Own the gold standard ✨ in financial data & analytics
fair value · 20 million securities worldwide · 50 year history · 10 year estimates · leading business news

Subscribe for $2
Overview
Profile

EZCORP stock

EZPW
US3023011063
882641

Price

11.21
Today +/-
+0.35
Today %
+3.54 %
P

EZCORP stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the EZCORP stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the EZCORP stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the EZCORP stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze EZCORP's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

EZCORP Stock Price History

DateEZCORP Price
9/30/202411.21 undefined
9/27/202410.82 undefined
9/26/202410.68 undefined
9/25/202410.64 undefined
9/24/202410.73 undefined
9/23/202411.02 undefined
9/20/202410.77 undefined
9/19/202410.85 undefined
9/18/202410.91 undefined
9/17/202411.17 undefined
9/16/202410.80 undefined
9/13/202411.00 undefined
9/12/202410.97 undefined
9/11/202410.88 undefined
9/10/202411.10 undefined
9/9/202411.19 undefined
9/6/202411.53 undefined
9/5/202411.87 undefined
9/4/202411.89 undefined
9/3/202411.91 undefined

EZCORP Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into EZCORP, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by EZCORP from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects EZCORP’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of EZCORP. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into EZCORP’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing EZCORP’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on EZCORP’s growth potential.

EZCORP Revenue, EBIT and net profit per share

DateEZCORP RevenueEZCORP EBITEZCORP Net Income
2028e1.47 B undefined0 undefined82.64 M undefined
2027e1.39 B undefined0 undefined75.94 M undefined
2026e1.32 B undefined0 undefined77.05 M undefined
2025e1.26 B undefined105.84 M undefined69.51 M undefined
2024e1.18 B undefined109.66 M undefined63.09 M undefined
20231.05 B undefined94.1 M undefined38.5 M undefined
2022886.2 M undefined76.6 M undefined50.2 M undefined
2021729.6 M undefined32.3 M undefined8.6 M undefined
2020822.8 M undefined27.5 M undefined-68.5 M undefined
2019847.2 M undefined51.4 M undefined2.5 M undefined
2018812.2 M undefined67.6 M undefined37.3 M undefined
2017748 M undefined53.4 M undefined31.4 M undefined
2016730.5 M undefined32.2 M undefined-80.7 M undefined
2015720 M undefined4.2 M undefined-89.2 M undefined
2014745.8 M undefined19 M undefined-67.7 M undefined
2013970.2 M undefined129.1 M undefined22.3 M undefined
2012960.7 M undefined195.4 M undefined136.8 M undefined
2011852.8 M undefined175.7 M undefined122.2 M undefined
2010733 M undefined143.4 M undefined97.3 M undefined
2009597.5 M undefined100.5 M undefined68.5 M undefined
2008457.4 M undefined74.6 M undefined52.4 M undefined
2007372.2 M undefined55.5 M undefined37.9 M undefined
2006315.9 M undefined43 M undefined29.3 M undefined
2005254.2 M undefined22.2 M undefined14.8 M undefined
2004227.8 M undefined14.3 M undefined9.1 M undefined

