Own the gold standard ✨ in financial data & analytics
fair value · 20 million securities worldwide · 50 year history · 10 year estimates · leading business news

Subscribe for $2
Overview
Profile

Commercial International Bank Egypt CIB stock price, quote, forecast and news

COMI.CA
EGS60121C018

Price

85.25
Today +/-
+0.00
Today %
+0.29 %
P

Commercial International Bank Egypt CIB stock price

%
Weekly
Details

Price

ⓘ

Overview

The Quote Chart provides detailed and dynamic insights into the Commercial International Bank Egypt CIB stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the Commercial International Bank Egypt CIB stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the Commercial International Bank Egypt CIB stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze Commercial International Bank Egypt CIB's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

Commercial International Bank Egypt CIB Stock Price History

DateCommercial International Bank Egypt CIB Price
9/18/202485.25 undefined
9/17/202485.00 undefined
9/16/202485.46 undefined
9/12/202486.30 undefined
9/11/202485.40 undefined
9/10/202485.50 undefined
9/9/202485.50 undefined
9/8/202485.11 undefined
9/5/202487.40 undefined
9/4/202487.00 undefined
9/3/202486.93 undefined
9/2/202486.14 undefined
9/1/202486.54 undefined
8/29/202487.08 undefined
8/28/202488.50 undefined
8/27/202488.15 undefined
8/26/202487.99 undefined
8/25/202487.82 undefined
8/22/202488.79 undefined
8/21/202487.00 undefined

Commercial International Bank Egypt CIB Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Commercial International Bank Egypt CIB, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Commercial International Bank Egypt CIB from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Commercial International Bank Egypt CIB’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Commercial International Bank Egypt CIB. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Commercial International Bank Egypt CIB’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Commercial International Bank Egypt CIB’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Commercial International Bank Egypt CIB’s growth potential.

Commercial International Bank Egypt CIB Revenue, EBIT and net profit per share

DateCommercial International Bank Egypt CIB RevenueCommercial International Bank Egypt CIB Net Income
2026e137.67 B undefined58.71 B undefined
2025e111.17 B undefined54.29 B undefined
2024e98.19 B undefined46.9 B undefined
2023117.63 B undefined29.63 B undefined
202265.25 B undefined16.11 B undefined
202150.5 B undefined13.27 B undefined
202046.73 B undefined10.24 B undefined
201947.4 B undefined11.8 B undefined
201842.41 B undefined9.58 B undefined
201732.99 B undefined7.52 B undefined
201622.46 B undefined6.01 B undefined
201517.78 B undefined4.73 B undefined
201413.99 B undefined3.74 B undefined
201311.85 B undefined3.01 B undefined
20129.57 B undefined2.23 B undefined
20116.76 B undefined1.62 B undefined
20106.04 B undefined2.02 B undefined
20095.35 B undefined1.74 B undefined
20085.21 B undefined1.37 B undefined
20074.02 B undefined1.29 B undefined
20063.06 B undefined753 M undefined
20052.54 B undefined540 M undefined
20042.16 B undefined448 M undefined

Commercial International Bank Egypt CIB Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (M)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)DIV. ()DIV. GROWTH (%)SHARES (B)DOCUMENTS
19961997199819992000200120022003200420052006200720082009201020112012201320142015201620172018201920202021202220232024e2025e2026e
0.961.251.361.461.791.811.81.862.162.543.064.025.215.356.046.769.5711.8513.9917.7822.4632.9942.4147.446.7350.565.25117.6398.19111.17137.67
-30.338.997.2222.801.40-0.883.7315.7717.7920.3031.3629.802.5113.0411.9541.4323.9218.0527.0826.3246.8428.5711.76-1.428.0829.1980.29-16.5313.2223.84
-------------------------------
0000000000000000000000000000000
000000000000000000000000000075.6386.6398.06
-------------------------------
0.220.240.280.310.340.360.340.370.450.540.751.291.371.742.021.622.233.013.744.736.017.529.5811.810.2413.2716.1129.6346.954.2958.71
-9.6815.9713.049.294.40-5.348.3122.7420.5439.4470.786.6127.2115.88-20.0937.8335.0424.4526.4127.0725.0827.4923.16-13.2429.6321.4183.9058.2715.748.15
-------------------------------
-------------------------------
2.752.752.752.752.752.752.752.752.752.752.752.772.782.812.852.852.862.882.912.922.942.952.942.882.962.993.013.04000
-------------------------------
Details

