.

Investment Strategy

An investment strategy focused on regions concentrates on the deliberate capital allocation in different markets to optimally use regional growth opportunities. It takes into account market conditions and regional risk factors.

FinVolution Group Revenue by Segment

DateCHINAINDONESIAOthers
202310.41 B CNY1.89 B CNY251.29 M CNY

FinVolution Group SWOT Analysis

Strengths

FinVolution Group has several strengths that contribute to its success. Firstly, the company has a strong technological infrastructure, allowing it to provide efficient and reliable financial services. This allows for seamless user experiences and enhances customer satisfaction.

Secondly, FinVolution Group benefits from a large and diverse customer base. This provides the company with a steady stream of revenue and opportunities for cross-selling and upselling of its products and services.

Weaknesses

However, FinVolution Group also faces certain weaknesses that should be addressed. One of the key weaknesses is its heavy reliance on technology. While this is a strength, any disruptions to the technology infrastructure could severely impact the company's operations and reputation. It is essential for the company to have robust backup systems and security measures in place.

Another weakness is the company's limited geographical presence. Currently, FinVolution Group operates primarily in China, which exposes it to country-specific risks such as regulatory changes or economic downturns. Expanding into new markets could help diversify this risk.

Opportunities

FinVolution Group has several opportunities it can capitalize on. Firstly, the company can leverage its technological expertise to develop innovative financial products and services. This can give it a competitive edge and attract new customers.

Additionally, there is a growing demand for online financial services globally. By expanding into new markets, such as Southeast Asia or Europe, FinVolution Group can tap into this demand and increase its market share.

Threats

Despite its strengths and opportunities, FinVolution Group also faces threats that must be considered. One of the main threats is the intense competition within the financial technology industry. The company needs to constantly innovate and differentiate itself to stay ahead. Failure to do so could result in a loss of market share or customer base.

Another threat is the potential for regulatory changes. As the financial industry is highly regulated, any new regulations or restrictions could impact FinVolution Group's operations and profitability. Staying updated with regulatory changes and maintaining compliance is crucial for the company's long-term success.

FinVolution Group Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

FinVolution Group historical P/E ratio, EBIT multiple, and P/S ratio

FinVolution Group shares outstanding

The number of shares was FinVolution Group in 2023 — This indicates how many shares 1.403 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue FinVolution Group earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates FinVolution Group's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of FinVolution Group’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating FinVolution Group's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

FinVolution Group dividend history and estimates

In 2023, FinVolution Group paid a dividend amounting to 0.22 CNY. Dividend means that FinVolution Group distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for FinVolution Group provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify FinVolution Group’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating FinVolution Group's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

FinVolution Group Dividend History

DateFinVolution Group Dividend
2026e0.25 undefined
2025e0.25 undefined
2024e0.25 undefined
20230.22 undefined
20220.21 undefined
20210.17 undefined
20200.12 undefined
20190.19 undefined

FinVolution Group dividend payout ratio

In 2023, FinVolution Group had a payout ratio of 10.76%. The payout ratio indicates the percentage of the company's profits that FinVolution Group distributes as dividends.

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Payout ratio
Details

Payout ratio

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What is Yearly Payout Ratio?

The yearly payout ratio for FinVolution Group represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for FinVolution Group could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate FinVolution Group's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

FinVolution Group Payout Ratio History

DateFinVolution Group Payout ratio
2026e11.28 %
2025e11.74 %
2024e11.32 %
202310.76 %
202213.14 %
202110.06 %
20209.09 %
201912.42 %
201810.76 %
201710.76 %
201610.76 %
201510.76 %
Unfortunately, there are currently no price targets and forecasts available for FinVolution Group.

FinVolution Group latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
3/31/20240 2.09  (0 %)2024 Q1
9/30/20230 2.15  (0 %)2023 Q3
3/31/20200.63 1.36  (115.53 %)2020 Q1
12/31/20191.35 1.32  (-2.03 %)2019 Q4
9/30/20191.86 1.89  (1.62 %)2019 Q3
6/30/20191.71 2.11  (22.96 %)2019 Q2
3/31/20191.62 2.26  (39.63 %)2019 Q1
12/31/20181.6 2.4  (50.06 %)2018 Q4
9/30/20181.33 1.92  (44.8 %)2018 Q3
6/30/20181.47 1.87  (27.31 %)2018 Q2
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Eulerpool ESG Scorecard© for the FinVolution Group stock

