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CreditAccess Grameen stock price, quote, forecast and news

CREDITACC.NS
INE741K01010

Price

1,274.25
Today +/-
+0.05
Today %
+0.35 %
P

CreditAccess Grameen stock price

%
Weekly
Details

Price

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Overview

The Quote Chart provides detailed and dynamic insights into the CreditAccess Grameen stock's performance, showcasing daily, weekly, or monthly aggregated quotes. Users can switch between different time frames to analyze the stock's progression meticulously and make informed investment decisions.

Intraday Feature

The intraday feature provides real-time data, allowing investors to view the CreditAccess Grameen stock’s price fluctuations within the trading day, facilitating timely and strategic investment decisions.

Total Return and Relative Price Change

View the total return of the CreditAccess Grameen stock to gauge its profitability over time. The relative price change, based on the first quote available in the selected timeframe, offers insights into the stock’s performance, assisting in evaluating its investment potential.

Interpretation and Investment

Utilize the comprehensive data presented in the Quote Chart to analyze CreditAccess Grameen's market trends, price movements, and potential returns. Make informed investment choices by comparing different time frames and evaluating intraday data for optimized portfolio management.

CreditAccess Grameen Stock Price History

DateCreditAccess Grameen Price
9/20/20241,274.25 undefined
9/19/20241,269.75 undefined
9/18/20241,240.40 undefined
9/17/20241,252.90 undefined
9/16/20241,260.00 undefined
9/13/20241,260.95 undefined
9/12/20241,257.00 undefined
9/11/20241,211.45 undefined
9/10/20241,213.70 undefined
9/9/20241,205.85 undefined
9/6/20241,208.85 undefined
9/5/20241,180.00 undefined
9/4/20241,185.85 undefined
9/3/20241,209.70 undefined
9/2/20241,207.75 undefined
8/30/20241,221.05 undefined
8/29/20241,192.75 undefined
8/28/20241,202.05 undefined
8/27/20241,211.90 undefined
8/26/20241,211.60 undefined
8/23/20241,203.60 undefined

CreditAccess Grameen Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into CreditAccess Grameen, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by CreditAccess Grameen from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects CreditAccess Grameen’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of CreditAccess Grameen. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into CreditAccess Grameen’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing CreditAccess Grameen’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on CreditAccess Grameen’s growth potential.

CreditAccess Grameen Revenue, EBIT and net profit per share

DateCreditAccess Grameen RevenueCreditAccess Grameen EBITCreditAccess Grameen Net Income
2028e74.63 B undefined50.55 B undefined25.06 B undefined
2027e63.13 B undefined39.68 B undefined24.47 B undefined
2026e52.61 B undefined35.8 B undefined20.62 B undefined
2025e43.23 B undefined29.76 B undefined17.16 B undefined
202451.19 B undefined41.17 B undefined14.46 B undefined
202334.87 B undefined27.14 B undefined8.26 B undefined
202226.69 B undefined20.54 B undefined3.53 B undefined
202124.61 B undefined18.75 B undefined1.34 B undefined
202016.99 B undefined12.72 B undefined3.34 B undefined
201912.81 B undefined9.87 B undefined3.22 B undefined
20188.71 B undefined6.68 B undefined2.13 B undefined
20177.02 B undefined4.33 B undefined803 M undefined
20164.57 B undefined3.28 B undefined838 M undefined
20152.68 B undefined1.91 B undefined495 M undefined
20141.42 B undefined916 M undefined185 M undefined
2013867 M undefined468 M undefined85 M undefined

CreditAccess Grameen Income Statement, Balance Sheet, Cash Flow Statement

  • Simple

  • Expanded

  • Income Statement

  • Balance Sheet

  • Cashflow

 
REVENUE (B)REVENUE GROWTH (%)GROSS MARGIN (%)GROSS INCOME (B)EBIT (B)EBIT MARGIN (%)NET INCOME (B)NET INCOME GROWTH (%)SHARES (M)DOCUMENTS
2013201420152016201720182019202020212022202320242025e2026e2027e2028e
0.871.422.684.577.028.7112.8116.9924.6126.6934.8751.1943.2352.6163.1374.63
-64.1388.4870.4053.5424.0747.1732.5944.848.4530.6746.80-15.5421.6919.9918.23
--------99.8899.8999.9599.92----
0000000024.5826.6634.8551.150000
0.470.921.913.284.336.689.8712.7218.7520.5427.1441.1729.7635.839.6850.55
53.9864.3771.1071.7761.7576.6777.0674.8976.2076.9877.8280.4468.8368.0662.8667.73
0.090.190.50.840.82.133.223.341.343.538.2614.4617.1620.6224.4725.06
-117.65167.5769.29-4.18164.6351.443.67-59.83163.43133.9975.0518.6520.1918.662.41
128128128128128103139145150.54159.02159.42159.930000
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Details