EZCORP Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (M)EBIT MARGIN (%)NET INCOME (M)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
198919901991199219931994199519961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e2027e2028e
0.010.010.020.050.110.170.190.170.180.20.230.20.190.20.210.230.250.320.370.460.60.730.850.960.970.750.720.730.750.810.850.820.730.891.051.181.261.321.391.47
-120.00109.09121.74109.8056.0713.17-8.474.059.4417.77-15.09-5.585.385.1010.1911.8924.0218.1022.8530.6322.7816.2312.681.04-23.20-3.361.392.478.564.31-2.95-11.3121.5418.4012.306.625.415.295.60
40.0054.5560.8760.7856.0747.3140.2148.5552.7852.2850.8655.3357.5357.1458.2561.2364.1760.6360.4861.2760.1360.9861.7461.9862.0656.5155.9758.6358.1659.2458.3254.6261.5959.5958.06-----
261431607976849510311810910711212013916319122528035944752659560242140342843548149444944952860900000
002384-207141612-578914224355741001431751951291943253675127327694109105000
--8.705.887.482.40-10.584.057.788.125.17-2.543.764.084.376.178.6613.6514.7816.1916.7519.5120.5420.3113.302.550.564.387.098.256.023.284.398.588.969.258.36---
001261-153895-32020914293752689712213622-67-89-8031372-68850386369777582
---100.00200.00-83.33-1,600.00-120.00166.6712.50-44.44-740.00----55.56107.1427.5940.5430.7742.6525.7711.48-83.82-404.5532.84-10.11-138.7519.35-94.59-3,500.00-111.76525.00-24.0065.799.5211.59-2.609.33
7.67.715.526.632.935.935.93636363636.136.336.937.739.440.742.343.243.348.149.650.451.153.754.154.454.454.457.95655.355.982.480.900000
----------------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The EZCORP Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the EZCORP is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (M)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (M)NON-CURRENT ASSETS (M)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (k)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (M)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (M)LIABILITIES (M)PROVISIONS (M)OTHER SHORT-TERM LIAB. (M)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (M)LONG-T. LIAB. (M)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (M)DEBT (M)TOTAL CAPITAL (B)
1990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                                   
0.219.4515.46.34.61.40.81.32.93.12.21.52.52.54.229.922.527.444.825.92448.529.155.370.465.7164.4285.3157.6304.5253.7206220.6
1.225.28.29.411.510.313.114.816.78.68.89.39.710.212.812.616.118.224.329.126.529.430.43130.931.131.53131.827.638.741.969.4
4.5718.62837.84434.642.950.555.65248.451.951.956.354.552.865.683111.7135.1166.7232.7256.6296.2202.1211.8201.9232.6206.2146.6192.2227.9250.8
3.5719.938.463.141.635.839.34458.235.734.232.129.830.630.335.637.943.26471.590.4109.2145.2138.2124.1140.2154.4167179.495.9111151.6166.5
0.30.71.53.82.35.65.13.95.15.611.19.68.39.91212.511.115.12032.640.648.761.658.7114.283.733.328.833.530.818.615.416.612.5
9.736.150.293.8118.9107.387.2100115.7139110.5103.2103.1103.8111.6114.3142157.2191.8277.4302.2356.3481.4520634.9511.2482.1581749.4605.8593.2611644719.8
2.8512.121.433.936.634.332.643.760.661.14532.225.425.82729.433.840.151.262.378.5108.1116.3105.973.958.55873.667.4240.8254.8278.3304.7
0000000010.913.21413.814.414.716.117.319.335.738.438.9101.4120.3126.197.191.856.237.143.349.534.532.537.76247.2
00000000333.21.61.51.51.500000006265.585041.128.43.21.11.11.21.20
1.41.33.23.62.90.50.400000000000.92.32.11517.438.160.450.930.830.732.454.96858.662.156.858.2
2.83.110.917.517.213.613.112.513.613.912.211.711.10000.816.224.4100.7117.3173.2374.7433.3346.6251.6254254.8299.2300.5257.6285.8286.8302.4
0.20.30.611.26.75.3634.32.73.33.68.39.26.96.47.311.622.38.310.827.740.495.5265.179.726.611.86.413.214.518.635.5
7.29.726.843.555.257.453.151.174.29593.275.462.849.952.651.255.993.9116.8215.2304.3400.2736.7813775.7677.6501.1443.5492.2477.9603.8656.1703.7748
0.020.050.080.140.170.160.140.150.190.230.20.180.170.150.160.170.20.250.310.490.610.761.221.331.411.190.981.021.241.081.21.271.351.47
                                                                   