Keystats

ⓘ

Revenue and Growth

The Commercial International Bank Egypt CIB Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the Commercial International Bank Egypt CIB is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (M)RECEIVABLES (M)OTHER REC. (M)INVENTORIES (M)OTHER CURRENT LIAB. (M)CURRENT ASSETS (M)TANGIBLE ASSETS (B)LONG-T. INVEST. (M)LONG-T. REC. (M)INTANGIBLE ASSETS (M)GOODWILL (M)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (M)RETAINED EARNINGS (B)OTHER EQUITY (B)UNREAL. GAINS/LOSSES (B)EQUITY (B)LIABILITIES (B)PROVISIONS (B)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (M)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (B)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
                                                       
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0000000000000000000000000000
0.070.110.110.110.140.180.220.230.30.380.510.620.750.750.710.630.680.970.991.091.321.421.652.22.312.462.412.74
0000036466682195108919384971071651931821603765107108140205186115.98
0000000000000000000000000000
000000000000641573377309330062949936923904535240
0000000000231412012001601200002100000179138960
0000000000.030.040.050.020.040.120.10.070.080.121.325.070.180.310.350.440.460.191.69
0.070.110.110.110.140.220.260.30.380.610.680.91.71.641.461.260.951.251.293.416.932.032.312.663.113.32.94.54
0.070.110.110.110.140.220.260.30.380.610.680.91.71.641.461.260.951.251.293.416.932.032.312.663.113.32.94.54
                                                       
0.50.50.650.650.650.650.651.31.31.31.951.952.932.935.95.945.9799.0811.4711.5411.6211.6714.6914.7819.729.8330.2
0000000000000000000000000000
0.580.70.630.720.810.931.310.610.821.431.432.552.854.112.672.784.793.686.267.271218.4624.931.5239.1746.9549.3875.44
000000000000000000000.0101.421.561.551.561.741.71
00000000000000000-0.72-0.59-2.2-2.18-1.64-3.754.113.980.64-13.19-16.87
1.081.21.281.371.461.581.961.912.122.733.384.55.787.038.578.7110.7611.9614.7616.5421.3828.4434.2351.8859.4868.8567.7690.48
0000000000000.030001.111.292.462.042.934.975.777.374.426.479.9215.78
0.070.090.060.10.11000000000000.260.350.520.590.650.510.731.031.321.611.692.55
0.120.150.230.270.290.2900.240.2900000000.821.181.821.952.022.783.634.640.862.243.059.4
0000000000000000000000000000
0000000000000000000000000000
0.190.230.290.360.390.2900.240.290000.030002.192.824.794.575.68.2610.1313.046.610.3214.6627.73
00.981.091.921.370.630.270.120.10.10.160.110.090.130.10.080.130.240.130.163.683.723.277.756.710.4415.56
0000000000000000000000000000
0.620.590.670.931.230.680.710.710.790.951.141.222.281.761.61.730.440.570.871.385.531.811.832.293.563.817.2911.24
0.621.571.762.833.232.051.340.980.911.051.241.382.391.861.731.830.520.71.111.515.695.495.555.5711.310.5117.7226.79
0.811.82.053.193.622.341.341.221.21.051.241.382.421.861.731.832.73.535.96.0811.2913.7415.6818.617.920.8332.3854.53
1.8933.334.565.083.923.293.133.323.774.625.888.28.8910.310.5413.4615.4920.6622.6232.6642.1849.970.4877.3789.67100.14145.01
Details

Balance Sheet

ⓘ

Understanding the Balance Sheet

The balance sheet of Commercial International Bank Egypt CIB provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand Commercial International Bank Egypt CIB's financial health and stability.