Keystats

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Revenue and Growth

The CreditAccess Grameen Revenue and Revenue Growth are pivotal to understanding the company's financial health and operational efficiency. A consistent increase in revenue indicates a company’s ability to effectively market and sell its products or services, while the revenue growth percentage offers insights into the pace at which the company is expanding over the years.

Gross Margin

The Gross Margin is a crucial metric that showcases the percentage of revenue exceeding the cost of goods sold (COGS). A higher gross margin is indicative of a company’s efficiency in controlling its production costs, thereby promising potential profitability and financial stability.

EBIT and EBIT Margin

EBIT (Earnings Before Interest and Taxes) and EBIT Margin offer deep insights into a company’s profitability, excluding the impacts of interest and taxes. Investors often assess these metrics to gauge the operational efficiency and inherent profitability of a business, separate from its financial structure and tax environment.

Income and Growth

Net Income and its subsequent growth are quintessential for investors looking to understand a company’s profitability. Consistent income growth underscores a company’s ability to enhance its profitability over time, reflecting operational efficiency, strategic competitiveness, and financial health.

Shares Outstanding

Shares outstanding refer to the total number of shares a company has issued. It's instrumental in calculating key metrics like Earnings Per Share (EPS) which is pivotal for investors to evaluate a company’s profitability on a per-share basis, offering a more granular view of financial health and valuation.

Interpreting Year to Year Comparison

Comparing yearly data allows investors to identify trends, assess the company’s growth, and anticipate potential future performance. Analyzing how metrics like revenue, income, and margins change year over year can provide valuable insights into the company’s operational efficiency, competitiveness, and overall financial health.

Expectations and Predictions

Investors often juxtapose the current and past financial data with the market’s expectations. This comparison aids in assessing whether the CreditAccess Grameen is performing as anticipated, underperforming or outperforming the market predictions, providing pivotal data for investment decisions.

 
ASSETSCASH BALANCE (B)RECEIVABLES (B)OTHER REC. (B)INVENTORIES (M)OTHER CURRENT LIAB. (B)CURRENT ASSETS (B)TANGIBLE ASSETS (B)LONG-T. INVEST. (B)LONG-T. REC. (B)INTANGIBLE ASSETS (B)GOODWILL (B)OTHER NON-CURRENT ASSETS (B)NON-CURRENT ASSETS (B)TOTAL ASSETS (B)LIABILITIESCOMMON STOCK (B)ADDITIONAL PAID-IN CAPITAL (B)RETAINED EARNINGS (B)OTHER EQUITY (M)UNREAL. GAINS/LOSSES (M)EQUITY (B)LIABILITIES (B)PROVISIONS (M)OTHER SHORT-TERM LIAB. (B)SHORT-TERM DEBTS (M)LONG-TERM DEBT PORTION (B)SHORT-TERM REC. (B)LONG-T. LIAB. (B)DEFERRED TAXES (M)OTHER LIAB. (M)LONG-T. LIABILITIES (B)DEBT (B)TOTAL CAPITAL (B)
201320142015201620172018201920202021202220232024
                       
0.913.252.82.553.771.436.167.1824.8417.6113.4111.07
00000000117.29147.81190.580
000000001.371.171.440
000000000000
000000001.562.161.450
0.913.252.82.553.771.436.167.18145.07168.75206.8811.07
0.030.030.030.050.070.10.190.860.921.070.971.21
0.010000.030.030.010.460.010.014.5514.39
3.976.7713.5324.7528.5149.1366.65111.83118.8149.01192.08252.45
000.040.060.090.080.081.761.641.51.31.17
00000003.183.763.763.763.76
0.020.010.040.080.90.30.430.571.351.551.763.44
4.026.8113.6324.9529.5949.6367.37118.65126.46156.89204.41276.41
4.9310.0616.4327.533.3651.0673.52125.83271.53325.63411.29287.48
                       