Eulerpool World ESG Rating (EESG©)

68/ 100

🌱 Environment

71

👫 Social

99

🏛️ Governance

33

Environment

Scope 1 - Direct Emissions
102
Scope 2 - Indirect emissions from purchased energy
1,468.8
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
1,570.8
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
✅

Social

Percentage of female employees41.745
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

FinVolution Group shareholders

%
Name
Stocks
Change
Date
1.26947 % Susquehanna International Group, LLP16,493,362012/31/2023
0.82614 % Sun Hung Kai & Co Ltd10,733,483591,32412/31/2023
0.68887 % Allspring Global Investments, LLC8,949,972-496,0713/31/2024
0.45716 % Gu (Shaofeng)5,939,5421,059,4463/31/2023
0.45556 % The Vanguard Group, Inc.5,918,770-57,68412/31/2023
0.42830 % Seahawk China Dynamic Fund5,564,652-7,455,9907/31/2023
0.36256 % BIT Capital GmbH4,710,520-1,152,87112/31/2023
0.34513 % Zhang (Jun)4,483,989-148,63712/31/2023
0.30317 % Causeway Capital Management LLC3,938,932-3,964,98812/31/2023
0.27151 % BofA Global Research (US)3,527,50956612/31/2023
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5
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FinVolution Group Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
KAISA JiaYun Technology A Stock
KAISA JiaYun Technology A
SupplierCustomer-0,56-0,290,090,510,60-0,60
1

Most common questions regarding FinVolution Group

What values and corporate philosophy does FinVolution Group represent?

FinVolution Group represents values of integrity, innovation, and excellence in the industry. The company's corporate philosophy revolves around empowering individuals and businesses through inclusive finance solutions. By leveraging advanced technology and data analytics, FinVolution Group aims to provide personalized financial services, foster financial inclusion, and support the growth and stability of the financial ecosystem. With a customer-centric approach, the company strives to optimize financial operations, enhance risk management, and drive sustainable development. As a leading fintech platform, FinVolution Group focuses on delivering accessible and transparent financial services to its customers, promoting financial literacy, and facilitating economic growth and prosperity.

In which countries and regions is FinVolution Group primarily present?

FinVolution Group is primarily present in China.

What significant milestones has the company FinVolution Group achieved?

FinVolution Group has achieved several significant milestones. The company successfully completed its initial public offering (IPO) on the New York Stock Exchange in November 2018. In 2019, FinVolution Group surpassed its cumulative registered user base of 100 million. The company expanded its business scope by launching new financial products and services to cater to evolving customer needs. In 2020, FinVolution Group was ranked among the top three fintech companies globally by the Hurun Research Institute. The company continues to drive innovation in the fintech industry, aiming to provide convenient and inclusive financial services to a wide range of customers.

What is the history and background of the company FinVolution Group?

FinVolution Group, founded in 2007, is a leading financial technology platform in China. Initially known as PPDAI Group, it first offered online consumer finance services. In 2018, the company rebranded to FinVolution Group to encompass a broader scope of inclusive financial services. The company leverages advanced technology and data analytics to connect borrowers and investors efficiently on its platform. With a strong emphasis on risk management, FinVolution Group provides tailored financial solutions and a seamless user experience. Through its dedication to innovation and customer satisfaction, FinVolution Group has become a trusted name in the fintech industry in China.

Who are the main competitors of FinVolution Group in the market?

The main competitors of FinVolution Group in the market include other fintech companies such as Ant Financial, WeBank, and JD Finance. These companies are also engaged in providing online consumer finance services, digital lending, and other financial products. FinVolution Group competes with these companies by offering a range of innovative financial solutions, leveraging advanced technology, and maintaining a strong customer base. By constant strategic evaluation and unique value proposition, FinVolution Group aims to differentiate itself from its competitors and sustain growth in the highly competitive fintech industry.

In which industries is FinVolution Group primarily active?

FinVolution Group is primarily active in the financial technology (fintech) industry.

What is the business model of FinVolution Group?

The business model of FinVolution Group focuses on providing inclusive financial services through its online consumer finance platform. As a leading fintech company in China, FinVolution Group connects borrowers with a wide range of loan products offered by its funding partners. Through advanced technology and big data analysis, the company assesses borrowers' creditworthiness and facilitates fast and convenient loan application processes. Leveraging its extensive experience in risk management and innovation, FinVolution Group aims to address the financial needs of underserved individual borrowers, supporting financial inclusion and facilitating better economic opportunities.