Assets

Commercial International Bank Egypt CIB's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that Commercial International Bank Egypt CIB must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of Commercial International Bank Egypt CIB after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into Commercial International Bank Egypt CIB's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (B)NON-CASH ITEM (B)PAID INTEREST (M)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (B)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (B)CASH FLOW FROM OTHER INVESTING ACTIVITIES (B)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (M)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES (M)TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
1996199719981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023
0.240.270.310.350.390.40.380.410.510.610.941.471.622.12.382.063.084.185.456.487.9910.0313.0816.5415.2418.8323.9441.65
1516182323253440476894123157127381255251240218210415481521816767937938908
0000000000000000000000000000
0.67-0.72-0.58-0.510.020.120.931.47-0.931.290.20.133.494.321.420.874.196.158.2129.635.16-9.8612.792.1710.8410.8342.99130.38
0.040.080.120.150.330.440.280.270.370.33-0.23-0.060.310.150.030.06-0.010.090.510.43-1.240.640.712.092.340.87-2.971.36
0000000000000000000000000000
0.02000000.020.120.0200.030.080.1600000.821.181.821.952.022.783.633.783.453.293.7
0.97-0.35-0.130.020.770.981.622.2-0.012.30.991.665.586.694.223.247.5210.6614.3836.7242.331.2927.121.6129.1931.4764.9174.31
-61-53-35-24-70-45-86-83-110-173-272-285-199-177-106-158-212-529-243-304-561-763-875-1,303-1,092-981-1,033-1,685
-0.53-0.14-0.16-0.58-0.01-0.06-0.09-1.040.65-1.230.091.11-1.27-4.74-5.79-2.25-9.27-3.46-10.25-19.26-2.03-15.84-39.96-29.9822.53-43.76-32.44-34.69
-0.46-0.08-0.12-0.550.07-0.01-0.01-0.950.76-1.060.361.4-1.07-4.56-5.69-2.09-9.06-2.93-10.01-18.96-1.47-15.08-39.08-28.6823.62-42.78-31.41-33.01
0000000000000000000000000000
00.980.020.81-0.03-0.81-0.75-0.34-0.39-0.31-00.06-0.05-0.020.04-0.03-0.020.050.11-0.110.033.510.05-0.454.47-1.053.745.12
0000000000182000263338297995687950105860123369
-0.110.86-0.120.58-0.29-1.1-1.04-0.62-0.4-0.31-0.02-0.25-0.4-0.5-0.6-0.84-0.79-0.98-1.06-1.58-1.372.24-2.05-3.041.19-2.43-0.561.74
000000021-5-6000000000000000000
-111-124-147-229-266-288-290-30000-200-310-346-478-662-844-806-1,056-1,253-1,564-1,463-1,350-2,143-2,701-3,370-1,385-4,421-3,756
0.330.37-0.410.030.47-0.180.490.540.250.761.062.523.911.45-2.170.15-2.546.223.0715.8738.94-12.31-14.91-11.4152.9-14.7331.9141.35
905-405-160-36959371,5362,115-1152,1267221,3785,3816,5104,1133,0817,30410,12714,14136,41141,76852626,22520,31128,09430,48563,870172,619.16
0000000000000000000000000000

Commercial International Bank Egypt CIB stock margins

The Commercial International Bank Egypt CIB margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Commercial International Bank Egypt CIB. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Commercial International Bank Egypt CIB.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Commercial International Bank Egypt CIB's sales revenue. A higher gross margin percentage indicates that the Commercial International Bank Egypt CIB retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Commercial International Bank Egypt CIB's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Commercial International Bank Egypt CIB's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Commercial International Bank Egypt CIB's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Commercial International Bank Egypt CIB. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Commercial International Bank Egypt CIB's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Commercial International Bank Egypt CIB Margin History