0.40.530.730.730.861.271.431.441.561.561.591.59
0.621.292.292.293.668.8314.814.8422.6322.6824.7924.98
0.110.290.791.631.594.267.511.4314.7718.3324.639.17
00002310-85-357-39.4-895.496.1-41.7
000000000000
1.122.113.814.656.1314.3823.6527.3438.9141.6751.0765.7
00000.190.351.041.090.220.350.440.37
46801432710000293.4362.7451.60
00000.030.060.060.111.922.392.792.45
00020000000000
2.424.357.0610.910000.162.2371.379.710
2.464.437.211.380.220.411.11.2964.6674.483.42.81
1.473.75.8511.2226.8536.2448.6795.92110.17130.06163.91219.47
000000000000
395376455876177118159256331.3353.5370476.6
1.874.086.3112.127.0336.3548.8396.17110.5130.41164.28219.95
4.338.5113.523.4827.2536.7649.9297.46175.16204.81247.68222.76
5.4510.6217.3128.1333.3851.1473.57124.81214.07246.48298.75288.46
Details

Balance Sheet

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Understanding the Balance Sheet

The balance sheet of CreditAccess Grameen provides a detailed financial snapshot, revealing the company's assets, liabilities, and equity at a specific point in time. Analyzing these components is crucial for investors looking to understand CreditAccess Grameen's financial health and stability.

Assets

CreditAccess Grameen's assets represent everything the company owns or controls that has monetary value. These are categorized into current and non-current assets, offering insights into the company's liquidity and long-term investments.

Liabilities

Liabilities are obligations that CreditAccess Grameen must settle in the future. Analyzing the ratio of liabilities to assets provides insights into the company's financial leverage and risk exposure.

Equity

Equity refers to the residual interest in the assets of CreditAccess Grameen after deducting liabilities. It represents the owners’ claim on the company’s assets and earnings.

Year-to-Year Analysis

Comparing balance sheet figures year-to-year allows investors to identify trends, growth patterns, and potential financial risks, facilitating informed investment decisions.

Interpreting the Data

Detailed analysis of assets, liabilities, and equity can provide investors with comprehensive insights into CreditAccess Grameen's financial standing, aiding in investment evaluations and risk assessments.

 
NET INCOME (B)DEPRECIATION (M)DEFERRED TAXES (M)CHANGES IN WORKING CAPITAL (M)NON-CASH ITEM (B)PAID INTEREST (B)PAID TAXES (B)NET CASH FLOW FROM OPERATING ACTIVITIES (M)CAPITAL EXPENDITURES (M)CASH FLOW FROM INVESTING ACTIVITIES (M)CASH FLOW FROM OTHER INVESTING ACTIVITIES (M)INTEREST INCOME AND EXPENSES (M)NET DEBT CHANGE (B)NET CHANGE IN EQUITY (B)CASH FLOW FROM FINANCING ACTIVITIES (B)CASH FLOW FROM OTHER FINANCING ACTIVITIES ()TOTAL DIVIDENDS PAID (M)NET CHANGE IN CASH FLOW (B)FREE CASH FLOW (M)SHARE-BASED COMPENSATION (M)
20132014201520162017201820192020202120222023
0.090.280.761.31.243.284.984.621.84.8111.05
651926445177203440472498
00000000000
-1,212-2,822-7,051-11,441-6,685-24,122-23,703-34,663-12,878-37,507-47,818
0.070.080.110.231.153.534.877.566.095.083.37
000003.333.975.55000
0.030.110.30.460.730.671.821.641.151.22.4
-1,043-2,464-6,160-9,882-4,247-17,255-13,780-22,284-4,546-27,143-32,897
-4-6-53-78-85-71-177-218-145-278-173
-298-213-832531-48536-71-6,378235-329-3,144
-294-206-77960936607105-6,160380-51-2,971
00000000000
004.859.434.3511.1712.2829.1713.5719.6533.6
001.201.53.536.310.048.030.030.05
005.979.345.7914.718.2929.2121.4619.6833.65
---77.00-83.00-58.00-9.00-298.00--135.00--
00000000000
-1.34-2.68-1.02-0.011.49-2.024.440.5417.15-7.8-2.39
-1,047.7-2,471.2-6,213.6-9,960.9-4,332.9-17,326.9-13,958.1-22,503.2-4,692.3-27,422-33,071
00000000000

CreditAccess Grameen stock margins

The CreditAccess Grameen margin analysis displays the gross margin, EBIT margin, as well as the profit margin of CreditAccess Grameen. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for CreditAccess Grameen.