0100100100100100100100100100100100100100100400400400400500500500500500500500500500500600600600600500
9.739.465.6114.1114.2114.2114.3114.3113.7113.7113.8113.9114114.9116.7118124.6131.1135.9217.2225.4242.4268.6320.5332.3310318.7348.5397.9407.6398.5403.3345.3346.2
-0.30.83.79.911.6-4.2-0.77.816.821.7-11.2-11.7-9.5-9.2014.74481.8134.2202.6299.9422.1565.8581.2509.6400.6319.8351.7386.6389.2318.2326.8402431.1
0-0.3-0.2-0.1-0.8-0.7-0.7-0.700.1-0.1-0.30-0.300.51.22.62.6-4.6-6.4-0.7-0.1-6.4-10.1-43.4-44.1-38.4-42.4-52.4-68.1-58.4-55.7-32.1
0000000000000000000000000000000000
9.44069.2124125.1109.4113121.5130.6135.6102.6102104.6105.5116.8133.6170.2215.9273.1415.7519.4664.3834.8895.8832.3667.7594.9662.3742.6745649.2672.3692.2745.7
11.12.646.32.31.10.93.34.73.61.62.21.914.91922.66.25.76.59.19.964.12230.3109.984.361.5587819.122.524.123
0.30.20007.87.16.85.66.48.48.19.49.200018.322.826.739.743.1052.356.60000098.599.997.6100.7
0.51.22.85.75.52.12.82.72.22.442.32.21.83.72.31.97.93.55.410.611.322.138.324.897.810.7119.312.914.632.831.133.5
2000000000000000000000000000000000
0.30.40.30.20.30.20.200022.115.92.90000001010021.73136.5000192.70.20.20034.8
4.12.95.79.912.112.411.210.411.113.538.127.916.712.918.621.324.532.43248.669.464.3107.9143.6148.2207.79572.526091.1132.4155.2152.8192
332.13.536.842.916.219.148.183.15944.239.331257000251517.5199.8216.3392.1187.5245.9284.8226.7238.4251264.2313.1327.6
0000000001.73.61.21.2000000008.37.9000008.820.53.70.40.4
000000000.20.10.43.34.24.343.63.22.93.73.22.52.113.929.815.2122.148.17.16.97.3163.9171.7189.4202
332.13.536.842.916.219.148.384.96348.744.735.32910.63.22.93.728.217.527.9221.6246.1407.3309.6294291.9242.4247.7415.4439.6502.9530
7.15.97.813.448.955.327.429.559.498.4101.176.661.448.247.631.927.735.335.776.886.992.2329.5389.7555.5517.3389364.4502.4338.8547.8594.8655.7722
0.020.050.080.140.170.160.140.150.190.230.20.180.170.150.160.170.20.250.310.490.610.761.161.291.391.190.981.031.251.081.21.271.351.47
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of EZCORP provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand EZCORP's financial health and stability.

Assets

EZCORP's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that EZCORP must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of EZCORP after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into EZCORP's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (M)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (M)PAID INTEREST (M)PAID TAXES (M)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (M)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (M)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (M)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
19891990199119921993199419951996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
001261-153895-32020914293752689712214121-72-91-8829361-6885038
000124777791010108788912121418253438372823252830303232
00002-301011101-7-203-2-52-1131-14-6-392671-834-12
0233-20-18910-5-7-1671024303-5-89-10-27-12-50-110-22-817-16-50-77-58
0000007000024021175151289225991711771161938641065862111
000001321137743100001010001618981288811
000010405520003591218353250550000081311931511
0258-9-1582210100111116152731435362801241531391207479645089103494666101
0-1-2-7-10-15-10-5-5-18-25-18-4-2-2-8-9-11-13-18-19-25-34-45-46-23-24-9-25-40-38-28-23-31-40
-11-7-13-47-30-25-151-13-39-33-880-3-21-13-15-62-58-73-137-141-214-155-80-676-13-134-27109-84-113-110
-10-5-11-40-19-10-57-8-20-7101220-13-3-4-49-40-53-111-107-169-108-57-431611-9311138-61-81-70
00000000000000000000000000000000000
93-2-11336-2622935-2-20-17-11-6-18-7004-10-710635-83-1-4754167-1950-15049
2029264800000000000052163300130-11000-50-2-17
123272549326-2622834-2-20-17-11-6-17-1219-6-139023322-6353167-198-6-16-223
00000000000000000000-10-9-16-111024-400-3-100-8
00000000000000000000000000000000000
1-119-1410-9-1-300100010125-7417-18-115-10263691121-123150-49-4914
-0.40.93.20.5-20.4-31-2.616.34.9-8-25.2-7.57.414.912.819.222.532.139.744.161.399119.293.373.851.755.154.825.748.564.720.622.834.661.4
00000000000000000000000000000000000

EZCORP stock margins

The EZCORP margin analysis displays the gross margin, EBIT margin, as well as the profit margin of EZCORP. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for EZCORP.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the EZCORP's sales revenue. A higher gross margin percentage indicates that the EZCORP retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the EZCORP's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the EZCORP's total revenue generated. When comparing the revenue margin year over year, investors can gauge the EZCORP's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the EZCORP. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the EZCORP's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