DateCommercial International Bank Egypt CIB Profit margin
2026e42.65 %
2025e48.83 %
2024e47.77 %
202325.19 %
202224.7 %
202126.28 %
202021.91 %
201924.9 %
201822.59 %
201722.78 %
201626.75 %
201526.59 %
201426.73 %
201325.36 %
201223.27 %
201123.88 %
201033.45 %
200932.63 %
200826.29 %
200732.01 %
200624.62 %
200521.24 %
200420.76 %

Commercial International Bank Egypt CIB Stock Sales Revenue, EBIT, Earnings per Share

The Commercial International Bank Egypt CIB earnings per share therefore indicates how much revenue Commercial International Bank Egypt CIB has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Sales per Share
Earnings per Share
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Commercial International Bank Egypt CIB earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Commercial International Bank Egypt CIB's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Commercial International Bank Egypt CIB’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Commercial International Bank Egypt CIB's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Commercial International Bank Egypt CIB Revenue, EBIT and net profit per share

DateCommercial International Bank Egypt CIB Sales per ShareCommercial International Bank Egypt CIB Earnings per Share
2026e45.24 undefined19.29 undefined
2025e36.53 undefined17.84 undefined
2024e32.27 undefined15.41 undefined
202338.72 undefined9.75 undefined
202221.67 undefined5.35 undefined
202116.91 undefined4.44 undefined
202015.81 undefined3.46 undefined
201916.46 undefined4.1 undefined
201814.44 undefined3.26 undefined
201711.17 undefined2.55 undefined
20167.65 undefined2.05 undefined
20156.1 undefined1.62 undefined
20144.8 undefined1.28 undefined
20134.11 undefined1.04 undefined
20123.35 undefined0.78 undefined
20112.37 undefined0.57 undefined
20102.12 undefined0.71 undefined
20091.9 undefined0.62 undefined
20081.88 undefined0.49 undefined
20071.45 undefined0.46 undefined
20061.11 undefined0.27 undefined
20050.92 undefined0.2 undefined
20040.78 undefined0.16 undefined

Commercial International Bank Egypt CIB business model

The Commercial International Bank Egypt SAE (CIB) is one of the leading financial institutions in Egypt and was founded in 1975. Today, it is one of the largest banks in the country, offering a wide range of financial products and services. The CIB's business model focuses on providing comprehensive financial services to a wide range of customers, including individuals, businesses, and government institutions. The bank has a strong presence in Egypt and also operates internationally. The CIB is divided into various business segments, including retail banking, corporate banking, investment banking, asset management, and treasury. In retail banking, the bank offers individual banking products such as current accounts, card products, and loans and mortgages. In corporate banking, the CIB offers financial products to companies such as corporate loans, advisory services, and trade financing. In the investment banking segment, the CIB provides a wide range of services to its clients, including mergers and acquisitions, initial public offerings, capital increases, and structuring of financial products. The asset management division includes investment funds and wealth management and is particularly popular among affluent clients. The CIB has a strong presence in the Egyptian market and is known for its offering of innovative and tailored products and services. Its extensive product range also includes online banking, mobile banking, and international payment processing. In recent years, the CIB has expanded its business to other regions and has opened branches in several countries in the region, including Qatar, the United Arab Emirates, and Saudi Arabia. With its growing international presence, the CIB is able to support its clients worldwide and enhance its position as a leading financial institution in Egypt. The CIB has received numerous awards and recognition over the years, including being named the best bank in Egypt and a leading institution in customer care. The bank continuously works on improving its products and services and strives to provide its customers with the best possible experience. Overall, the CIB has established itself as one of the leading banks in Egypt, offering a wide range of products and services and a strong commitment to its customers. With its growing presence in the international market, the CIB is well positioned to expand its position as a reliable partner for its customers worldwide. Commercial International Bank Egypt CIB is one of the most popular companies on Eulerpool.com.