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Gross margin
EBIT margin
Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the CreditAccess Grameen's sales revenue. A higher gross margin percentage indicates that the CreditAccess Grameen retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the CreditAccess Grameen's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the CreditAccess Grameen's total revenue generated. When comparing the revenue margin year over year, investors can gauge the CreditAccess Grameen's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the CreditAccess Grameen. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the CreditAccess Grameen's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

CreditAccess Grameen Margin History

CreditAccess Grameen Gross marginCreditAccess Grameen Profit marginCreditAccess Grameen EBIT marginCreditAccess Grameen Profit margin
2028e99.92 %67.73 %33.57 %
2027e99.92 %62.86 %38.76 %
2026e99.92 %68.06 %39.19 %
2025e99.92 %68.83 %39.68 %
202499.92 %80.43 %28.25 %
202399.95 %77.82 %23.69 %
202299.89 %76.98 %13.23 %
202199.88 %76.2 %5.45 %
202099.92 %74.89 %19.64 %
201999.92 %77.06 %25.12 %
201899.92 %76.67 %24.41 %
201799.92 %61.75 %11.44 %
201699.92 %71.77 %18.34 %
201599.92 %71.1 %18.46 %
201499.92 %64.37 %13 %
201399.92 %53.98 %9.8 %

CreditAccess Grameen Stock Sales Revenue, EBIT, Earnings per Share

The CreditAccess Grameen earnings per share therefore indicates how much revenue CreditAccess Grameen has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Sales per Share
EBIT per share
Earnings per Share
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Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue CreditAccess Grameen earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates CreditAccess Grameen's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of CreditAccess Grameen’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating CreditAccess Grameen's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

CreditAccess Grameen Revenue, EBIT and net profit per share

DateCreditAccess Grameen Sales per ShareCreditAccess Grameen EBIT per shareCreditAccess Grameen Earnings per Share
2028e468.06 undefined0 undefined157.14 undefined
2027e395.9 undefined0 undefined153.44 undefined
2026e329.93 undefined0 undefined129.31 undefined
2025e271.13 undefined0 undefined107.59 undefined
2024320.07 undefined257.45 undefined90.41 undefined
2023218.73 undefined170.22 undefined51.82 undefined
2022167.82 undefined129.19 undefined22.2 undefined
2021163.46 undefined124.56 undefined8.9 undefined
2020117.17 undefined87.74 undefined23.01 undefined
201992.18 undefined71.04 undefined23.15 undefined
201884.52 undefined64.81 undefined20.63 undefined
201754.82 undefined33.85 undefined6.27 undefined
201635.7 undefined25.63 undefined6.55 undefined
201520.95 undefined14.9 undefined3.87 undefined
201411.12 undefined7.16 undefined1.45 undefined
20136.77 undefined3.66 undefined0.66 undefined

CreditAccess Grameen business model

CreditAccess Grameen Ltd is a leading financial institution specializing in microfinanced loans. It was established in 2008 and has since experienced significant growth. The company is headquartered in Bengaluru, India and operates in multiple cities and villages throughout India. The establishment of CreditAccess Grameen Ltd was initiated by Chinna Veerappan, an experienced banker. He founded the company with the vision of facilitating access to financial services for the poorest segments of India. He recognized that traditional banks often do not serve these population groups as they cannot provide sufficient collateral. CreditAccess Grameen Ltd offers microfinanced loans to individuals who are unable to provide collateral but still require access to financial services. The company works closely with its clients to understand their financial needs and provide them with the best possible support. The company has developed an innovative business model that emphasizes sustainability and social responsibility. It collaborates closely with communities and promotes job creation and income opportunities. In addition to lending, CreditAccess Grameen Ltd also offers various other divisions, including: - Savings: The company also supports small savings deposits by its customers to help them achieve financial stability. - Credit Insurance: CreditAccess Grameen Ltd also provides credit insurance to its customers to protect them from financial losses due to unforeseen circumstances. - Payment Services: The company also offers payment services to facilitate easy money transfers. CreditAccess Grameen Ltd offers a range of financial products to meet its customers' needs, including group loans, individual loans, micro-savings, micro-insurance, and payment services. It has also developed specialized products to meet the needs of women, youth, and employment-intensive sectors such as agriculture and trade. Overall, CreditAccess Grameen Ltd is considered an important provider of financial services in India. The company has developed an innovative methodology to meet the financial needs of the poorest segments and is actively committed to sustainability and social responsibility. Through its various divisions and products, the company offers a variety of financial services tailored to the needs of its customers. CreditAccess Grameen is one of the most popular companies on Eulerpool.com.