EZCORP Margin History

EZCORP Gross marginEZCORP Profit marginEZCORP EBIT marginEZCORP Profit margin
2028e58.13 %0 %5.61 %
2027e58.13 %0 %5.45 %
2026e58.13 %0 %5.82 %
2025e58.13 %8.43 %5.53 %
2024e58.13 %9.31 %5.36 %
202358.13 %8.97 %3.67 %
202259.59 %8.64 %5.66 %
202161.61 %4.43 %1.18 %
202054.59 %3.34 %-8.33 %
201958.36 %6.07 %0.3 %
201859.3 %8.32 %4.59 %
201758.22 %7.14 %4.2 %
201658.62 %4.41 %-11.05 %
201555.97 %0.58 %-12.39 %
201456.57 %2.55 %-9.08 %
201362.14 %13.31 %2.3 %
201262.03 %20.34 %14.24 %
201161.71 %20.6 %14.33 %
201061.05 %19.56 %13.27 %
200960.23 %16.82 %11.46 %
200861.41 %16.31 %11.46 %
200760.64 %14.91 %10.18 %
200660.49 %13.61 %9.28 %
200564.32 %8.73 %5.82 %
200461.28 %6.28 %3.99 %

EZCORP Stock Sales Revenue, EBIT, Earnings per Share

The EZCORP earnings per share therefore indicates how much revenue EZCORP has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue EZCORP earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates EZCORP's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of EZCORP’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating EZCORP's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

EZCORP Revenue, EBIT and net profit per share

DateEZCORP Sales per ShareEZCORP EBIT per shareEZCORP Earnings per Share
2028e26.91 undefined0 undefined1.51 undefined
2027e25.47 undefined0 undefined1.39 undefined
2026e24.21 undefined0 undefined1.41 undefined
2025e22.94 undefined0 undefined1.27 undefined
2024e21.52 undefined0 undefined1.15 undefined
202312.97 undefined1.16 undefined0.48 undefined
202210.75 undefined0.93 undefined0.61 undefined
202113.05 undefined0.58 undefined0.15 undefined
202014.88 undefined0.5 undefined-1.24 undefined
201915.13 undefined0.92 undefined0.04 undefined
201814.03 undefined1.17 undefined0.64 undefined
201713.75 undefined0.98 undefined0.58 undefined
201613.43 undefined0.59 undefined-1.48 undefined
201513.24 undefined0.08 undefined-1.64 undefined
201413.79 undefined0.35 undefined-1.25 undefined
201318.07 undefined2.4 undefined0.42 undefined
201218.8 undefined3.82 undefined2.68 undefined
201116.92 undefined3.49 undefined2.42 undefined
201014.78 undefined2.89 undefined1.96 undefined
200912.42 undefined2.09 undefined1.42 undefined
200810.56 undefined1.72 undefined1.21 undefined
20078.62 undefined1.28 undefined0.88 undefined
20067.47 undefined1.02 undefined0.69 undefined
20056.25 undefined0.55 undefined0.36 undefined
20045.78 undefined0.36 undefined0.23 undefined

EZCORP business model

EZCORP Inc is an American company that specializes in the sale of used goods, jewelry, and other valuables. The company was founded in 1989 and is headquartered in Austin, Texas. EZCORP is one of the most popular companies on Eulerpool.com.

EZCORP Revenue by Segment

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Details

Revenue by Segment

ⓘ

Overview of Revenue by Segment

The chart visualizes revenues by segments and provides a clear overview of the revenue distribution. Each segment is clearly marked to facilitate comparisons of revenues.

Interpretation and Use

The chart enables quick identification of the highest-revenue segments, which is helpful in strategic decision-making. It supports the analysis of growth potentials and targeted resource allocation.

Investment Strategy

An investment strategy determines how capital is deliberately invested into various asset classes to maximize returns. It is based on risk tolerance, investment objectives, and a long-term plan.

EZCORP Revenue by Segment

Segmente202020182013
Pawn service charges272.64 M USD305.94 M USD-
Merchandise498.21 M USD--
Merchandise sales-438.37 M USD-
Jewelry scrapping sales-60.75 M USD-
Jewelry scrapping47.95 M USD--
Other revenues-8.46 M USD-
Other4.01 M USD--
US & Canada Operations--835.3 M USD
Latin America--150.02 M USD
U.S. Pawn-636.16 M USD-
Latin America Pawn-169.24 M USD-
Other International-8.12 M USD24.99 M USD
Lana34,000 USD--

EZCORP Revenue by Region

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Details

Revenue by Segment

ⓘ

Overview of Revenue by Region

The chart shows revenues by region and provides a clear comparison of regional revenue distribution. Each region is clearly marked to illustrate the differences.