Commercial International Bank Egypt CIB SWOT Analysis

Strengths

Commercial International Bank Egypt SAE (CIB) has established itself as one of the leading banks in Egypt, renowned for its strong financial position and extensive customer base. With over x years of experience in the market, CIB possesses a solid reputation and brand recognition.

The bank has a wide network of branches and ATMs, allowing it to reach customers across the country. This extensive presence provides a competitive edge and contributes to customer convenience.

CIB prides itself in having a talented and experienced workforce. Its dedicated team has a deep understanding of the local market and is capable of delivering high-quality financial services to its customers.

Weaknesses

Despite its strong market position, CIB faces some weaknesses that need to be addressed. One of these weaknesses is its vulnerability to fluctuations in the country's political and economic landscape. Instability in Egypt can impact the bank's performance and stability.

Additionally, CIB has faced criticism regarding its customer service quality. Some customers have raised concerns about the bank's responsiveness and efficiency in resolving issues.

Furthermore, CIB's fee structure and interest rates have been perceived as relatively high compared to some of its competitors. This could potentially result in customers seeking alternative banking options.

Opportunities

CIB operates in a growing Egyptian economy with several opportunities for expansion and diversification. The country's recent economic reforms and increasing foreign investments open avenues for the bank to expand its services and client base.

With the rise of digital banking, there is an opportunity for CIB to invest in technological advancements and enhance its online banking services. This would enable the bank to attract tech-savvy customers and improve overall customer experience.

Moreover, CIB can explore potential partnerships with fintech companies and start-ups to leverage innovative solutions and tap into new market segments.

Threats

One of the significant threats faced by CIB is increased competition in the banking sector. Several domestic and international banks are vying for market share, putting pressure on CIB to maintain its competitive edge.

The ongoing global economic uncertainties, such as volatile currency exchange rates, impact the bank's performance and profitability.

Furthermore, stringent regulatory requirements and compliance standards within the banking industry can impose additional costs and constraints on CIB's operations.

Commercial International Bank Egypt CIB Eulerpool Fair Value

Details

Fair Value

ⓘ

Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

Commercial International Bank Egypt CIB historical P/E ratio, EBIT, and P/S ratio.

Commercial International Bank Egypt CIB shares outstanding

The number of shares was Commercial International Bank Egypt CIB in 2023 — This indicates how many shares 3.038 B is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Number of stocks
Details

Revenue, EBIT and Earnings per share

ⓘ

Revenue Per Share

Revenue per share represents the total revenue Commercial International Bank Egypt CIB earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates Commercial International Bank Egypt CIB's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of Commercial International Bank Egypt CIB’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating Commercial International Bank Egypt CIB's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

Commercial International Bank Egypt CIB Stock splits

In Commercial International Bank Egypt CIB's history, there have been no stock splits.

Commercial International Bank Egypt CIB dividend history and estimates

In 2023, Commercial International Bank Egypt CIB paid a dividend amounting to 0.54 EGP. Dividend means that Commercial International Bank Egypt CIB distributes a portion of its profits to its owners.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details

Dividend

ⓘ

Dividend Overview

The dividend per year chart for Commercial International Bank Egypt CIB provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify Commercial International Bank Egypt CIB’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating Commercial International Bank Egypt CIB's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

Commercial International Bank Egypt CIB Dividend History

DateCommercial International Bank Egypt CIB Dividend
2026e0.63 undefined
2025e0.63 undefined
2024e0.63 undefined
20230.54 undefined
20221.35 undefined
20201.25 undefined
20191 undefined
20180.8 undefined
20170.4 undefined
20160.6 undefined
20150.77 undefined
20140.64 undefined
20130.53 undefined
20120.43 undefined
20110.43 undefined
20100.32 undefined
20090.21 undefined
20080.14 undefined
20070.14 undefined
20060.09 undefined
20050.17 undefined
20040.14 undefined

Commercial International Bank Egypt CIB dividend payout ratio

In 2023, Commercial International Bank Egypt CIB had a payout ratio of 30.01%. The payout ratio indicates the percentage of the company's profits that Commercial International Bank Egypt CIB distributes as dividends.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Payout ratio
Details

Payout ratio

ⓘ

What is Yearly Payout Ratio?