CreditAccess Grameen SWOT Analysis

Strengths

CreditAccess Grameen Ltd has established a strong market presence in the microfinance sector, allowing them to leverage their brand reputation and customer base.

The company offers a diversified range of loan products, catering to various customer segments. This helps mitigate risk and allows for potential growth opportunities.

CreditAccess Grameen Ltd boasts a skilled and experienced workforce, enabling effective credit assessment, loan management, and customer service. Their expertise contributes to the company's overall success.

The company has invested in advanced technology systems and infrastructure, enhancing operational efficiency and enabling seamless customer interactions. This gives them a competitive edge in the market.

Weaknesses

CreditAccess Grameen Ltd relies on partnerships with local banks for funding its loan portfolio. Any change in these relationships or difficulties in obtaining funds may impact the company's ability to offer loans.

The company's financial performance is closely tied to economic conditions. Downturns or recessionary periods may result in increased default rates and lower loan demand, affecting their profitability.

CreditAccess Grameen Ltd operates primarily in specific regions, which exposes them to geographic concentration risk. Any adverse events or economic downturns in these regions could impact the company's operations.

Opportunities

There is a significant untapped market for microfinance services in rural areas. CreditAccess Grameen Ltd has an opportunity to expand their presence in these regions, offering financial inclusion to underserved customers.

The expanding middle-class segment presents an opportunity for CreditAccess Grameen Ltd to offer a wider range of financial products and services, such as savings accounts and insurance, diversifying their revenue streams.

The company can explore strategic partnerships with other financial institutions or technology firms to enhance their product offerings, improve distribution channels, and tap into new customer segments.

Threats

Any changes in regulations related to microfinance institutions may impact the company's operations and lending activities. Compliance with evolving regulatory requirements is essential to mitigate this threat.

The microfinance sector is highly competitive, with the presence of both established players and new entrants. CreditAccess Grameen Ltd needs to continuously innovate and differentiate to stay ahead of the competition.

CreditAccess Grameen Ltd faces the risk of loan defaults and delinquencies, which may impact their financial stability and profitability. Rigorous credit assessment and risk management practices are crucial in mitigating this threat.

CreditAccess Grameen Eulerpool Fair Value

Details

Fair Value

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Understanding Fair Value

The fair value of a stock provides insights into whether the stock is currently undervalued or overvalued. It is calculated based on profit, revenue, or dividends and offers a comprehensive perspective of the stock’s intrinsic value.

Income-Based Fair Value

This is calculated by multiplying the earnings per share by the average P/E ratio of the selected past years for smoothing. If the fair value is higher than the current market price, it suggests that the stock is undervalued.

Example 2022

Fair Value Profit 2022 = Earnings per Share 2022 / Average P/E Ratio 2019 - 2021 (3 Years Smoothing)

Revenue-Based Fair Value

It is derived by multiplying the revenue per share by the average price-to-sales ratio of the selected past years for smoothing. An undervalued stock is identified if the fair value exceeds the ongoing market price.

Example 2022

Fair Value Revenue 2022 = Revenue per Share 2022 / Average PSR 2019 - 2021 (3 Years Smoothing)

Dividend-Based Fair Value

This value is determined by dividing the dividend per share by the average dividend yield of the selected past years for smoothing. A higher fair value than the market price indicates an undervalued stock.

Example 2022

Fair Value Dividend 2022 = Dividend per Share 2022 * Average Dividend Yield 2019 - 2021 (3 Years Smoothing)

Expectations and Forecasts

Future expectations provide potential trajectories for stock prices and aid investors in decision-making. The expected values are forecasted figures of fair value, taking into account the growth or decline trends of profit, revenue, or dividend.

Comparative Analysis

Comparing the fair value based on profit, revenue, and dividend provides a holistic overview of the stock’s financial health. Observing the annual and per-annual variations contributes to understanding the consistency and reliability of stock performance.

CreditAccess Grameen historical P/E ratio, EBIT, and P/S ratio.

CreditAccess Grameen shares outstanding

The number of shares was CreditAccess Grameen in 2023 — This indicates how many shares 159.42 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details

Revenue, EBIT and Earnings per share

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Revenue Per Share

Revenue per share represents the total revenue CreditAccess Grameen earns, divided by the number of outstanding shares. It is a crucial metric as it reflects the company's ability to generate sales and signifies growth and expansion potential. Comparing yearly revenue per share allows investors to analyze the consistency in a company’s earnings and predict future trends.