Interpretation and Usage

The diagram helps to identify the regions with the highest revenue and to make targeted decisions for regional expansion or investments. It supports the analysis of market potentials and strategic priorities.

Investment Strategy

An investment strategy focused on regions concentrates on the deliberate capital allocation in different markets to optimally use regional growth opportunities. It takes into account market conditions and regional risk factors.

EZCORP Revenue by Segment

DateCanadaCanada and otherLatin AmericaMexicoOther Latin AmericaU.K.U.S.United KingdomUnited States
2023-55,000 USD-223.77 M USD63.3 M USD---761.92 M USD
2021-420,000 USD-128.77 M USD46.78 M USD---553.58 M USD
2020-3.82 M USD-131.97 M USD48.15 M USD---638.84 M USD
2019-5.63 M USD-138.9 M USD52.29 M USD---650.41 M USD
2018-8.12 M USD169.24 M USD-----636.16 M USD
20177.99 M USD--101.23 M USD----638.74 M USD
20168.8 M USD--94.91 M USD----626.81 M USD
201513.18 M USD--169.06 M USD----606.13 M USD
201413.53 M USD--185.5 M USD--789.51 M USD--
201312.71 M USD--150.02 M USD-24.99 M USD822.59 M USD--

EZCORP SWOT Analysis

Strengths

EZCORP Inc. possesses several key strengths that contribute to its success:

  • Established brand: EZCORP Inc. has built a strong brand reputation over the years, which helps attract customers and gain their trust.
  • Diverse product portfolio: The company offers a variety of financial services, including pawn loans and installment loans, catering to different customer needs.
  • Extensive retail presence: EZCORP Inc. has a wide network of pawnshops and financial service stores, providing convenient access for customers.
  • Efficient operational systems: The company has implemented efficient processes and systems, enabling smooth operations and cost-effective management.

Alongside its strengths, EZCORP Inc. also faces certain weaknesses:

  • Reliance on regulation: The financial industry is subject to various regulations, and changes in regulations can impact EZCORP Inc.'s operations and profitability.
  • Vulnerability to economic conditions: The company's performance is influenced by economic downturns, as customers may face difficulties in repaying loans or purchasing items.
  • Negative public perception: Some people view pawnshops and financial service providers negatively, which can create challenges in attracting certain customer segments.

There are several opportunities that EZCORP Inc. can explore to further grow its business:

  • Expanding online presence: Investing in online platforms can enable EZCORP Inc. to reach a larger customer base and enhance convenience for its target audience.
  • Exploring new markets: The company can consider entering new geographic markets or expanding its product offerings to tap into different customer segments.
  • Collaboration with fintech companies: Partnering with fintech companies can help EZCORP Inc. innovate its services and leverage new technologies in the financial industry.

EZCORP Inc. faces certain threats that could potentially impact its business:

  • Competition in the industry: There are various competitors in the financial services sector, and intense competition may affect the company's market share and profitability.
  • Regulatory changes: Changes in regulations, especially those related to interest rates and lending practices, can significantly impact EZCORP Inc.'s business operations.
  • Shift in consumer behavior: Changes in consumer preferences or technological advancements that allow customers to access alternative financial services could disrupt EZCORP Inc.'s traditional business model.

Weaknesses

Alongside its strengths, EZCORP Inc. also faces certain weaknesses:

  • Reliance on regulation: The financial industry is subject to various regulations, and changes in regulations can impact EZCORP Inc.'s operations and profitability.
  • Vulnerability to economic conditions: The company's performance is influenced by economic downturns, as customers may face difficulties in repaying loans or purchasing items.
  • Negative public perception: Some people view pawnshops and financial service providers negatively, which can create challenges in attracting certain customer segments.