What is the P/E ratio of FinVolution Group 2024?

The FinVolution Group P/E ratio is 4.96.

What is the P/S ratio of FinVolution Group 2024?

The FinVolution Group P/S ratio is 4.57.

What is the Quality Investing of FinVolution Group?

The Quality Investing for FinVolution Group is 6/10.

What is the revenue of FinVolution Group 2024?

The expected FinVolution Group revenue is 13.5 B CNY.

How high is the profit of FinVolution Group 2024?

The expected FinVolution Group profit is 12.45 B CNY.

What is the business model of FinVolution Group

FinVolution Group is an innovative FinTech company that was founded in China in 2007 and is now one of the country's largest online financial services companies. The company specializes in microloans and online lending, offering various financial services ranging from consumer loans to insurance and asset management. The core business of FinVolution Group is peer-to-peer (P2P) lending, where loans are made from individuals to other individuals. FinVolution Group is a leader in this field and operates not only its own platforms but also cooperates with other P2P platforms in China. The company has developed strict credit guidelines and algorithms to minimize the risk of loan defaults. This has led to a high success rate and low default rates, attracting investors looking to diversify their portfolios. FinVolution Group has also established an online consumer credit platform called Weidai, which allows customers to quickly and easily apply for loans. The platform uses artificial intelligence and machine learning to process loan applications quickly and assess creditworthiness. This allows the company to make faster decisions and provide loan disbursements within minutes. Weidai also offers installment options and more flexible repayment terms. In recent years, FinVolution Group has also expanded its business to the insurance sector. The company has set up an online platform called Tanlaobai China Insurance, which allows consumers to compare and purchase insurance products. The company specializes in car insurance and travel insurance, offering a wide range of products that meet the specific needs of its customers. Additionally, FinVolution Group has also established an asset management unit called Jiexiao Wealth, which allows customers to store and manage their assets online. The company offers various investment strategies and portfolio options tailored to the individual needs of customers. The asset management unit also uses machine learning and artificial intelligence to optimize portfolios and make investment decisions. FinVolution Group is a rapidly growing and evolving company. It has a strong presence in the Chinese market and has begun expanding into other countries such as Vietnam and Indonesia in recent years. The company has also built a strong partnership with JD.com, one of the largest e-commerce companies in China, to better market its products and services. With its comprehensive range of financial services, innovative technology, and strong market position, FinVolution Group has the potential to become one of the leading FinTech companies worldwide in the future.

What is the FinVolution Group dividend?

FinVolution Group pays a dividend of 0.21 CNY distributed over payouts per year.

How often does FinVolution Group pay dividends?

The dividend cannot currently be calculated for FinVolution Group or the company does not pay out a dividend.

What is the FinVolution Group ISIN?

The ISIN of FinVolution Group is US31810T1016.

What is the FinVolution Group WKN?

The WKN of FinVolution Group is A2PWCC.

What is the FinVolution Group ticker?

The ticker of FinVolution Group is FINV.

How much dividend does FinVolution Group pay?

Over the past 12 months, FinVolution Group paid a dividend of 0.22 CNY . This corresponds to a dividend yield of about 0.49 %. For the coming 12 months, FinVolution Group is expected to pay a dividend of 0.25 CNY.

What is the dividend yield of FinVolution Group?

The current dividend yield of FinVolution Group is 0.49 %.

When does FinVolution Group pay dividends?

FinVolution Group pays a quarterly dividend. This is distributed in the months of May, May, May, May.

How secure is the dividend of FinVolution Group?

FinVolution Group paid dividends every year for the past 8 years.

What is the dividend of FinVolution Group?

For the upcoming 12 months, dividends amounting to 0.25 CNY are expected. This corresponds to a dividend yield of 0.58 %.

In which sector is FinVolution Group located?

FinVolution Group is assigned to the 'Finance' sector.

Wann musste ich die Aktien von FinVolution Group kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of FinVolution Group from 5/7/2024 amounting to 0.237 CNY, you needed to have the stock in your portfolio before the ex-date on 4/15/2024.

When did FinVolution Group pay the last dividend?

The last dividend was paid out on 5/7/2024.

What was the dividend of FinVolution Group in the year 2023?

In the year 2023, FinVolution Group distributed 0.205 CNY as dividends.

In which currency does FinVolution Group pay out the dividend?

The dividends of FinVolution Group are distributed in CNY.

All fundamentals about FinVolution Group

Our stock analysis for FinVolution Group Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of FinVolution Group Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.