Creditshelf AG represents a set of core values and corporate philosophy that define its operations. The company thrives on principles of trust, transparency, and expertise in providing innovative financing solutions to small and medium-sized enterprises (SMEs). Creditshelf AG is committed to fostering growth and promoting entrepreneurial success by facilitating access to capital. Through its digital platform, the company offers a seamless and efficient process for businesses to secure financing and investors to diversify their portfolios. With a focus on customer-centricity and cutting-edge technology, Creditshelf AG aims to empower businesses and foster economic development.

Creditshelf AG is primarily present in Germany.

Creditshelf AG, a leading digital lending platform, has reached several significant milestones. The company successfully launched its platform in 2015, providing small and medium-sized companies access to alternative financing solutions. In 2018, Creditshelf AG successfully completed its IPO and has since been listed on the Frankfurt Stock Exchange, strengthening its position in the market. Moreover, Creditshelf AG has consistently expanded its network of investors and borrowers, facilitating over €1 billion in loan volume. This impressive growth has solidified Creditshelf AG as a trusted partner for businesses seeking flexible financing options, thereby contributing to its overall success and market recognition.

Creditshelf AG is a German fintech company specializing in providing online financing solutions to small and medium-sized enterprises (SMEs). Established in 2014, Creditshelf has become a prominent player in the German digital lending market. The company offers a unique peer-to-peer lending platform, connecting SMEs in need of funding with a diverse investor base. With its innovative technology and credit expertise, Creditshelf enables efficient and transparent financing processes, enhancing access to capital for businesses. The company's strong track record, focus on risk management, and commitment to customer satisfaction have positioned Creditshelf as a trusted partner for SMEs seeking growth opportunities.

The main competitors of Creditshelf AG in the market include companies such as Funding Circle, Lendico, and Funding Societies. These competitors also operate in the online lending platform sector and offer similar services to businesses seeking alternative financing options. However, Creditshelf AG differentiates itself by focusing on providing financing solutions exclusively for German small and medium-sized enterprises (SMEs). With its tailored approach, Creditshelf AG aims to serve the unique financial needs of German businesses, making it a standout player in the market.

Creditshelf AG is primarily active in the financial industry, specializing in providing financing solutions for small and medium-sized enterprises (SMEs). With its digital lending platform, Creditshelf facilitates faster and more flexible access to credit for SMEs, enabling them to sustain and grow their businesses. By combining technology and finance, Creditshelf offers innovative financing solutions tailored to the specific needs of SMEs, helping them to bridge financial gaps, invest in business expansion, and optimize working capital. With its expertise in SME financing, Creditshelf AG is committed to supporting businesses across various industries, including manufacturing, services, trade, and more.

The business model of Creditshelf AG revolves around providing innovative digital financing solutions to small and medium-sized enterprises (SMEs). As a leading online marketplace lender in Germany, Creditshelf connects SMEs in need of capital with professional investors seeking attractive returns. Through its user-friendly platform, Creditshelf offers efficient access to financing, simplifying the borrowing process. By leveraging advanced data analytics and technology, the company provides fast and transparent credit decisions, enabling SMEs to grow their businesses. Creditshelf AG specializes in promoting efficient capital allocation, unlocking potential for SMEs and contributing to their success in the dynamic market environment.

The Creditshelf P/E ratio is 0.01.

The Creditshelf P/S ratio is 0.

The Quality Investing for Creditshelf is 2/10.

The expected Creditshelf revenue is 8.24 M EUR.

The expected Creditshelf profit is 1.24 M EUR.

The Creditshelf AG is an innovative FinTech company that offers small and medium-sized enterprises (SMEs) a digital alternative to traditional bank financing. The company's business model is based on the integration of investors on one side and medium-sized companies on the other side. Creditshelf directly connects institutional investors with medium-sized companies to facilitate faster and more cost-effective loan processing compared to traditional bank loans. The platform brings investors and companies together to enable financing while considering the interests of both parties. The different divisions of Creditshelf in this field are: 1. SME Financing Creditshelf provides tailored financing solutions for the medium-sized sector. Companies can apply for loans ranging from 100,000 to 5 million euros. 2. Receivables Financing Creditshelf offers a receivables financing solution where companies can pre-finance their outstanding invoices from customers. This allows companies to improve their liquidity and bridge gaps. 3. Direct Investments Creditshelf offers investors the opportunity to directly invest in the financing of medium-sized companies. Investors can invest in various projects and achieve attractive returns. 4. Loan Securitization Creditshelf is able to securitize loans through its platform. This means that the company bundles loans together and sells them to institutional investors. Investors can then benefit from high returns while spreading the risk across multiple loans. The products and services offered by Creditshelf include: 1. Loan Application Companies can submit a loan application through Creditshelf's online platform. They fill out an online form and provide the necessary information. 2. Creditworthiness Check Creditshelf conducts a comprehensive creditworthiness check to evaluate the company's creditworthiness. Various factors such as revenue, profit, liquidity, and balance sheet structure are taken into account. 3. Loan Approval Upon successful evaluation, the company receives a loan approval. This includes the conditions of the loan such as interest rate and term. 4. Loan Monitoring Creditshelf ensures that the loan is regularly monitored and managed during its term. Various tools are used to monitor the company's willingness and ability to make payments. 5. Financial Market Reports Creditshelf regularly publishes financial market reports that analyze developments in the market for SME financing. These reports provide an overview of trends and offer valuable information for companies and investors. In summary, the business model of Creditshelf AG is focused on providing a digital alternative to traditional bank financing. By integrating investors and companies on a platform, Creditshelf can quickly and efficiently facilitate loans, thereby increasing the liquidity of medium-sized companies. With various divisions and products, Creditshelf offers tailored financing solutions for different needs.

Creditshelf pays a dividend of 0 EUR distributed over payouts per year.

The dividend cannot currently be calculated for Creditshelf or the company does not pay out a dividend.

The ISIN of Creditshelf is DE000A2LQUA5.

The WKN of Creditshelf is A2LQUA.

The ticker of Creditshelf is CSQ.F.

Over the past 12 months, Creditshelf paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Creditshelf is expected to pay a dividend of 0 EUR.

The current dividend yield of Creditshelf is .

Creditshelf pays a quarterly dividend. This is distributed in the months of .

Creditshelf paid dividends every year for the past 0 years.

For the upcoming 12 months, dividends amounting to 0 EUR are expected. This corresponds to a dividend yield of 0 %.

Creditshelf is assigned to the 'Finance' sector.

To receive the latest dividend of Creditshelf from 1/16/2025 amounting to 0 EUR, you needed to have the stock in your portfolio before the ex-date on 1/16/2025.

The last dividend was paid out on 1/16/2025.

In the year 2024, Creditshelf distributed 0 EUR as dividends.

The dividends of Creditshelf are distributed in EUR.