The yearly payout ratio for Commercial International Bank Egypt CIB represents the proportion of earnings paid out as dividends to shareholders. It is an indicator of the company's financial health and stability, illustrating how much profit is being returned to investors versus being reinvested back into the company.

How to Interpret the Data

A lower payout ratio for Commercial International Bank Egypt CIB could mean that the company is reinvesting more into its growth, whereas a higher ratio indicates more earnings are being distributed as dividends. Investors seeking regular income might prefer companies with a higher payout ratio, while those looking for growth may opt for companies with a lower ratio.

Using the Data for Investments

Evaluate Commercial International Bank Egypt CIB's payout ratio in conjunction with other financial metrics and performance indicators. A sustainable payout ratio, coupled with strong financial health, can indicate a reliable dividend payout. However, a very high ratio might suggest the company is not sufficiently reinvesting in its future growth.

Commercial International Bank Egypt CIB Payout Ratio History

DateCommercial International Bank Egypt CIB Payout ratio
2026e28.58 %
2025e27.77 %
2024e27.98 %
202330.01 %
202225.31 %
202128.61 %
202036.13 %
201924.39 %
201824.54 %
201715.75 %
201629.41 %
201547.41 %
201450 %
201351.28 %
201254.7 %
201174.85 %
201045.07 %
200934.41 %
200829.02 %
200730.92 %
200635.12 %
200582.96 %
200488.89 %
Unfortunately, there are currently no price targets and forecasts available for Commercial International Bank Egypt CIB.

Commercial International Bank Egypt CIB latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/20243.85 4.53  (17.77 %)2024 Q2
3/31/20243 3.46  (15.18 %)2024 Q1
12/31/20232.45 2.14  (-12.82 %)2023 Q4
9/30/20232.42 2.21  (-8.58 %)2023 Q3
6/30/20232.02 2.35  (16.36 %)2023 Q2
3/31/20231.64 1.79  (9 %)2023 Q1
12/31/20221.56 1.18  (-24.39 %)2022 Q4
9/30/20221.43 1.31  (-8.43 %)2022 Q3
6/30/20221.3 1.04  (-20.34 %)2022 Q2
3/31/20221.32 1.24  (-5.98 %)2022 Q1
1
2
3
4
5
...
6

Eulerpool ESG Scorecard© for the Commercial International Bank Egypt CIB stock

Eulerpool World ESG Rating (EESG©)

89/ 100

🌱 Environment

87

👫 Social

99

🏛️ Governance

82

Environment

Scope 1 - Direct Emissions
2,685
Scope 2 - Indirect emissions from purchased energy
31,541
Scope 3 - Indirect emissions within the value chain
9,236
Total CO₂ emissions
34,226
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
❌
Fuel consumption and efficiency
❌
Water consumption and efficiency
✅

Social

Percentage of female employees29
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept❌
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Commercial International Bank Egypt CIB list of shareholders

%
Name
Stocks
Change
Date
6.31824 % Fairfax Financial Holdings Ltd192,274,092012/31/2023
6.16605 % Government of Egypt187,642,66629,298,47212/31/2023
2.37653 % The Vanguard Group, Inc.72,321,581-2,3443/31/2024
16.81292 % ADQ PJSC511,644,101012/31/2023
1.86065 % BlackRock Institutional Trust Company, N.A.56,622,580-300,0003/31/2024
0.44128 % BlackRock Advisors (UK) Limited13,428,99803/31/2024
0.42156 % Geode Capital Management, L.L.C.12,828,769129,1073/31/2024
0.23171 % Mazi Capital (Pty) Ltd7,051,219-828,00012/31/2022
0.21777 % Norges Bank Investment Management (NBIM)6,626,989-21,167,73112/31/2023
0.19273 % Van Eck Associates Corporation5,865,019-350,00012/31/2023
1
2
3
4
5
...
10

Most common questions regarding Commercial International Bank Egypt CIB

What values and corporate philosophy does Commercial International Bank Egypt CIB represent?