There are several opportunities that EZCORP Inc. can explore to further grow its business:

  • Expanding online presence: Investing in online platforms can enable EZCORP Inc. to reach a larger customer base and enhance convenience for its target audience.
  • Exploring new markets: The company can consider entering new geographic markets or expanding its product offerings to tap into different customer segments.
  • Collaboration with fintech companies: Partnering with fintech companies can help EZCORP Inc. innovate its services and leverage new technologies in the financial industry.

EZCORP Inc. faces certain threats that could potentially impact its business:

  • Competition in the industry: There are various competitors in the financial services sector, and intense competition may affect the company's market share and profitability.
  • Regulatory changes: Changes in regulations, especially those related to interest rates and lending practices, can significantly impact EZCORP Inc.'s business operations.
  • Shift in consumer behavior: Changes in consumer preferences or technological advancements that allow customers to access alternative financial services could disrupt EZCORP Inc.'s traditional business model.

Opportunities

There are several opportunities that EZCORP Inc. can explore to further grow its business:

  • Expanding online presence: Investing in online platforms can enable EZCORP Inc. to reach a larger customer base and enhance convenience for its target audience.
  • Exploring new markets: The company can consider entering new geographic markets or expanding its product offerings to tap into different customer segments.
  • Collaboration with fintech companies: Partnering with fintech companies can help EZCORP Inc. innovate its services and leverage new technologies in the financial industry.

EZCORP Inc. faces certain threats that could potentially impact its business:

  • Competition in the industry: There are various competitors in the financial services sector, and intense competition may affect the company's market share and profitability.
  • Regulatory changes: Changes in regulations, especially those related to interest rates and lending practices, can significantly impact EZCORP Inc.'s business operations.
  • Shift in consumer behavior: Changes in consumer preferences or technological advancements that allow customers to access alternative financial services could disrupt EZCORP Inc.'s traditional business model.

Threats

EZCORP Inc. faces certain threats that could potentially impact its business:

  • Competition in the industry: There are various competitors in the financial services sector, and intense competition may affect the company's market share and profitability.
  • Regulatory changes: Changes in regulations, especially those related to interest rates and lending practices, can significantly impact EZCORP Inc.'s business operations.
  • Shift in consumer behavior: Changes in consumer preferences or technological advancements that allow customers to access alternative financial services could disrupt EZCORP Inc.'s traditional business model.

EZCORP Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

EZCORP historical P/E ratio, EBIT multiple, and P/S ratio

EZCORP shares outstanding

The number of shares was EZCORP in 2023 — This indicates how many shares 80.9 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue EZCORP earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates EZCORP's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of EZCORP’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating EZCORP's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

EZCORP stock splits

In EZCORP's history, there have been no stock splits.
EZCORP does not pay out any dividends.
EZCORP does not pay out any dividends.
EZCORP does not pay out any dividends.
Unfortunately, there are currently no price targets and forecasts available for EZCORP.

EZCORP latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20240.22 0.23  (4.88 %)2024 Q3
3/31/20240.26 0.28  (7.65 %)2024 Q2
12/31/20230.29 0.36  (23.84 %)2024 Q1
9/30/20230.19 0.23  (18.68 %)2023 Q4
6/30/20230.16 0.2  (28.7 %)2023 Q3
3/31/20230.16 0.23  (47.06 %)2023 Q2
12/31/20220.22 0.28  (24.78 %)2023 Q1
9/30/20220.12 0.15  (22.55 %)2022 Q4
6/30/20220.05 0.16  (213.73 %)2022 Q3
3/31/20220.14 0.22  (59.77 %)2022 Q2
1
2
3
4
5
...
9

Eulerpool ESG Scorecard© for the EZCORP stock

Eulerpool World ESG Rating (EESG©)

28/ 100

🌱 Environment

15

👫 Social

51

🏛️ Governance

20

Environment

Scope 1 - Direct Emissions
—
Scope 2 - Indirect emissions from purchased energy
—
Scope 3 - Indirect emissions within the value chain
—
Total CO₂ emissions
—
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
✅

Social

Percentage of female employees51
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees34
White Management Share42
Adult content❌
Alcohol❌
Weapons—
Firearms
✅
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement❌
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