EBIT Per Share

EBIT per share indicates CreditAccess Grameen's earning before interest and taxes, offering insights into operational profitability excluding the effects of capital structure and tax rates. It can be juxtaposed against revenue per share to gauge the efficiency in converting sales into profits. A consistent increase in EBIT per share over the years underscores operational efficiency and profitability.

Income Per Share

Income per share, or earnings per share (EPS), reveals the portion of CreditAccess Grameen’s profit allocated to each share of common stock. It’s instrumental in evaluating the profitability and financial health. By comparing it with revenue and EBIT per share, investors discern how effectively a firm translates sales and operational profits into net income.

Expected Values

Expected values are projections of revenue, EBIT, and income per share for forthcoming years. These anticipations, rooted in historical data and market analysis, aid investors in strategizing their investments, evaluating CreditAccess Grameen's prospective performance, and estimating future stock prices. However, it’s pivotal to consider market volatilities and uncertainties that can influence these projections.

CreditAccess Grameen dividend history and estimates

In 2023, CreditAccess Grameen paid a dividend amounting to 0 INR. Dividend means that CreditAccess Grameen distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details

Dividend

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Dividend Overview

The dividend per year chart for CreditAccess Grameen provides a comprehensive view of the annual dividends distributed to shareholders. Analyze the trend to understand the consistency and growth in dividend payouts over the years.

Interpretation and Use

A consistent or increasing trend in dividends can indicate the company's profitability and financial health. Investors can use this data to identify CreditAccess Grameen’s potential for long-term investment and income generation through dividends.

Investment Strategy

Incorporate the dividend data in evaluating CreditAccess Grameen's overall performance. A thorough analysis, considering other financial aspects, will help in making informed investment decisions for optimal capital growth and income generation.

CreditAccess Grameen Dividend History

DateCreditAccess Grameen Dividend
202410 undefined
CreditAccess Grameen does not pay out any dividends.
Unfortunately, there are currently no price targets and forecasts available for CreditAccess Grameen.

CreditAccess Grameen latest earnings and earnings surprises

DateEPS EstimateEPS ActualQuarterly report
6/30/202425.49 24.82  (-2.64 %)2025 Q1
3/31/202424.7 24.79  (0.35 %)2024 Q4
6/30/202317.27 21.8  (26.22 %)2024 Q1
3/31/20209.19 1.99  (-78.35 %)2020 Q4
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Eulerpool ESG Scorecard© for the CreditAccess Grameen stock

Eulerpool World ESG Rating (EESG©)

65/ 100

🌱 Environment

23

👫 Social

88

🏛️ Governance

84

Environment

Scope 1 - Direct Emissions
124.29
Scope 2 - Indirect emissions from purchased energy
4,294.04
Scope 3 - Indirect emissions within the value chain
12,990.11
Total CO₂ emissions
4,418.34
CO₂ reduction strategy
✅
Coal energy
❌
Nuclear power
❌
Animal experiments
❌
Fur & Leather
—
Pesticides
—
Palm Oil
—
Tobacco
❌
Genetically modified organisms
❌
Climate concept
—
Sustainable forestry
—
Recycling regulations
❌
Environmentally friendly packaging
❌
Hazardous substances
✅
Fuel consumption and efficiency
❌
Water consumption and efficiency
❌

Social

Percentage of female employees16.41
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content❌
Alcohol❌
Weapons—
Firearms
❌
Gambling❌
Military contracts❌
Human rights concept✅
Privacy concept—
Occupational health and safety✅
Catholic✅

Governance (Corporate Governance)

Environmental reporting✅
Stakeholder Engagement✅
Call Back Policies❌
Antitrust law❌

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

CreditAccess Grameen list of shareholders

%
Name
Stocks
Change
Date
66.54565 % Creditaccess Asia NV106,109,028012/31/2023
3.15875 % Nippon Life India Asset Management Limited5,036,721-483,8222/15/2024
2.96603 % Canara Robeco Asset Management Company Ltd.4,729,416340,00012/31/2023
2.44947 % Axis Asset Management Company Limited3,905,7481,018,09212/31/2023
1.08209 % Norges Bank Investment Management (NBIM)1,725,424-93,79212/31/2023
1.07226 % ICICI Prudential Life Insurance Company Ltd.1,709,756-467,14912/31/2023
1.05444 % T. Rowe Price International Ltd1,681,342012/31/2023
1.04607 % PGIM India Asset Management Private Limited1,667,984-149,07612/31/2023
1.01265 % The Vanguard Group, Inc.1,614,70303/31/2024
0.82061 % Invesco Asset Management (India) Private Limited1,308,49003/31/2024
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CreditAccess Grameen Executives and Management Board