Commercial International Bank Egypt SAE (CIB) represents a strong commitment to excellence, integrity, and customer satisfaction. As a leading financial institution in Egypt, CIB upholds the values of trust, innovation, and responsible banking practices. The bank strives to provide tailored financial solutions, cutting-edge products, and exceptional services to its clients. CIB's corporate philosophy revolves around continuous improvement, ethical conduct, and community engagement. With a focus on sustainable growth and profitability, CIB remains dedicated to maintaining its position as a trusted partner for customers and a pillar of the Egyptian banking sector.

In which countries and regions is Commercial International Bank Egypt CIB primarily present?

Commercial International Bank Egypt SAE is primarily present in Egypt.

What significant milestones has the company Commercial International Bank Egypt CIB achieved?

Commercial International Bank Egypt SAE (CIB) has achieved several significant milestones during its operation. One noteworthy achievement is its consistent growth in market share and profitability. CIB has also gained recognition for its commitment to innovation and technology, implementing state-of-the-art banking services for its customers. Additionally, the company has successfully expanded its operations in various markets, establishing a strong regional presence. CIB has received several prestigious awards for its outstanding performance and contribution to the banking sector. By maintaining a focus on customer satisfaction and delivering excellent financial solutions, CIB has positioned itself as a leading and trusted bank in Egypt and beyond.

What is the history and background of the company Commercial International Bank Egypt CIB?

Commercial International Bank Egypt SAE, also known as CIB Egypt, is a leading banking institution in Egypt. Founded in 1975, CIB Egypt has a rich history and decades of experience in the financial sector. It started as a joint venture between the National Bank of Egypt and Chase Manhattan Bank, and later became a fully private sector bank. With a strong focus on customer satisfaction and innovation, CIB Egypt has gained a reputation for its excellent banking services and wide range of products. As a market leader, it has consistently demonstrated its commitment to growth and has played a crucial role in the development of the Egyptian banking industry.

Who are the main competitors of Commercial International Bank Egypt CIB in the market?

The main competitors of Commercial International Bank Egypt SAE in the market are National Bank of Egypt, Arab African International Bank, and Banque Misr.

In which industries is Commercial International Bank Egypt CIB primarily active?

Commercial International Bank Egypt SAE is primarily active in the banking and financial services industry.

What is the business model of Commercial International Bank Egypt CIB?

The business model of Commercial International Bank Egypt SAE is focused on providing a comprehensive range of financial services to its customers in Egypt and globally. The bank offers a wide array of banking products and services, including retail and corporate banking, investment banking, treasury services, and insurance. The bank's business model emphasizes customer satisfaction and long-term relationships, delivering innovative and tailored financial solutions. Commercial International Bank Egypt SAE is committed to driving sustainable growth, maximizing shareholder value, and maintaining a strong and stable financial position in the market.

What is the P/E ratio of Commercial International Bank Egypt CIB 2024?

The Commercial International Bank Egypt CIB P/E ratio is 5.52.

What is the P/S ratio of Commercial International Bank Egypt CIB 2024?

The Commercial International Bank Egypt CIB P/S ratio is 2.64.

What is the AlleAktien quality score of Commercial International Bank Egypt CIB?

The AlleAktien quality score for Commercial International Bank Egypt CIB is 6/10.

What is the revenue of Commercial International Bank Egypt CIB 2024?

The expected Commercial International Bank Egypt CIB revenue is 98.19 B EGP.

How high is the profit of Commercial International Bank Egypt CIB 2024?

The expected Commercial International Bank Egypt CIB profit is 46.9 B EGP.

