Credicorp Equity 2025

Credicorp Aktienanalyse

What does Credicorp do?

Credicorp Ltd is a leading financial services company headquartered in Lima, Peru. It was founded in 1995 and has since made history. It is the leading financial services provider in Peru and is among the largest financial institutions in Latin America. The business model of Credicorp Ltd is focused on offering a comprehensive range of financial services to meet the needs of its customers in Peru and other Latin American countries. The company's various business segments include banking, investment banking, insurance, leasing, and asset management. In the banking business, Credicorp Ltd offers a wide range of products and services, including deposit and credit products as well as debit and credit cards. The bank is known for its strong capital position and ability to generate stable returns. Credicorp Ltd's investment banking division offers advisory and financing services. These include mergers and acquisitions, equity and bond issuances, and structured finance. The company is known for its strong presence in the Peruvian market and its ability to bring together investors and companies. Credicorp Ltd's insurance business includes a wide range of insurance products, including life insurance, health insurance, and property insurance. The company is one of the most important players in the Peruvian insurance market and has experienced strong growth in other Latin American countries. Credicorp Ltd's leasing division offers various leasing solutions to meet the needs of businesses. This includes vehicle, machinery, and technology leasing as well as leasing of industrial equipment. The company is particularly strong in Peru and has served over 1,500 customers since 1996. Credicorp Ltd's asset management division offers a wide range of investment and asset management services. These include both traditional and alternative investment strategies as well as financial planning and advisory. Credicorp Asset Management has extensive experience in asset management and covers the entire Latin American region. Credicorp faces industry challenges and focuses on a consistent growth strategy. In recent years, the company has undertaken significant expansion, both organically and through strategic acquisitions and partnerships. Of particular significance are the acquisition of El Pacifico Vida Compania de Seguros y Reaseguros and the acquisition of Atlantic Security Bank in Panama. Credicorp Ltd is able to offer innovative and customized solutions to its customers while focusing on their needs. The company also has a strong corporate social responsibility (CSR) and is involved in social projects and nonprofit organizations. Overall, Credicorp Ltd is a leading financial services company in Peru and Latin America that focuses on comprehensive financial services that meet the needs of its customers. The company has experienced extensive growth in recent years and has gained a high reputation for its innovative solutions and CSR. Credicorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing Credicorp's Equity

Credicorp's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding Credicorp's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating Credicorp's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

Credicorp's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in Credicorp’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about Credicorp stock

What is the equity of Credicorp this year?

Credicorp has equity of 34.35 B PEN this year.

What was the equity of Credicorp compared to the previous year?

The equity of Credicorp has increased/decreased by 5.81% increased compared to the previous year.

What impact does a high equity have on investors of Credicorp?

A high equity is advantageous for investors of Credicorp as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of Credicorp?

A low equity can be a risk for investors of Credicorp, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of Credicorp affect the company?

An increase in equity of Credicorp can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of Credicorp affect the company?

A reduction in equity of Credicorp can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of Credicorp?

Some factors that can affect the equity of Credicorp include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of Credicorp so important for investors?

The equity of Credicorp is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can Credicorp take to change the equity?

To change equity, Credicorp can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does Credicorp pay?

Over the past 12 months, Credicorp paid a dividend of 12.2 PEN . This corresponds to a dividend yield of about 1.82 %. For the coming 12 months, Credicorp is expected to pay a dividend of 13.07 PEN.

What is the dividend yield of Credicorp?

The current dividend yield of Credicorp is 1.82 %.

When does Credicorp pay dividends?

Credicorp pays a quarterly dividend. This is distributed in the months of June, June, June, October.

How secure is the dividend of Credicorp?

Credicorp paid dividends every year for the past 23 years.

What is the dividend of Credicorp?

For the upcoming 12 months, dividends amounting to 13.07 PEN are expected. This corresponds to a dividend yield of 1.95 %.

In which sector is Credicorp located?

Credicorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Credicorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Credicorp from 10/18/2024 amounting to 2.917 PEN, you needed to have the stock in your portfolio before the ex-date on 9/23/2024.

When did Credicorp pay the last dividend?

The last dividend was paid out on 10/18/2024.

What was the dividend of Credicorp in the year 2024?

In the year 2024, Credicorp distributed 6.775 PEN as dividends.

In which currency does Credicorp pay out the dividend?

The dividends of Credicorp are distributed in PEN.