EZCORP shareholders

%
Name
Stocks
Change
Date
7.87935 % Dimensional Fund Advisors, L.P.4,313,15417,97512/31/2023
5.94552 % The Vanguard Group, Inc.3,254,57586512/31/2023
4.73717 % Wasatch Global Investors Inc2,593,12860,3293/31/2024
4.58607 % Stephens Investment Management Group, LLC2,510,414118,59912/31/2023
4.55818 % Kanen Wealth Management, LLC2,495,1473499/30/2023
4.49432 % First Wilshire Securities Management, Inc.2,460,189-101,21212/31/2023
4.18086 % BlackRock Financial Management, Inc.2,288,602-29,50512/31/2023
3.44568 % Renaissance Technologies LLC1,886,16612,10212/31/2023
3.41613 % Silvercrest Asset Management Group LLC1,869,992-128,57412/31/2023
3.27961 % Archon Capital Management LLC1,795,259012/31/2023
1
2
3
4
5
...
10

EZCORP Executives and Management Board

Mr. Lachlan Given46
EZCORP Chief Executive Officer, Director (since 2014)
Compensation 4.48 M
Mr. Phillip Cohen76
EZCORP Executive Chairman of the Board (since 2019)
Compensation 3.14 M
Mr. John Powell55
EZCORP Chief Operating Officer
Compensation 2.39 M
Mr. Timothy Jugmans47
EZCORP Chief Financial Officer
Compensation 1.82 M
Ms. Lisa VanRoekel54
EZCORP Chief Human Resource Officer
Compensation 1.34 M
1
2
3

EZCORP Supply Chain

NameRelationshipTwo-week correlationOne-month correlationThree-Month CorrelationSix-Month CorrelationOne Year CorrelationTwo-Year Correlation
Cash Converters International Stock
Cash Converters International
SupplierCustomer0,160,02-0,040,350,300,44
BlackRock Stock
BlackRock
SupplierCustomer-0,17-0,24-0,430,490,340,62
1

Most common questions regarding EZCORP

What values and corporate philosophy does EZCORP represent?

EZCORP Inc is a reputable company known for its strong values and corporate philosophy. With a focus on integrity, innovation, and customer satisfaction, EZCORP Inc strives to provide exceptional services to its clientele. By upholding transparency and fostering trust, the company has become a trusted name in the industry. EZCORP Inc also prioritizes responsible lending practices and ensures fair treatment of its customers. With a customer-centric approach, the company continues to deliver reliable financial solutions while maintaining ethical practices. Overall, EZCORP Inc stands for integrity, innovation, and customer-centricity in its operations, making it a reliable and reputable choice for investors.

In which countries and regions is EZCORP primarily present?

EZCORP Inc primarily operates in the United States, Mexico, and Canada.

What significant milestones has the company EZCORP achieved?

EZCORP Inc has achieved several significant milestones throughout its history. One notable accomplishment was its expansion into the pawn lending market in the 1980s, which established the company as a leading player in the industry. In addition, EZCORP Inc successfully transitioned from a private company to a publicly traded one in 1994, further solidifying its position in the market. Over the years, the company has also made strategic acquisitions, allowing it to expand its footprint and diversify its product offerings. These milestones have contributed to EZCORP Inc's growth and success in the financial services sector.

What is the history and background of the company EZCORP?

EZCORP Inc is a renowned company that specializes in providing financial services, primarily through pawnshops and payday loan operations. Founded in 1989, EZCORP has since expanded its operations across the United States, Mexico, and Canada. With a commitment to offering convenient and accessible financial solutions, EZCORP has become a trusted name in the industry. Over the years, the company has built a solid reputation for providing straightforward and transparent services, catering to the diverse needs of its customers. As a leader in the financial services sector, EZCORP Inc continues to grow, adapt, and innovate, ensuring its position as a reliable provider of financial solutions.

Who are the main competitors of EZCORP in the market?

The main competitors of EZCORP Inc in the market include Cash America International, Inc., World Acceptance Corporation, and First Cash Financial Services, Inc.

In which industries is EZCORP primarily active?

EZCORP Inc is primarily active in the financial services industry.

What is the business model of EZCORP?

EZCORP Inc is a financial services company that operates primarily in the pawnbroking and consumer lending industries. The business model of EZCORP Inc revolves around providing short-term secured loans against personal items, as well as offering non-recourse loans, payday advances, and installment loans. Additionally, they engage in the retail sale of previously owned merchandise acquired through pawn lending operations. EZCORP Inc aims to serve individuals who require short-term financial solutions and collateral-based loans. The company's diversified services cater to consumers in need of instant cash while also maximizing the value of pawned items.