Mr. Udaya Hebbar63
CreditAccess Grameen Chief Executive Officer, Managing Director, Director
Compensation 44.7 M
Mr. Ganesh Narayanan47
CreditAccess Grameen Deputy Chief Executive Officer, Chief Business Officer
Compensation 27.56 M
Mr. Balakrishna Kamath53
CreditAccess Grameen Chief Financial Officer
Compensation 15.62 M
Mr. Sudesh Puthran53
CreditAccess Grameen Chief Technology Officer
Compensation 12.9 M
Mr. Gururaj Rao48
CreditAccess Grameen Chief Audit Officer (since 2020)
Compensation 12.6 M
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Most common questions regarding CreditAccess Grameen

What values and corporate philosophy does CreditAccess Grameen represent?

CreditAccess Grameen Ltd represents several core values and corporate philosophies. The company strongly believes in providing financial inclusion to the underprivileged sections of society. They aim to empower women by offering them access to credit and financial services. Additionally, CreditAccess Grameen Ltd emphasizes transparency, customer-centricity, and ethical practices. The company strives to enhance the livelihoods of its customers through responsible lending and personalized services. With a focus on rural and urban communities, CreditAccess Grameen Ltd aims to create sustainable impact and promote inclusive growth. This commitment to social responsibility and inclusive finance defines the core values and corporate philosophy of CreditAccess Grameen Ltd.

In which countries and regions is CreditAccess Grameen primarily present?

CreditAccess Grameen Ltd is primarily present in multiple countries and regions. This company operates in India, which is its home country, along with several other countries including Indonesia, Kenya, and Vietnam. With a strong focus on microfinance services, CreditAccess Grameen Ltd has established a prominent presence in these regions, catering to the financial needs of low-income individuals and families. By expanding its operations across different countries, CreditAccess Grameen Ltd aims to enhance financial inclusion and alleviate poverty in these regions.

What significant milestones has the company CreditAccess Grameen achieved?

CreditAccess Grameen Ltd, a leading Indian microfinance institution, has achieved several significant milestones. Firstly, the company successfully listed its shares on the stock exchanges in August 2018, marking a major milestone in its growth journey. Additionally, CreditAccess Grameen Ltd has consistently expanded its presence across India, reaching a customer base of over 2.7 million borrowers, primarily women from low-income households. The company's strong performance is evident from its consistent growth in loan disbursements and active loan portfolio. CreditAccess Grameen Ltd's commitment to financial inclusion and empowerment has made it a trusted name in the microfinance sector, driving its success and establishing its reputation.

What is the history and background of the company CreditAccess Grameen?

CreditAccess Grameen Ltd, founded in 1991, is a leading Indian microfinance institution (MFI) that aims to empower and uplift economically disadvantaged communities by providing financial services. With a strong presence across 13 states in India, the company operates through a network of over 1,300 branches. CreditAccess Grameen Ltd initially started as Grameen Koota Financial Services and transformed into a public limited company in 2015. It received its non-banking financial company (NBFC) license from the Reserve Bank of India (RBI) the same year. Since its establishment, CreditAccess Grameen Ltd has been dedicated to promoting financial inclusion and enhancing the livelihoods of its customers through innovative microcredit solutions.

Who are the main competitors of CreditAccess Grameen in the market?

The main competitors of CreditAccess Grameen Ltd in the market include other microfinance institutions such as Bandhan Bank, Bharat Financial Inclusion Ltd (BFIL), and Ujjivan Financial Services Ltd.

In which industries is CreditAccess Grameen primarily active?

CreditAccess Grameen Ltd is primarily active in the microfinance industry. With its focus on providing financial services to women and rural households, CreditAccess Grameen Ltd aims to empower individuals by extending credit facilities and promoting financial inclusion. As a leading player in the microfinance sector, the company has established itself as a reliable partner in facilitating access to credit for underserved communities. Through its robust operations, CreditAccess Grameen Ltd contributes towards sustainable development and poverty alleviation while creating a positive impact in the lives of its customers.

What is the business model of CreditAccess Grameen?

CreditAccess Grameen Ltd operates under a microfinance business model. The company provides financial services, including microloans, to individuals in rural and urban areas of India. CreditAccess Grameen focuses on offering small-ticket loans to underserved households, especially women entrepreneurs, enabling them to start or expand their businesses. By providing accessible credit solutions, the company aims to alleviate poverty and promote financial inclusion in the country. With a strong presence in rural India, CreditAccess Grameen aims to empower individuals through financial support, contributing to economic growth and development.