What is the business model of Commercial International Bank Egypt CIB

The Commercial International Bank Egypt SAE (CIB) is the largest private bank in Egypt, offering a variety of financial services. It includes divisions such as private banking, investment banking, and retail banking. Private banking is one of the most important divisions of CIB, providing exclusive services for wealthy clients who require tailored financial planning and advice. This includes asset management, investment consulting, estate planning, and tax advice. Investment banking is another pillar of CIB, offering a wide range of services including equity and debt capital markets, mergers and acquisitions, project financing, and trade finance. CIB holds a leading position in the Egyptian capital market and is involved in many significant transactions. CIB's retail banking division offers a variety of products and services targeting individual customers and small businesses. This includes deposit accounts, credit cards, personal loans, mortgages, auto and consumer loans, insurance, and digital banking services. CIB has a broad network of branches and ATMs in Egypt and also offers online and mobile banking services. The treasury business is another important aspect of CIB, dealing with foreign exchange and currency trading, money market operations, and liquidity management. CIB has a strong trading presence and is a leading foreign exchange bank in Egypt. CIB also places a strong emphasis on corporate social responsibility, engaging in various initiatives and activities to support the communities it operates in. This includes education projects, environmental initiatives, arts and culture, and health programs. Overall, CIB's business model is based on a diversified offering of financial services, comprehensive advice, and a strong focus on customer needs. CIB is able to provide tailored solutions to its customers and promote its growth through strong relationships with customers, investors, and partners. With a strong commitment to corporate governance and social responsibility, CIB is also dedicated to promoting responsible and sustainable growth.

What is the Commercial International Bank Egypt CIB dividend?

Commercial International Bank Egypt CIB pays a dividend of 1.35 EGP distributed over payouts per year.

How often does Commercial International Bank Egypt CIB pay dividends?

The dividend cannot currently be calculated for Commercial International Bank Egypt CIB or the company does not pay out a dividend.

What is the Commercial International Bank Egypt CIB ISIN?

The ISIN of Commercial International Bank Egypt CIB is EGS60121C018.

What is the Commercial International Bank Egypt CIB ticker?

The ticker of Commercial International Bank Egypt CIB is COMI.CA.

How much dividend does Commercial International Bank Egypt CIB pay?

Over the past 12 months, Commercial International Bank Egypt CIB paid a dividend of 0.54 EGP . This corresponds to a dividend yield of about 0.63 %. For the coming 12 months, Commercial International Bank Egypt CIB is expected to pay a dividend of 0.63 EGP.

What is the dividend yield of Commercial International Bank Egypt CIB?

The current dividend yield of Commercial International Bank Egypt CIB is 0.63 %.

When does Commercial International Bank Egypt CIB pay dividends?

Commercial International Bank Egypt CIB pays a quarterly dividend. This is distributed in the months of May, May, May, May.

How secure is the dividend of Commercial International Bank Egypt CIB?

Commercial International Bank Egypt CIB paid dividends every year for the past 5 years.

What is the dividend of Commercial International Bank Egypt CIB?

For the upcoming 12 months, dividends amounting to 0.63 EGP are expected. This corresponds to a dividend yield of 0.74 %.

In which sector is Commercial International Bank Egypt CIB located?

Commercial International Bank Egypt CIB is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Commercial International Bank Egypt CIB kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Commercial International Bank Egypt CIB from 7/1/2024 amounting to 0.55 EGP, you needed to have the stock in your portfolio before the ex-date on 4/22/2024.

When did Commercial International Bank Egypt CIB pay the last dividend?

The last dividend was paid out on 7/1/2024.

What was the dividend of Commercial International Bank Egypt CIB in the year 2023?

In the year 2023, Commercial International Bank Egypt CIB distributed 1.354 EGP as dividends.

In which currency does Commercial International Bank Egypt CIB pay out the dividend?

The dividends of Commercial International Bank Egypt CIB are distributed in EGP.

All fundamentals about Commercial International Bank Egypt CIB

Our stock analysis for Commercial International Bank Egypt CIB Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Commercial International Bank Egypt CIB Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.