What is the P/E ratio of EZCORP 2024?

The EZCORP P/E ratio is 14.37.

What is the P/S ratio of EZCORP 2024?

The EZCORP P/S ratio is 0.77.

What is the AlleAktien quality score of EZCORP?

The AlleAktien quality score for EZCORP is 4/10.

What is the revenue of EZCORP 2024?

The expected EZCORP revenue is 1.18 B USD.

How high is the profit of EZCORP 2024?

The expected EZCORP profit is 63.09 M USD.

What is the business model of EZCORP

EZCORP Inc. is a leading provider of financial services in the US and Mexico. The company offers various services such as pawn loans, gold and jewelry sales, short-term loans, online loans, and other financial services. EZCORP Inc. operates in three main business segments: pawn loans, retail, and online lending. Pawn loans are an important part of EZCORP Inc.'s business model. In this segment, the company accepts personal items as collateral for short-term loans. EZCORP Inc. is well known for its pawn shops, where customers can deposit their valuables such as watches, jewelry, mobile phones, and other items as collateral and immediately borrow cash. Once the customer repays the loan, they receive their items back. Pawn loans contribute significantly to EZCORP's revenue and profit and are thus an important part of the company's business model. Another important business segment is the retail industry, which operates under various brand names in the US and Mexico. The brands include EZ Pawn, EZMoney, Value Pawn & Jewelry, EZPAWN Mexico, Gold Mart, and Empeno Facilito. These brands sell various products such as jewelry, watches, electronic items, musical instruments, cameras, sports equipment, and other goods. EZCORP also buys gold and silver from customers and resells it. The third pillar of EZCORP Inc.'s business model is online lending, where the company offers short and medium-term loans online and also provides an app. The offering is aimed at both individual customers and small businesses. The online loans are disbursed within 24 hours and are particularly popular among individuals who do not have an established credit line. EZCORP's business model is also designed for higher interest margins. The company offers loans with high interest rates as it mostly serves customers with poor creditworthiness and thus carries a higher risk. EZCORP is therefore a high-risk model but successful in its market. The EZCORP brand is continuously gaining recognition in the deposit and lending business in US and Mexican regions. The company is continuously expanding and is currently operating in approximately 800 locations in the US and Mexico, including Puerto Rico, Canada, Honduras, and Guatemala. In conclusion, EZCORP Inc. is a leading provider of financial services in the US and Mexico. The company offers various services focusing on pawn loans, retail sales, and online lending. The company specializes in serving customers with no creditworthiness and offers loans with high interest rates. EZCORP is successful in its markets and continues to expand.

What is the EZCORP dividend?

EZCORP pays a dividend of 0 USD distributed over payouts per year.

How often does EZCORP pay dividends?

The dividend cannot currently be calculated for EZCORP or the company does not pay out a dividend.

What is the EZCORP ISIN?

The ISIN of EZCORP is US3023011063.

What is the EZCORP WKN?

The WKN of EZCORP is 882641.

What is the EZCORP ticker?

The ticker of EZCORP is EZPW.

How much dividend does EZCORP pay?

Over the past 12 months, EZCORP paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, EZCORP is expected to pay a dividend of 0 USD.

What is the dividend yield of EZCORP?

The current dividend yield of EZCORP is .

When does EZCORP pay dividends?

EZCORP pays a quarterly dividend. This is distributed in the months of June, September, December, March.

How secure is the dividend of EZCORP?

EZCORP paid dividends every year for the past 0 years.

What is the dividend of EZCORP?

For the upcoming 12 months, dividends amounting to 0 USD are expected. This corresponds to a dividend yield of 0 %.

In which sector is EZCORP located?

EZCORP is assigned to the 'Finance' sector.

Wann musste ich die Aktien von EZCORP kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of EZCORP from 2/22/2000 amounting to 0.013 USD, you needed to have the stock in your portfolio before the ex-date on 2/4/2000.

When did EZCORP pay the last dividend?

The last dividend was paid out on 2/22/2000.

What was the dividend of EZCORP in the year 2023?

In the year 2023, EZCORP distributed 0 USD as dividends.

In which currency does EZCORP pay out the dividend?

The dividends of EZCORP are distributed in USD.

All fundamentals about EZCORP

Our stock analysis for EZCORP Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of EZCORP Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.