What is the P/E ratio of CreditAccess Grameen 2024?

The CreditAccess Grameen P/E ratio is 14.09.

What is the P/S ratio of CreditAccess Grameen 2024?

The CreditAccess Grameen P/S ratio is 3.98.

What is the AlleAktien quality score of CreditAccess Grameen?

The AlleAktien quality score for CreditAccess Grameen is 7/10.

What is the revenue of CreditAccess Grameen 2024?

The CreditAccess Grameen revenue is 51.19 B INR.

How high is the profit of CreditAccess Grameen 2024?

The CreditAccess Grameen profit is 14.46 B INR.

What is the business model of CreditAccess Grameen

CreditAccess Grameen Ltd is a leading financial service provider specializing in microfinance services. The company operates in India, Kenya, and other emerging markets and has quickly gained a reputation as a reliable and trustworthy partner in the financing of small and micro businesses. The business model of CreditAccess Grameen Ltd is based on the idea that every individual has the right to financial support to run their business and fulfill their dreams. Therefore, the company offers a wide range of financial products and services tailored to the specific needs of its customers. One of the key areas of CreditAccess Grameen Ltd is microcredit lending. The company provides loans to small and micro entrepreneurs who typically do not have access to traditional banking systems. Customers can apply for loans of various amounts and durations and receive quick approval and disbursement. CreditAccess Grameen Ltd also offers deposit and savings accounts. These accounts are specially designed for customers who want to save money but do not have a traditional bank account. Customers can open secure and reliable deposit accounts and invest their money at attractive interest rates. In addition, the company also offers other financial services such as insurance, money transfer, and advisory services. With its comprehensive range of financial products and services, CreditAccess Grameen Ltd aims to provide its customers with a wide range of options to manage their finances and improve their businesses. To successfully implement its business model, CreditAccess Grameen Ltd has implemented unique technologies that allow it to quickly and efficiently respond to the needs of its customers. The company utilizes mobile apps and online platforms to process loan applications, manage accounts, and provide important financial information. Overall, the business model of CreditAccess Grameen Ltd is focused on building strong relationships with its customers and helping them achieve their financial goals. Through its comprehensive financial services and innovative technologies, the company has been able to reach customers in different regions of the world and have a positive impact on their lives.

What is the CreditAccess Grameen dividend?

CreditAccess Grameen pays a dividend of 0 INR distributed over payouts per year.

How often does CreditAccess Grameen pay dividends?

The dividend cannot currently be calculated for CreditAccess Grameen or the company does not pay out a dividend.

What is the CreditAccess Grameen ISIN?

The ISIN of CreditAccess Grameen is INE741K01010.

What is the CreditAccess Grameen ticker?

The ticker of CreditAccess Grameen is CREDITACC.NS.

How much dividend does CreditAccess Grameen pay?

Over the past 12 months, CreditAccess Grameen paid a dividend of 10 INR . This corresponds to a dividend yield of about 0.78 %. For the coming 12 months, CreditAccess Grameen is expected to pay a dividend of 10 INR.

What is the dividend yield of CreditAccess Grameen?

The current dividend yield of CreditAccess Grameen is 0.78 %.

When does CreditAccess Grameen pay dividends?

CreditAccess Grameen pays a quarterly dividend. This is distributed in the months of .

How secure is the dividend of CreditAccess Grameen?

CreditAccess Grameen paid dividends every year for the past 0 years.

What is the dividend of CreditAccess Grameen?

For the upcoming 12 months, dividends amounting to 10 INR are expected. This corresponds to a dividend yield of 0.78 %.

In which sector is CreditAccess Grameen located?

CreditAccess Grameen is assigned to the 'Finance' sector.

Wann musste ich die Aktien von CreditAccess Grameen kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of CreditAccess Grameen from 9/11/2024 amounting to 10 INR, you needed to have the stock in your portfolio before the ex-date on 7/26/2024.

When did CreditAccess Grameen pay the last dividend?

The last dividend was paid out on 9/11/2024.

What was the dividend of CreditAccess Grameen in the year 2023?

In the year 2023, CreditAccess Grameen distributed 0 INR as dividends.

In which currency does CreditAccess Grameen pay out the dividend?

The dividends of CreditAccess Grameen are distributed in INR.

All fundamentals about CreditAccess Grameen

Our stock analysis for CreditAccess Grameen Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of CreditAccess Grameen Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.